MRP’s Oregon Foreclosure Help page offers no access to attorney representation
Oregon Foreclosure Help - Hardest Hit Fund
Oregon is a “Hardest Hit Fund” State
($220,042,786)
Eligibility Info and Fact Sheet
For eligibility requirements and application information, please visit:
http://www.oregonhomeownerhelp.org/
Oregon Foreclosure Help - HUD Approved Agencies
HUD Approved Foreclosure Avoidance Counseling Agencies Located in Oregon
Foreclosure prevention counseling services are provided free of charge by nonprofit housing counseling agencies working in partnership with the Federal Government. These agencies are funded, in part, by HUD and NeighborWorks® America. There is no need to pay a private company for these services. Organizations are listed in alphabetical order, by city.
In many cases, these organizations will end up recommending that you retain an attorney. The fact is that an experienced foreclosure attorney is in the best position to represent you in mortgage negotiations and foreclosure proceedings. In fact, THE FEDERAL TRADE COMMISSION (FTC) PROHIBITS ANY “NON-ATTORNEY” FROM NEGOTIATING MORTGAGE DEBT ON BEHALF OF A DISTRESSED HOMEOWNER. In some instances, negotiating yourself or through a non-attorney third party can even be detrimental to you. Before you do anything else, have a free consultation with a foreclosure defense attorney.
Oregon Foreclosure Help - HUD Approved Foreclosure Avoidance Counseling Agencies in Oregon
This list includes only HUD Approved Housing Counseling Agencies offering “Mortgage Delinquency and Default Resolution Counseling” services, and are considered “Foreclosure Avoidance Counseling” agencies. Organizations are listed in alphabetical order, by city.
HUD Agency Name | Phone Toll-Free Fax Number Website Agency ID | Address | Languages |
COMMUNITY ACTION TEAM, INC. | P: 503-325-8098-1 T: F: 503-325-9216 E: [email protected] W: A: 82581 | 1154 Commercial Street ASTORIA, Oregon 97103-4147 | - English - Spanish |
NEIGHBORIMPACT- BEND HOUSING CENTER | P: 541-323-6567 T: F: E: [email protected] W: www.neighborimpact.org A: 90211 | 20310 Empire Ave., Suite A100 BEND, Oregon 97703-5723 | - English - Spanish |
WILLAMETTE NEIGHBORHOOD HOUSING SERVICES INC (FORMERLY CORVALLIS NHS) | P: 541-752-7220 T: F: E: [email protected] W: www.w-nhs.org A: 90460 | 257 SW Madison Ave Suite 113 CORVALLIS, Oregon 97333-4757 | - English |
OPEN DOOR COUNSELING CENTER | P: 503-640-6689 T: F: E: [email protected] W: www.odhw.org A: 80013 | 34420 SW Tualatin Valley Hwy Hillsboro, Oregon 97123-5470 | - English - Polish - Russian - Spanish - Ukrainian |
COMMUNITY CONNECTION OF NORTHEAST OREGON, INC. | P: 541-963-3186 T: F: E: W: A: 83237 | 2802 Adams Ave La Grande, Oregon 97850-5267 | - English |
NEIGHBORIMPACT - MADRAS HOUSING CENTER | P: 541-323-6580 T: F: 541-749-4948 E: [email protected] W: www.neighborimpact.org/homesource A: 84789 | 374 SW 5th St Suite B MADRAS, Oregon 97741-1344 | - English - Spanish |
HOUSING AUTHORITY OF YAMHILL COUNTY | P: 503-883-4300 T: F: E: W: A: 81970 | 135 NE Dunn Pl McMinnville, Oregon 97128-9081 | - English - Spanish |
COMMUNITY IN ACTION | P: 541-889-1060 T: F: 541-889-0768 E: [email protected] W: www.communityinaction.info A: 90027 | 915 SE 3rd Avenue Ontario, Oregon 97914 | - English - Spanish |
NEIGHBORHOOD ECONOMIC DEVELOPMENT CORP (NEDCO) DBA CORVALLIS NHS | P: 541-345-7106-218 T: F: E: [email protected] W: www.nedcocdc.org A: 80347 | 421 High Street, Suite 110 OREGON CITY, Oregon 97045-2202 | - English - Spanish |
AFRICAN AMERICAN ALLIANCE FOR HOMEOWNERSHIP, INC. | P: 503-595-3517 T: F: 503-595-3519 E: [email protected] W: www.aaah.org A: 81074 | 825 NE 20th Ave Suite 225 Portland, Oregon 97232-2275 | - English - Spanish |
HACIENDA COMMUNITY DEVELOPMENT CORPORATION | P: 503-961-6432 T: F: 503-595-2116 E: [email protected] W: www.haciendacdc.org A: 84331 | 6700 N.E.Killingsworth PORTLAND, Oregon 97218-3318 | - English - Spanish |
MONEY MANAGEMENT INTERNATIONAL - PORTLAND BRANCH | P: 866-232-9080 T: 866-232-9080 F: 866-921-5129 E: [email protected] W: www.moneymanagement.org A: 84752 | 10260 SW Greenburg Rd # 412 Portland, Oregon 97223-5500 | - ASL - English - Other - Spanish |
NEIGHBORIMPACT - PRINEVILLE HOUSING CENTER | P: 541-548-2380 T: F: 541-447-9403 E: [email protected] W: www.neighborimpact.org/homesource A: 84788 | 422 NW Beaver Street PRINEVILLE, Oregon 97754-1838 | - English - Spanish |
NEIGHBORIMPACT | P: 541-318-7506 T: F: E: W: www.neighborimpact.org A: 81156 | 2303 SW 1st St Bldg C Redmond, Oregon 97756-7133 | - English - Spanish |
NEIGHBORWORKS UMPQUA | P: 541-673-4909 T: F: E: W: www.nwumpqua.org/ A: 83906 | 605 SE Kane St Roseburg, Oregon 97470-4906 | - English - Spanish |
NEIGHBORHOOD ECONOMIC DEVELOPMENT CORP (NEDCO) DBA CORVALLIS NHS | P: 541-345-7106-218 T: F: 503-779-2682 E: [email protected] W: www.nedcocdc.org A: 84821 | 437 Union St. NE SALEM, Oregon 97301-2458 | - English - Spanish |
CORVALLIS NEIGHBORHOOD HOUSING SERVICES, INC. -DEVNW- | P: 541-345-7106-218 T: F: E: [email protected] W: www.nedcocdc.org A: 90461 | 212 Main St SPRINGFIELD, Oregon 97477-5370 | - English - Spanish |
Oregon Foreclosure Help - National Foreclosure Mitigation Counseling (NFMC) grantees through NeighborWorks® America, located in Oregon
Agency Name | Phone Website | Address | Languages |
CCCS of Greater Atlanta | Phone: 877-877-1995 Web: www.clearpointccs.org | 4800 SW Griffith Dr. Suite 102 Beaverton, Oregon 97005 | - English |
MMI - Bend | Phone: 800-308-2227 Web: www.moneymanagement.org | 1010 NW 14th St., Ste. 100 Bend, Oregon 97701 | - English |
Consumer Credit Counseling Service of Central Ohio | Phone: 800-355-2227 Web: www.apprisen.com | 8800 SE Sunnyside Rd., Suite 102 Clackamas, Oregon 97015 | - English |
Willamette Neighborhood Housing Services | Phone: (541) 752-7220 Web: www.w-nhs.org | 257 SW Madison Corvallis, Oregon 97333 | - English |
MMI - Eugene | Phone: 800-308-2227 Web: www.moneymanagement.org | 355 Goodpasture Island Rd., Suite 104, Office #3 Eugene, Oregon 97401 | - English |
Open Door Counseling Center | Phone: (503) 640-6689 Web: www.opendoorcc.net | 34420 TV Hwy. Hillsboro, Oregon 97123 | - English |
Klamath & Lake Community Action Services | Phone: (541) 882-3500 Web: www.klcas.org | 125 S. 6th St. Klamath Falls, Oregon 97601 | - English |
Community Connections of Northeast Oregon, Inc. | Phone: (541) 963-3186 Web: www.ccno.org | 2802 Adams Avenue La Grande, Oregon 97850 | - English |
Yamhill County Affordable Housing Corp | Phone: (503) 434-6571 Web: www.hayc.org | 135 NE Dunn Place McMinnville, Oregon 97128 | - English |
ACCESS | Phone: (541) 779-6691 Web: | 3630 Aviation Way Medford, Oregon 97051 | - English |
Community in Action | Phone: 541-889-1060 Web: www.communityinaction.info | 49 NW 1st Street, # 6 Ontario, Oregon 97914 | - English |
Community Action Program of East Central Oregon | Phone: (541) 276-1926 Web: www.capeco-works.org | 721 SE 3RD SUITE D Pendleton, Oregon 97801 | - English |
African American Alliance for Homeownership | Phone: (503) 595-3517 Web: www.aaah.org | 415 N. Killingsworth Portland, Oregon 97217 | - English |
CCCS of Greater Atlanta | Phone: 877-877-1995 Web: www.clearpointccs.org | 9955 S.E. Washington Street, #301 Portland, Oregon 97216 | - English |
Hacienda Community Development Corporation | Phone: (503) 595-2111 Web: www.haciendacdc.org | 5136 NE 42nd Ave. Portland, Oregon 40439 | - English |
Neighbor Impact | Phone: (541)548-2380 Web: www.neighborimpact.org | 2303 SW First St Redmond, Oregon 97756 | - English |
NeighborWorks Umpqua | Phone: (541) 673-4909 Web: www.umpquacdc.org | 605 SE Kane Roseburg, Oregon 97470 | - English |
Consumer Credit Counseling Service of Central Ohio | Phone: 800-355-2227 Web: www.apprisen.com | 3000 Market St. NE , Suite 412 Salem, Oregon 97301 | - English |
Neighborhood Economic Development Corp | Phone: (541) 345-7106 Web: www.nedcocdc.org | 212 Main St Springfield, Oregon 97477 | - English |
Community Action Team, Inc. | Phone: (503) 366-6595 Web: www.cat-team.org | 125 N. 17th St. Helens, Oregon 97051 | - English |
For the most current list of HUD Approved Foreclosure Avoidance Counseling Agencies in Oregon, please visit the HUD website.
Oregon Foreclosure Help - Oregon Foreclosure Process
Security Instrument(s): Both Mortgage and Trust Deed.
Foreclosure Type(s): Judicial (rare) and Non-judicial.
Judicial Foreclosure: A foreclosure process in which the lender must file a lawsuit against the borrower to obtain a court order to foreclose on a Mortgage document.
Non-judicial Foreclosure: A foreclosure process where a third party Trustee has the power to foreclosure and initiate a sale based on a Trust Deed instrument.
Initial Public Notice: Notice of Default.
Estimated Foreclosure Process Period: 150+ days.
First Notice to Sale Time Period: 30+ days.
Redemption Period?: Yes, 6 months. (Judicial foreclosures only)
Deficiency Balance?: Yes. (Judicial foreclosures only)
* * * This information represents MRP’s current understanding of the Oregon foreclosure process. For the most detailed and up to date information, you should contact your local county government.* * *