Alabama Foreclosure Help Line – Call (888) 718-0986

Alabama Foreclosure Help Line – (888) 718-0986

Your call will be directly routed to a foreclosure defense law firm licensed to practice in ALABAMA. Speak to experienced legal professionals, and get answers today with a FREE CONSULTATION.

Welcome to the Alabama Foreclosure Help page. On this page, you will find direct access to foreclosure defense attorneys and non-profit organizations offering foreclosure prevention services. You will also find general information about the Alabama Foreclosure Process. If you need help with a troubled mortgage or foreclosure in Alabama, you can find it here!


Alabama Foreclosure Help – Foreclosure Defense Attorneys

Stop Foreclosure Attorney Alabama

Once you have received a Notice of Default (NOD), Notice of Filed Foreclosure, or Notice of Foreclosure Sale/Auction, a foreclosure defense or loan modification attorney is in the best position to effectively defend your rights and interests. If you have received one of these notices, call us today!


Alabama Foreclosure Help – Foreclosure Defense and Loan Modification Attorneys

Foreclosure Defense Attorneys

We support foreclosure defense attorneys that can answer complaints, and file counter-claims and motions. They can also represent you at hearings, mediation, and during the entire negotiation process. A foreclosure defense attorney will fight to defend your rights, and achieve the best possible outcome in loan modification and other foreclosure alternatives.

► ► Reach A Foreclosure Defense Attorney In Alabama! ◄ ◄


Alabama Foreclosure Help – HUD Approved Agencies

HUD Seal

HUD Approved Foreclosure Avoidance Counseling Agencies Located in Alabama

Foreclosure prevention counseling services are provided free of charge by nonprofit housing counseling agencies working in partnership with the Federal Government. These agencies are funded, in part, by HUD and NeighborWorks® America. There is no need to pay a private company for these services. Organizations are listed in alphabetical order, by city.

In many cases, these organizations will end up recommending that you retain an attorney. The fact is that an experienced foreclosure attorney is in the best position to represent you in mortgage negotiations and foreclosure proceedings. In fact, THE FEDERAL TRADE COMMISSION (FTC) PROHIBITS ANY “NON-ATTORNEY” FROM NEGOTIATING MORTGAGE DEBT ON BEHALF OF A DISTRESSED HOMEOWNER. In some instances, negotiating yourself or through a non-attorney third party can even be detrimental to you. Before you do anything else, have a free consultation with a foreclosure defense attorney.

Alabama Foreclosure Help – HUD Approved Foreclosure Avoidance Counseling Agencies in Alabama

This list includes only HUD Approved Housing Counseling Agencies offering “Mortgage Delinquency and Default Resolution Counseling” services, and are considered “Foreclosure Avoidance Counseling” agencies. Organizations are listed in alphabetical order, by city.

HUD
Agency Name
Phone
Toll-Free
Fax Number
Email
Website
Agency ID
AddressLanguages
ALABAMA COUNCIL ON HUMAN RELATIONS, INCP: 334-821-8336
T:
F: 334-826-6397
E: ed.thompson@achr.com
W: www.achr.com
A: 80576
950 Shelton Mill Rd.
AUBURN, Alabama 36830-2736
– English
– Spanish
BIRMINGHAM URBAN LEAGUE, INC.P: 205-326-0162
T:
F:
E:
W: www.birminghamul.org
A: 80196
1229 3rd Ave N
Birmingham, Alabama 35203-1628
– English
GATEWAYP: 205-510-2600
T:
F:
E: help@gway.org
W: www.gway.org
A: 90509
1401 20th Street South
BIRMINGHAM, Alabama 35205-4913
– English
NACA (NEIGHBORHOOD ASSISTANCE CORPORATION OF AMERICA) BIRMINGHAM, ALP: 205-942-8111
T: 617-250-6222
F: 877-329-6222
E:
W: https://www.naca.com
A: 84348
529 Beacon Pkwy W Ste 204
Birmingham, Alabama 35209-3127
– English
– Spanish
NEIGHBORHOOD HOUSING SERVICES OF BIRMINGHAM, INC.P: 205-328-4292
T:
F: 205-328-1057
E: info@nhsbham.org
W: www.nhsbham.org
A: 80846
601 19th St N
Birmingham, Alabama 35203-2229
– English
UNITED WAY OF CENTRAL ALABAMA,INC.P: 205-458-8963
T:
F:
E: dana.ullrich@uwca.org
W: www.uwca.org
A: 82746
3600 8th Avenue
BIRMINGHAM, Alabama 35222-3250
– English
COMMUNITY ACTION PARTNERSHIP OF NORTH ALABAMA, INC.P: 256-260-3108
T:
F: 256-260-4008
E: candy.ayers@capna.org
W: www.capna.org
A: 82231
1909 Central Pkwy SW
Decatur, Alabama 35601-6822
– English
– Spanish
COMMUNITY ACTION AGENCY OF NORTHWEST ALABAMA, INC.P: 256-766-4330
T:
F:
E:
W: www.caanw.org
A: 80197
745 Thompson St
Florence, Alabama 35630-3867
– English
WALKER COUNTY COMMUNITY ACTION AGENCYP: 205-221-4011
T:
F: 205-387-8125
E: dtatwccaa@bellsouth.net
W: https://caawalker.org
A: 90251
644 19th St W
Jasper, Alabama 35501-5353
– English
CCCS OF MOBILEP: 251-602-0011
T: 251-602-0909
F: 251-666-6850
E: cbrown@lifelinesmobile.org
W: www.cccsmobile.org
A: 81453
705 Oak Circle Drive East
MOBILE, Alabama 36609-4221
– English
CENTER FOR FAIR HOUSINGP: 251-479-1532
T:
F: 251-479-1488
E: dkwashington@sacfh.org
W: https://www.sacfh.org
A: 83565
602 Bel Air Blvd
Mobile, Alabama 36606-3502
– English
LEGAL SERVICES ALABAMA INCP: 886-456-4995
T: 866-456-4995
F: 334-651-8070
E: info@alsp.org
W: https://legalservicesalabama.org/
A: 81703
2567 Fairlane Drive Suite 300
MONTGOMERY, Alabama 36116-1643
– English
– Other
– Spanish
HOUSING AUTHORITY OF THE CITY OF PRICHARDP: 251-452-8500
T:
F:
E:
W: www.prichardhousing.com
A: 82547
200 W. Prichard Avenue
Prichard, Alabama 36610
– English
COMMUNITY ACTION AGENCY OF NORTHWEST ALABAMA – FRANKLIN COUNTYP: 256-332-7534
T:
F: 256-332-7520
E: administrator@caanw.org
W: www.caanw.org
A: 83248
1001-A South Washington Avenue
RUSSELLVILLE, Alabama 35653-2608
– English
COMMUNITY ACTION AGENCY OF NORTHWEST ALABAMA – COLBERT COUNTYP: 256-383-3832
T:
F: 256-383-3832
E: administrator@caanw.org
W: caanw.org
A: 83246
505 N Columbia Avenue
SHEFFIELD, Alabama 35660-2900
– English
COMMUNITY SERVICE PROGRAMS OF WEST ALABAMA, INC.P: 205-469-0394
T: 855-211-0950
F: 205-345-5541
E: emastin@cspwal.com
W: www.cspwal.com
A: 80199
601 Black Bears Way
Tuscaloosa, Alabama 35401-4807
– English
Keep your family in your home!

Alabama Foreclosure Help – National Foreclosure Mitigation Counseling (NFMC) grantees through NeighborWorks® America, located in Alabama

Agency NamePhone
Website
AddressLanguages
Birmingham Urban LeaguePhone: 205-326-0162
Web: www.birminghamurbanleague.net
1229 3rd Avenue, North
Birmingham, Alabama 35203
– English
Gateway Financial FreedomPhone: 205-251-1572
Web: www.gway.org
1401 20th St. South, Suite 100
Birmingham, Alabama 35205
– English
Neighborhood Assistance Corporation of America (NACA)Phone: 205-942-8111
Web: www.naca.com
529 Beacon Parkway West, Suite 204
Birmingham, Alabama 35209
– English
Neighborhood Housing Services of Birmingham, Inc.Phone: 205-328-4292
Web: www.nhsbham.org
601 19th St. North
Birmingham, Alabama 35203
– English
Consumer Credit Counseling of the Tennessee River ValleyPhone: 2568811000
Web: www.CreditHelpToday.org
500 Wynn Dr., Suite 522
Huntsville, Alabama 35816
– English
Family Counseling Center of Mobile, Inc.Phone: 251-602-0011
Web: www.cccsmobile.org
705 Oak Circle Drive, E.
Mobile, Alabama 36609
– English
Legal Services Alabama, Inc.Phone: 334-264-1895
Web: www.legalservicesalabama.org
207 Montgomery St, Suite 1200
Montgomery, Alabama 36104
– English
Family Counseling Center of Mobile, Inc.Phone: 251-990-8499
Web: www.cccsmobile.org
22787 US Highway 98, Bldg B-2
Montrose, Alabama 36559
– English
Community Service Programs of West Alabama, Inc.Phone: 205-752-5429
Web: www.cspwal.com
601 Black Bears Way
Tuscaloosa, Alabama 35401
– English

For the most current list of HUD Approved Foreclosure Avoidance Counseling Agencies in Alabama, please visit the HUD website.


Alabama Foreclosure Help – Foreclosure Process

Foreclosure Notice

Security Instrument(s): Both Mortgage and Trust Deed.

Foreclosure Type(s): Judicial (rare) and Non-judicial.

Judicial Foreclosure: A foreclosure process in which the lender must file a lawsuit against the borrower to obtain a court order to foreclose on a Mortgage document.

Non-judicial Foreclosure: A foreclosure process where a third party Trustee has the power to foreclosure and initiate a sale based on a Trust Deed instrument.

Initial Public Notice: Publication.

First Notice to Sale Time Period:30-60 days.

Redemption Period?: Yes, 12 months.

Deficiency Balance?: Allowed, but rare.

* * *This information represents MRP’s current understanding of the foreclosure process In Alabama. For the most detailed and up to date information, you should contact your local county government.* * *