Alabama Foreclosure Help

Welcome to the Alabama Foreclosure Help page. On this page, you will find direct access to foreclosure defense attorneys and non-profit organizations offering foreclosure prevention services. You will also find general information about the Alabama Foreclosure Process. If you are looking for assistance with a troubled mortgage or foreclosure, you have come to the right place! You can also just call us at (888) 718-0986!

Alabama Foreclosure Help – Foreclosure Attorneys

Stop Foreclosure Alabama!Once you have received a Notice of Default (NOD), Notice of Filed Foreclosure, or Notice of Foreclosure Sale/Auction, you need a foreclosure defense attorney or foreclosure litigation attorney to effectively defend your rights and interests. If you have received one of these notices, contact us today!

Alabama Foreclosure Help – Foreclosure Defense Attorneys

Alabama Foreclosure Help - Foreclosure Defense AttorneysWe support foreclosure defense attorneys that can answer complaints, and file counter-claims and motions. They can also represent you at hearings, mediation, and during the entire negotiation process. A foreclosure defense attorney will fight to defend your rights, and achieve the best possible outcome in loan modification and other foreclosure alternatives.

► ► Find A Foreclosure Defense Attorney In Alabama! ◄ ◄

► ► Complete the Foreclosure Defense Attorney Evaluation! ◄ ◄

Alabama Foreclosure Help – Foreclosure Litigation Attorneys

Alabama foreclosure litigation attorneysIn recent years, legislators have passed consumer protection laws for homeowners. These laws give rights to homeowners and call for statutory damages for violations. Accordingly, many homeowners are now hiring foreclosure litigation attorneys to sue their lenders. This aggressive legal tactic can to stop the foreclosure process, resolve a troubled mortgage, and even obtain corrective and monetary relief.

► ► Schedule A Litigation Attorney Consultation! ◄ ◄

► ► Take The Lender Litigation Test! ◄ ◄

IMPORTANT, PLEASE READ: If you no longer occupy or legally control a property, but seek monetary and corrective damages for wrongful foreclosure and related legal issues, please visit the Wrongful Foreclosure Damages page to learn about available legal services.

Alabama Foreclosure Help – Hardest Hit Fund

Alabama Hardest Hit FundAlabama is a “Hardest Hit Fund” State

($162,521,345)

Eligibility Info and Fact Sheet

Most Recent Quarterly Report

For eligibility requirements and application information, please visit:

http://www.hardesthitalabama.com

Alabama Foreclosure Help – HUD Approved Agencies

HUD SealHUD Approved Foreclosure Avoidance Counseling Agencies Located in Alabama

Foreclosure prevention counseling services are provided free of charge by nonprofit housing counseling agencies working in partnership with the Federal Government. These agencies are funded, in part, by HUD and NeighborWorks® America. There is no need to pay a private company for these services. Organizations are listed in alphabetical order, by city.

Foreclose Defense Attorney ConsultationIn many cases, these organizations will end up recommending that you retain an attorney. The fact is that an experienced foreclosure attorney is in the best position to represent you in mortgage negotiations and foreclosure proceedings. In fact, THE FEDERAL TRADE COMMISSION (FTC) PROHIBITS ANY “NON-ATTORNEY” FROM NEGOTIATING MORTGAGE DEBT ON BEHALF OF A DISTRESSED HOMEOWNER. In some instances, negotiating yourself or through a non-attorney third party can even be detrimental to you. Before you do anything else, we recommend a FREE ATTORNEY CONSULTATION or completing our FORECLOSURE DEFENSE ATTORNEY EVALUATION.

Alabama Foreclosure Help – National Foreclosure Mitigation Counseling (NFMC) grantees through NeighborWorks® America, located in Alabama

HUD Approved Housing Counseling Agencies

“Mortgage Delinquency and Default Resolution Counseling” services, and are considered “Foreclosure Avoidance Counseling” agencies. Organizations are listed in alphabetical order, by city.

Alabama Foreclosure Help – HUD Approved Foreclosure Avoidance Counseling Agencies

For the most current list of HUD Approved Foreclosure Avoidance Counseling Agencies in Alabama, please visit the HUD website.

Alabama Foreclosure Help – Foreclosure Process

Alabama Foreclosure Help - Foreclosure ProcessSecurity Instrument(s): Both Mortgage and Trust Deed.

Foreclosure Type(s): Judicial (rare) and Non-judicial.

Judicial Foreclosure: A foreclosure process in which the lender must file a lawsuit against the borrower to obtain a court order to foreclose on a Mortgage document.

Non-judicial Foreclosure: A foreclosure process where a third party Trustee has the power to foreclosure and initiate a sale based on a Trust Deed instrument.

Initial Public Notice: Publication.

Estimated Foreclosure Process Period: 49-74 days.

First Notice to Sale Time Period:30-60 days.

Redemption Period?: Yes, 12 months.

Deficiency Balance?: Allowed, but rare.

* * *This information represents MRP’s current understanding of the foreclosure process In Alabama. For the most detailed and up to date information, you should contact your local county government.* * *