Alaska Foreclosure Help
Alaska Foreclosure Help – HUD Approved Agencies
Foreclosure prevention counseling services are provided free of charge by nonprofit housing counseling agencies working in partnership with the Federal Government. These agencies are funded, in part, by HUD and NeighborWorks® America. There is no need to pay a private company for these services. Organizations are listed in alphabetical order, by city.
In many cases, these organizations will end up recommending that you retain an attorney. The fact is that an experienced attorney is in the best position to represent you in mortgage negotiations and foreclosure proceedings. In fact, THE FEDERAL TRADE COMMISSION (FTC) PROHIBITS ANY “NON-ATTORNEY” FROM NEGOTIATING MORTGAGE DEBT ON BEHALF OF A DISTRESSED HOMEOWNER. Negotiating yourself or through a non-attorney third party can even be detrimental. Before you do anything else, we recommend speaking with a foreclosure defense attorney or completing the NO OBLIGATION Foreclosure Defense Application.
Alaska Foreclosure Help – National Foreclosure Mitigation Counseling (NFMC) grantees through NeighborWorks® America, located in Alaska
|MMI – Anchorage||Phone: 800-308-2227
|417 Barrow Street
Anchorage, Alaska 99501
|MMI – Fairbanks||Phone: 800-308-2227
|250 Cushman St., Ste 4B
Fairbanks, Alaska 99701
This list includes only HUD Approved Housing Counseling Agencies offering “Mortgage Delinquency and Default Resolution Counseling”services, and are considered “Foreclosure Avoidance Counseling” agencies. Organizations are listed in alphabetical order, by city.
Alaska Foreclosure Help – HUD Approved Foreclosure Avoidance Counseling Agencies
|MONEY MANAGEMENT INTERNATIONAL, ANCHORAGE, AK.||P: 866-232-9080
|417 Barrow Street
ANCHORAGE, Alaska 99501-2515
Alaska Foreclosure Help – Alaska Foreclosure Process
Security Instrument(s): Both Mortgage and Trust Deed.
Foreclosure Type(s): Judicial (rare) and Non-judicial.
Judicial Foreclosure: A foreclosure process in which the lender must file a lawsuit against the borrower to obtain a court order to foreclose on a Mortgage document.
Non-judicial Foreclosure: A foreclosure process where a third party Trustee has the power to foreclosure and initiate a sale based on a Trust Deed instrument.
Initial Public Notice: Publication.
First Notice to Sale Time Period: 65+ days.
Redemption Period?: Yes, 12 months. (Judicial foreclosures only)
Deficiency Balance?: Yes. (Judicial foreclosures only)