MRP’s Colorado Foreclosure Help page offers no access to attorney representation
Colorado Foreclosure Help - HUD Approved Agencies
HUD Approved Foreclosure Avoidance Counseling Agencies Located in Colorado
Foreclosure prevention counseling services are provided free of charge by nonprofit housing counseling agencies working in partnership with the Federal Government. These agencies are funded, in part, by HUD and NeighborWorks® America. There is no need to pay a private company for these services. Organizations are listed in alphabetical order, by city.
In many cases, these organizations will end up recommending that you retain an attorney. The fact is that an experienced foreclosure attorney is in the best position to represent you in mortgage negotiations and foreclosure proceedings. In fact, THE FEDERAL TRADE COMMISSION (FTC) PROHIBITS ANY “NON-ATTORNEY” FROM NEGOTIATING MORTGAGE DEBT ON BEHALF OF A DISTRESSED HOMEOWNER. In some instances, negotiating yourself or through a non-attorney third party can even be detrimental to you. Before you do anything else, have a free consultation with a foreclosure defense attorney.
Colorado Foreclosure Help - HUD Approved Foreclosure Avoidance Counseling Agencies in Colorado
This list includes only HUD Approved Housing Counseling Agencies offering “Mortgage Delinquency and Default Resolution Counseling” services, and are considered “Foreclosure Avoidance Counseling” agencies. Organizations are listed in alphabetical order, by city.
| HUD Agency Name | Phone Toll-Free Fax Number Website Agency ID | Address | Languages |
| CITY OF AURORA COMMUNITY DEVELOPMENT DIVISION | P: 303-739-7914 T: F: 303-739-7925 E: [email protected] W: auroragov.org A: 81141 | 9898 E Colfax Ave AURORA, Colorado 80010-5012 | - English - Spanish |
| MONEY MANAGEMENT INTERNATIONAL - HIGHLANDS RANCH | P: 866-232-9080 T: 866-232-9080 F: 866-921-5129 E: [email protected] W: www.moneymanagement.org A: 82614 | 3190 S Vaughn Way Ste 550 Aurora, Colorado 80014-3538 | - English - Spanish |
| NACA (NEIGHBORHOOD ASSISTANCE CORPORATION OF AMERICA) DENVER, CO | P: 303-694-5437 T: 617-250-6222 F: 877-329-6222 E: W: https://www.naca.com A: 84531 | 14707 East 2nd Avenue Suite 110 AURORA, Colorado 80011-8914 | - English - Spanish |
| BOULDER COUNTY HOUSING & HUMAN SERVICES, AKA BOULDER COUNTY PERSONAL FINANCE PROGRAM | P: 720-564-2279 T: F: E: [email protected] W: www.bouldercountypfp.org A: 90468 | 3460 N. Broadway BOULDER, Colorado 80304-1824 | - English - Spanish |
| UPPER ARKANSAS AREA COUNCIL OF GOVERNMENTS | P: 719-269-7687 T: F: 719-269-7687 E: [email protected] W: https://www.uaacog.com A: 84060 | 3224 Independence Rd Unit A 3224-A Independence Road Canon City, Colorado 81212-6314 | - English |
| ROCKY MOUNTAIN COMMUNITY LAND TRUST | P: 719-447-9300×5 T: 000-000-0000 F: E: [email protected] W: rmclt.org/ A: 90229 | 1212 W Colorado Ave Colorado Springs, Colorado 80904-4332 | - English - Spanish |
| COLORADO HOUSING ASSISTANCE CORPORATION | P: 303-572-9445-11 T: F: 303-573-9214 E: [email protected] W: www.CHAConline.org A: 82396 | 670 Santa Fe Dr Denver, Colorado 80204-4427 | - English |
| DEL NORTE NEIGHBORHOOD DEVELOPMENT CORPORATION (NDC) | P: 303-477-4774-17 T: 800-659-2656 F: 303-433-0924 E: ccervantes@delnortendc.org W: www.delnortendc.org A: 81341 | 3275 W. 14TH AVENUE, # 202 DENVER, Colorado 80204-2232 | - English - Spanish |
| DENVER HOUSING AUTHORITY | P: 720-956-3806 T: F: 303-592-7361 E: [email protected] W: www.denverhousing.org A: 84336 | 3550 W 13th Avenue DENVER, Colorado 80204-1500 | - English |
| GREENPATH FINANCIAL WELLNESS | P: 888-860-4167 T: F: E: [email protected] W: www.greenpath.org A: 90095 | 650 S Cherry St Suite 1230 Denver, Colorado 80246-1801 | - English - Spanish |
| NEWSED CDC | P: 036-534-8342 T: F: E: W: www.newsed.org A: 81260 | 2120 W 7th Ave Denver, Colorado 80204-4224 | - English - Spanish |
| NORTHEAST DENVER HOUSING CENTER | P: 303-377-3334-229 T: F: 303-377-3327 E: [email protected] W: https://www.nedenverhousing.org A: 80213 | 1735 Gaylord St DENVER, Colorado 80206-1208 | - English - French - Spanish |
| SOUTHWEST IMPROVEMENT COUNCIL | P: 303-934-2181 T: F: 303-934-3360 E: [email protected] W: swic-denver.org A: 81344 | 1000 South Lowell Blvd. DENVER, Colorado 80219-3339 | - Cambodian - English - Other - Spanish - Vietnamese |
| BROTHERS REDEVELOPMENT, INC. | P: 303-202-6340 T: F: E: W: www.brothersredevelopment.org A: 80211 | 2250 Eaton St Ste B Edgewater, Colorado 80214-1281 | - English - Spanish |
| GREENPATH FINANCIAL WELLNESS | P: 888-860-4167 T: F: E: [email protected] W: www.greenpath.org A: 84244 | 2850 McClelland Dr Suite 3000 Office O Fort Collins, Colorado 80525-2586 | - English - Spanish |
| NEIGHBOR TO NEIGHBOR | P: 970-488-2364 T: F: E: W: www.n2n.org A: 80706 | 1550 Blue Spruce Dr Fort Collins, Colorado 80524-2015 | - English - Spanish |
| NORTHEAST COLORADO HOUSING, INC. | P: 970-542-1221 T: F: 970-542-1222 E: [email protected] W: northeastcoloradohousing.org A: 84536 | 801 S West St Apt 25 Fort Morgan, Colorado 80701-4068 | - English - Spanish |
| TOTAL CONCEPT | P: 719-263-5168 T: 888-243-4564 F: 719-263-5460 E: [email protected] W: www.tchcdc.org A: 81940 | 34385 State Highway 167 Fowler, Colorado 81039-9749 | - English |
| HOUSING RESOURCES OF WESTERN COLORADO | P: 970-773-9732 T: F: E: W: A: 90441 | 524 30 Rd # SUITER3 Grand Junction, Colorado 81504-4438 | - English - Spanish |
| DOUGLAS COUNTY HOUSING PARTNERSHIP | P: 303-784-7857 T: F: 303-814-2966 E: [email protected] W: www.douglascountyhousingpartnership.org A: 84681 | 9350 Heritage Hills Circle LONE TREE, Colorado 80124-5518 | - English |
| NEIGHBOR TO NEIGHBOR | P: 970-663-4163 T: F: 970-663-2860 E: [email protected] W: www.n2n.org A: 80980 | 565 North Cleveland Avenue LOVELAND, Colorado 80537-5580 | - English |
| CATHOLIC CHARITIES OF THE DIOCESE OF PUEBLO, CO | P: 719-544-4233 T: 800-303-4690 F: 719-544-4215 E: [email protected] W: www.pueblocharities.org A: 80212 | 429 W 10th St Ste 101 Pueblo, Colorado 81003-2941 | - English - Spanish |
| NEIGHBORWORKS SOUTHERN COLORADO | P: 719-544-8078 T: F: E: W: www.nwsoco.org A: 82427 | 1241 E Routt Ave Pueblo, Colorado 81004-2908 | - English - Spanish |
| COMMUNITY RESOURCES AND HOUSING DEVELOPMENT CORPORATION | P: 303-428-1448 T: F: E: W: www.crhdc.org A: 82127 | 7305 Lowell Blvd Unit 200 Westminster, Colorado 80030-1709 | - English - Spanish |
Colorado Foreclosure Help - National Foreclosure Mitigation Counseling (NFMC) grantees through NeighborWorks® America, located in Colorado
| Agency Name | Phone Website | Address | Languages |
| City of Aurora | Phone: 303-739-7900 Web: www.auroragov.org | 9898 E. Colfax Ave. Aurora, Colorado 80010 | - English |
| Boulder County Housing Authority | Phone: 720-564-2279 Web: www.bouldercountyhc.org | 2525 13th St, Suite 204 Boulder, Colorado 80304 | - English |
| GreenPath Debt Solutions | Phone: 888-860-4167 Web: www.greenpath.org | 26 Garden Center, Suite 1 Broomfield, Colorado 80020 | - English |
| Upper Arkansas Area Council of Governments | Phone: 719-269-7687 Web: www.uaacog.com | 3224-A Independence Rd. Canon City, Colorado 81212 | - English |
| CCCS of Southern Colorado, Inc. | Phone: 800-249-2227 Web: www.cccs.net | 1233 Lake Plaza Drive Suite A Colorado Springs, Colorado 80906 | - English |
| Adams County Housing Authority | Phone: 303-227-2075 Web: www.adamscountyhousing.com | 7190 Colorado Blvd. Commerce City, Colorado 80022-1812 | - English |
| Brothers Redevelopment, Inc. | Phone: 303-202-6340 Web: www.brothersredevelopment.org | 2250 Eaton St. Denver, Colorado 80214 | - English |
| Colorado Housing Assistance Corporation | Phone: 303-572-9445 Web: www.chaconline.org | 670 Santa Fe Drive Denver, Colorado 80204-4774 | - English |
| Del Norte Neighborhood Development Corp | Phone: (303) 477-4774 Web: www.delnortendc.org | 2926 Zuni Street, Suite 202 Denver, Colorado 80211 | - English |
| MMI - Denver Aurora (HQ)/Harvard | Phone: 800-308-2227 Web: www.moneymanagement.org | 10065 East Harvard Ave., Suite 803 Denver, Colorado 80231 | - English |
| NEWSED CDC | Phone: 303-534-8342 Web: www.newsed.org | 901 W. 10th Ave. Suite 2A Denver, Colorado 80204 | - English |
| Neighborhood Assistance Corporation of America (NACA) | Phone: 303-694-5437 Web: www.naca.com | 3515 S. Tamarac Drive, Suite 350 Denver, Colorado 80237 | - English |
| Northeast Denver Housing Center | Phone: 303-377-3334 Web: www.nedenverhousing.org | 1735 Gaylord St. Denver, Colorado 80206 | - English |
| Southwest Improvement Council | Phone: 303-934-2268 Web: www.swic-denver.org | 1000 S. Lowell Blvd. Denver, Colorado 80219-3339 | - English |
| Housing Solutions for the SouthWest | Phone: 970-259-1086 Web: | 295 Girard Street Durango, Colorado 81303 | - English |
| GreenPath Debt Solutions | Phone: 888-860-4167 Web: www.greenpath.org | 3500 John F. Kennedy Parkway, Suite 210 Fort Collins, Colorado 80525 | - English |
| Neighbor to Neighbor, Inc. | Phone: 970-484-7498 Web: www.n2n.org | 1550 Blue Spruce Drive Fort Collins, Colorado 80524 | - English |
| Grand Junction Housing Authority | Phone: 970-245-0388 Web: www.gjha.org | 1011 N 10th St Grand Junction, Colorado 81501 | - English |
| Grand Junction Housing Authority | Phone: 970-683-1057 Web: | 1011 North 10th Street Grand Junction, Colorado 81501 | - English |
| GreenPath Debt Solutions | Phone: 888-860-4167 Web: www.greenpath.org | 1011 37th Avenue Court, Suite 101A Greeley, Colorado 80634 | - English |
| MMI - Highlands Ranch | Phone: 800-308-2227 Web: www.moneymanagement.org | 7120 East County Line Rd. Highlands Ranch, Colorado 80126 | - English |
| Douglas County Housing Partnership | Phone: 303-784-7824 Web: www.douglascountyhousingpartnership.org | 9350 Heritage Hills Circle Lone Tree, Colorado 80124 | - English |
| GreenPath, Inc | Phone: 888-860-4193 Web: www.greenpath.org | 2919 W. 17th Ave, #109 Longmont, Colorado 80503 | - English |
| MMI - Westminster | Phone: 800-308-2227 Web: www.moneymanagement.org | 9101 Harlan St., Ste 315 Westminster, Colorado 80030 | - English |
For the most current list of HUD Approved Foreclosure Avoidance Counseling Agencies in Colorado, please visit the HUD website.
Colorado Foreclosure Help - Colorado Foreclosure Process
Security Instrument(s): Both Mortgage and Trust Deed.
Foreclosure Type(s): Judicial (rare) and Non-judicial.
Judicial Foreclosure: A foreclosure process in which the lender must file a lawsuit against the borrower to obtain a court order to foreclose on a Mortgage document.
Non-judicial Foreclosure: A foreclosure process where a third party Trustee has the power to foreclosure and initiate a sale based on a Trust Deed instrument.
Initial Public Notice: Notice of Default.
Estimated Foreclosure Process Period: 145+ days.
First Notice to Sale Time Period: 60+ days.
Redemption Period?: None. (Judicial foreclosures only)
Deficiency Balance?: Yes.
* * *This information represents MRP’s current understanding of the foreclosure process In Colorado. For the most detailed and up to date information, you should contact your local county government.* * *