Delaware

Delaware

Delaware Foreclosure Process

Foreclosure NoticeSecurity Instrument(s): Mortgage.

Foreclosure Type(s): Judicial.

Judicial Foreclosure: A foreclosure process in which the lender must file a lawsuit against the borrower to obtain a court order to foreclose on a Mortgage document.

Initial Public Notice: Complaint.

Estimated Foreclosure Process Period: 170+ days.

First Notice to Sale Time Period: 60+ days.

Redemption Period?: None.

Deficiency Balance?: No.

* * * This information represents MRP’s current understanding of the foreclosure process in Delaware. For the most detailed and up to date information, your should contact your local county government.* * *

Stop Foreclosure!Once you have received a Notice of Default (NOD), Notice of Filed Foreclosure or Notice of Foreclosure Sale/Auction, you need a foreclosure defense attorney or foreclosure litigation attorney to effectively represent your interests. If you have received one of these notices, contact us today regarding appropriate legal options!

Foreclosure Defense Attorneys

foreclosure defense attorneysForeclosure defense attorneys can answer complaints, file counter-claims and motions, and represent you at hearings, mediation, and during the entire negotiation process. A foreclosure defense attorney will fight to defend your rights, and achieve the best possible outcome in loan modification, reinstatement, forbearance, principal reduction, and other foreclosure alternatives.

► ► Find A Foreclosure Defense Attorney In Delaware! ◄ ◄

► ► Complete the Foreclosure Defense Attorney Evaluation! ◄ ◄

Litigation Attorneys

Should You Sue Your Lender?

foreclosure litigation attorneysIn recent years, legislators have passed new laws which give consumer protection rights to homeowners, and provide statutory damages for violations. Accordingly, many homeowners are now hiring foreclosure litigation attorneys to sue their lenders, and use other aggressive legal tactics to stop the foreclosure process, resolve their mortgages, and obtain corrective and monetary relief.

► ► Schedule A Litigation Attorney Consultation! ◄ ◄

► ► Take The Lender Litigation Test! ◄ ◄

IMPORTANT, PLEASE READ: If you no longer occupy or legally control a property, but seek monetary and corrective damages for wrongful foreclosure and related legal issues, please visit the Wrongful Foreclosure Damages page to learn about available legal services.

HUD SealHUD Approved Foreclosure
Avoidance Counseling Agencies
Located in Delaware

Foreclosure prevention counseling services are provided free of charge by nonprofit housing counseling agencies working in partnership with the Federal Government. These agencies are funded, in part, by HUD and NeighborWorks® America. There is no need to pay a private company for these services. Organizations are listed in alphabetical order, by city.

Foreclose Defense Attorney ConsultationIn many cases, these organizations will end up recommending that you retain an attorney. The fact is that an experienced attorney is in the best position to represent you in mortgage negotiations and foreclosure proceedings. In fact, THE FEDERAL TRADE COMMISSION (FTC) PROHIBITS ANY “NON-ATTORNEY” FROM NEGOTIATING MORTGAGE DEBT ON BEHALF OF A DISTRESSED HOMEOWNER. Negotiating yourself or through a non-attorney third party can even be detrimental. Before you do anything else, we recommend a NO COST ATTORNEY CONSULTATION or completing our FORECLOSURE DEFENSE ATTORNEY EVALUATION.

National Foreclosure Mitigation Counseling (NFMC) grantees through NeighborWorks® America,
located in Delaware

Agency Name Phone
Website
Address Languages
Consumer Credit Counseling Service of Maryland and Delaware, Inc. Phone: 410 747-2050
Web: www.cccs-inc.org
235 S. Queen Street , Unit A
Dover, Delaware 19904
– English
National Council on Agricultural Life and Labor Research Fund, Inc. Phone: 302-678-9400
Web: www.ncall.org
363 Saulsbury Road
Dover, Delaware 19904-2722
– English
First State Community Action Agency Phone: 302-856-7761
Web: www.firststatecaa.org
355 Railroad Ave
Georgetown, Delaware 19947
– English
Hockessin Community Center, Inc. Phone: 302-239-2363
Web: www.hockessincc.org
PO Box 393
Hockessin, Delaware 19707
– English
Hockessin Community Center, Inc. Phone: (302) 239-2363
Web: www.hockessincc.org
1304 Old Lancaster Pike
Hockessin, Delaware 19707
– English
YWCA Delaware, Inc. Phone: 302-224-4060
Web: www.ywcade.org
153 E. Chestnut Hill Road Suite 102
Newark, Delaware 19713
– English
Consumer Credit Counseling Service of Delaware Valley Phone: 800-989-2227
Web: www.clarifi.org
2 Mill Road
Wilmington, Delaware 19806
– English
Consumer Credit Counseling Service of Delaware Valley Phone: 800-989-2227
Web: www.clarifi.org
100 W. 10th Street
Wilmington, Delaware 19801
– English
Consumer Credit Counseling Service of Maryland and Delaware, Inc. Phone: 410 747-2050
Web: www.cccs-inc.org
2055 Limestone Road
Wilmington, Delaware 19904
– English
Delaware Community Reinvestment Action Council Inc. Phone: 3022983250
Web: www.dcrac.org
601 North Church Street
Wilmington, Delaware 19801
– English
Housing Opportunities of Northern Delaware, Inc. Phone: (302)429-0794
Web: www.hond.org
100 West 10th St., Suite 1001
Wilmington, Delaware 19801
– English
Interfaith Community Housing of Delaware, Inc. Phone: 302-652-3991
Web: www.ichde.org
613 Washington Street
Wilmington, Delaware 19801
– English
Neighborhood House, Inc. Phone: (302)652-3928
Web: www.neighborhoodhse.org
1218 B Street
Wilmington, Delaware 19801
– English
West End Neighborhood House, Inc. Phone: 302-658-4171
Web: www.westendnh.org
710 N. Lincoln Street
Wilmington, Delaware 19805
– English

HUD Approved Housing Counseling Agencies

HUD Approved Foreclosure Avoidance Counseling Agencies in Delaware

This list includes only HUD Approved Housing Counseling Agencies offering “Mortgage Delinquency and Default Resolution Counseling” services, and are considered “Foreclosure Avoidance Counseling” agencies. Organizations are listed in alphabetical order, by city.

HUD
Agency Name
Phone
Toll-Free
Fax Number
Email
Website
Address Languages
CCCS OF MARYLAND AND DELAWARE P: 800-640-2227
T: 800-640-2227
F: 410-869-8828
E: housing@cccs-inc.org
W: www.cccs-inc.org
Dover Office
375 W. North St.
DOVER, Delaware 19901-8710
– English
FIRST STATE COMMUNITY ACTION AGENCY, INC. P: 302-674-1355-212
T: 800-372-2240
F: 302-674-5229
E: kgarrett@firststatecaa.org
W: www.firststatecaa.org
Blue Hen Corporate Center
655 S. Bay Road, Suite 4J
Dover, Delaware 19901
– English
– Spanish
NATIONAL COUNCIL ON AGRICULTURAL LIFE AND LABOR RESEARCH FUND, INC (NCALL RESEARCH, INC.) P: 302-678-9400
T:
F:
E: lcampos@ncall.org
W: www.ncall.org
363 Saulsbury Rd
Dover, Delaware 19904-2722
– Creole
– English
– Spanish
FIRST STATE COMMUNITY ACTION AGENCY, INC P: 302-856-7761
T: 800-372-2240
F: 302-856-2599
E: bedwards@firststatecaa.org
W: www.firststatecaa.org
308 N Railroad Ave
GEORGETOWN, Delaware 19947-1252
– English
– Spanish
NATIONAL COUNCIL ON AGRICULTURAL LIFE AND LABOR RESEARCH FUND, INC. (NCALL, RESEARCH, INC.) P: 302-855-1370
T:
F: 302-855-1363
E: lcampos@ncall.org
W: www.ncall.org
110 S. Bedford Street
GEORGETOWN, Delaware 19947-1844
– English
– Spanish
HOCKESSIN COMMUNITY CENTER P: 302-239-2363
T:
F:
E: shairston.hockessincc@verizon.net
W: www.hockessincc.org
1304 Old Lancaster Pike Ste D
Hockessin, Delaware 19707-8806
– Arabic
– Cambodian
– English
– Italian
– Spanish
FIRST STATE COMMUNITY ACTION AGENCY, INC P: 302-498-0454
T: 800-372-2240
F: 302-575-1409
E: eramos@firststatecaa.org
W: www.firststatecaa.org
Rose Hill Community Center
19 Lambson Lane, Suite 8
New Castle, Delaware 19720
– English
– Spanish
NATIONAL COUNCIL ON AGRICULTURAL LIFE AND LABOR RESEARCH FUND, INC. (NCALL RESEARCH, INC.) P: 302-283-7505
T:
F: 302-283-7597
E: dsharpe@ncall.org
W: www.ncall.org
501 Ogletown Road, Room 306
NEWARK, Delaware 19711-5403
– English
YWCA DELAWARE P: 302-224-4060-202
T:
F: 302-224-4057
E: mwood@ywcade.org
W: www.ywcade.org
153 E. Chestnut Hill Road
Robscott Building, Suite 102
NEWARK, Delaware 19713-4046
– English
– Spanish
TELAMON CORPORATION P: 302-629-3014-13
T:
F: 302-629-6039
E: rrodriguez@telamon.org
W: www.telamon.org
517 Bridgeville HWY
SEAFORD, Delaware 19973-1521
– Creole
– English
– Spanish
CCCS OF DELAWARE VALLEY, DBA CLARIFI P: 800-989-2227
T: 800-989-2227
F: 215-563-7020
E: customerservice@clarifi.org
W: www.clarifi.org
100 West 10th Street
Wilmington, DE 19801
WILMINGTON, Delaware 19801-6603
– English
CCCS OF DELAWARE VALLEY, INC. DBA CLARIFI P: 215-563-5665
T: 800-969-2227
F:
E: customerservice@clarifi.org
W: www.clarifi.org
Two Mill Road, Suite 106
WILMINGTON, Delaware 19806-2175
– English
CCCS OF MARYLAND AND DELAWARE P: 800-640-2227
T: 800-640-2227
F:
E: info@guidewellfs.org
W: www.guidewellfs.org
Wilmington Officeq
2055 Limestone Rd.
Wilmington, Delaware 19908
– English
HOUSING OPPORTUNITIES OF NORTHERN DELAWARE, INC. P: 302-429-0794
T:
F: 302-429-0795
E: spikes@hond.org
W: www.hond.org
100 W 10th St Ste 1001
Wilmington, Delaware 19801-1652
– English
– French
– Spanish
INTERFAITH COMMUNITY HOUSING OF DELAWARE P: 302-652-3991-109
T:
F: 302-652-3945
E: tspriggs@ichde.org
W: www.ichde.org
613 N. Washington Street
WILMINGTON, Delaware 19801-2135
– English
– Spanish
NEIGHBORHOOD HOUSE, INCORPORATED P: 302-652-3928
T:
F: 302-778-6522
E: voliver@neighborhoodhse.org
W: www.neighborhoodhse.org
1218 B Street
WILMINGTON, Delaware 19801-5844
– English
– Spanish
WEST END NEIGHBORHOOD HOUSE P: 302-658-4171-176
T:
F: 302-888-5314
E: breed@westendnh.org
W: www.westendnh.org
710 N. Lincoln Street
WILMINGTON, Delaware 19805-3016
– English
– Spanish

For the most current list of HUD Approved Foreclosure Avoidance Counseling Agencies in Delaware, please visit the HUD website.