Georgia Foreclosure Help Line - Call (877) 400-8577
Your call will be directly routed to a foreclosure defense law firm licensed to practice in GEORGIA. Speak to experienced legal professionals, and get answers today with a FREE CONSULTATION.
Welcome to the Georgia Foreclosure Help page. On this page, you will find direct access to foreclosure defense attorneys and non-profit organizations offering foreclosure prevention services. You will also find general information about the Georgia Foreclosure Process. If you need help with a troubled mortgage or foreclosure in Georgia, you can find it here!
Georgia Foreclosure Help - Foreclosure Defense Attorneys
Once you have received a Notice of Default (NOD), Notice of Filed Foreclosure, or Notice of Foreclosure Sale/Auction, a foreclosure defense or loan modification attorney is in the best position to effectively defend your rights and interests. If you have received one of these notices, call us today!
Georgia Foreclosure Help - Foreclosure Defense and Loan Modification Attorneys
We support foreclosure defense attorneys that can answer complaints, and file counter-claims and motions. They can also represent you at hearings, mediation, and during the entire negotiation process. A foreclosure defense attorney will fight to defend your rights, and achieve the best possible outcome in loan modification and other foreclosure alternatives.
► ► Reach A Foreclosure Defense Attorney In Georgia! ◄ ◄
Georgia Foreclosure Help - Hardest Hit Fund
Georgia is a “Hardest Hit Fund” State
($339,255,819)
Eligibility Info and Fact Sheet
For eligibility requirements and application information, please visit:
https://www.homesafegeorgia.com
Georgia Foreclosure Help - HUD Approved Agencies
HUD Approved Foreclosure Avoidance Counseling Agencies Located in Georgia
Foreclosure prevention counseling services are provided free of charge by nonprofit housing counseling agencies working in partnership with the Federal Government. These agencies are funded, in part, by HUD and NeighborWorks® America. There is no need to pay a private company for these services. Organizations are listed in alphabetical order, by city.
In many cases, these organizations will end up recommending that you retain an attorney. The fact is that an experienced foreclosure attorney is in the best position to represent you in mortgage negotiations and foreclosure proceedings. In fact, THE FEDERAL TRADE COMMISSION (FTC) PROHIBITS ANY “NON-ATTORNEY” FROM NEGOTIATING MORTGAGE DEBT ON BEHALF OF A DISTRESSED HOMEOWNER. In some instances, negotiating yourself or through a non-attorney third party can even be detrimental to you. Before you do anything else, have a free consultation with a foreclosure defense attorney.
Georgia Foreclosure Help - HUD Approved Foreclosure Avoidance Counseling Agencies in Georgia
This list includes only HUD Approved Housing Counseling Agencies offering “Mortgage Delinquency and Default Resolution Counseling” services, and are considered “Foreclosure Avoidance Counseling” agencies. Organizations are listed in alphabetical order, by city.
HUD Agency Name | Phone Toll-Free Fax Number Website Agency ID | Address | Languages |
CITY OF ALBANY, GEORGIA | P: 229-483-7650 T: F: 229-430-2737 E: [email protected] W: www.albanyga.gov A: 80260 | 230 S Jackson St Ste 315 Albany, Georgia 31701-2872 | - English |
NID-HCA ALBANY (FLETCHER) | P: 229-317-4745 T: F: 888-818-9340 E: [email protected] W: www.nidhousing.com/ A: 84303 | 230 S Jackson St Ste 154 ALBANY, Georgia 31701-2886 | - English - Spanish |
AREA COMMITTEE TO IMPROVE OPPORTUNITIES NOW, INC. | P: 706-546-8293-29 T: 888-448-7704 F: 706-546-9180 E: [email protected] W: www.actionathens.org A: 82510 | 2440 West Broad Street, Suite 9 ATHENS, Georgia 30606-3429 | - English |
ATHENS LAND TRUST, INC | P: 706-613-0122 T: F: 706-613-0143 E: [email protected] W: www.athenslandtrust.org A: 84881 | 685 N Pope St Athens, Georgia 30601-2331 | - English |
HANCOCK COMMUNITY DEVELOPMENT CORPORATION | P: 706-546-1154 T: F: E: W: www.hancockcdc.org A: 83904 | 300 Henderson Ext Athens, Georgia 30606-3738 | - English |
1ST CHOICE CREDIT UNION | P: 404-832-5800 T: F: E: [email protected] W: www.1stchoicecu.org A: 82337 | 315 Auburn Ave NE Atlanta, Georgia 30303-2603 | - English |
CATHOLIC CHARITIES OF THE ARCHDIOCESE OF ATLANTA | P: 770-790-3112 T: F: E: W: A: 82144 | 3669 N Peachtree Rd Atlanta, Georgia 30341-2352 | - English - Spanish |
CENTER FOR PAN ASIAN COMMUNITY SERVICES, INC | P: 770-936-0969 T: F: 770-458-9377 E: [email protected] W: www.cpacs.org A: 82177 | 3510 Shallowford Rd NE Atlanta, Georgia 30341-2909 | - Cantonese - Chinese Mandarin - English - Hindi - Korean - Other - Swahili - Vietnamese |
FULTON ATLANTA COMMUNITY ACTION AUTHORITY | P: 404-320-0166-236 T: F: 404-320-9866 E: [email protected] W: A: 80569 | 1690 Chantilly Drive, N.E. ATLANTA, Georgia 30324-3293 | - English |
GEORGIA LEGAL SERVICES PROGRAM | P: 404-206-5175 T: F: E: [email protected] W: https://www.glsp.org A: 81699 | 104 Marietta St NW Ste 250 Atlanta, Georgia 30303-2706 | - English - Spanish |
MONEY MANAGEMENT INTERNATIONAL - ATLANTA BRANCH | P: 866-232-9080 T: 866-232-9080 F: 866-921-5129 E: [email protected] W: www.moneymanagement.org A: 84828 | 55 Ivan Allen Jr Blvd NW Ste 520 Atlanta, Georgia 30308-3063 | - English - Other - Spanish |
NATIONAL FAITH HOMEBUYERS, ATLANTA BRANCH | P: 678-553-3770 T: F: 770-933-5343 E: [email protected] W: www.nationalfaith.org A: 90466 | 1900 The Exchange Suite 425 (Marietta Location) ATLANTA, Georgia 30339-2022 | - English |
OPERATION HOPE ATLANTA BRANCH | P: 470-203-6596 T: F: E: [email protected] W: www.operationhope.org A: 90470 | 191 PEACHTREE ST NE Suite 3840 ATLANTA, Georgia 30303-1740 | - English |
OPERATION HOPE, INC | P: 323-356-4855 T: F: E: [email protected] W: www.operationhope.org A: 84855 | 191 PEACHTREE ST NE, Suite 3840 ATLANTA, Georgia 30303-1740 | - English - Spanish |
SUMMECH COMMUNITY DEVELOPMENT CORPORATION, INC. | P: 404-527-5465 T: F: 404-527-5467 E: [email protected] W: www.summechcdc.org A: 83890 | 633 Pryor Street ATLANTA, Georgia 30312-2738 | - English |
URBAN LEAGUE OF GREATER ATLANTA, INC. | P: 404-659-1150 T: F: E: W: www.ulgatl.org A: 80249 | 230 Peachtree Hills Cir NE Ste 26003 Atlanta, Georgia 30305-4227 | - Creole - English - French - Spanish |
CSRA ECONOMIC OPPORTUNITY AUTHORITY, INC. | P: 706-722-0493 T: F: 706-364-6549 E: [email protected] W: www.csraeoa.org A: 84320 | 1765 Broad St. AUGUSTA, Georgia 30904-3915 | - English |
PROMISE LAND CDC | P: 706-560-1022 T: F: 877-537-2409 E: [email protected] W: www.promiseland1.org/ A: 82950 | 2409 Amsterdam Dr Augusta, Georgia 30906-4004 | - English |
TOTALLY FREE, INC. | P: 912-265-1515 T: 866-731-3733 F: 912-265-9990 E: [email protected] W: www.totallyfreeinc.org A: 83824 | 84 B Buckingham Place BRUNSWICK, Georgia 31525-3321 | - English - Spanish |
TOTALLY FREE, INC. | P: 912-265-1515 T: 866-731-3733 F: 912-265-9990 E: [email protected] W: www.totallyfreeinc.org A: 81223 | 1612 Union Street BRUNSWICK, Georgia 31520-6733 | - English - Spanish |
NID-HCA EMERSON | P: 404-410-6689 T: F: E: [email protected] W: www.nidhousing.com/ A: 90331 | 4710 Washington Road COLLEGE PARK, Georgia 30349-2207 | - English |
CCCS OF WEST GEORGIA/FAMILY CENTER OF COLUMBUS | P: 706-327-3239 T: 800-757-2227 F: 706-327-5750 E: [email protected] W: www.thefamilyctr.org A: 83883 | 1350 15th Ave Columbus, GA 31901 Columbus, Georgia 31901-2308 | - English - Spanish |
URBAN LEAGUE OF GREATER COLUMBUS, INC | P: 706-322-6840 T: F: 706-322-6875 E: [email protected] W: www.ul-columbusga.iamempowered.com A: 80254 | 802 First Ave COLUMBUS, Georgia 31901-2702 | - English - Spanish |
THE HOMEOWNERS EMPLOYMENT CORPORATION | P: 404-492-6554-503 T: 877-435-7704 F: 877-435-3936 E: [email protected] W: www.homeownerscorp.com A: 80477 | 2440 Wall Street Suite B2 CONYERS, Georgia 30013-6701 | - English |
SOUTHWEST GEORGIA UNITED EMPOWERMENT ZONE, INC. | P: 229-276-1811 T: F: 229-513-4520 E: [email protected] W: www.swgau.org A: 84445 | 123 S 7th St Cordele, Georgia 31015-4210 | - English |
DALTON-WHITFIELD COMMUNITY DEV. CORP. | P: 706-529-8270 T: F: 706-529-8269 E: [email protected] W: www.dwcdc.org A: 83139 | 407 S Thornton Ave Dalton, Georgia 30720-8282 | - English - Spanish |
ATLANTA LEGAL AID SOCIETY, INC. | P: 770-817-7538 T: F: E: [email protected] W: atlantalegalaid.org A: 82791 | 246 Sycamore Street Suite 120 DECATUR, Georgia 30030-3442 | - English - Spanish |
HELP THE PEOPLE PROGRAM HOUSING COUNSELING AGENCY | P: 404-688-7766 T: F: 404-937-5559 E: [email protected] W: A: 81278 | 3567 Covington Hwy-Rear Building DECATUR, Georgia 30032-1847 | - English |
MORNINGSTAR URBAN DEVELOPMENT, INC. | P: 770-492-4037 T: F: E: W: WWW.MORNINGSTARURBANDEVELOPMENT.ORG A: 90055 | 2501 Lantrac Ct Decatur, Georgia 30035-4006 | - English |
NACA (NEIGHBORHOOD ASSISTANCE CORPORATION OF AMERICA) ATLANTA, GA | P: 404-377-4545 T: 617-250-6222 F: 877-329-6222 E: W: https://www.naca.com A: 84346 | 160 Clairemont Ave Ste 350 DECATUR, Georgia 30030-2562 | - English - Spanish |
NID-HCA NUNLEY | P: 404-884-8674 T: F: E: [email protected] W: www.nidhousing.com/ A: 90337 | 6472 CHURCH STREET, SUITE 224 DOUGLASVILLE, Georgia 30134-1818 | - English |
VETERANS CENTER | P: 678-792-8387 T: F: 678-785-7387 E: [email protected] W: www.vetscenterinc.org A: 90163 | 320 Lanier Ave W Suite 200 Fayetteville, Georgia 30214-1600 | - English |
D&E, A HOUSING & ECONOMIC EMPOWERMENT CENTER, INC. (D&E GROUP) | P: 770-961-6900 T: F: 770-961-8900 E: [email protected] W: www.depower.org A: 82794 | 4532 Jonesboro Road, 2nd Floor FOREST PARK, Georgia 30297-3543 | - English - Spanish |
AFFORDABLE HOUSING ENTERPRISES, INC. | P: 470-204-7956 T: F: 866-217-7073 E: [email protected] W: www.affordablehousingent.org A: 82241 | 210 South 13th Street GRIFFIN, Georgia 30224-2704 | - English - Spanish |
NACA (NEIGHBORHOOD ASSISTANCE CORPORATION OF AMERICA) AUGUSTA, GA | P: 706-855-7464 T: 617-250-6222 F: 877-329-6222 E: W: https://www.naca.com A: 84347 | 2652 Tobacco Rd. HEPHZIBAH, Georgia 30815-7015 | - English - Spanish |
CCCS OF THE SAVANNAH AREA, INC. - HINESVILLE BRANCH | P: 912-691-2227 T: 800-821-4040 F: 912-691-2290 E: [email protected] W: cccssavannah.org A: 84699 | 135 E. MLK Dr Suite E Brantley Bldg Hinesville, Georgia 31313 | - English |
JCVISION AND ASSOCIATES, INC | P: 912-877-4243 T: 866-902-4266 F: 912-877-4274 E: [email protected] W: www.jcvision.com A: 82220 | 135 East ML King Jr Drive Suite G HINESVILLE, Georgia 31313-3650 | - English - Spanish |
UNIVERSITY OF GEORGIA’S FAMILY AND CONSUMER SCIENCES COOPERATIVE EXTENSION SERVICE (CLAYTON COUNTY) | P: 770-473-5491 T: F: 770-473-5438 E: [email protected] W: extension.uga.edu/county-offices/clayton.html A: 84626 | 1262 Government Circle, Suite 40 Clayton County Extension Office JONESBORO, Georgia 30236-5905 | - English |
GREENPATH FINANCIAL WELLNESS | P: 888-860-4167 T: F: E: [email protected] W: www.greenpath.org A: 90168 | 1305 Hardeman Ave Suite 200, Office 119 Macon, Georgia 31201-4411 | - English - Spanish |
HOMEFIRST HOUSING RESOURCE SERVICES, INC. | P: 478-803-2373 T: F: 478-803-2377 E: [email protected] W: www.homefirsthousingga.com A: 83943 | 653 Second Street Suite 203 MACON, Georgia 31201-2817 | - English |
TELAMON CORPORATION - MACON BRANCH | P: 866-844-8556 T: F: E: W: www.telamon.org A: 84982 | 2015 Felton Ave Macon, Georgia 31201-2404 | - English - Spanish |
NID-HCA CALLOWAY | P: 470-822-0088 T: F: E: [email protected] W: www.nidhousing.com/ A: 90329 | 655 Engineering Dr, Suite 240 NORCROSS, Georgia 30092-2843 | - English |
NID-HCA ATLANTA METRO REGIONAL OFFICE | P: 770-472-3756 T: F: E: [email protected] W: www.nidhousing.com/ A: 84899 | 21 Highway 138 SW Riverdale, Georgia 30274-4076 | - English |
APPALACHIAN HOUSING AND REDEVELOPMENT CORPORATION | P: 706-378-9917 T: F: 706-584-7526 E: [email protected] W: www.nwgha.com A: 81266 | 800 Avenue B ROME, Georgia 30165-2714 | - English |
CCCS OF THE SAVANNAH AREA, INC. | P: 912-691-2227 T: F: 912-691-2290 E: [email protected] W: www.cccssavannah.org A: 82943 | 7505 Waters Ave Ste C11 Savannah, Georgia 31406-3826 | - English - Spanish |
CCCS OF THE SAVANNAH AREA, INC. - STATESBORO BRANCH | P: 912-691-2227 T: 800-821-4040 F: 912-691-2290 E: [email protected] W: www.cccssavannah.org A: 84700 | 515 Denmark Street Suite 700 STATESBORO, Georgia 30458-0968 | - English |
REFUGEE FAMILY ASSISTANCE PROGRAM | P: 404-296-8743 T: F: 404-296-8744 E: [email protected] W: www.refugeefap.org/ A: 84149 | 5405 Memorial Drive Suite 101 STONE MOUNTAIN, Georgia 30083-3234 | - Arabic - English - Farsi - Other - Swahili - Vietnamese |
FAMILY VISIONS OUTREACH, INC. | P: 229-777-7704 T: F: 229-776-5108 E: [email protected] W: A: 90164 | 601 West Price St. SYLVESTER, Georgia 31791-1536 | - English |
NID-HCA GEORGIA | P: 678-735-6550 T: F: 678-831-3515 E: [email protected] W: www.nidhousing.com/ A: 90130 | 4788 Jonesboro Rd, Bldg B, Ste1 UNION CITY, Georgia 30291-1996 | - English |
Georgia Foreclosure Help - National Foreclosure Mitigation Counseling (NFMC) grantees through NeighborWorks® America, located in Georgia
Agency Name | Phone Website | Address | Languages |
Consumer Credit Counseling Services of Southwest Georgia | Phone: 229-883-0909 Web: www.cccsalbany.org | 409 N. Jackson Street Albany, Georgia 31701 | - English |
NID-HCA | Phone: 229-317-4745 Web: www.nidonline.org | 230 South Jackson Street Albany, Georgia 31701 | - English |
Action, Inc | Phone: 706-546-8293 Web: actionathens.org | 594 Oconee St Athens, Georgia 30605 | - English |
East Athens Development Corporation | Phone: 706-208-0048 Web: www.eadccinc.com | 410 McKinley Drive Athens, Georgia 30601 | - English |
Hancock Community Development Corporation | Phone: 706-546-1154 Web: www.hancockcdc.org | 300 Henderson Extension Athens, Georgia 30306 | - English |
Atlanta Legal Aid, Inc. | Phone: 404-614-3905 Web: www.atlantalegalaid.org | 151 Spring St. NW Atlanta, Georgia 30303 | - English |
Atlanta Urban League | Phone: 404-659-1150 Web: www.ulgatl.org/ | Peachtree Center - International Tower, 229 Peachtree Street NE, Suite 300 Atlanta, Georgia 30303-1600 | - English |
CCCS of Greater Atlanta | Phone: 800-251-2227 Web: www.clearpointccs.org | 270 Peachtree Street NW, Suite 1800 Atlanta, Georgia 30303 | - English |
CCCS of Greater Atlanta | Phone: 800-251-2227 Web: www.clearpointccs.org | 3100 Interstate North Circle, Suite 300 Atlanta, Georgia 30339 | - English |
ClearPoint Financial Solutions (Previously CredAbility or CCCS of Atlanta) | Phone: 404-527-7630 Web: www.clearpointccs.org | 270 Peachtree Street N.W. Atlanta, Georgia 30303 | - English |
Help The People Program | Phone: 404-688-7766 Web: | 1401 Hosea L. Williams Dr., SE Atlanta, Georgia 30317 | - English |
The Homeowners Employment Corp | Phone: 404-492-6554 Web: www.homeownerscorp.com | 235 Peachtree St , Suite 400 Atlanta, Georgia 30303 | - English |
Consumer Credit Counseling Service of Middle Georgia, Inc. | Phone: 706-736-0411 Web: www.DebtHelpAugusta.com | 1226 Augusta West Parkway Augusta, Georgia 30909 | - English |
Neighborhood Assistance Corporation of America (NACA) | Phone: 706-855-7464 Web: www.naca.com | 3744 Walton Way Ext., Suite B Augusta, Georgia 30907 | - English |
Early County CDC | Phone: 229-724-7552 Web: | 1259 S. Main St. Blakely, Georgia 39823 | - English |
Consumer Credit Counseling Service of the Savannah Area, Inc. | Phone: 912-261-0060 Web: www.cccssavannah.org | 501 Gloucester Street Suite 202 Brunswick, Georgia 31520 | - English |
Totally Free, Inc. | Phone: 912-265-1515 Web: tfreeinc.org | 2517 Norwich Street Brunswick, Georgia 31520 | - English |
Catholic Charities of the Archdiocese of Atlanta, Inc. | Phone: 770-429-2369 Web: www.catholiccharitiesatlanta.org | 3669 North Peactree Road Suite 100 Chamblee, Georgia 30341 | - English |
The Center for Pan Asian Community Services | Phone: 770-936-0969 Web: www.cpacs.org | 3510 Shallowford Road Chamblee, Georgia 30341 | - English |
NID-HCA | Phone: 404-551-3992 Web: www.nidonline.org | 4590 Welcome All Road College Park, Georgia 30349 | - English |
Columbus Housing Initiative, Inc | Phone: 7063244663 Web: www.nwcolumbus.org | 18 Eleventh Street Columbus, Georgia 31901 | - English |
The Family Center of Columbus Inc. | Phone: 706-327-3239 Web: www.cccs-wga.com | 1350 15th Avenue Columbus, Georgia 31901 | - English |
Dalton Whitfield Community Development Corp. | Phone: (706) 281-4804 Web: www.dwcdc.org | 301 W. Crawford Street Dalton, Georgia 30722 | - English |
Dalton-Whitfield Community Development Corporation | Phone: 706-876-2577 Web: www.dwcdc.org | 205 W. Gordon St Dalton, Georgia 30722 | - English |
Dekalb Metro Housing Counseling Center | Phone: 404-508-0922 Web: www.dekalbmetrohousing.org | 4151 Memorial Dr., Suite 106-D Decatur, Georgia 30032 | - English |
Green Forest H.O.M.E. | Phone: 404-486-6759 Web: | 3299 Rainbow Drive Decatur, Georgia 30034 | - English |
Neighborhood Assistance Corporation of America (NACA) | Phone: 404-377-4545 Web: www.naca.com | 160 Clairemont Ave., Suite 350 Decatur, Georgia 30030 | - English |
D&E, A Financial Education and Training Institute, Inc. | Phone: 7709616900 Web: | 4532 Jonesboro Road, 2nd Floor Forest Park, Georgia 30297 | - English |
Home Development Resources Inc | Phone: 706-387-7681 Web: www.hdri.org | 430 Prior St Suite 100N Gainesville, Georgia 30501 | - English |
Consumer Credit Counseling Service of the Savannah Area, Inc. | Phone: 912-370-2227 Web: www.cccssavannah.org | Brantley Building Suite A, 135 East MLK Blvd. Hinesville, Georgia 31313 | - English |
JCVision and Associates Inc | Phone: 9128774243 Web: | P.O. Box 1972 Hinesville, Georgia 31310 | - English |
LaGrange Branch Office | Phone: 706-845-7240 Web: www.cccs-wga.com | 309 Mooty Bridge Rd. Suite C LaGrange, Georgia 30240 | - English |
Consumer Credit Counseling Service of Middle Georgia, Inc. | Phone: 478-745-6197 Web: www.DebtHelpMacon.com | 901 Washington Avenue Macon, Georgia 31201 | - English |
Home First Housing Resources | Phone: 478-803-2373 Web: | 682 Cherry Street, Suite 103 Macon, Georgia 31201 | - English |
The Impact! Group | Phone: (678) 808-4472 Web: www.theimpactgroup.org | 40 Technology Parkway South, Suite 180 Norcross, Georgia 30092 | - English |
NID-HCA | Phone: 770-472-3756 Web: www.nidonline.org | 21 Highway 138 Riverdale, Georgia 30274 | - English |
Consumer Credit Counseling Service of the Savannah Area, Inc. | Phone: 912-691-2227 Web: www.cccssavannah.org | 7505 Waters Avenue Suite C-11 Savannah, Georgia 31406 | - English |
Consumer Credit Counseling Service of the Savannah Area, Inc. | Phone: 912-489-2227 Web: www.cccssavannah.org | 515 Denmark Street Statesboro, Georgia 30458 | - English |
Consumer Credit Counseling Service of Middle Georgia, Inc. | Phone: 478-922-1141 Web: www.DebtHelpMacon.com | 338B Corder Road Warner Robins, Georgia 31088 | - English |
For the most current list of HUD Approved Foreclosure Avoidance Counseling Agencies in Georgia, please visit the HUD website.
Georgia Foreclosure Help - Georgia Foreclosure Process
Security Instrument(s): Both Mortgage and Trust Deed.
Foreclosure Type(s): Judicial (rare) and Non-judicial.
Judicial Foreclosure: A foreclosure process in which the lender must file a lawsuit against the borrower to obtain a court order to foreclose on a Mortgage document.
Non-judicial Foreclosure: A foreclosure process where a third party Trustee has the power to foreclosure and initiate a sale based on a Trust Deed instrument.
Initial Public Notice: Publication.
Estimated Foreclosure Process Period: 37+ days.
First Notice to Sale Time Period: 32+ days.
Redemption Period?: None. (Judicial foreclosures only)
Deficiency Balance?: Yes.
* * * This information represents MRP’s current understanding of the Georgia foreclosure process. For the most detailed and up to date information, you should contact your local county government.* * *