Georgia Foreclosure Help

Georgia Foreclosure Help LineCall (888) 718-0986 for Immediate Help!

Welcome to the Georgia Foreclosure Help page. On this page, you will find direct access to foreclosure defense attorneys and non-profit organizations offering foreclosure prevention services. You will also find general information about the Georgia Foreclosure Process. If you need help with a troubled mortgage or foreclosure, this is a great place to find it.

Georgia Foreclosure Help – Foreclosure Attorneys

Stop Foreclosure Alabama!Once you have received a Notice of Default (NOD), Notice of Filed Foreclosure, or Notice of Foreclosure Sale/Auction, a foreclosure defense or loss mitigation attorney is in the best position to effectively defend your rights and interests. If you have received one of these notices, contact us today!

Georgia Foreclosure Help – Foreclosure Defense Attorneys

Georgia Foreclosure Help - Foreclosure Defense AttorneysWe support foreclosure defense attorneys that can answer complaints, and file counter-claims and motions. They can also represent you at hearings, mediation, and during the entire negotiation process. A foreclosure defense attorney will fight to defend your rights, and achieve the best possible outcome in loan modification and other foreclosure alternatives.

► ► Find A Foreclosure Defense Attorney In Georgia! ◄ ◄

► ► Complete the Foreclosure Defense Application! ◄ ◄

Georgia Foreclosure Help – Hardest Hit Fund

Georgia Hardest Hit FundGeorgia is a “Hardest Hit Fund” State

($339,255,819)

Eligibility Info and Fact Sheet

Most Recent Quarterly Report

For eligibility requirements and application information, please visit:

https://www.homesafegeorgia.com

Georgia Foreclosure Help – HUD Approved Agencies

HUD SealHUD Approved Foreclosure Avoidance Counseling Agencies Located in Georgia

Foreclosure prevention counseling services are provided free of charge by nonprofit housing counseling agencies working in partnership with the Federal Government. These agencies are funded, in part, by HUD and NeighborWorks® America. There is no need to pay a private company for these services. Organizations are listed in alphabetical order, by city.

Foreclose Defense Attorney ConsultationIn many cases, these organizations will end up recommending that you retain an attorney. The fact is that an experienced foreclosure attorney is in the best position to represent you in mortgage negotiations and foreclosure proceedings. In fact, THE FEDERAL TRADE COMMISSION (FTC) PROHIBITS ANY “NON-ATTORNEY” FROM NEGOTIATING MORTGAGE DEBT ON BEHALF OF A DISTRESSED HOMEOWNER. In some instances, negotiating yourself or through a non-attorney third party can even be detrimental to you. Before you do anything else, we recommend speaking with a foreclosure defense attorney or completing the NO OBLIGATION Foreclosure Defense Application.

Georgia Foreclosure Help – HUD Approved Foreclosure Avoidance Counseling Agencies in Georgia

This list includes only HUD Approved Housing Counseling Agencies offering “Mortgage Delinquency and Default Resolution Counseling” services, and are considered “Foreclosure Avoidance Counseling” agencies. Organizations are listed in alphabetical order, by city.

HUD
Agency Name
Phone
Toll-Free
Fax Number
Email
Website
Agency ID
Address Languages
CITY OF ALBANY, GEORGIA P: 229-483-7650-2423
T: 800-251-2910
F: 229-430-2737
E: bjackson@albanyga.gov
W: www.albanyga.gov
A: 80260
230 South Jackson St Ste 315
ALBANY, Georgia 31701-2872
– English
NID-HCA ALBANY (FLETCHER) P: 229-317-4745
T:
F: 888-818-9340
E: nidhomesave@gmail.com
W: www.nidhousing.com/
A: 84303
230 S Jackson St Ste 154
ALBANY, Georgia 31701-2886
– English
– Spanish
AREA COMMITTEE TO IMPROVE OPPORTUNITIES NOW, INC. P: 706-546-8293-29
T: 888-448-7704
F: 706-546-9180
E: mlee@actionincorporated.org
W: www.actionathens.org
A: 82510
2440 West Broad Street, Suite 9
ATHENS, Georgia 30606-3429
– English
ATHENS LAND TRUST, INC P: 706-613-0122
T: 706-613-0122
F: 706-613-0143
E: kelsey@athenslandtrust.org
W: www.athenslandtrust.org
A: 84881
685 N Pope St
Athens, Georgia 30601-2331
– English
HANCOCK COMMUNITY DEVELOPMENT CORPORATION P: 877-284-4326
T: 877-284-4326
F: 706-546-1206
E: AL.HCDC@GMAIL.COM
W: www.hancockcdc.org
A: 83904
300 Henderson Ext
Athens, Georgia 30606-3738
– English
1ST CHOICE CREDIT UNION P: 404-832-5800
T:
F: 404-607-8252
E: jdelaigle@1stchoicecu.org
W: www.1stchoicecu.org
A: 82337
315 Auburn Ave NE
Atlanta, Georgia 30303-2603
– English
CENTER FOR PAN ASIAN COMMUNITY SERVICES, INC P: 770-936-0969-151
T:
F: 770-458-9377
E: chaiwon.kim@cpacs.org
W: www.cpacs.org
A: 82177
3510 Shallowford Road N.E.
ATLANTA, Georgia 30341-2909
– Cantonese
– Chinese Mandarin
– English
– Hindi
– Indonesian
– Korean
– Other
– Spanish
– Vietnamese
FULTON ATLANTA COMMUNITY ACTION AUTHORITY P: 404-320-0166-236
T:
F: 404-320-9866
E: beverlysluke@facaa.org
W:
A: 80569
1690 Chantilly Drive, N.E.
ATLANTA, Georgia 30324-3293
– English
GEORGIA LEGAL SERVICES PROGRAM P: 404-206-5175
T:
F:
E: sreif@glsp.org
W: www.glsp.org
A: 81699
104 Marietta St NW Ste 250
Atlanta, Georgia 30303-2706
– English
– Spanish
MONEY MANAGEMENT INTERNATIONAL – ATLANTA BRANCH P: 866-232-9080
T: 866-232-9080
F: 866-921-5129
E: counselinginfo@moneymanagement.org
W: www.moneymanagement.org
A: 84828
55 Ivan Allen Jr Blvd NW Ste 520
Atlanta, Georgia 30308-3063
– English
– Other
– Spanish
OPERATION HOPE, INC P: 323-356-4855
T:
F:
E: tanya.carter@operationhope.org
W: www.operationhope.org
A: 84855
191 PEACHTREE ST NE, Suite 3840
ATLANTA, Georgia 30303-1740
– English
– Spanish
SUMMECH COMMUNITY DEVELOPMENT CORPORATION, INC. P: 404-527-5465-11
T:
F: 404-527-5467
E: jlware@summechcdc.org
W: www.summechcdc.org
A: 83890
633 Pryor Street
ATLANTA, Georgia 30312-2738
– English
URBAN LEAGUE OF GREATER ATLANTA, INC. P: 404-659-1150
T:
F:
E:
W: www.ulgatl.org
A: 80249
229 Peachtree St NE Ste 300
Atlanta, Georgia 30303-1600
– Creole
– English
– French
– Spanish
CSRA ECONOMIC OPPORTUNITY AUTHORITY, INC. P: 706-922-8353
T:
F: 706-364-6549
E: cjiles@csraeoa.org
W: www.csraeoa.org
A: 84320
1765 Broad St.
AUGUSTA, Georgia 30904-3915
– English
GREENPATH FINANCIAL WELLNESS P: 888-860-4167
T:
F:
E: housingdepartment@greenpath.com
W: www.greenpath.com
A: 90170
3154 Perimeter Pkwy
Building 3 Suite 3A
Augusta, Georgia 30909-4804
– English
– Spanish
PROMISE LAND CDC P: 706-560-1022
T:
F: 877-537-2409
E: dboazman@gmail.com
W: www.promiseland1.org/
A: 82950
2409 Amsterdam Dr
Augusta, Georgia 30906-4004
– English
TOTALLY FREE, INC. P: 912-265-1515
T: 866-731-3733
F: 912-265-9990
E: mcross@tfreeinc.org
W: www.totallyfreeinc.org
A: 83824
1515 1/2 Newcastle Street
BRUNSWICK, Georgia 31520-6806
– English
– Spanish
TOTALLY FREE, INC. P: 912-265-1515
T: 866-731-3733
F: 912-265-9990
E: mharwell@totallyfreeinc.org
W: www.totallyfreeinc.org
A: 81223
1612 Union Street
BRUNSWICK, Georgia 31520-6733
– English
– Spanish
CATHOLIC CHARITIES OF THE ARCHDIOCESE OF ATLANTA P: 770-790-3101
T:
F:
E: pmartinez@archatl.com
W: www.catholiccharitiesatlanta.org
A: 82144
3669 North Peachtree Road
Suite 100
CHAMBLEE, Georgia 30341-2352
– English
– Spanish
NID-HCA EMERSON P: 404-410-6689
T:
F:
E: Latishacarlisle@nidonline.org
W: www.nidhousing.com/
A: 90331
4710 Washington Road
COLLEGE PARK, Georgia 30349-2207
– English
CCCS OF WEST GEORGIA/FAMILY CENTER OF COLUMBUS P: 706-327-3239
T: 800-757-2227
F: 706-327-1341
E: mriley@thefamilyctr.org
W: www.thefamilyctr.org
A: 83883
1350 15th Ave
Columbus, GA 31901
Columbus, Georgia 31901-2308
– English
– Spanish
URBAN LEAGUE OF GREATER COLUMBUS, INC P: 706-322-6840
T:
F: 706-322-6875
E: ceo1@urbanleaguegc.org
W: www.ulgcyp.org/
A: 80254
802 First Ave
COLUMBUS, Georgia 31901-2702
– English
– Spanish
THE HOMEOWNERS EMPLOYMENT CORPORATION P: 404-492-6554-503
T: 877-435-7704
F: 877-435-3936
E: cjackson@homeownerscorp.com
W: www.homeownerscorp.com
A: 80477
2440 Wall Street
Suite B2
CONYERS, Georgia 30013-6701
– English
SOUTHWEST GEORGIA UNITED EMPOWERMENT ZONE, INC. P: 229-268-8582-287
T:
F: 229-513-4520
E: joseph.brown@swgau.org
W: www.swgau.org
A: 84445
123 South 7th Street
CORDELE, Georgia 31015-4210
– English
DALTON-WHITFIELD COMMUNITY DEV. CORP. P: 706-876-1630
T:
F: 706-876-1638
E: malfaro@dwcdc.org
W: www.dwcdc.org
A: 83139
310 Selvidge Street
DALTON, Georgia 30720-3145
– English
– Spanish
ATLANTA LEGAL AID SOCIETY, INC. P: 770-817-7538
T:
F:
E: scquiroga@atlantalegalaid.org
W: atlantalegalaid.org
A: 82791
246 Sycamore St
Decatur, Georgia 30030-3442
– English
– Spanish
GREEN FOREST COMMUNITY DEVELOPMENT CORP. FORMERLY KNOWN AS GREEN FOREST H.O.M.E. P: 404-486-5768
T:
F: 404-486-5733
E: info@gfcdc.org
W: www.gfcdc.org
A: 81633
3299 Rainbow Dr
Decatur, Georgia 30034-1714
– English
HELP THE PEOPLE PROGRAM HOUSING COUNSELING AGENCY P: 404-688-7766
T:
F: 404-294-0707
E: slatonbw@gmail.com
W:
A: 81278
3567 Covington Hwy-Rear Building
DECATUR, Georgia 30032-1847
– English
MORNINGSTAR URBAN DEVELOPMENT, INC. P: 770-492-4037
T:
F:
E:
W:
A: 90055
2501 Lantrac Ct
Decatur, Georgia 30035-4006
– English
NACA (NEIGHBORHOOD ASSISTANCE CORPORATION OF AMERICA) ATLANTA, GA P: 404-377-4545
T: 617-250-6222
F: 877-329-6222
E:
W: www.naca.com
A: 84346
160 Clairemont Ave Ste 350
Decatur, Georgia 30030-2562
– English
– Spanish
NID-HCA NUNLEY P: 404-884-8674
T:
F:
E: Latishacarlisle@nidonline.org
W: www.nidhousing.com
A: 90337
8385 Cherokee Blvd, Suite 200
DOUGLASVILLE, Georgia 30134-2521
– English
DEKALB METRO HOUSING COUNSELING CENTER P: 404-508-0922-101
T:
F: 404-508-0967
E: jbdekalbmetro@bellsouth.net
W: dekalbmetrohousing.org
A: 82743
4155 Flakes Mill Manor Lane
ELLENWOOD, Georgia 30294-1497
– English
D&E, A FINANCIAL EDUCATION & TRAINING INSTITUTE INC P: 770-961-6900
T:
F:
E: aharris@depower.org
W: www.depower.org
A: 83765
4532 Jonesboro 2nd Floor
FOREST PARK, Georgia 30297-3543
– English
D&E, A HOUSING & ECONOMIC EMPOWERMENT CENTER, INC. (D&E GROUP) P: 770-961-6900
T:
F: 770-961-8900
E: info@depower.org
W: www.depower.org
A: 82794
4532 Jonesboro Road, 2nd Floor
2860 East Pointe
FOREST PARK, Georgia 30297-3543
– English
– Spanish
AFFORDABLE HOUSING ENTERPRISES, INC. P: 470-204-7956
T:
F: 866-217-7073
E: affordablehousingent@yahoo.com
W: www.affordablehousingent.org
A: 82241
210 South 13th Street
GRIFFIN, Georgia 30224-2704
– English
– Spanish
NACA (NEIGHBORHOOD ASSISTANCE CORPORATION OF AMERICA) AUGUSTA, GA P: 706-855-7464
T: 617-250-6222
F: 877-329-6222
E:
W: www.naca.com
A: 84347
2652 Tobacco Rd.
HEPHZIBAH, Georgia 30815-7015
– English
– Spanish
CCCS OF THE SAVANNAH AREA, INC. – HINESVILLE BRANCH P: 912-691-2227
T: 800-821-4040
F: 912-691-2290
E: jennifer@cccssav.com
W: cccssavannah.org
A: 84699
135 E. MLK Dr Suite A
Brantley Bldg
Hinesville, Georgia 31313
– English
JCVISION AND ASSOCIATES, INC P: 912-877-4243
T: 866-902-4266
F: 912-877-4274
E: jcvisiongeorgia@yahoo.com
W: www.jcvision.com
A: 82220
135 East ML King Jr Drive
Suite G
HINESVILLE, Georgia 31313-3650
– English
– Spanish
HOME DEVELOPMENT RESOURCES, INC. P: 678-414-9268
T:
F:
E: tdyerhdri@gmail.com
W:
A: 81349
67 Athens Street
JEFFERSON, Georgia 30549-1401
– English
– Spanish
UNIVERSITY OF GEORGIA’S FAMILY AND CONSUMER SCIENCES COOPERATIVE EXTENSION SERVICE (CLAYTON COUNTY) P: 770-473-5491
T:
F: 770-473-5438
E: aaford@uga.edu
W: extension.uga.edu/county-offices/clayton.html
A: 84626
1262 Government Circle, Suite 40
Clayton County Extension Office
JONESBORO, Georgia 30236-5905
– English
GREENPATH FINANCIAL WELLNESS P: 888-860-4167
T:
F:
E: housingdepartment@greenpath.com
W: www.greenpath.com
A: 90168
1305 Hardeman Ave
Suite 200, Office 119
Macon, Georgia 31201-1412
– English
– Spanish
HOMEFIRST HOUSING RESOURCE SERVICES, INC. P: 478-803-2373
T:
F: 478-803-2377
E: RBell@maconbibb.us
W:
A: 83943
653 Second Street
Suite 203
MACON, Georgia 31201-2817
– English
NATIONAL HOUSING COUNSELING AGENCY, INC P: 770-477-5100
T:
F: 770-477-5101
E: j.blanton@att.net
W: nationnalhousingusa.org
A: 84677
155 WESTRIDGE PARKWAY, #115
MCDONOUGH, Georgia 30253-3050
– English
NID-HCA CALLOWAY P: 470-310-0095
T:
F:
E: Latishacarlisle@nidonline.org
W: www.nidhousing.com/
A: 90329
2014 Beaver Ruin Rd, Suite 102
NORCROSS, Georgia 30071-3710
– English
NID-HCA ATLANTA METRO REGIONAL OFFICE P: 770-472-3756
T:
F:
E: Latishacarlisle@nidonline.org
W: www.nidhousing.com/
A: 84899
21 Highway 138 SW
Riverdale, Georgia 30274-4076
– English
VETERANS CENTER P: 678-792-8387
T:
F:
E: info@vetscenterinc.org
W: www.vetscenterinc.org
A: 90163
8060 Webb Rd, Unit 741202
RIVERDALE, Georgia 30274-5405
– English
APPALACHIAN HOUSING AND REDEVELOPMENT CORPORATION P: 706-378-9917
T:
F: 706-584-7526
E: psullivan@nwgha.com
W: www.nwgha.com
A: 81266
800 Avenue B
ROME, Georgia 30165-2714
– English
CCCS OF THE SAVANNAH AREA, INC. P: 912-691-2227
T:
F: 912-691-2290
E: jennifer@cccssav.com
W: www.cccssavannah.org
A: 82943
Park South Office Center
7505 Waters Ave., Suite C-11
Savannah, GA 31406-3820
Savannah, Georgia 31406
– English
– Spanish
CCCS OF THE SAVANNAH AREA, INC. P: 912-691-2227
T:
F: 912-691-2290
E: jennifer@cccssav.com
W: www.cccssavannah.org
A: 90412
7505 Waters Ave Suite C-11
Park South Office Center
SAVANNAH, Georgia 31406-3826
– English
ECONOMIC OPPORTUNITY FOR SAVANNAH CHATHAM COUNTY AREA, INC. P: 912-238-2960-115
T:
F: 912-238-2974
E: terryt@eoasga.org
W: www.eoasga.org
A: 80256
618 W Anderson St
SAVANNAH, Georgia 31415-5420
– English
– Spanish
CCCS OF THE SAVANNAH AREA, INC. – STATESBORO BRANCH P: 912-691-2227
T: 800-821-4040
F: 912-691-2290
E: jennifer@cccssav.com
W: www.cccssavannah.org
A: 84700
515 Denmark Street
STATESBORO, Georgia 30458-5287
– English
REFUGEE FAMILY ASSISTANCE PROGRAM P: 404-296-8743
T:
F: 404-296-8744
E: mire.rfap@comcast.net
W: www.refugeefap.org/
A: 84149
5405 Memorial Drive Suite 101
STONE MOUNTAIN, Georgia 30083-3234
– Arabic
– English
– Farsi
– Other
– Swahili
– Vietnamese
FAMILY VISIONS OUTREACH, INC. P: 229-777-7704
T:
F: 229-776-5108
E: judyfvo1958@gmail.com
W: www.familyvisionsoutreach.org
A: 90164
601 West Price St.
SYLVESTER, Georgia 31791-1536
– English
NID-HCA GEORGIA P: 678-735-6550
T:
F: 678-831-3515
E: cstanleynid@gmail.com
W: www.nidhousing.com/
A: 90130
4788 Jonesboro Rd, Bldg B, Ste1
UNION CITY, Georgia 30291-1996
– English
MIDDLE GEORGIA COMMUNITY ACTION AGENCY, INC P: 478-922-4464
T:
F:
E:
W: mgcaa.org
A: 80259
121 Prince St
Warner Robins, Georgia 31093-0712
– English

HUD Approved Housing Counseling Agencies

Georgia Foreclosure Help – National Foreclosure Mitigation Counseling (NFMC) grantees through NeighborWorks® America, located in Georgia

For the most current list of HUD Approved Foreclosure Avoidance Counseling Agencies in Georgia, please visit the HUD website.

Georgia Foreclosure Help – Georgia Foreclosure Process

Foreclosure NoticeSecurity Instrument(s): Both Mortgage and Trust Deed.

Foreclosure Type(s): Judicial (rare) and Non-judicial.

Judicial Foreclosure: A foreclosure process in which the lender must file a lawsuit against the borrower to obtain a court order to foreclose on a Mortgage document.

Non-judicial Foreclosure: A foreclosure process where a third party Trustee has the power to foreclosure and initiate a sale based on a Trust Deed instrument.

Initial Public Notice: Publication.

Estimated Foreclosure Process Period: 37+ days.

First Notice to Sale Time Period: 32+ days.

Redemption Period?: None. (Judicial foreclosures only)

Deficiency Balance?: Yes.

* * * This information represents MRP’s current understanding of the Georgia foreclosure process. For the most detailed and up to date information, you should contact your local county government.* * *