Georgia Foreclosure Help Line - Call (877) 400-8577

Your call will be directly routed to a foreclosure defense law firm licensed to practice in GEORGIA. Speak to experienced legal professionals, and get answers today with a FREE CONSULTATION.

Welcome to the Georgia Foreclosure Help page. On this page, you will find direct access to foreclosure defense attorneys and non-profit organizations offering foreclosure prevention services. You will also find general information about the Georgia Foreclosure Process. If you need help with a troubled mortgage or foreclosure in Georgia, you can find it here!


Georgia Foreclosure Help - Foreclosure Defense Attorneys

Once you have received a Notice of Default (NOD), Notice of Filed Foreclosure, or Notice of Foreclosure Sale/Auction, a foreclosure defense or loan modification attorney is in the best position to effectively defend your rights and interests. If you have received one of these notices, call us today!


Georgia Foreclosure Help - Foreclosure Defense and Loan Modification Attorneys

We support foreclosure defense attorneys that can answer complaints, and file counter-claims and motions. They can also represent you at hearings, mediation, and during the entire negotiation process. A foreclosure defense attorney will fight to defend your rights, and achieve the best possible outcome in loan modification and other foreclosure alternatives.

► ► Reach A Foreclosure Defense Attorney In Georgia! ◄ ◄


Georgia Foreclosure Help - Hardest Hit Fund

Georgia is a “Hardest Hit Fund” State
($339,255,819)
Eligibility Info and Fact Sheet

For eligibility requirements and application information, please visit:
https://www.homesafegeorgia.com


Georgia Foreclosure Help - HUD Approved Agencies

HUD Approved Foreclosure Avoidance Counseling Agencies Located in Georgia

Foreclosure prevention counseling services are provided free of charge by nonprofit housing counseling agencies working in partnership with the Federal Government. These agencies are funded, in part, by HUD and NeighborWorks® America. There is no need to pay a private company for these services. Organizations are listed in alphabetical order, by city.

In many cases, these organizations will end up recommending that you retain an attorney. The fact is that an experienced foreclosure attorney is in the best position to represent you in mortgage negotiations and foreclosure proceedings. In fact, THE FEDERAL TRADE COMMISSION (FTC) PROHIBITS ANY “NON-ATTORNEY” FROM NEGOTIATING MORTGAGE DEBT ON BEHALF OF A DISTRESSED HOMEOWNER. In some instances, negotiating yourself or through a non-attorney third party can even be detrimental to you. Before you do anything else, have a free consultation with a foreclosure defense attorney.

Georgia Foreclosure Help - HUD Approved Foreclosure Avoidance Counseling Agencies in Georgia

This list includes only HUD Approved Housing Counseling Agencies offering “Mortgage Delinquency and Default Resolution Counseling” services, and are considered “Foreclosure Avoidance Counseling” agencies. Organizations are listed in alphabetical order, by city.

HUD
Agency Name
Phone
Toll-Free
Fax Number
Email
Website
Agency ID
AddressLanguages
CITY OF ALBANY, GEORGIAP: 229-483-7650
T:
F: 229-430-2737
E: [email protected]
W: www.albanyga.gov
A: 80260
230 S Jackson St Ste 315
Albany, Georgia 31701-2872
- English
NID-HCA ALBANY (FLETCHER)P: 229-317-4745
T:
F: 888-818-9340
E: [email protected]
W: www.nidhousing.com/
A: 84303
230 S Jackson St Ste 154
ALBANY, Georgia 31701-2886
- English
- Spanish
AREA COMMITTEE TO IMPROVE OPPORTUNITIES NOW, INC.P: 706-546-8293-29
T: 888-448-7704
F: 706-546-9180
E: [email protected]
W: www.actionathens.org
A: 82510
2440 West Broad Street, Suite 9
ATHENS, Georgia 30606-3429
- English
ATHENS LAND TRUST, INCP: 706-613-0122
T:
F: 706-613-0143
E: [email protected]
W: www.athenslandtrust.org
A: 84881
685 N Pope St
Athens, Georgia 30601-2331
- English
HANCOCK COMMUNITY DEVELOPMENT CORPORATIONP: 706-546-1154
T:
F:
E:
W: www.hancockcdc.org
A: 83904
300 Henderson Ext
Athens, Georgia 30606-3738
- English
1ST CHOICE CREDIT UNIONP: 404-832-5800
T:
F:
E: [email protected]
W: www.1stchoicecu.org
A: 82337
315 Auburn Ave NE
Atlanta, Georgia 30303-2603
- English
CATHOLIC CHARITIES OF THE ARCHDIOCESE OF ATLANTAP: 770-790-3112
T:
F:
E:
W:
A: 82144
3669 N Peachtree Rd
Atlanta, Georgia 30341-2352
- English
- Spanish
CENTER FOR PAN ASIAN COMMUNITY SERVICES, INCP: 770-936-0969
T:
F: 770-458-9377
E: [email protected]
W: www.cpacs.org
A: 82177
3510 Shallowford Rd NE
Atlanta, Georgia 30341-2909
- Cantonese
- Chinese Mandarin
- English
- Hindi
- Korean
- Other
- Swahili
- Vietnamese
FULTON ATLANTA COMMUNITY ACTION AUTHORITYP: 404-320-0166-236
T:
F: 404-320-9866
E: [email protected]
W:
A: 80569
1690 Chantilly Drive, N.E.
ATLANTA, Georgia 30324-3293
- English
GEORGIA LEGAL SERVICES PROGRAMP: 404-206-5175
T:
F:
E: [email protected]
W: https://www.glsp.org
A: 81699
104 Marietta St NW Ste 250
Atlanta, Georgia 30303-2706
- English
- Spanish
MONEY MANAGEMENT INTERNATIONAL - ATLANTA BRANCHP: 866-232-9080
T: 866-232-9080
F: 866-921-5129
E: [email protected]
W: www.moneymanagement.org
A: 84828
55 Ivan Allen Jr Blvd NW Ste 520
Atlanta, Georgia 30308-3063
- English
- Other
- Spanish
NATIONAL FAITH HOMEBUYERS, ATLANTA BRANCHP: 678-553-3770
T:
F: 770-933-5343
E: [email protected]
W: www.nationalfaith.org
A: 90466
1900 The Exchange
Suite 425
(Marietta Location)
ATLANTA, Georgia 30339-2022
- English
OPERATION HOPE ATLANTA BRANCHP: 470-203-6596
T:
F:
E: [email protected]
W: www.operationhope.org
A: 90470
191 PEACHTREE ST NE
Suite 3840
ATLANTA, Georgia 30303-1740
- English
OPERATION HOPE, INCP: 323-356-4855
T:
F:
E: [email protected]
W: www.operationhope.org
A: 84855
191 PEACHTREE ST NE, Suite 3840
ATLANTA, Georgia 30303-1740
- English
- Spanish
SUMMECH COMMUNITY DEVELOPMENT CORPORATION, INC.P: 404-527-5465
T:
F: 404-527-5467
E: [email protected]
W: www.summechcdc.org
A: 83890
633 Pryor Street
ATLANTA, Georgia 30312-2738
- English
URBAN LEAGUE OF GREATER ATLANTA, INC.P: 404-659-1150
T:
F:
E:
W: www.ulgatl.org
A: 80249
230 Peachtree Hills Cir NE Ste 26003
Atlanta, Georgia 30305-4227
- Creole
- English
- French
- Spanish
CSRA ECONOMIC OPPORTUNITY AUTHORITY, INC.P: 706-722-0493
T:
F: 706-364-6549
E: [email protected]
W: www.csraeoa.org
A: 84320
1765 Broad St.
AUGUSTA, Georgia 30904-3915
- English
PROMISE LAND CDCP: 706-560-1022
T:
F: 877-537-2409
E: [email protected]
W: www.promiseland1.org/
A: 82950
2409 Amsterdam Dr
Augusta, Georgia 30906-4004
- English
TOTALLY FREE, INC.P: 912-265-1515
T: 866-731-3733
F: 912-265-9990
E: [email protected]
W: www.totallyfreeinc.org
A: 83824
84 B Buckingham Place
BRUNSWICK, Georgia 31525-3321
- English
- Spanish
TOTALLY FREE, INC.P: 912-265-1515
T: 866-731-3733
F: 912-265-9990
E: [email protected]
W: www.totallyfreeinc.org
A: 81223
1612 Union Street
BRUNSWICK, Georgia 31520-6733
- English
- Spanish
NID-HCA EMERSONP: 404-410-6689
T:
F:
E: [email protected]
W: www.nidhousing.com/
A: 90331
4710 Washington Road
COLLEGE PARK, Georgia 30349-2207
- English
CCCS OF WEST GEORGIA/FAMILY CENTER OF COLUMBUSP: 706-327-3239
T: 800-757-2227
F: 706-327-5750
E: [email protected]
W: www.thefamilyctr.org
A: 83883
1350 15th Ave
Columbus, GA 31901
Columbus, Georgia 31901-2308
- English
- Spanish
URBAN LEAGUE OF GREATER COLUMBUS, INCP: 706-322-6840
T:
F: 706-322-6875
E: [email protected]
W: www.ul-columbusga.iamempowered.com
A: 80254
802 First Ave
COLUMBUS, Georgia 31901-2702
- English
- Spanish
THE HOMEOWNERS EMPLOYMENT CORPORATIONP: 404-492-6554-503
T: 877-435-7704
F: 877-435-3936
E: [email protected]
W: www.homeownerscorp.com
A: 80477
2440 Wall Street
Suite B2
CONYERS, Georgia 30013-6701
- English
SOUTHWEST GEORGIA UNITED EMPOWERMENT ZONE, INC.P: 229-276-1811
T:
F: 229-513-4520
E: [email protected]
W: www.swgau.org
A: 84445
123 S 7th St
Cordele, Georgia 31015-4210
- English
DALTON-WHITFIELD COMMUNITY DEV. CORP.P: 706-529-8270
T:
F: 706-529-8269
E: [email protected]
W: www.dwcdc.org
A: 83139
407 S Thornton Ave
Dalton, Georgia 30720-8282
- English
- Spanish
ATLANTA LEGAL AID SOCIETY, INC.P: 770-817-7538
T:
F:
E: [email protected]
W: atlantalegalaid.org
A: 82791
246 Sycamore Street
Suite 120
DECATUR, Georgia 30030-3442
- English
- Spanish
HELP THE PEOPLE PROGRAM HOUSING COUNSELING AGENCYP: 404-688-7766
T:
F: 404-937-5559
E: [email protected]
W:
A: 81278
3567 Covington Hwy-Rear Building
DECATUR, Georgia 30032-1847
- English
MORNINGSTAR URBAN DEVELOPMENT, INC.P: 770-492-4037
T:
F:
E:
W: WWW.MORNINGSTARURBANDEVELOPMENT.ORG
A: 90055
2501 Lantrac Ct
Decatur, Georgia 30035-4006
- English
NACA (NEIGHBORHOOD ASSISTANCE CORPORATION OF AMERICA) ATLANTA, GAP: 404-377-4545
T: 617-250-6222
F: 877-329-6222
E:
W: https://www.naca.com
A: 84346
160 Clairemont Ave Ste 350
DECATUR, Georgia 30030-2562
- English
- Spanish
NID-HCA NUNLEYP: 404-884-8674
T:
F:
E: [email protected]
W: www.nidhousing.com/
A: 90337
6472 CHURCH STREET, SUITE 224
DOUGLASVILLE, Georgia 30134-1818
- English
VETERANS CENTERP: 678-792-8387
T:
F: 678-785-7387
E: [email protected]
W: www.vetscenterinc.org
A: 90163
320 Lanier Ave W
Suite 200
Fayetteville, Georgia 30214-1600
- English
D&E, A HOUSING & ECONOMIC EMPOWERMENT CENTER, INC. (D&E GROUP)P: 770-961-6900
T:
F: 770-961-8900
E: [email protected]
W: www.depower.org
A: 82794
4532 Jonesboro Road, 2nd Floor
FOREST PARK, Georgia 30297-3543
- English
- Spanish
AFFORDABLE HOUSING ENTERPRISES, INC.P: 470-204-7956
T:
F: 866-217-7073
E: [email protected]
W: www.affordablehousingent.org
A: 82241
210 South 13th Street
GRIFFIN, Georgia 30224-2704
- English
- Spanish
NACA (NEIGHBORHOOD ASSISTANCE CORPORATION OF AMERICA) AUGUSTA, GAP: 706-855-7464
T: 617-250-6222
F: 877-329-6222
E:
W: https://www.naca.com
A: 84347
2652 Tobacco Rd.
HEPHZIBAH, Georgia 30815-7015
- English
- Spanish
CCCS OF THE SAVANNAH AREA, INC. - HINESVILLE BRANCHP: 912-691-2227
T: 800-821-4040
F: 912-691-2290
E: [email protected]
W: cccssavannah.org
A: 84699
135 E. MLK Dr Suite E
Brantley Bldg
Hinesville, Georgia 31313
- English
JCVISION AND ASSOCIATES, INCP: 912-877-4243
T: 866-902-4266
F: 912-877-4274
E: [email protected]
W: www.jcvision.com
A: 82220
135 East ML King Jr Drive
Suite G
HINESVILLE, Georgia 31313-3650
- English
- Spanish
UNIVERSITY OF GEORGIA’S FAMILY AND CONSUMER SCIENCES COOPERATIVE EXTENSION SERVICE (CLAYTON COUNTY)P: 770-473-5491
T:
F: 770-473-5438
E: [email protected]
W: extension.uga.edu/county-offices/clayton.html
A: 84626
1262 Government Circle, Suite 40
Clayton County Extension Office
JONESBORO, Georgia 30236-5905
- English
GREENPATH FINANCIAL WELLNESSP: 888-860-4167
T:
F:
E: [email protected]
W: www.greenpath.org
A: 90168
1305 Hardeman Ave
Suite 200, Office 119
Macon, Georgia 31201-4411
- English
- Spanish
HOMEFIRST HOUSING RESOURCE SERVICES, INC.P: 478-803-2373
T:
F: 478-803-2377
E: [email protected]
W: www.homefirsthousingga.com
A: 83943
653 Second Street
Suite 203
MACON, Georgia 31201-2817
- English
TELAMON CORPORATION - MACON BRANCHP: 866-844-8556
T:
F:
E:
W: www.telamon.org
A: 84982
2015 Felton Ave
Macon, Georgia 31201-2404
- English
- Spanish
NID-HCA CALLOWAYP: 470-822-0088
T:
F:
E: [email protected]
W: www.nidhousing.com/
A: 90329
655 Engineering Dr, Suite 240
NORCROSS, Georgia 30092-2843
- English
NID-HCA ATLANTA METRO REGIONAL OFFICEP: 770-472-3756
T:
F:
E: [email protected]
W: www.nidhousing.com/
A: 84899
21 Highway 138 SW
Riverdale, Georgia 30274-4076
- English
APPALACHIAN HOUSING AND REDEVELOPMENT CORPORATIONP: 706-378-9917
T:
F: 706-584-7526
E: [email protected]
W: www.nwgha.com
A: 81266
800 Avenue B
ROME, Georgia 30165-2714
- English
CCCS OF THE SAVANNAH AREA, INC.P: 912-691-2227
T:
F: 912-691-2290
E: [email protected]
W: www.cccssavannah.org
A: 82943
7505 Waters Ave Ste C11
Savannah, Georgia 31406-3826
- English
- Spanish
CCCS OF THE SAVANNAH AREA, INC. - STATESBORO BRANCHP: 912-691-2227
T: 800-821-4040
F: 912-691-2290
E: [email protected]
W: www.cccssavannah.org
A: 84700
515 Denmark Street Suite 700
STATESBORO, Georgia 30458-0968
- English
REFUGEE FAMILY ASSISTANCE PROGRAMP: 404-296-8743
T:
F: 404-296-8744
E: [email protected]
W: www.refugeefap.org/
A: 84149
5405 Memorial Drive Suite 101
STONE MOUNTAIN, Georgia 30083-3234
- Arabic
- English
- Farsi
- Other
- Swahili
- Vietnamese
FAMILY VISIONS OUTREACH, INC.P: 229-777-7704
T:
F: 229-776-5108
E: [email protected]
W:
A: 90164
601 West Price St.
SYLVESTER, Georgia 31791-1536
- English
NID-HCA GEORGIAP: 678-735-6550
T:
F: 678-831-3515
E: [email protected]
W: www.nidhousing.com/
A: 90130
4788 Jonesboro Rd, Bldg B, Ste1
UNION CITY, Georgia 30291-1996
- English

Georgia Foreclosure Help - National Foreclosure Mitigation Counseling (NFMC) grantees through NeighborWorks® America, located in Georgia

Agency NamePhone
Website
AddressLanguages
Consumer Credit Counseling Services of Southwest GeorgiaPhone: 229-883-0909
Web: www.cccsalbany.org
409 N. Jackson Street
Albany, Georgia 31701
- English
NID-HCAPhone: 229-317-4745
Web: www.nidonline.org
230 South Jackson Street
Albany, Georgia 31701
- English
Action, IncPhone: 706-546-8293
Web: actionathens.org
594 Oconee St
Athens, Georgia 30605
- English
East Athens Development CorporationPhone: 706-208-0048
Web: www.eadccinc.com
410 McKinley Drive
Athens, Georgia 30601
- English
Hancock Community Development CorporationPhone: 706-546-1154
Web: www.hancockcdc.org
300 Henderson Extension
Athens, Georgia 30306
- English
Atlanta Legal Aid, Inc.Phone: 404-614-3905
Web: www.atlantalegalaid.org
151 Spring St. NW
Atlanta, Georgia 30303
- English
Atlanta Urban LeaguePhone: 404-659-1150
Web: www.ulgatl.org/
Peachtree Center - International Tower, 229 Peachtree Street NE, Suite 300
Atlanta, Georgia 30303-1600
- English
CCCS of Greater AtlantaPhone: 800-251-2227
Web: www.clearpointccs.org
270 Peachtree Street NW, Suite 1800
Atlanta, Georgia 30303
- English
CCCS of Greater AtlantaPhone: 800-251-2227
Web: www.clearpointccs.org
3100 Interstate North Circle, Suite 300
Atlanta, Georgia 30339
- English
ClearPoint Financial Solutions (Previously CredAbility or CCCS of Atlanta)Phone: 404-527-7630
Web: www.clearpointccs.org
270 Peachtree Street N.W.
Atlanta, Georgia 30303
- English
Help The People ProgramPhone: 404-688-7766
Web:
1401 Hosea L. Williams Dr., SE
Atlanta, Georgia 30317
- English
The Homeowners Employment CorpPhone: 404-492-6554
Web: www.homeownerscorp.com
235 Peachtree St , Suite 400
Atlanta, Georgia 30303
- English
Consumer Credit Counseling Service of Middle Georgia, Inc.Phone: 706-736-0411
Web: www.DebtHelpAugusta.com
1226 Augusta West Parkway
Augusta, Georgia 30909
- English
Neighborhood Assistance Corporation of America (NACA)Phone: 706-855-7464
Web: www.naca.com
3744 Walton Way Ext., Suite B
Augusta, Georgia 30907
- English
Early County CDCPhone: 229-724-7552
Web:
1259 S. Main St.
Blakely, Georgia 39823
- English
Consumer Credit Counseling Service of the Savannah Area, Inc.Phone: 912-261-0060
Web: www.cccssavannah.org
501 Gloucester Street Suite 202
Brunswick, Georgia 31520
- English
Totally Free, Inc.Phone: 912-265-1515
Web: tfreeinc.org
2517 Norwich Street
Brunswick, Georgia 31520
- English
Catholic Charities of the Archdiocese of Atlanta, Inc.Phone: 770-429-2369
Web: www.catholiccharitiesatlanta.org
3669 North Peactree Road Suite 100
Chamblee, Georgia 30341
- English
The Center for Pan Asian Community ServicesPhone: 770-936-0969
Web: www.cpacs.org
3510 Shallowford Road
Chamblee, Georgia 30341
- English
NID-HCAPhone: 404-551-3992
Web: www.nidonline.org
4590 Welcome All Road
College Park, Georgia 30349
- English
Columbus Housing Initiative, IncPhone: 7063244663
Web: www.nwcolumbus.org
18 Eleventh Street
Columbus, Georgia 31901
- English
The Family Center of Columbus Inc.Phone: 706-327-3239
Web: www.cccs-wga.com
1350 15th Avenue
Columbus, Georgia 31901
- English
Dalton Whitfield Community Development Corp.Phone: (706) 281-4804
Web: www.dwcdc.org
301 W. Crawford Street
Dalton, Georgia 30722
- English
Dalton-Whitfield Community Development CorporationPhone: 706-876-2577
Web: www.dwcdc.org
205 W. Gordon St
Dalton, Georgia 30722
- English
Dekalb Metro Housing Counseling CenterPhone: 404-508-0922
Web: www.dekalbmetrohousing.org
4151 Memorial Dr., Suite 106-D
Decatur, Georgia 30032
- English
Green Forest H.O.M.E.Phone: 404-486-6759
Web:
3299 Rainbow Drive
Decatur, Georgia 30034
- English
Neighborhood Assistance Corporation of America (NACA)Phone: 404-377-4545
Web: www.naca.com
160 Clairemont Ave., Suite 350
Decatur, Georgia 30030
- English
D&E, A Financial Education and Training Institute, Inc.Phone: 7709616900
Web:
4532 Jonesboro Road, 2nd Floor
Forest Park, Georgia 30297
- English
Home Development Resources IncPhone: 706-387-7681
Web: www.hdri.org
430 Prior St Suite 100N
Gainesville, Georgia 30501
- English
Consumer Credit Counseling Service of the Savannah Area, Inc.Phone: 912-370-2227
Web: www.cccssavannah.org
Brantley Building Suite A, 135 East MLK Blvd.
Hinesville, Georgia 31313
- English
JCVision and Associates IncPhone: 9128774243
Web:
P.O. Box 1972
Hinesville, Georgia 31310
- English
LaGrange Branch OfficePhone: 706-845-7240
Web: www.cccs-wga.com
309 Mooty Bridge Rd. Suite C
LaGrange, Georgia 30240
- English
Consumer Credit Counseling Service of Middle Georgia, Inc.Phone: 478-745-6197
Web: www.DebtHelpMacon.com
901 Washington Avenue
Macon, Georgia 31201
- English
Home First Housing ResourcesPhone: 478-803-2373
Web:
682 Cherry Street, Suite 103
Macon, Georgia 31201
- English
The Impact! GroupPhone: (678) 808-4472
Web: www.theimpactgroup.org
40 Technology Parkway South, Suite 180
Norcross, Georgia 30092
- English
NID-HCAPhone: 770-472-3756
Web: www.nidonline.org
21 Highway 138
Riverdale, Georgia 30274
- English
Consumer Credit Counseling Service of the Savannah Area, Inc.Phone: 912-691-2227
Web: www.cccssavannah.org
7505 Waters Avenue Suite C-11
Savannah, Georgia 31406
- English
Consumer Credit Counseling Service of the Savannah Area, Inc.Phone: 912-489-2227
Web: www.cccssavannah.org
515 Denmark Street
Statesboro, Georgia 30458
- English
Consumer Credit Counseling Service of Middle Georgia, Inc.Phone: 478-922-1141
Web: www.DebtHelpMacon.com
338B Corder Road
Warner Robins, Georgia 31088
- English

For the most current list of HUD Approved Foreclosure Avoidance Counseling Agencies in Georgia, please visit the HUD website.


Georgia Foreclosure Help - Georgia Foreclosure Process

Security Instrument(s): Both Mortgage and Trust Deed.

Foreclosure Type(s): Judicial (rare) and Non-judicial.

Judicial Foreclosure: A foreclosure process in which the lender must file a lawsuit against the borrower to obtain a court order to foreclose on a Mortgage document.

Non-judicial Foreclosure: A foreclosure process where a third party Trustee has the power to foreclosure and initiate a sale based on a Trust Deed instrument.

Initial Public Notice: Publication.

Estimated Foreclosure Process Period: 37+ days.

First Notice to Sale Time Period: 32+ days.

Redemption Period?: None. (Judicial foreclosures only)

Deficiency Balance?: Yes.

* * * This information represents MRP’s current understanding of the Georgia foreclosure process. For the most detailed and up to date information, you should contact your local county government.* * *