Georgia Foreclosure Help

Welcome to the Georgia Foreclosure Help page. On this page, you will find direct access to foreclosure defense attorneys and non-profit organizations offering foreclosure prevention services. You will also find general information about the Georgia Foreclosure Process. If you are looking for assistance with a troubled mortgage or foreclosure, you have come to the right place! You can also just call us at (888) 718-0986!

Georgia Foreclosure Help – Foreclosure Attorneys

Stop Foreclosure Georgia!Once you have received a Notice of Default (NOD), Notice of Filed Foreclosure, or Notice of Foreclosure Sale/Auction, you need a foreclosure defense attorney or foreclosure litigation attorney to effectively defend your rights and interests. If you have received one of these notices, contact us today!

Georgia Foreclosure Help – Foreclosure Defense Attorneys

Georgia Foreclosure Help - Foreclosure Defense AttorneysWe support foreclosure defense attorneys that can answer complaints, and file counter-claims and motions. They can also represent you at hearings, mediation, and during the entire negotiation process. A foreclosure defense attorney will fight to defend your rights, and achieve the best possible outcome in loan modification and other foreclosure alternatives.

► ► Find A Foreclosure Defense Attorney In Georgia! ◄ ◄

► ► Complete the Foreclosure Defense Attorney Evaluation! ◄ ◄

Georgia Foreclosure Help – Foreclosure Litigation Attorneys

Georgia foreclosure litigation attorneysIn recent years, legislators have passed consumer protection laws for homeowners. These laws give rights to homeowners and call for statutory damages for violations. Accordingly, many homeowners are now hiring foreclosure litigation attorneys to sue their lenders. This aggressive legal tactic can to stop the foreclosure process, resolve a troubled mortgage, and even obtain corrective and monetary relief.

► ► Schedule A Litigation Attorney Consultation! ◄ ◄

► ► Take The Lender Litigation Test! ◄ ◄

IMPORTANT, PLEASE READ: If you no longer occupy or legally control a property, but seek monetary and corrective damages for wrongful foreclosure and related legal issues, please visit the Wrongful Foreclosure Damages page to learn about available legal services.

Georgia Foreclosure Help – Hardest Hit Fund

Georgia Hardest Hit FundGeorgia is a “Hardest Hit Fund” State

($339,255,819)

Eligibility Info and Fact Sheet

Most Recent Quarterly Report

For eligibility requirements and application information, please visit:

https://www.homesafegeorgia.com

Georgia Foreclosure Help – HUD Approved Agencies

HUD SealHUD Approved Foreclosure Avoidance Counseling Agencies Located in Georgia

Foreclosure prevention counseling services are provided free of charge by nonprofit housing counseling agencies working in partnership with the Federal Government. These agencies are funded, in part, by HUD and NeighborWorks® America. There is no need to pay a private company for these services. Organizations are listed in alphabetical order, by city.

Foreclose Defense Attorney ConsultationIn many cases, these organizations will end up recommending that you retain an attorney. The fact is that an experienced foreclosure attorney is in the best position to represent you in mortgage negotiations and foreclosure proceedings. In fact, THE FEDERAL TRADE COMMISSION (FTC) PROHIBITS ANY “NON-ATTORNEY” FROM NEGOTIATING MORTGAGE DEBT ON BEHALF OF A DISTRESSED HOMEOWNER. In some instances, negotiating yourself or through a non-attorney third party can even be detrimental to you. Before you do anything else, we recommend a FREE ATTORNEY CONSULTATION or completing our FORECLOSURE DEFENSE ATTORNEY EVALUATION.

Georgia Foreclosure Help – National Foreclosure Mitigation Counseling (NFMC) grantees through NeighborWorks® America, located in Georgia

HUD Approved Housing Counseling Agencies

Georgia Foreclosure Help – HUD Approved Foreclosure Avoidance Counseling Agencies in Georgia

This list includes only HUD Approved Housing Counseling Agencies offering “Mortgage Delinquency and Default Resolution Counseling” services, and are considered “Foreclosure Avoidance Counseling” agencies. Organizations are listed in alphabetical order, by city.

HUD
Agency Name
Phone
Toll-Free
Fax Number
Email
Website
Address Languages
CCCS OF SOUTHWEST GEORGIA (ALBANY) P: 229-883-0909
T: 229-883-0910
F: 229-883-6010
E: iwhit@bellsouth.net
W: www.cccsalbany.org
PO Box 84
ALBANY, GA 31702-0084
Albany, Georgia 31702-0084
– English
CITY OF ALBANY, GEORGIA P: 229-483-7694-2423
T: 800-251-2910
F: 229-430-2737
E: bjackson@dougherty.ga.us
W: www.albany.ga.us
230 South Jackson St Ste 315
ALBANY, Georgia 31701-2872
– English
NID-HCA ALBANY (FLETCHER) P: 229-317-4745
T:
F:
E: nidhomesave@gmail.com
W: www.nidonline.org
230 S Jackson St Ste 228
Albany, Georgia 31701-2882
– English
AREA COMMITTEE TO IMPROVE OPPORTUNITIES NOW, INC. P: 706-546-8293-29
T: 888-448-7704
F: 706-546-9180
E: mlee@actionincorporated.org
W: www.actionathens.org
594 Oconee Street
ATHENS, Georgia 30605-1721
– English
ATHENS LAND TRUST, INC P: 706-613-0122
T:
F: 706-613-0143
E: mary@athenslandtrust.org
W: athenslandtrust.org
685 N. Pope Street
ATHENS, Georgia 30601-2331
– English
EAST ATHENS DEVELOPMENT CORPORATION INC. P: 706-208-0048
T:
F: 706-208-0015
E: wheard0822@aol.com
W: www.eadcinc.com
410 McKinley Drive
Suite 101
ATHENS, Georgia 30601-3270
– English
HANCOCK COMMUNITY DEVELOPMENT CORPORATION P: 877-284-4326
T:
F: 706-546-1206
E: AL.HCDC@GMAIL.COM
W: www.hancockcdc.org
300 Henderson Ext
Athens, Georgia 30606-3738
– English
1ST CHOICE CREDIT UNION P: 404-832-5800
T:
F: 404-607-8252
E: rgrant@1stchoicecu.org
W: www.1stchoicecu.org
315 Auburn Ave NE
Atlanta, Georgia 30303-2603
– English
CATHOLIC CHARITIES OF THE ARCHDIOCESE OF ATLANTA P: 770-790-3101
T:
F: 770-792-8002
E: pmartinez@catholiccharitiesatlanta.org
W: www.catholiccharitiesatlanta.org
3669 North Peachtree Road
Suite 100
ATLANTA, Georgia 30341-2352
– English
– Spanish
CCCS OF GREATER ATLANTA – HPF AFFILIATE P: 877-877-1995
T: 877-877-1995
F:
E: customer.service@clearpointccs.org
W: www.clearpointccs.org
270 Peachtree St
SUITE 1800
Atlanta, Georgia 30303-1283
– English
– Spanish
CCCS OF GREATER ATLANTA – DBA CLEARPOINT CREDIT COUNSELING SOLUTIONS P: 800-251-2227
T: 800-251-2227
F:
E: customer.service@clearpointccs.org
W: www.credability.org
270 Peachtree St, Suite 1800
ATLANTA, Georgia 30303-1217
– English
– Spanish
CCCS OF GREATER ATLANTA – DBA CLEARPOINT CREDIT COUNSELING SOLUTIONS – ATLANTA BRANCH P: 877-877-1995
T: 877-877-1995
F:
E: customer.service@clearpointccs.org
W: www.clearpointccs.org
270 Peachtree St
SUITE 1800
Atlanta, Georgia 30303-1283
– English
– Spanish
CCCS OF GREATER ATLANTA – DBA CLEARPOINT CREDIT COUNSELING SOLUTIONS – CUMBERLAND BRANCH P: 877-877-1995
T: 877-877-1995
F:
E: customer.service@clearpointccs.org
W: www.clearpointccs.org
3100 Interst N Cir SE
SUITE 300
Atlanta, Georgia 30339-2227
– English
– Spanish
CENTER FOR PAN ASIAN COMMUNITY SERVICES, INC P: 770-936-0969-151
T:
F: 770-458-9377
E: chaiwon.kim@cpacs.org
W: www.cpascs.org
3510 Shallowford Road N.E.
ATLANTA, Georgia 30341-2909
– Cambodian
– Cantonese
– Chinese Mandarin
– English
– Korean
– Other
– Spanish
– Vietnamese
FULTON ATLANTA COMMUNITY ACTION AUTHORITY P: 404-320-0166-236
T:
F: 404-320-9866
E: beverlysluke@facaa.org
W: www.facaa.org
1690 Chantilly Drive, N.E.
ATLANTA, Georgia 30324-3293
– English
GEORGIA LEGAL SERVICES PROGRAM P: 404-206-5175
T:
F:
E: info@glsp.org
W: www.glsp.org
104 Marietta St NW Ste 250
Atlanta, Georgia 30303-2706
– English
– Spanish
HELP THE PEOPLE PROGRAM HOUSING COUNSELING AGENCY P: 404-688-7766
T:
F: 404-222-9444
E: slatonbw@gmail.com
W: N/A
1401 Hosea L. Williams Drive, SE
ATLANTA, Georgia 30317-1703
– English
HOMEFREE-USA ATLANTA P: 404-969-3053
T:
F: 404-969-3056
E: marcusp@homefreeusa.org
W: www.homefreeusa.org
2221 Peachtree Road Ne
Suite X-4
ATLANTA, Georgia 30309-1148
– English
HOUSING AUTHORITY OF FULTON COUNTY P: 404-588-4950-7043
T:
F: 404-472-3484
E: iconners@hafc.org
W: www.hafc.org
4273 Wendell Drive
ATLANTA, Georgia 30336-1632
– English
METRO FAIR HOUSING SERVICES, INC. P: 404-524-0000
T:
F:
E: info@metrofairhousing.com
W: www.metrofairhousing.com
175 Trinity Ave SW
Atlanta, Georgia 30303-3618
– English
– Spanish
RESOURCES FOR RESIDENTS AND COMMUNITIES OF GEORGIA, INC. P: 404-525-4130-19
T:
F: 404-221-0616
E: jill.arrington@rrc-atl.org
W: www.rrc-atl.org
100 Flat Shoals Avenue, SE
ATLANTA, Georgia 30316-1337
– English
SUMMECH COMMUNITY DEVELOPMENT CORPORATION, INC. P: 404-527-5465-11
T:
F: 404-527-5467
E: jlware@summechcdc.com
W: www.summechcdc.com
633 Pryor Street
ATLANTA, Georgia 30312-2738
– English
URBAN LEAGUE OF GREATER ATLANTA, INC. P: 404-659-1150-6578
T: 404-659-1150
F: 404-523-0131
E: sdukes@ulgatl.org
W: www.ulgatl.org
Peachtree Center – International Tower
229 Peachtree Street NE, Suite 300
ATLANTA, Georgia 30303-1600
– Creole
– English
– French
– Spanish
WOMEN WATCH AFRIKA P: 404-759-6419
T:
F: 404-608-8324
E: gloryk_99@yahoo.com
W: www.womenwatchafrika.org
9 Gammon Avenue, SE
ATLANTA, Georgia 30315-2773
– Arabic
– Creole
– English
– French
– Swahili
CCCS OF MIDDLE GEORGIA D/B/A CCCS OF AUGUSTA, INC. P: 706-736-2090
T: 800-736-0033
F: 706-736-0637
E: nicole@cccsmacon.org
W: www.cccsaugusta.org
1341 Druid Park Ave.
AUGUSTA, Georgia 30904-5723
– English
CSRA ECONOMIC OPPORTUNITY AUTHORITY, INC. P: 706-922-8353
T:
F: 706-364-6549
E: cjiles@csraeoa.org
W: www.csraeoa.org
1765 Broad St.
AUGUSTA, Georgia 30904-3915
– English
NACA (NEIGHBORHOOD ASSISTANCE CORPORATION OF AMERICA) AUGUSTA, GA P: 706-855-7464
T: 617-250-6222
F: 877-329-6222
E: N/A
W: www.naca.com
3744 Walton Way Ext Ste B
Augusta, Georgia 30907-0917
– English
– Spanish
PROMISE LAND CDC P: 404-395-4825
T:
F: 877-537-2409
E: sboazman@gmail.com
W: www.promiseland1.org
2409 Amsterdam Dr
Augusta, Georgia 30906-4004
– English
EARLY COUNTY COMMUNITY DEVELOPMENT CORPORATION P: 229-724-7552
T:
F: 888-506-9271
E: earlycocdc06@windstream.net
Web: N/A
1259 South Main Street
PO Box 134
BLAKELY, Georgia 39823-3642
– English
– Spanish
CCCS OF THE SAVANNAH AREA, INC. P: 912-691-2227
T: 800-821-4040
F: 912-691-2290
E: jennifer@cccssav.com
W: www.cccssavannah.org
501 Gloucester Street
Suite 202
BRUNSWICK, Georgia 31520-7002
– English
TOTALLY FREE, INC. P: 912-265-1515
T:
F:
E: mcross@tfreeinc.org
W: N/A
2517
Norwich
Brunswick, Georgia 31520
– English
– Spanish
TOTALLY FREE, INC. P: 912-265-1515
T: 866-731-3733
F: 912-265-9990
E: mharwell@totallyfreeinc.org
W: N/A
1612 Union Street
BRUNSWICK, Georgia 31520-6733
– English
– Spanish
NID-HCA ATL SOUTHERN CRESCENT P: 404-551-3992
T:
F:
E: nidnational@nidonline.org
Web: www.nidonline.org
4590 Welcome All Rd SW
College Park, Georgia 30349-2540
– English
CCCS OF WEST GEORGIA/FAMILY CENTER OF COLUMBUS P: 706-327-3239
T: 800-757-2227
F: 706-327-1341
E: rpitts@familycenterofcolumbus.com
W: www.cccs-wga.com
PO Box 1825
Columbus, GA 31902
Columbus, Georgia 31902-1825
– English
– Spanish
THE HOMEOWNERS EMPLOYMENT CORPORATION P: 404-492-6554-503
T:
F: 877-435-3936
E: cjackson@homeownerscorp.com
W: www.homeownerscorp.com
SunTrust Bank Building
1530 Highway 138 S., Suite 200
Conyers, Georgia 30013
– English
DALTON-WHITFIELD COMMUNITY DEV. CORP. P: 706-876-1630
T:
F: 706-876-1638
E: gjennings@whitfieldcountyga.com
W: www.dwcdc.org
205 W. Gordon Street
DALTON, Georgia 30720-4249
– English
– Spanish
ATLANTA LEGAL AID SOCIETY, INC. P: 770-817-7520
T:
F:
E: pamckay@atlantalegalaid.org
W: atlantalegalaid.org
246 Sycamore St
Decatur, Georgia 30030-3442
– English
– Spanish
DEKALB METRO HOUSING COUNSELING CENTER P: 404-508-0922-101
T:
F: 404-508-0967
E: jbdekalbmetro@bellsouth.net
W: dekalbmetrohousing.org
4151 Memorial Drive, Suite 106D
DECATUR, Georgia 30032-1511
– English
GREEN FOREST COMMUNITY DEVELOPMENT CORP. FORMERLY KNOWN AS GREEN FOREST H.O.M.E. P: 404-486-5768
T:
F: 404-486-5733
E: info@gfcdc.org
W: www.gfcdc.org
3299 Rainbow Dr
Decatur, Georgia 30034-1714
– English
MORNINGSTAR URBAN DEVELOPMENT, INC. P: 678-318-3676
T:
F: 888-397-5508
E: morningstarinc33@gmail.com
W: www.morningstarurbandevelopment.org
2501 Lantrac Court
DECATUR, Georgia 30035-4006
– English
NACA (NEIGHBORHOOD ASSISTANCE CORPORATION OF AMERICA) ATLANTA, GA P: 404-377-4545
T: 617-250-6222
F: 877-329-6222
E: N/A
W: www.naca.com
160 Clairemont Ave Ste 350
Decatur, Georgia 30030-2562
– English
– Spanish
D&E, A FINANCIAL EDUCATION & TRAINING INSTITUTE, INC. (D&E GROUP) P: 770-961-6900
T:
F:
E: Info@depower.org
W: www.depower.org
4532 Jonesboro Rd Fl 2
Forest Park, Georgia 30297-3543
– English
– Korean
– Spanish
HOME DEVELOPMENT RESOURCES, INC. P: 470-228-9317
T:
F: 706-757-3437
E: mary.hdri@windstream.net
Web: N/A
430 Prior Street SE
GAINESVILLE, Georgia 30501-3402
– English
– Spanish
AFFORDABLE HOUSING ENTERPRISES, INC. P: 770-412-0595
T:
F: 770-228-4508
E: affordablehousingent@yahoo.com
W: www.affordablehousingent.org
333 S. 9th Street
GRIFFIN, Georgia 30224-4111
– English
– Spanish
CCCS OF THE SAVANNAH AREA, INC. P: 912-691-2227
T: 800-821-4040
F: 912-691-2290
E: jennifer@cccssav.com
W: cccssavannah.org
Brantley Building Ste. A, East MLK Blvd.
HINESVILLE, Georgia 31313-3711
– English
JCVISION AND ASSOCIATES, INC P: 912-877-4243
T: 866-883-4243
F: 912-877-4274
E: jcvision2000@yahoo.com
W: www.jcvision.com
135-G East M. L. King, Jr.
Hinesville, Georgia 31310-8972
– English
– Spanish
NATIONAL HOUSING COUNSELING AGENCY, INC P: 770-477-5100
T:
F: 678-489-8601
E: j.blanton@att.net
W: N/A
120 N. McDonough Street
JONESBORO, Georgia 30236-3675
– English
UNIVERSITY OF GEORGIA’S FAMILY AND CONSUMER SCIENCES COOPERATIVE EXTENSION SERVICE (CLAYTON COUNTY) P: 770-473-5491
T:
F: 770-473-5438
E: aaford@uga.edu
W: www.caes.uga.edu/extension/clayton/
1262 Government Circle, Suite 40
Clayton County Extension Office
JONESBORO, Georgia 30236-5905
– English
CCCS OF MIDDLE GEORGIA – MAIN OFFICE P: 478-745-6197
T: 800-446-7123
F: 478-745-6270
E: counselor@cccsmacon.org
W: www.cccsmacon.org
901 Washington Ave
counselor@cccsmacon.org
Macon, Georgia 31201-6720
– Chinese Mandarin
– English
HOMEFIRST HOUSING RESOURCE SERVICES, INC. P: 478-803-2373
T:
F: 478-803-2377
E: RBell@maconbibb.us
W: www.homefirstga.org
682 Cherry Street
Suite 103
MACON, Georgia 31201-2634
– English
D&E: A FINANCIAL EDUCATION AND TRAINING INSTITUTE INC.(TERMINATED) P: 770-961-6900
T:
F:
E: aharris@depower.org
W: www.depower.org
2260 Lake Harbin Road
MORROW, Georgia 30260-1930
– English
THE IMPACT! GROUP P: 678-808-4477
T:
F: 678-808-4473
E: anthony.mitchell@theimpactgroup.org
W: www.theimpactgroup.org
40 Technology Parkway South
Suite 180
NORCROSS, Georgia 30092-2987
– English
– Spanish
NID-HCA ATLANTA METRO REGIONAL OFFICE P: 770-472-3756
T:
F:
E: nidnational@nidonline.org
W: www.nidonline.org
21 Highway 138 SW
Riverdale, Georgia 30274-4076
– English
REAL PARENTS INC. P: 404-216-7795
T:
F: 770-997-0202
E: temcbeth@bellsouth.net
W: www.realparents.net
6741 Church Street
Suite #1
RIVERDALE, Georgia 30274-4716
– English
APPALACHIAN HOUSING AND REDEVELOPMENT CORPORATION P: 706-378-9917
T:
F: 706-290-0042
E: ddavis@nwgha.com
W: www.nwgha.com
800 Avenue B
ROME, Georgia 30165-2714
– English
CCCS OF THE SAVANNAH AREA, INC. P: 912-691-2227
T:
F: 912-691-2290
E: jennifer@cccssav.com
W: www.cccssavannah.org
Park South Office Center
7505 Waters Ave., Suite C-11
Savannah, GA 31406-3820
Savannah, Georgia 31406
– English
– Spanish
ECONOMIC OPPORTUNITY FOR SAVANNAH CHATHAM COUNTY AREA, INC. P: 912-238-2960-115
T:
F: 912-238-2974
E: terryt@eoasga.org
W: www.eoasga.org
618 W Anderson St
SAVANNAH, Georgia 31415-5420
– English
– Spanish
CCCS OF THE SAVANNAH AREA, INC. P: 912-691-2227
T: 800-821-4040
F: 912-691-2290
E: jennifer@cccssav.com
W: www.cccssavannah.org
515 Denmark Street
STATESBORO, Georgia 30458-5287
– English
REFUGEE FAMILY ASSISTANCE PROGRAM P: 404-296-8743
T:
F: 404-296-8744
E: mire.rfap@comcast.net
W: N/A
5405 Memorial Drive Suite 101
STONE MOUNTAIN, Georgia 30083-3234
– Arabic
– English
– Farsi
– Other
– Swahili
– Vietnamese
TELAMON CORPORATION P: 912-526-3094-2
T:
F: 229-386-7459
E: MEdwards@telamon.org
W: www.telamon.org
902 South Main Street
TIFTON, Georgia 31794-4824
– English
– Spanish
NID-HCA GEORGIA P: 678-735-6550
T:
F: 678-831-3515
E: nidnational@nidonline.org
W: www.nidonline.org
4788 Jonesboro Rd, Bldg B, Ste1
UNION CITY, Georgia 30291-1996
– English
SOUTHWEST GEORGIA UNITED EMPOWERMENT ZONE, INC. P: 229-268-7592-287
T:
F: 229-268-7595
E: joseph.brown@swgau.org
W: www.swgau.org
1150 Industrial Drive
VIENNA, Georgia 31092-1333
– English
CCCS OF MIDDLE GEORGIA – WARNER ROBINS BRANCH P: 478-922-1141-103
T: 800-446-7123
F: 478-745-6270
E: nicole@cccsmacon.org
W: www.cccsmacon.org
338 B Corder Road
WARNER ROBINS, Georgia 31088-3610
– English
MIDDLE GEORGIA COMMUNITY ACTION AGENCY, INC P: 478-922-4464
T:
F:
E: nsmith@mgcaa.org
W: mgcaa.org
121 Prince St
Warner Robins, Georgia 31093-0712
– English
CITY OF WINDER HOUSING AUTHORITY P: 770-867-7495
T:
F: 770-864-7495
E: myawn@winderhousing.com
W: winderhousing.com
11 Horton Street
WINDER, Georgia 30680-2078
– English

For the most current list of HUD Approved Foreclosure Avoidance Counseling Agencies in Georgia, please visit the HUD website.

Georgia Foreclosure Help – Georgia Foreclosure Process

Foreclosure NoticeSecurity Instrument(s): Both Mortgage and Trust Deed.

Foreclosure Type(s): Judicial (rare) and Non-judicial.

Judicial Foreclosure: A foreclosure process in which the lender must file a lawsuit against the borrower to obtain a court order to foreclose on a Mortgage document.

Non-judicial Foreclosure: A foreclosure process where a third party Trustee has the power to foreclosure and initiate a sale based on a Trust Deed instrument.

Initial Public Notice: Publication.

Estimated Foreclosure Process Period: 37+ days.

First Notice to Sale Time Period: 32+ days.

Redemption Period?: None. (Judicial foreclosures only)

Deficiency Balance?: Yes.

* * * This information represents MRP’s current understanding of the Georgia foreclosure process. For the most detailed and up to date information, you should contact your local county government.* * *