MRP’s Idaho Foreclosure Help page offers no access to attorney representation
Idaho Foreclosure Help – HUD Approved Agencies
HUD Approved Foreclosure Avoidance Counseling Agencies Located in Idaho
Foreclosure prevention counseling services are provided free of charge by nonprofit housing counseling agencies working in partnership with the Federal Government. These agencies are funded, in part, by HUD and NeighborWorks® America. There is no need to pay a private company for these services. Organizations are listed in alphabetical order, by city.
In many cases, these organizations will end up recommending that you retain an attorney. The fact is that an experienced foreclosure attorney is in the best position to represent you in mortgage negotiations and foreclosure proceedings. In fact, THE FEDERAL TRADE COMMISSION (FTC) PROHIBITS ANY “NON-ATTORNEY” FROM NEGOTIATING MORTGAGE DEBT ON BEHALF OF A DISTRESSED HOMEOWNER. In some instances, negotiating yourself or through a non-attorney third party can even be detrimental to you. Before you do anything else, have a free consultation with a foreclosure defense attorney.
Idaho Foreclosure Help – HUD Approved Foreclosure Avoidance Counseling Agencies in Idaho
This list includes only HUD Approved Housing Counseling Agencies offering “Mortgage Delinquency and Default Resolution Counseling” services, and are considered “Foreclosure Avoidance Counseling” agencies. Organizations are listed in alphabetical order, by city.
| HUD Agency Name | Phone Toll-Free Fax Number Website Agency ID | Address | Languages |
| IDAHO HOUSING AND FINANCE ASSOCIATION | P: 855-505-4700 T: 855-505-4700 F: 208-424-7072 E: housingcounseling@ihfa.org W: www.idahohousing.com A: 81204 | 565 West Myrtle BOISE, Idaho 83702-7675 | – English – Spanish |
| IDAHO HOUSING AND FINANCE ASSOCIATION | P: 855-505-4700 T: 855-505-4700 F: 208-331-4801 E: housingcounseling@ihfa.org W: www.idahohousing.com A: 83781 | 565 W Myrtle BOISE, Idaho 83702-7675 | – English – Spanish |
| NEIGHBORHOOD HOUSING SERVICES INC DBA NEIGHBORWORKS BOISE | P: 208-343-4065 T: F: 208-275-0047 E: eswitzer@nwboise.org W: www.nwboise.org A: 84932 | 3380 W Americana Terrace Ste 120 BOISE, Idaho 83706-2501 | – English |
| IDAHO HOUSING AND FINANCE ASSOCIATION–COEUR D’ALENE BRANCH OFFICE | P: 208-762-5113 T: 866-621-2994 F: E: housingcounseling@ihfa.org W: www.idahohousing.com A: 84085 | 915 W Canfield COEUR D ALENE, Idaho 83815-9764 | – English |
| IDAHO HOUSING AND FINANCE ASSOCATION–IDAHO FALLS BRANCH OFFICE | P: 208-522-6002 T: 866-684-3756 F: E: housingcounseling@ihfa.org W: www.idahohousing.com A: 84217 | 506 S. Woodruff IDAHO FALLS, Idaho 83401-5298 | – English – Spanish |
| GREENPATH FINANCIAL WELLNESS | P: 888-860-4167 T: F: E: housingdepartment@greenpath.com W: www.greenpath.org A: 90436 | 701 Bryden Ave Lewiston, Idaho 83501-4909 | – English – Spanish |
| IDAHO HOUSING AND FINANCE ASSOCIATION–LEWISTON BRANCH OFFICE | P: 208-743-0251 T: 866-566-1727 F: E: housingcounseling@ihfa.org W: www.idahohousing.com A: 84264 | 2338 Nez Perce Drive LEWISTON, Idaho 83501-4107 | – English |
| POCATELLO NEIGHBORHOOD HOUSING SERVICES, INC DBA NEIGHBORWORKS POCATELLO | P: 208-232-9468 T: F: E: nwp@nwpocatello.org W: https://nwpocatello.org/ A: 80870 | 206 N Arthur Ave Pocatello, Idaho 83204-3104 | – English – Spanish |
| IDAHO HOUSING AND FINANCE ASSOCIATION–TWIN FALLS BRANCH OFFICE | P: 208-734-8531 T: 800-234-3435 F: E: housingcounseling@ihfa.org W: www.idahohousing.com A: 84993 | 844 Washington N, Ste 300 TWIN FALLS, Idaho 83301-3874 | – English |
Idaho Foreclosure Help – National Foreclosure Mitigation Counseling (NFMC) grantees through NeighborWorks® America, located in Idaho
| Agency Name | Phone Website | Address | Languages |
| Boise Neighborhood Housing Services, Inc. | Phone: 208-258-6217 Web: www.nhsid.org | 3380 W Americana Terrace Suite 120 Boise, Idaho 83706 | – English |
| MMI – Coeur d’Alene | Phone: 800-308-2227 Web: www.moneymanagement.org | 2005 Ironwood Pkwy., Ste. 216 Coeur d’Alene, Idaho 83814 | – English |
| Rural Dynamics, Inc. | Phone: 877-275-2227 Web: www.ruraldynamics.org | 1115 Main Street Lewiston, Idaho 83501 | – English |
| Pocatello Neighborhood Housing Services | Phone: 208-232-9468 Web: www.pnhs.org | 206 N Arthur Pocatello, Idaho 83204 | – English |
For the most current list of HUD Approved Foreclosure Avoidance Counseling Agencies in Idaho, please visit the HUD website.
Idaho Foreclosure Help – Idaho Foreclosure Process
Security Instrument(s): Both Mortgage and Trust Deed.
Foreclosure Type(s): Judicial (rare) and Non-judicial.
Judicial Foreclosure: A foreclosure process in which the lender must file a lawsuit against the borrower to obtain a court order to foreclose on a Mortgage document.
Non-judicial Foreclosure: A foreclosure process where a third party Trustee has the power to foreclosure and initiate a sale based on a Trust Deed instrument.
Initial Public Notice: Notice of Default.
Estimated Foreclosure Process Period: 150+ days.
First Notice to Sale Time Period: 45+ days.
Redemption Period?: Yes, 12 months. (Judicial foreclosures only)
Deficiency Balance?: Yes.
* * * This information represents MRP’s current understanding of the Idaho foreclosure process. For the most detailed and up to date information, you should contact your local county government.* * *