Idaho Foreclosure Help
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Welcome to the Idaho Foreclosure Help page. On this page, you will find direct access to foreclosure defense attorneys and non-profit organizations offering foreclosure prevention services. You will also find general information about the Idaho Foreclosure Process. If you need help with a troubled mortgage or foreclosure, this is a great place to start. Friendly agents are standing by to assist you. Hours: M-F 9AM-8PM (EST), SAT 9AM-5PM (EST)
Idaho Foreclosure Help – Foreclosure Attorneys
Idaho Foreclosure Help – Foreclosure Defense Attorneys
We support foreclosure defense attorneys that can answer complaints, and file counter-claims and motions. They can also represent you at hearings, mediation, and during the entire negotiation process. A foreclosure defense attorney will fight to defend your rights, and achieve the best possible outcome in loan modification and other foreclosure alternatives.
Idaho Foreclosure Help – HUD Approved Agencies
Foreclosure prevention counseling services are provided free of charge by nonprofit housing counseling agencies working in partnership with the Federal Government. These agencies are funded, in part, by HUD and NeighborWorks® America. There is no need to pay a private company for these services. Organizations are listed in alphabetical order, by city.
In many cases, these organizations will end up recommending that you retain an attorney. The fact is that an experienced foreclosure attorney is in the best position to represent you in mortgage negotiations and foreclosure proceedings. In fact, THE FEDERAL TRADE COMMISSION (FTC) PROHIBITS ANY “NON-ATTORNEY” FROM NEGOTIATING MORTGAGE DEBT ON BEHALF OF A DISTRESSED HOMEOWNER. In some instances, negotiating yourself or through a non-attorney third party can even be detrimental to you. Before you do anything else, we recommend a FREE ATTORNEY CONSULTATION or completing our FORECLOSURE DEFENSE ATTORNEY EVALUATION.
Idaho Foreclosure Help – National Foreclosure Mitigation Counseling (NFMC) grantees through NeighborWorks® America, located in Idaho
|Address||Languages||Boise Neighborhood Housing Services, Inc.|| Phone: 208-258-6217
|3380 W Americana Terrace Suite 120
Boise, Idaho 83706
|– English||MMI – Coeur d’Alene|| Phone: 800-308-2227
|2005 Ironwood Pkwy., Ste. 216
Coeur d’Alene, Idaho 83814
|– English||Rural Dynamics, Inc.|| Phone: 877-275-2227
|1115 Main Street
Lewiston, Idaho 83501
|– English||Pocatello Neighborhood Housing Services|| Phone: 208-232-9468
|206 N Arthur
Pocatello, Idaho 83204
Idaho Foreclosure Help – HUD Approved Foreclosure Avoidance Counseling Agencies in Idaho
This list includes only HUD Approved Housing Counseling Agencies offering “Mortgage Delinquency and Default Resolution Counseling” services, and are considered “Foreclosure Avoidance Counseling” agencies. Organizations are listed in alphabetical order, by city.
|Address||Languages||IDAHO HOUSING AND FINANCE ASSOCIATION||P: 877-888-3135
|565 West Myrtle
BOISE, Idaho 83702-7675
|IDAHO HOUSING AND FINANCE ASSOCIATION||P: 877-888-3135
|565 W Myrtle
BOISE, Idaho 83702-7675
|NEIGHBORHOOD HOUSING SERVICES INC||P: 208-343-4065
|3380 W Americana Terrace Ste 120
BOISE, Idaho 83706-2501
|– English||MONEY MANAGEMENT INTERNATIONAL, INC. COEUR D’ALENE, ID||P: 866-232-9080
|2005 Ironwood Pkwy Ste 216
Coeur D Alene, Idaho 83814-2647
|CCCS OF NORTHERN IDAHO, INC.||P: 208-746-0127
|PO Box 1105
Lewiston, Idaho 83501-1105
|– English||RURAL DYNAMICS, INC.||P: 877-275-2227
|1115 Main Street
LEWISTON, Idaho 83501-1901
|– English||POCATELLO NEIGHBORHOOD HOUSING SERVICES, INC||P: 208-232-9468
|206 N Arthur Ave
Pocatello, Idaho 83204-3104
Idaho Foreclosure Help – Idaho Foreclosure Process
Security Instrument(s): Both Mortgage and Trust Deed.
Foreclosure Type(s): Judicial (rare) and Non-judicial.
Judicial Foreclosure: A foreclosure process in which the lender must file a lawsuit against the borrower to obtain a court order to foreclose on a Mortgage document.
Non-judicial Foreclosure: A foreclosure process where a third party Trustee has the power to foreclosure and initiate a sale based on a Trust Deed instrument.
Initial Public Notice: Notice of Default.
Estimated Foreclosure Process Period: 150+ days.
First Notice to Sale Time Period: 45+ days.
Redemption Period?: Yes, 12 months. (Judicial foreclosures only)
Deficiency Balance?: Yes.