MRP’s Idaho Foreclosure Help page offers no access to attorney representation


Idaho Foreclosure Help - HUD Approved Agencies

HUD Approved Foreclosure Avoidance Counseling Agencies Located in Idaho

Foreclosure prevention counseling services are provided free of charge by nonprofit housing counseling agencies working in partnership with the Federal Government. These agencies are funded, in part, by HUD and NeighborWorks® America. There is no need to pay a private company for these services. Organizations are listed in alphabetical order, by city.

In many cases, these organizations will end up recommending that you retain an attorney. The fact is that an experienced foreclosure attorney is in the best position to represent you in mortgage negotiations and foreclosure proceedings. In fact, THE FEDERAL TRADE COMMISSION (FTC) PROHIBITS ANY “NON-ATTORNEY” FROM NEGOTIATING MORTGAGE DEBT ON BEHALF OF A DISTRESSED HOMEOWNER. In some instances, negotiating yourself or through a non-attorney third party can even be detrimental to you. Before you do anything else, have a free consultation with a foreclosure defense attorney.

Idaho Foreclosure Help - HUD Approved Foreclosure Avoidance Counseling Agencies in Idaho

This list includes only HUD Approved Housing Counseling Agencies offering “Mortgage Delinquency and Default Resolution Counseling” services, and are considered “Foreclosure Avoidance Counseling” agencies. Organizations are listed in alphabetical order, by city.

HUD
Agency Name
Phone
Toll-Free
Fax Number
Email
Website
Agency ID
AddressLanguages
IDAHO HOUSING AND FINANCE ASSOCIATIONP: 855-505-4700
T: 855-505-4700
F: 208-424-7072
E: [email protected]
W: www.idahohousing.com
A: 81204
565 West Myrtle
BOISE, Idaho 83702-7675
- English
- Spanish
IDAHO HOUSING AND FINANCE ASSOCIATIONP: 855-505-4700
T: 855-505-4700
F: 208-331-4801
E: [email protected]
W: www.idahohousing.com
A: 83781
565 W Myrtle
BOISE, Idaho 83702-7675
- English
- Spanish
NEIGHBORHOOD HOUSING SERVICES INC DBA NEIGHBORWORKS BOISEP: 208-343-4065
T:
F: 208-275-0047
E: [email protected]
W: www.nwboise.org
A: 84932
3380 W Americana Terrace Ste 120
BOISE, Idaho 83706-2501
- English
IDAHO HOUSING AND FINANCE ASSOCIATION-COEUR D’ALENE BRANCH OFFICEP: 208-762-5113
T: 866-621-2994
F:
E: [email protected]
W: www.idahohousing.com
A: 84085
915 W Canfield
COEUR D ALENE, Idaho 83815-9764
- English
IDAHO HOUSING AND FINANCE ASSOCATION-IDAHO FALLS BRANCH OFFICEP: 208-522-6002
T: 866-684-3756
F:
E: [email protected]
W: www.idahohousing.com
A: 84217
506 S. Woodruff
IDAHO FALLS, Idaho 83401-5298
- English
- Spanish
GREENPATH FINANCIAL WELLNESSP: 888-860-4167
T:
F:
E: [email protected]
W: www.greenpath.org
A: 90436
701 Bryden Ave
Lewiston, Idaho 83501-4909
- English
- Spanish
IDAHO HOUSING AND FINANCE ASSOCIATION-LEWISTON BRANCH OFFICEP: 208-743-0251
T: 866-566-1727
F:
E: [email protected]
W: www.idahohousing.com
A: 84264
2338 Nez Perce Drive
LEWISTON, Idaho 83501-4107
- English
POCATELLO NEIGHBORHOOD HOUSING SERVICES, INC DBA NEIGHBORWORKS POCATELLOP: 208-232-9468
T:
F:
E: [email protected]
W: https://nwpocatello.org/
A: 80870
206 N Arthur Ave
Pocatello, Idaho 83204-3104
- English
- Spanish
IDAHO HOUSING AND FINANCE ASSOCIATION-TWIN FALLS BRANCH OFFICEP: 208-734-8531
T: 800-234-3435
F:
E: [email protected]
W: www.idahohousing.com
A: 84993
844 Washington N, Ste 300
TWIN FALLS, Idaho 83301-3874
- English

Idaho Foreclosure Help - National Foreclosure Mitigation Counseling (NFMC) grantees through NeighborWorks® America, located in Idaho

Agency NamePhone
Website
AddressLanguages
Boise Neighborhood Housing Services, Inc.Phone: 208-258-6217
Web: www.nhsid.org
3380 W Americana Terrace Suite 120
Boise, Idaho 83706
- English
MMI - Coeur d’AlenePhone: 800-308-2227
Web: www.moneymanagement.org
2005 Ironwood Pkwy., Ste. 216
Coeur d’Alene, Idaho 83814
- English
Rural Dynamics, Inc.Phone: 877-275-2227
Web: www.ruraldynamics.org
1115 Main Street
Lewiston, Idaho 83501
- English
Pocatello Neighborhood Housing ServicesPhone: 208-232-9468
Web: www.pnhs.org
206 N Arthur
Pocatello, Idaho 83204
- English

For the most current list of HUD Approved Foreclosure Avoidance Counseling Agencies in Idaho, please visit the HUD website.


Idaho Foreclosure Help - Idaho Foreclosure Process

Security Instrument(s): Both Mortgage and Trust Deed.

Foreclosure Type(s): Judicial (rare) and Non-judicial.

Judicial Foreclosure: A foreclosure process in which the lender must file a lawsuit against the borrower to obtain a court order to foreclose on a Mortgage document.

Non-judicial Foreclosure: A foreclosure process where a third party Trustee has the power to foreclosure and initiate a sale based on a Trust Deed instrument.

Initial Public Notice: Notice of Default.

Estimated Foreclosure Process Period: 150+ days.

First Notice to Sale Time Period: 45+ days.

Redemption Period?: Yes, 12 months. (Judicial foreclosures only)

Deficiency Balance?: Yes.

* * * This information represents MRP’s current understanding of the Idaho foreclosure process. For the most detailed and up to date information, you should contact your local county government.* * *