Idaho Foreclosure Help

Welcome to the Idaho Foreclosure Help page. On this page, you will find direct access to foreclosure defense attorneys and non-profit organizations offering foreclosure prevention services. You will also find general information about the Idaho Foreclosure Process. If you are looking for assistance with a troubled mortgage or foreclosure, you have come to the right place! You can also just call us at (888) 718-0986!

Idaho Foreclosure Help – Foreclosure Attorneys

Stop Foreclosure Idaho!Once you have received a Notice of Default (NOD), Notice of Filed Foreclosure, or Notice of Foreclosure Sale/Auction, you need a foreclosure defense attorney or foreclosure litigation attorney to effectively defend your rights and interests. If you have received one of these notices, contact us today!

Idaho Foreclosure Help – Foreclosure Defense Attorneys

Idaho Foreclosure Help - Foreclosure Defense AttorneysWe support foreclosure defense attorneys that can answer complaints, and file counter-claims and motions. They can also represent you at hearings, mediation, and during the entire negotiation process. A foreclosure defense attorney will fight to defend your rights, and achieve the best possible outcome in loan modification and other foreclosure alternatives.

► ► Find A Foreclosure Defense Attorney In Idaho! ◄ ◄

► ► Complete the Foreclosure Defense Attorney Evaluation! ◄ ◄

Idaho Foreclosure Help – Foreclosure Litigation Attorneys

Idaho foreclosure litigation attorneysIn recent years, legislators have passed consumer protection laws for homeowners. These laws give rights to homeowners and call for statutory damages for violations. Accordingly, many homeowners are now hiring foreclosure litigation attorneys to sue their lenders. This aggressive legal tactic can to stop the foreclosure process, resolve a troubled mortgage, and even obtain corrective and monetary relief.

► ► Schedule A Litigation Attorney Consultation! ◄ ◄

► ► Take The Lender Litigation Test! ◄ ◄

IMPORTANT, PLEASE READ: If you no longer occupy or legally control a property, but seek monetary and corrective damages for wrongful foreclosure and related legal issues, please visit the Wrongful Foreclosure Damages page to learn about available legal services.

Idaho Foreclosure Help – HUD Approved Agencies

HUD SealHUD Approved Foreclosure Avoidance Counseling Agencies Located in Idaho

Foreclosure prevention counseling services are provided free of charge by nonprofit housing counseling agencies working in partnership with the Federal Government. These agencies are funded, in part, by HUD and NeighborWorks® America. There is no need to pay a private company for these services. Organizations are listed in alphabetical order, by city.

Foreclose Defense Attorney ConsultationIn many cases, these organizations will end up recommending that you retain an attorney. The fact is that an experienced foreclosure attorney is in the best position to represent you in mortgage negotiations and foreclosure proceedings. In fact, THE FEDERAL TRADE COMMISSION (FTC) PROHIBITS ANY “NON-ATTORNEY” FROM NEGOTIATING MORTGAGE DEBT ON BEHALF OF A DISTRESSED HOMEOWNER. In some instances, negotiating yourself or through a non-attorney third party can even be detrimental to you. Before you do anything else, we recommend a FREE ATTORNEY CONSULTATION or completing our FORECLOSURE DEFENSE ATTORNEY EVALUATION.

Idaho Foreclosure Help – National Foreclosure Mitigation Counseling (NFMC) grantees through NeighborWorks® America, located in Idaho

Agency Name Phone
Website
Address Languages
Boise Neighborhood Housing Services, Inc. Phone: 208-258-6217
Web: www.nhsid.org
3380 W Americana Terrace Suite 120
Boise, Idaho 83706
– English
MMI – Coeur d’Alene Phone: 800-308-2227
Web: www.moneymanagement.org
2005 Ironwood Pkwy., Ste. 216
Coeur d’Alene, Idaho 83814
– English
Rural Dynamics, Inc. Phone: 877-275-2227
Web: www.ruraldynamics.org
1115 Main Street
Lewiston, Idaho 83501
– English
Pocatello Neighborhood Housing Services Phone: 208-232-9468
Web: www.pnhs.org
206 N Arthur
Pocatello, Idaho 83204
– English

HUD Approved Housing Counseling Agencies

Idaho Foreclosure Help – HUD Approved Foreclosure Avoidance Counseling Agencies in Idaho

This list includes only HUD Approved Housing Counseling Agencies offering “Mortgage Delinquency and Default Resolution Counseling” services, and are considered “Foreclosure Avoidance Counseling” agencies. Organizations are listed in alphabetical order, by city.

HUD
Agency Name
Phone
Toll-Free
Fax Number
Email
Website
Address Languages
IDAHO HOUSING AND FINANCE ASSOCIATION P: 877-888-3135
T: 877-888-3135
F: 208-331-4808
E: housingcounseling@ihfa.org
W: www.ihfa.org
565 West Myrtle
BOISE, Idaho 83702-7675
– English
– Spanish
IDAHO HOUSING AND FINANCE ASSOCIATION P: 877-888-3135
T: 877-888-3135
F: 208-331-4801
E: heatherb@ihfa.org
W: www.idahohousing.com
565 W Myrtle
BOISE, Idaho 83702-7675
– English
– Spanish
NEIGHBORHOOD HOUSING SERVICES INC P: 208-343-4065
T:
F: 208-275-0047
E: arichmond@nhsid.org
W: www.nhsid.org
3380 W Americana Terrace Ste 120
BOISE, Idaho 83706-2501
– English
MONEY MANAGEMENT INTERNATIONAL, INC. COEUR D’ALENE, ID P: 866-232-9080
T: 866-232-9080
F: 866-921-5129
E: counselinginfo@moneymanagement.org
W: www.moneymanagement.org
2005 Ironwood Pkwy Ste 216
Coeur D Alene, Idaho 83814-2647
– English
– Spanish
CCCS OF NORTHERN IDAHO, INC. P: 208-746-0127
T:
F: 208-746-5423
E: linda.e@cccsnid.org
W: www.cccsnid.org
PO Box 1105
Lewiston, ID
83501
Lewiston, Idaho 83501-1105
– English
RURAL DYNAMICS, INC. P: 877-275-2227
T: 877-275-2227
F: 406-761-8622
E: slutter@ruraldyanmics.org
W: www.ruraldynamics.org
1115 Main Street
LEWISTON, Idaho 83501-1901
– English
POCATELLO NEIGHBORHOOD HOUSING SERVICES, INC P: 208-232-9468
T:
F:
E: cpeterson@nwpocatello.org
W: www.nwpocatello.org
206 N Arthur Ave
Pocatello, Idaho 83204-3104
– English

For the most current list of HUD Approved Foreclosure Avoidance Counseling Agencies in Idaho, please visit the HUD website.

Idaho Foreclosure Help – Idaho Foreclosure Process

Foreclosure NoticeSecurity Instrument(s): Both Mortgage and Trust Deed.

Foreclosure Type(s): Judicial (rare) and Non-judicial.

Judicial Foreclosure: A foreclosure process in which the lender must file a lawsuit against the borrower to obtain a court order to foreclose on a Mortgage document.

Non-judicial Foreclosure: A foreclosure process where a third party Trustee has the power to foreclosure and initiate a sale based on a Trust Deed instrument.

Initial Public Notice: Notice of Default.

Estimated Foreclosure Process Period: 150+ days.

First Notice to Sale Time Period: 45+ days.

Redemption Period?: Yes, 12 months. (Judicial foreclosures only)

Deficiency Balance?: Yes.

* * * This information represents MRP’s current understanding of the Idaho foreclosure process. For the most detailed and up to date information, you should contact your local county government.* * *