Iowa Foreclosure Help Line – Call (877) 400-8577
Your call will be directly routed to a foreclosure defense law firm licensed to practice in IOWA. Speak to experienced legal professionals, and get answers today with a FREE CONSULTATION.
Welcome to the Iowa Foreclosure Help page. On this page, you will find direct access to foreclosure defense attorneys and non-profit organizations offering foreclosure prevention services. You will also find general information about the Iowa Foreclosure Process. If you need help with a troubled mortgage or foreclosure in Iowa, you can find it here!
Iowa Foreclosure Help – Foreclosure Defense Attorneys
Once you have received a Notice of Default (NOD), Notice of Filed Foreclosure, or Notice of Foreclosure Sale/Auction, a foreclosure defense or loan modification attorney is in the best position to effectively defend your rights and interests. If you have received one of these notices, call us today!
Iowa Foreclosure Help – Foreclosure Defense and Loan Modification Attorneys
We support foreclosure defense attorneys that can answer complaints, and file counter-claims and motions. They can also represent you at hearings, mediation, and during the entire negotiation process. A foreclosure defense attorney will fight to defend your rights, and achieve the best possible outcome in loan modification and other foreclosure alternatives.
Iowa Foreclosure Help – HUD Approved Agencies
HUD Approved Foreclosure Avoidance Counseling Agencies Located in Iowa
Foreclosure prevention counseling services are provided free of charge by nonprofit housing counseling agencies working in partnership with the Federal Government. These agencies are funded, in part, by HUD and NeighborWorks® America. There is no need to pay a private company for these services. Organizations are listed in alphabetical order, by city.
In many cases, these organizations will end up recommending that you retain an attorney. The fact is that an experienced foreclosure attorney is in the best position to represent you in mortgage negotiations and foreclosure proceedings. In fact, THE FEDERAL TRADE COMMISSION (FTC) PROHIBITS ANY “NON-ATTORNEY” FROM NEGOTIATING MORTGAGE DEBT ON BEHALF OF A DISTRESSED HOMEOWNER. In some instances, negotiating yourself or through a non-attorney third party can even be detrimental to you. Before you do anything else, have a free consultation with a foreclosure defense attorney.
Iowa Foreclosure Help – HUD Approved Foreclosure Avoidance Counseling Agencies in Iowa
This list includes only HUD Approved Housing Counseling Agencies offering “Mortgage Delinquency and Default Resolution Counseling” services, and are considered “Foreclosure Avoidance Counseling” agencies. Organizations are listed in alphabetical order, by city.
|HORIZONS, A FAMILY SERVICE ALLIANCE (HORIZONS CCCS)||P: 319-398-3943|
|819 5th St SE|
Cedar Rapids, Iowa 52401-2128
|FAMILY HOUSING ADVISORY SERVICES, INC.||P: 402-934-7926|
|10 S. 4th Street|
COUNCIL BLUFFS, Iowa 51503-9003
|CCCS OF NORTHEASTERN IOWA||P: 563-582-3885|
|419 N Grandview|
DUBUQUE, Iowa 52001-6363
|HORIZONS, A FAMILY SERVICE ALLIANCE (HORIZONS CCCS) – IOWA CITY||P: 319-398-3943|
|2401 E Scott Blvd|
IOWA CITY, Iowa 52240-8132
|MUSCATINE MUNICIPAL HOUSING AGENCY||P: 563-264-1554|
|215 Sycamore St|
Muscatine, Iowa 52761-3839
|CENTER FOR SIOUXLAND||P: 712-252-1861|
|715 Douglas St|
Sioux City, Iowa 51101-1021
|CCCS OF NORTHEASTERN IOWA||P: 319-234-0661|
|1003 W 4th St|
WATERLOO, IA 50702
Waterloo, Iowa 50702-2803
|FAMILY MANAGEMENT FINANCIAL SOLUTIONS, INC.||P: 319-234-6695|
|359 Rock Island Ave|
Waterloo, Iowa 50701-5301
Iowa Foreclosure Help – National Foreclosure Mitigation Counseling (NFMC) grantees through NeighborWorks® America, located in Iowa
|CCCS of Northeastern Iowa||Phone: 515-296-1968|
|1608 S. Duff Ave|
Ames, Iowa 50010
|United Neighbors||Phone: 563-322-7363|
|808 Harrison Street|
Davenport, Iowa 52803
|CCCS of Northeastern Iowa||Phone: 515-279-4118|
|100 East Euclid Ave Suite 157|
Des Moines, Iowa 50313
|CCCS of Northeastern Iowa||Phone: 563-582-3885|
|810 Locust St|
Dubuque, Iowa 52001
|CCCS of Northeastern Iowa||Phone: 641-421-7619|
|404 S. Monroe Ave|
Mason City, Iowa 50401
|Center for Siouxland||Phone: 712-252-1861|
|715 Douglas St|
Sioux City, Iowa 51101
|CCCS of Northeastern Iowa||Phone: 319-234-0661|
|1003 W. 4th St|
Waterloo, Iowa 50702
|Family Management Credit Counselors, Inc.||Phone: 319-234-6695|
|1409 W. 4th Street|
Waterloo, Iowa 50702
|Operation Threshold||Phone: 319-291-2065|
Waterloo, Iowa 50704
|Iowa Mediation Services||Phone: 515-331-8081|
|1025 Ashworth Road, Suite 504|
West Des Moines, Iowa 50265
For the most current list of HUD Approved Foreclosure Avoidance Counseling Agencies in Iowa, please visit the HUD website.
Iowa Foreclosure Help – Iowa Foreclosure Process
Security Instrument(s): Both Mortgage and Trust Deed.
Foreclosure Type(s): Judicial and Non-judicial (voluntary).
Judicial Foreclosure: A foreclosure process in which the lender must file a lawsuit against the borrower to obtain a court order to foreclose on a Mortgage document.
Non-judicial Foreclosure: A foreclosure process where a third party Trustee has the power to foreclosure and initiate a sale based on a Trust Deed instrument.
Initial Public Notice: Petition.
Estimated Foreclosure Process Period: 160+ days.
First Notice to Sale Time Period: 30+ days.
Redemption Period?: Yes, 20 days. (Judicial foreclosures only)
Deficiency Balance?: No.
* * * This information represents MRP’s current understanding of the Iowa foreclosure process. For the most detailed and up to date information, you should contact your local county government.* * *