Iowa Foreclosure Help

Iowa Foreclosure Help LineCall (888) 718-0986 for Immediate Help!

Welcome to the Iowa Foreclosure Help page. On this page, you will find direct access to foreclosure defense attorneys and non-profit organizations offering foreclosure prevention services. You will also find general information about the Iowa Foreclosure Process. If you need help with a troubled mortgage or foreclosure, this is a great place to find it.

Iowa Foreclosure Help – Foreclosure Attorneys

Stop Foreclosure Alabama!Once you have received a Notice of Default (NOD), Notice of Filed Foreclosure, or Notice of Foreclosure Sale/Auction, a foreclosure defense or loss mitigation attorney is in the best position to effectively defend your rights and interests. If you have received one of these notices, contact us today!

Iowa Foreclosure Help – Foreclosure Defense Attorneys

Iowa Foreclosure Help - Foreclosure Defense AttorneysWe support foreclosure defense attorneys that can answer complaints, and file counter-claims and motions. They can also represent you at hearings, mediation, and during the entire negotiation process. A foreclosure defense attorney will fight to defend your rights, and achieve the best possible outcome in loan modification and other foreclosure alternatives.

► ► Find A Foreclosure Defense Attorney In Iowa! ◄ ◄

► ► Complete the Foreclosure Defense Application! ◄ ◄

Iowa Foreclosure Help – HUD Approved Agencies

HUD SealHUD Approved Foreclosure Avoidance Counseling Agencies Located in Iowa

Foreclosure prevention counseling services are provided free of charge by nonprofit housing counseling agencies working in partnership with the Federal Government. These agencies are funded, in part, by HUD and NeighborWorks® America. There is no need to pay a private company for these services. Organizations are listed in alphabetical order, by city.

Foreclose Defense Attorney ConsultationIn many cases, these organizations will end up recommending that you retain an attorney. The fact is that an experienced foreclosure attorney is in the best position to represent you in mortgage negotiations and foreclosure proceedings. In fact, THE FEDERAL TRADE COMMISSION (FTC) PROHIBITS ANY “NON-ATTORNEY” FROM NEGOTIATING MORTGAGE DEBT ON BEHALF OF A DISTRESSED HOMEOWNER. In some instances, negotiating yourself or through a non-attorney third party can even be detrimental to you. Before you do anything else, we recommend speaking with a foreclosure defense attorney or completing the NO OBLIGATION Foreclosure Defense Application.

Iowa Foreclosure Help – HUD Approved Foreclosure Avoidance Counseling Agencies in Iowa

This list includes only HUD Approved Housing Counseling Agencies offering “Mortgage Delinquency and Default Resolution Counseling” services, and are considered “Foreclosure Avoidance Counseling” agencies. Organizations are listed in alphabetical order, by city.

HUD
Agency Name
Phone
Toll-Free
Fax Number
Email
Website
Agency ID
Address Languages
HORIZONS, A FAMILY SERVICE ALLIANCE (HORIZONS CCCS) P: 319-398-3943
T: 877-653-3123
F: 319-398-3577
E: sshook@horizonsfamily.org
W: horizonsfamily.org
A: 83530
819 5th St SE
Cedar Rapids, Iowa 52401-2128
– English
FAMILY HOUSING ADVISORY SERVICES, INC. P: 402-934-7926
T: 888-573-0495
F: 402-934-7928
E: Teresa@fhasinc.org
W: www.fhasinc.org
A: 81537
10 S. 4th Street
COUNCIL BLUFFS, Iowa 51503-9003
– English
– Spanish
CCCS OF NORTHEASTERN IOWA P: 563-582-3885
T: 866-720-9049
F: 563-582-4504
E: dubuquemanager@cccsia.org
W: cccsia.org
A: 81716
419 N Grandview
Suite 500B
DUBUQUE, Iowa 52001-6363
– English
HORIZONS, A FAMILY SERVICE ALLIANCE (HORIZONS CCCS) – IOWA CITY P: 319-398-3943
T: 877-653-3123
F:
E: amoline@horizonsfamily.org
W: www.horizonsfamily.org
A: 83531
2401 E Scott Blvd
IOWA CITY, Iowa 52240-8132
– English
CCCS OF NORTHEASTERN IOWA P: 641-421-7619
T: 866-720-9050
F: 641-421-7738
E: masoncitymanager@cccsia.org
W: cccsia.org
A: 80645
23 3rd St NW
Suite 100
Court Side Offices
MASON CITY, Iowa 50401-3255
– English
MUSCATINE MUNICIPAL HOUSING AGENCY P: 563-264-1554
T:
F: 563-263-3064
E: cyocom@muscatineiowa.gov
W: www.muscatineiowa.gov
A: 80038
215 Sycamore St
Muscatine, Iowa 52761-3839
– English
– Spanish
CENTER FOR SIOUXLAND P: 712-252-1861
T: 712-252-1861
F: 712-255-1352
E: jonette.spurlock@centerforsiouxland.org
W: www.centerforsiouxland.org/
A: 80262
715 Douglas St
Sioux City, Iowa 51101-1021
– English
– Spanish
– Vietnamese
CCCS OF NORTHEASTERN IOWA P: 319-234-0661
T: 641-421-7619
F: 319-234-7533
E: masoncitymanager@cccsia.org
W: www.cccsia.org
A: 80644
1003 W 4th St
WATERLOO, IA 50702
Waterloo, Iowa 50702-2803
– English
FAMILY MANAGEMENT FINANCIAL SOLUTIONS, INC. P: 319-234-6695
T: 877-622-4866
F: 319-236-6626
E: info@family-finance.org
W: www.family-finance.org
A: 81088
359 Rock Island Ave
Waterloo, Iowa 50701-5301
– English

HUD Approved Housing Counseling Agencies

Iowa Foreclosure Help – National Foreclosure Mitigation Counseling (NFMC) grantees through NeighborWorks® America, located in Iowa

Agency Name b>Phone
Website
b>Address Languages
CCCS of Northeastern Iowa Phone: 515-296-1968
Web: www.cccsia.org
1608 S. Duff Ave
Ames, Iowa 50010
– English
United Neighbors Phone: 563-322-7363
Web: www.unitedneighbors.com
808 Harrison Street
Davenport, Iowa 52803
– English
CCCS of Northeastern Iowa Phone: 515-279-4118
Web: www.cccsia.org
100 East Euclid Ave Suite 157
Des Moines, Iowa 50313
– English
CCCS of Northeastern Iowa Phone: 563-582-3885
Web: www.cccsia.org
810 Locust St
Dubuque, Iowa 52001
– English
CCCS of Northeastern Iowa Phone: 641-421-7619
Web: www.cccsia.org
404 S. Monroe Ave
Mason City, Iowa 50401
– English
Center for Siouxland Phone: 712-252-1861
Web: www.centerforsiouxland.org
715 Douglas St
Sioux City, Iowa 51101
– English
CCCS of Northeastern Iowa Phone: 319-234-0661
Web: www.cccsia.org
1003 W. 4th St
Waterloo, Iowa 50702
– English
Family Management Credit Counselors, Inc. Phone: 319-234-6695
Web: www.familymanagementcc.com/
1409 W. 4th Street
Waterloo, Iowa 50702
– English
Operation Threshold Phone: 319-291-2065
Web: www.operationthreshold.org
1535 Lafayette
Waterloo, Iowa 50704
– English
Iowa Mediation Services Phone: 515-331-8081
Web: www.iowamediationservice.com
1025 Ashworth Road, Suite 504
West Des Moines, Iowa 50265
– English

For the most current list of HUD Approved Foreclosure Avoidance Counseling Agencies in Iowa, please visit the HUD website.

Iowa Foreclosure Help – Iowa Foreclosure Process

Foreclosure NoticeSecurity Instrument(s): Both Mortgage and Trust Deed.

Foreclosure Type(s): Judicial and Non-judicial (voluntary).

Judicial Foreclosure: A foreclosure process in which the lender must file a lawsuit against the borrower to obtain a court order to foreclose on a Mortgage document.

Non-judicial Foreclosure: A foreclosure process where a third party Trustee has the power to foreclosure and initiate a sale based on a Trust Deed instrument.

Initial Public Notice: Petition.

Estimated Foreclosure Process Period: 160+ days.

First Notice to Sale Time Period: 30+ days.

Redemption Period?: Yes, 20 days. (Judicial foreclosures only)

Deficiency Balance?: No.

* * * This information represents MRP’s current understanding of the Iowa foreclosure process. For the most detailed and up to date information, you should contact your local county government.* * *