Kentucky Foreclosure Help

Welcome to the Kentucky Foreclosure Help page. On this page, you will find direct access to foreclosure defense attorneys and non-profit organizations offering foreclosure prevention services. You will also find general information about the Kentucky Foreclosure Process. If you are looking for assistance with a troubled mortgage or foreclosure, you have come to the right place! You can also just call us at (888) 718-0986!

Kentucky Foreclosure Help – Foreclosure Attorneys

Stop Foreclosure Kentucky!Once you have received a Notice of Default (NOD), Notice of Filed Foreclosure, or Notice of Foreclosure Sale/Auction, you need a foreclosure defense attorney or foreclosure litigation attorney to effectively defend your rights and interests. If you have received one of these notices, contact us today!

Kentucky Foreclosure Help – Foreclosure Defense Attorneys

Kentucky Foreclosure Help - Foreclosure Defense AttorneysWe support foreclosure defense attorneys that can answer complaints, and file counter-claims and motions. They can also represent you at hearings, mediation, and during the entire negotiation process. A foreclosure defense attorney will fight to defend your rights, and achieve the best possible outcome in loan modification and other foreclosure alternatives.

► ► Find A Foreclosure Defense Attorney In Kentucky! ◄ ◄

► ► Complete the Foreclosure Defense Attorney Evaluation! ◄ ◄

Kentucky Foreclosure Help – Foreclosure Litigation Attorneys

Kentucky foreclosure litigation attorneysIn recent years, legislators have passed consumer protection laws for homeowners. These laws give rights to homeowners and call for statutory damages for violations. Accordingly, many homeowners are now hiring foreclosure litigation attorneys to sue their lenders. This aggressive legal tactic can to stop the foreclosure process, resolve a troubled mortgage, and even obtain corrective and monetary relief.

► ► Schedule A Litigation Attorney Consultation! ◄ ◄

► ► Take The Lender Litigation Test! ◄ ◄

IMPORTANT, PLEASE READ: If you no longer occupy or legally control a property, but seek monetary and corrective damages for wrongful foreclosure and related legal issues, please visit the Wrongful Foreclosure Damages page to learn about available legal services.

Kentucky Foreclosure Help – Hardest Hit Fund

Kentucky Hardest Hit FundKentucky is a “Hardest Hit Fund” State

($148,901,875)

Eligibility Info and Fact Sheet

For eligibility requirements and application information, please visit:

http://www.ProtectMyKYHome.org

Kentucky Foreclosure Help – HUD Approved Agencies

HUD SealHUD Approved Foreclosure Avoidance Counseling Agencies Located in Kentucky

Foreclosure prevention counseling services are provided free of charge by nonprofit housing counseling agencies working in partnership with the Federal Government. These agencies are funded, in part, by HUD and NeighborWorks® America. There is no need to pay a private company for these services. Organizations are listed in alphabetical order, by city.

Foreclose Defense Attorney ConsultationIn many cases, these organizations will end up recommending that you retain an attorney. The fact is that an experienced foreclosure attorney is in the best position to represent you in mortgage negotiations and foreclosure proceedings. In fact, THE FEDERAL TRADE COMMISSION (FTC) PROHIBITS ANY “NON-ATTORNEY” FROM NEGOTIATING MORTGAGE DEBT ON BEHALF OF A DISTRESSED HOMEOWNER. In some instances, negotiating yourself or through a non-attorney third party can even be detrimental to you. Before you do anything else, we recommend a FREE ATTORNEY CONSULTATION or completing our FORECLOSURE DEFENSE ATTORNEY EVALUATION.

Kentucky Foreclosure Help – National Foreclosure Mitigation Counseling (NFMC) grantees through NeighborWorks® America, located in Kentucky

Agency Name Phone
Website
Address Languages
Housing Assitance and Development Services, Incorporated Phone: 270-796-4176
Web: www.handsinc.net
213 East 12th Avenue
Bowling Green, Kentucky 42101
– English
Kentucky Legal Aid, Inc. Phone: 270-780-8832
Web: www.klaid.org
1700 Destiny Lane
Bowling Green, Kentucky 42104
– English
Catholic Charities of Covington, KY Phone: 859-581-8974
Web: www.covingtoncharities.org
3629 Church Street
Covington, Kentucky 41011
– English
Consumer Credit Counseling Service of Central Ohio Phone: 800-355-2227
Web: www.apprisen.com
950 N. Mulberry Steet, Suite 220F
Elizabethtown, Kentucky 42701
– English
Consumer Credit Counseling Service of Central Ohio Phone: 800-355-2227
Web: www.apprisen.com
11 Shelby Street
Florence, Kentucky 41042
– English
Consumer Credit Counseling Service of Central Ohio Phone: 800-355-2227
Web: www.apprisen.com
649 Charity Court, Suite 15
Frankfort, Kentucky 40601
– English
KCEOC Community Action Partnership, Incorporated Phone: 606-546-3152
Web: www.povertyisreal.org
5448 US 25E, Suite A
Gray, Kentucky 40734
– English
LKLP Community Action Council, Incorporated Phone: 606-436-8853
Web: www.lklp.org
398 Roy Campbell Drive
Hazard, Kentucky 41701
– English
Community Ventures Corporation Phone: 859-231-0054
Web: www.cvcky.org
1450 N. Broadway
Lexington, Kentucky 40505-3162
– English
Consumer Credit Counseling Service of Central Ohio Phone: 800-355-2227
Web: www.apprisen.com
2265 Harrodsburg, Rd., Suite 303
Lexington, Kentucky 40504
– English
Consumer Credit Counseling Service of Central Ohio Phone: 800-355-2227
Web: www.apprisen.com
2100 Gardner Lane- Suite 103A
Louisville, Kentucky 40205
– English
Louisville Urban League Phone: 502-585-4622
Web: www.lul.org
1535 West Broadway
Louisville, Kentucky 40203
– English
NID-HCA Phone: 502-810-9200
Web: www.nidonline.org
3215 Fern Valley Road
Louisville, Kentucky 40213
– English
Legal Aid of Bluegrass Phone: 606-784-8921
Web: www.lablaw.org
546 East Main Street
Morehead, Kentucky 40351
– English
Brighton Center, Inc Phone: 859-491-8303
Web: www.brightoncenter.com
741 Central Avenue
Newport, Kentucky 41071
– English
Bell-Whitley Community Action Agency, Incorporated Phone: 606-337-3044
Web: www.bell-whitley.org
129 North Pine Street
Pineville, Kentucky 40977
– English

HUD Approved Housing Counseling Agencies

Kentucky Foreclosure Help – HUD Approved Foreclosure Avoidance Counseling Agencies in Kentucky

This list includes only HUD Approved Housing Counseling Agencies offering “Mortgage Delinquency and Default Resolution Counseling” services, and are considered “Foreclosure Avoidance Counseling” agencies. Organizations are listed in alphabetical order, by city.

HUD
Agency Name
Phone
Toll-Free
Fax Number
Email
Website
Address Languages
HOUSING ASSISTANCE AND DEVELOPMENT SERVICES, INC. P: 270-796-4176
T:
F: 270-796-8203
E: hands@handsinc.net
W: www.handsinc.net
213 E 12th Ave
BOWLING GREEN, Kentucky 42101-3454
– English
KENTUCKY LEGAL AID P: 270-782-1924
T:
F:
E: scrocker@klaid.org
W: www.klaid.org
1700 Destiny Ln
Bowling Green, Kentucky 42104-1063
– English
– Spanish
CAMPBELLSVILLE HOUSING AND REDEVELOPMENT AUTHORITY P: 270-465-3576-236
T:
F: 270-465-2444
E: jhall@campbellsvillehousing.com
W: www.cvillehousingonline.com
400 Ingram Ave
PO Box 597
CAMPBELLSVILLE, Kentucky 42718-1627
– English
CATHOLIC CHARITIES, DIOCESE OF COVINGTON P: 859-581-8974
T:
F: 859-581-9595
E: info@covingtoncharities.org
W: www.covingtoncharities.org
3629 Church St
Covington, Kentucky 41015-1430
– English
– Spanish
LEGAL AID OF THE BLUEGRASS P: 859-957-0189
T: 800-274-5863
F: 606-783-1342
E: bcombs@lablaw.org
W: www.lablaw.org
104 East 7th Street
COVINGTON, Kentucky 41011-2502
– English
– Spanish
APPRISEN – ELIZABETHTOWN P: 800-355-2227
T: 800-355-2227
F: 614-552-4800
E: info@apprisen.com
W: www.apprisen.com
950 North Mulberry
Suite 220F
ELIZABETHTOWN, Kentucky 42701-3612
– English
APPRISEN – FLORENCE P: 800-355-2227
T: 800-355-2227
F: 614-552-4800
E: info@apprisen.com
W: www.apprisen.com
7430 US 42, Suite 118
FLORENCE, Kentucky 41042-1991
– English
CCCS OF THE MIDWEST P: 800-355-2227
T: 800-355-2227
F: 614-552-4800
E: info@apprisen.com
W: www.apprisen.com
649 Charity Court
#15
FRANKFORT, Kentucky 40601-4223
– English
KENTUCKY HOUSING CORPORATION P: 502-564-7630-315
T:
F:
E: jwilliamson@kyhousing.org
W: www.kyhousing.org
1231 Louisville Rd.
FRANKFORT, Kentucky 40601-6156
– English
– Spanish
KCEOC COMMUNITY ACTION PARTNERSHIP, INC. P: 606-546-3152
T:
F: 606-546-5057
E: jsmith@kceoc.com
W: www.povertyisreal.org
5448 North US 25E, Suite A
GRAY, Kentucky 40734-6582
– English
KENTUCKY LEGAL AID, INCORPORATED P: 270-782-5740
T: 866-452-9243
F: 270-782-5740
E: scrocker@klaid.org
W: www.klaid.org
1411 South Main Street
HOPKINSVILLE, Kentucky 42240-2017
– English
– Spanish
APPRISEN – LEXINGTON P: 800-355-2227
T: 800-355-2227
F: 614-552-4800
E: info@apprisen.com
W: www.apprisen.com/home.asp
2265 Harrodsburg Road
Stuite. 303
LEXINGTON, Kentucky 40504-3500
– English
COMMUNITY VENTURES CORPORATION P: 859-231-0054
T:
F:
E: info@cvky.org
W: www.cvky.org
1450 N Broadway
Lexington, Kentucky 40505-3162
– English
– Spanish
REACH, INC. P: 859-455-8057-23
T:
F: 859-455-7436
E: ebruce@reachky.com
W: www.reachky.com
733 Red Mile Rd
Lexington, Kentucky 40504-1153
– English
– Spanish
CCCS OF THE MIDWEST P: 800-355-2227
T: 800-355-2227
F: 614-552-4800
E: info@apprisen.com
W: www.apprisen.com
2100 Gardiner Lane Ste 103A
LOUISVILLE, Kentucky 40205-2900
– English
LOUISVILLE URBAN LEAGUE P: 502-566-3362
T:
F: 502-568-4663
E: cmccravy@lul.org
W: www.lul.org
1535 West Broadway
LOUISVILLE, Kentucky 40203-3515
– English
NID-HCA SICKLES P: 502-810-9200
T:
F:
E: nidnational@nidonline.org.
W: www.nidonline.org
3215 Fern Valley Rd Ste 106
Louisville, Kentucky 40213-3563
– English
– Spanish
KENTUCKY LEGAL AID, INCORPORATED P: 270-782-5740
T: 800-782-1924
F: 270-825-0689
E: scrocker@klaid.org
W: www.klaid.org
100 South Railroad Street, # 120
MADISONVILLE, Kentucky 42431-2467
– English
FRONTIER HOUSING , INC. P: 606-784-2131
T: 877-308-3837
F:
E: Kelly@frontierhousing.org
W: frontierhousing.org
5445 Flemingsburg Rd
Morehead, Kentucky 40351-9138
– English
BRIGHTON CENTER, INCORPORATED P: 859-491-8303
T:
F:
E: brighton@brightoncenter.com
W: brightoncenter.com
PO Box 325
Newport, Kentucky 41072-2325
– English
KENTUCKY LEGAL AID, INCORPORATED P: 270-782-5740
T: 866-452-9243
F: 270-683-3513
E: jmorre@klaid.org
W: www.klaid.org
117 West 2nd Street
OWENSBORO, Kentucky 42303-4112
– English
– Spanish
KENTUCKY LEGAL AID, INCORPORATED P: 270-782-5740
T: 866-452-9243
F: 270-782-5740
E: jmorre@klaid.org
W: www.klaid.org
1122 Jefferson Street
PADUCAH, Kentucky 42001-1836
– English
– Spanish
HAZEL JOYCE WILEY CAREER AND FINANCIAL LITERACY INSTITUTE, INC P: 502-647-3072
T:
F: 502-647-3099
E: hjwfinancial@bellsouth.net
W: www.hjwfinancial.org
330 Main Street
SHELBYVILLE, Kentucky 40065-1026
– English
– Spanish
GATEWAY COMMUNITY SERVICE ORGANIZATION, INC P: 606-743-3133
T:
F: 606-743-1130
E: debbie.vannorman@gcscap.org
W: www.gcscap.org
124 College Street
PO Box 367
WEST LIBERTY, Kentucky 41472-1115
– English

For the most current list of HUD Approved Foreclosure Avoidance Counseling Agencies in Kentucky, please visit the HUD website.

Kentucky Foreclosure Help – Kentucky Foreclosure Process

Foreclosure NoticeSecurity Instrument(s): Mortgage.

Foreclosure Type(s):Judicial.

Judicial Foreclosure: A foreclosure process in which the lender must file a lawsuit against the borrower to obtain a court order to foreclose on a Mortgage document.

Initial Public Notice: Complaint.

Estimated Foreclosure Process Period: 140+ days.

First Notice to Sale Time Period: 140+ days.

Redemption Period?: Yes, 12 months.

Deficiency Balance?: Yes, with restrictions.

* * *This information represents MRP’s current understanding of the Kentucky foreclosure process. For the most detailed and up to date information, you should contact your local county government.* * *