Kentucky Foreclosure Help Line – Call (888) 718-0986

Kentucky Foreclosure Help Line – (888) 718-0986

Your call will be directly routed to a foreclosure defense law firm licensed to practice in KENTUCKY. Speak to experienced legal professionals, and get answers today with a FREE CONSULTATION.

Welcome to the Kentucky Foreclosure Help page. On this page, you will find direct access to foreclosure defense attorneys and non-profit organizations offering foreclosure prevention services. You will also find general information about the Kentucky Foreclosure Process. If you need help with a troubled mortgage or foreclosure in Kentucky, you can find it here!


Kentucky Foreclosure Help – Foreclosure Defense Attorneys

Stop Foreclosure Attorney Kentucky

Once you have received a Notice of Default (NOD), Notice of Filed Foreclosure, or Notice of Foreclosure Sale/Auction, a foreclosure defense or loan modification attorney is in the best position to effectively defend your rights and interests. If you have received one of these notices, call us today!


Kentucky Foreclosure Help – Foreclosure Defense and Loan Modification Attorneys

Foreclosure Defense Attorneys

We support foreclosure defense attorneys that can answer complaints, and file counter-claims and motions. They can also represent you at hearings, mediation, and during the entire negotiation process. A foreclosure defense attorney will fight to defend your rights, and achieve the best possible outcome in loan modification and other foreclosure alternatives.

► ► Reach A Foreclosure Defense Attorney In Kentucky! ◄ ◄


Kentucky Foreclosure Help – Hardest Hit Fund

Hardest Hit Fund Kentucky

Kentucky is a “Hardest Hit Fund” State
($148,901,875)
Eligibility Info and Fact Sheet

For eligibility requirements and application information, please visit:
http://www.ProtectMyKYHome.org


Kentucky Foreclosure Help – HUD Approved Agencies

HUD Seal

HUD Approved Foreclosure Avoidance Counseling Agencies Located in Kentucky

Foreclosure prevention counseling services are provided free of charge by nonprofit housing counseling agencies working in partnership with the Federal Government. These agencies are funded, in part, by HUD and NeighborWorks® America. There is no need to pay a private company for these services. Organizations are listed in alphabetical order, by city.

HUD Approved Foreclosure Avoidance Counseling in Kentucky

In many cases, these organizations will end up recommending that you retain an attorney. The fact is that an experienced foreclosure attorney is in the best position to represent you in mortgage negotiations and foreclosure proceedings. In fact, THE FEDERAL TRADE COMMISSION (FTC) PROHIBITS ANY “NON-ATTORNEY” FROM NEGOTIATING MORTGAGE DEBT ON BEHALF OF A DISTRESSED HOMEOWNER. In some instances, negotiating yourself or through a non-attorney third party can even be detrimental to you. Before you do anything else, have a free consultation with a foreclosure defense attorney.

Kentucky Foreclosure Help – HUD Approved Foreclosure Avoidance Counseling Agencies in Kentucky

This list includes only HUD Approved Housing Counseling Agencies offering “Mortgage Delinquency and Default Resolution Counseling” services, and are considered “Foreclosure Avoidance Counseling” agencies. Organizations are listed in alphabetical order, by city.

HUD
Agency Name
Phone
Toll-Free
Fax Number
Email
Website
Agency ID
AddressLanguages
HOUSING ASSISTANCE AND DEVELOPMENT SERVICES, INC.P: 270-796-4176
T:
F: 270-796-8203
E: hands@handsinc.net
W: www.handsinc.net
A: 81931
215 E 12th Ave
Bowling Green, Kentucky 42101-3403
– English
KENTUCKY LEGAL AIDP: 270-782-1924
T:
F:
E:
W: www.klaid.org
A: 81018
1700 Destiny Ln
Bowling Green, Kentucky 42104-1063
– English
– Spanish
CAMPBELLSVILLE HOUSING AND REDEVELOPMENT AUTHORITYP: 270-465-3576-236
T:
F: 270-465-2444
E: jhall@campbellsvillehousing.com
W: www.cvillehousingonline.com
A: 80146
400 Ingram Ave
CAMPBELLSVILLE, Kentucky 42718-1627
– English
CATHOLIC CHARITIES, DIOCESE OF COVINGTONP: 859-581-8974
T:
F: 859-581-9595
E: panderson@covingtoncharities.org
W: https://www.covingtoncharities.org
A: 81629
3629 Church St
Covington,KY 41015
Covington, Kentucky 41015-1430
– English
– Spanish
LEGAL AID OF THE BLUEGRASSP: 859-431-8200
T: 800-888-8189
F: 606-783-1342
E: adailey@lablaw.org
W: www.lablaw.org
A: 81868
104 East 7th Street
COVINGTON, Kentucky 41011-2502
– English
– Spanish
NORTHERN KENTUCKY COMMUNITY ACTION COMMISSIONP: 859-581-6607
T:
F:
E:
W:
A: 83991
717 Madison Ave
Covington, Kentucky 41011-2479
– English
APPRISEN – FLORENCEP: 800-355-2227
T: 800-355-2227
F: 614-552-4800
E: info@apprisen.com
W: www.apprisen.com
A: 83310
7430 US 42 Ste 118
FLORENCE, Kentucky 41042-1991
– English
KENTUCKY HOUSING CORPORATIONP: 502-564-7630-775
T:
F:
E: shillard@kyhousing.org
W: www.kyhousing.org
A: 81213
1231 Louisville Rd.
FRANKFORT, Kentucky 40601-6156
– English
– Spanish
KENTUCKY LEGAL AID, INCORPORATEDP: 270-782-5740
T: 866-452-9243
F: 270-782-5740
E: ayoung@klaid.org
W: www.klaid.org
A: 82123
709B South Main Street
HOPKINSVILLE, Kentucky 42240-2109
– English
– Spanish
APPRISEN – LEXINGTONP: 800-355-2227
T: 800-355-2227
F: 614-552-4800
E: info@apprisen.com
W: www.apprisen.com/home.asp
A: 82716
2265 Harrodsburg Road
Suite 303
LEXINGTON, Kentucky 40504-3500
– English
COMMUNITY VENTURES CORPORATIONP: 859-231-0054
T:
F:
E: lew@cvky.org
W: www.cvky.org
A: 82308
1450 N Broadway
Lexington, Kentucky 40505-3162
– English
– Spanish
REACH, INC.P: 859-455-8057
T:
F:
E:
W: www.reachky.com
A: 82039
733 Red Mile Rd
Lexington, Kentucky 40504-1153
– Arabic
– ASL
– Cambodian
– Cantonese
– Chinese Mandarin
– Creole
– Czech
– English
– Farsi
– French
– German
– Hindi
– Hmong
– Indonesian
– Italian
– Korean
– Polish
– Portuguese
– Russian
– Spanish
– Swahili
– Turkish
– Ukrainian
– Vietnamese
APPRISEN – CCCS OF THE MIDWEST – LOUISVILLEP: 800-355-2227
T: 800-355-2227
F: 614-552-4800
E: info@apprisen.com
W: www.apprisen.com
A: 83313
11492 Bluegrass Pkwy
Ste 105
LOUISVILLE, Kentucky 40299-2334
– English
LOUISVILLE URBAN LEAGUEP: 502-566-3362
T:
F:
E:
W: www.lul.org
A: 83057
1535 W Broadway
Louisville, Kentucky 40203-3515
– English
KENTUCKY LEGAL AID, INCORPORATEDP: 270-782-5740
T: 800-782-1924
F: 270-825-0689
E: ayoung@klaid.org
W: www.klaid.org
A: 82124
100 South Railroad Street, # 120
MADISONVILLE, Kentucky 42431-2467
– English
– Spanish
FRONTIER HOUSING , INC.P: 606-784-2131
T:
F:
E:
W: frontierky.org
A: 83045
5445 Flemingsburg Rd
Morehead, Kentucky 40351-9138
– English
BRIGHTON CENTER, INCORPORATEDP: 859-491-8303
T:
F:
E: brighton@brightoncenter.com
W: brightoncenter.com
A: 80145
799 Ann Street
NEWPORT, Kentucky 41071-1218
– English
KENTUCKY LEGAL AID, INCORPORATEDP: 270-782-5740
T: 866-452-9243
F: 270-683-3513
E: jmorre@klaid.org
W: www.klaid.org
A: 82125
117 West 2nd Street
OWENSBORO, Kentucky 42303-4112
– English
– Spanish
KENTUCKY LEGAL AID, INCORPORATEDP: 270-782-5740
T: 866-452-9243
F: 270-782-5740
E: jmorre@klaid.org
W: www.klaid.org
A: 82126
1122 Jefferson Street
PADUCAH, Kentucky 42001-1836
– English
– Spanish
BELL-WHITLEY COMMUNITY ACTION AGENCY, INC.P: 606-337-3044
T:
F: 606-337-1439
E: abrock@bellwhitley.com
W: bell-whitley.org
A: 83017
129 Pine St.
PINEVILLE, Kentucky 40977-1625
– English
APPALACHIAN RESEARCH AND DEFENSE FUND OF KENTUCKYP:
T: 866-277-5733
F: 606-886-0079
E: kellyw@ardfky.org
W: www.ardfky.org
A: 81467
120 North Front Avenue
PRESTONSBURG, Kentucky 41653-7832
– English
– Spanish
Keep your family in your home!

Kentucky Foreclosure Help – National Foreclosure Mitigation Counseling (NFMC) grantees through NeighborWorks® America, located in Kentucky

Agency NamePhone
Website
AddressLanguages
Housing Assitance and Development Services, IncorporatedPhone: 270-796-4176
Web: www.handsinc.net
213 East 12th Avenue
Bowling Green, Kentucky 42101
– English
Kentucky Legal Aid, Inc.Phone: 270-780-8832
Web: www.klaid.org
1700 Destiny Lane
Bowling Green, Kentucky 42104
– English
Catholic Charities of Covington, KYPhone: 859-581-8974
Web: www.covingtonchwww.covingtoncharities.org
3629 Church Street
Covington, Kentucky 41011
– English
Consumer Credit Counseling Service of Central OhioPhone: 800-355-2227
Web: www.apprisen.com
950 N. Mulberry Steet, Suite 220F
Elizabethtown, Kentucky 42701
– English
Consumer Credit Counseling Service of Central OhioPhone: 800-355-2227
Web: www.apprisen.com
11 Shelby Street
Florence, Kentucky 41042
– English
Consumer Credit Counseling Service of Central OhioPhone: 800-355-2227
Web: www.apprisen.com
649 Charity Court, Suite 15
Frankfort, Kentucky 40601
– English
KCEOC Community Action Partnership, IncorporatedPhone: 606-546-3152
Web:
5448 US 25E, Suite A
Gray, Kentucky 40734
– English
LKLP Community Action Council, IncorporatedPhone: 606-436-8853
Web: www.lklp.org
398 Roy Campbell Drive
Hazard, Kentucky 41701
– English
Community Ventures CorporationPhone: 859-231-0054
Web: www.cvcky.org
1450 N. Broadway
Lexington, Kentucky 40505-3162
– English
Consumer Credit Counseling Service of Central OhioPhone: 800-355-2227
Web: www.apprisen.com
2265 Harrodsburg, Rd., Suite 303
Lexington, Kentucky 40504
– English
Consumer Credit Counseling Service of Central OhioPhone: 800-355-2227
Web: www.apprisen.com
2100 Gardner Lane- Suite 103A
Louisville, Kentucky 40205
– English
Louisville Urban LeaguePhone: 502-585-4622
Web: www.lul.org
1535 West Broadway
Louisville, Kentucky 40203
– English
NID-HCAPhone: 502-810-9200
Web: www.nidonline.org
3215 Fern Valley Road
Louisville, Kentucky 40213
– English
Legal Aid of BluegrassPhone: 606-784-8921
Web: www.lablaw.org
546 East Main Street
Morehead, Kentucky 40351
– English
Brighton Center, IncPhone: 859-491-8303
Web:
741 Central Avenue
Newport, Kentucky 41071
– English
Bell-Whitley Community Action Agency, IncorporatedPhone: 606-337-3044
Web: www.bell-whitley.org
129 North Pine Street
Pineville, Kentucky 40977
– English

For the most current list of HUD Approved Foreclosure Avoidance Counseling Agencies in Kentucky, please visit the HUD website.


Kentucky Foreclosure Help – Kentucky Foreclosure Process

Foreclosure Notice

Security Instrument(s): Mortgage.

Foreclosure Type(s):Judicial.

Judicial Foreclosure: A foreclosure process in which the lender must file a lawsuit against the borrower to obtain a court order to foreclose on a Mortgage document.

Initial Public Notice: Complaint.

Estimated Foreclosure Process Period: 140+ days.

First Notice to Sale Time Period: 140+ days.

Redemption Period?: Yes, 12 months.

Deficiency Balance?: Yes, with restrictions.

* * *This information represents MRP’s current understanding of the Kentucky foreclosure process. For the most detailed and up to date information, you should contact your local county government.* * *