MRP’s Maine Foreclosure Help page offers no access to attorney representation


Maine Foreclosure Help - HUD Approved Agencies

HUD Approved Foreclosure Avoidance Counseling Agencies Located in Maine

Foreclosure prevention counseling services are provided free of charge by nonprofit housing counseling agencies working in partnership with the Federal Government. These agencies are funded, in part, by HUD and NeighborWorks® America. There is no need to pay a private company for these services. Organizations are listed in alphabetical order, by city.

In many cases, these organizations will end up recommending that you retain an attorney. The fact is that an experienced foreclosure attorney is in the best position to represent you in mortgage negotiations and foreclosure proceedings. In fact, THE FEDERAL TRADE COMMISSION (FTC) PROHIBITS ANY “NON-ATTORNEY” FROM NEGOTIATING MORTGAGE DEBT ON BEHALF OF A DISTRESSED HOMEOWNER. In some instances, negotiating yourself or through a non-attorney third party can even be detrimental to you. Before you do anything else, have a free consultation with a foreclosure defense attorney.

Maine Foreclosure Help - HUD Approved Foreclosure Avoidance Counseling Agencies in Maine

This list includes only HUD Approved Housing Counseling Agencies offering “Mortgage Delinquency and Default Resolution Counseling” services, and are considered “Foreclosure Avoidance Counseling” agencies. Organizations are listed in alphabetical order, by city.

HUD
Agency Name
Phone
Toll-Free
Fax Number
Email
Website
Agency ID
AddressLanguages
PENQUIS COMMUNITY ACTION PROGRAMP: 207-974-2403
T: 888-424-0151
F: 207-973-3699
E: [email protected]
W: www.penquis.org
A: 81649
262 Harlow Street
BANGOR, Maine 04401-4952
- English
COASTAL ENTERPRISES, INCORPORATEDP: 207-504-5900
T: 877-340-2649
F:
E: [email protected]
W: www.ceimaine.org
A: 80985
30 Federal Street
Suite 100
BRUNSWICK, Maine 04011-1510
- English
- Spanish
AVESTA HOUSING DEVELOPMENT CORPORATIONP: 207-553-7780-3347
T: 800-339-6516
F: 207-553-7778
E: [email protected]
W: www.avestahousing.org
A: 81144
307 Cumberland Avenue
PORTLAND, Maine 04101-4920
- English
AROOSTOOK COUNTY ACTION PROGRAM, INC.P: 207-764-3721
T:
F:
E:
W: www.acap-me.org
A: 83641
771 Main St
Presque Isle, Maine 04769-2201
- English
YORK COUNTY COMMUNITY ACTION AGENCYP: 207-459-2903
T:
F: 207-490-5026
E: [email protected]
W: www.yccac.org
A: 81150
6 Spruce Street
SANFORD, Maine 04073-2917
- English
COMMUNITY CONCEPTS, INC. ALSO DBA HOMEQUESTMAINEP: 207-333-6419
T:
F: 207-795-4069
E: [email protected]
W: https://www.ccimaine.org/
A: 81580
17 Market Sq
South Paris, Maine 04281-1533
- English
KENNEBEC VALLEY COMMUNITY ACTION PROGRAMP: 800-542-8227
T:
F:
E:
W: www.kvcap.org
A: 81685
97 Water St
Waterville, Maine 04901-6339
- English

Maine Foreclosure Help - National Foreclosure Mitigation Counseling (NFMC) grantees through NeighborWorks® America, located in Maine

Agency NamePhone
Website
AddressLanguages
MMI - AuburnPhone: 800-873-2227
Web:
250 Center St., Ste. 205
Auburn, Maine 4210
- English
MMI - BangorPhone: 800-308-2227
Web: www.moneymanagement.org
175 Exchange St., Ste. 200
Bangor, Maine 4401
- English
Penquis, IncPhone: 207-973-3500
Web: www.penquis.org
262 Harlow Street
Bangor, Maine 04402
- English
Community Concepts, Inc.Phone: 207-743-7716
Web: www.community-concepts.org
240 Bates Street
Lewiston, Maine 04240
- English
Avesta Housing Development CorporationPhone: 207-553-7777
Web: www.avestahousing.org
307 Cumberland Avenue
Portland, Maine 04101
- English
MMI - South PortlandPhone: 800-873-2227
Web:
111 Wescott Road
South Portland, Maine 4106
- English
MMI - South PortlandPhone: 800-308-2227
Web: www.moneymanagement.org
111 Wescott Road
South Portland, Maine 4106
- English
Kennebec Valley Community Action ProgramPhone: 800-542-8227
Web: www.kvcap.org
97 Water Street
Waterville, Maine 04901
- English

For the most current list of HUD Approved Foreclosure Avoidance Counseling Agencies in Maine, please visit the HUD website.


Maine Foreclosure Help - Maine Foreclosure Process

Security Instrument(s): Mortgage.

Foreclosure Type(s): Judicial.

Judicial Foreclosure: A foreclosure process in which the lender must file a lawsuit against the borrower to obtain a court order to foreclose on a Mortgage document.

Initial Public Notice: Complaint.

Estimated Foreclosure Process Period: 240+ days.

First Notice to Sale Time Period: 30+ days.

Redemption Period?: Yes, 90 days.

Deficiency Balance?: Yes.

* * *This information represents MRP’s current understanding of the Maine foreclosure process. For the most detailed and up to date information, you should contact your local county government.* * *