Massachusetts Foreclosure Help - Call (877) 400-8577
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Welcome to the Massachusetts Foreclosure Help page. On this page, you will find direct access to foreclosure defense attorneys and non-profit organizations offering foreclosure prevention services. You will also find general information about the Massachusetts Foreclosure Process. If you need help with a troubled mortgage or foreclosure in Massachusetts, you can find it here!
Massachusetts Foreclosure Help - Foreclosure Defense Attorneys
Once you have received a Notice of Default (NOD), Notice of Filed Foreclosure, or Notice of Foreclosure Sale/Auction, a foreclosure defense or loan modification attorney is in the best position to effectively defend your rights and interests. If you have received one of these notices, call us today!
Massachusetts Foreclosure Help - Foreclosure Defense and Loan Modification Attorneys
We support foreclosure defense attorneys that can answer complaints, and file counter-claims and motions. They can also represent you at hearings, mediation, and during the entire negotiation process. A foreclosure defense attorney will fight to defend your rights, and achieve the best possible outcome in loan modification and other foreclosure alternatives.
► ► Reach A Foreclosure Defense Attorney In Massachusetts! ◄ ◄
Massachusetts Foreclosure Help - HUD Approved Agencies
HUD Approved Foreclosure Avoidance Counseling Agencies Located in Massachusetts
Foreclosure prevention counseling services are provided free of charge by nonprofit housing counseling agencies working in partnership with the Federal Government. These agencies are funded, in part, by HUD and NeighborWorks® America. There is no need to pay a private company for these services. Organizations are listed in alphabetical order, by city.
In many cases, these organizations will end up recommending that you retain an attorney. The fact is that an experienced foreclosure attorney is in the best position to represent you in mortgage negotiations and foreclosure proceedings. In fact, THE FEDERAL TRADE COMMISSION (FTC) PROHIBITS ANY “NON-ATTORNEY” FROM NEGOTIATING MORTGAGE DEBT ON BEHALF OF A DISTRESSED HOMEOWNER. In some instances, negotiating yourself or through a non-attorney third party can even be detrimental to you. Before you do anything else, have a free consultation with a foreclosure defense attorney.
Massachusetts Foreclosure Help - HUD Approved Foreclosure Avoidance Counseling Agencies in Massachusetts
This list includes only HUD Approved Housing Counseling Agencies offering “Mortgage Delinquency and Default Resolution Counseling” services, and are considered “Foreclosure Avoidance Counseling” agencies. Organizations are listed in alphabetical order, by city.
| HUD Agency Name | Phone Toll-Free Fax Number Website Agency ID | Address | Languages |
| CAMBRIDGE CREDIT COUNSELING CORPORATION | P: 800-757-1788 T: 800-757-1788 F: 888-569-6707 E: [email protected] W: https://www.cambridge-credit.org/ A: 81323 | 67 Hunt St Suite 305 Agawam, Massachusetts 01001-1920 | - English - Polish - Spanish |
| AMERICAN CONSUMER CREDIT COUNSELING | P: 800-769-3571 T: F: E: W: www.consumercredit.com A: 82426 | 130 Rumford Ave Ste 202 Auburndale, Massachusetts 02466-1370 | - English |
| ACTION FOR BOSTON COMMUNITY DEVELOPMENT, INC. | P: 617-348-6347 T: 877-829-5500 F: 617-542-2228 E: [email protected] W: https://bostonabcd.org/ A: 84865 | 105 Chauncy St 3rd Floor - Room 304 Boston, Massachusetts 02111-1726 | - Creole - English - Other - Spanish |
| CITIZENS’ HOUSING AND PLANNING ASSOCIATION, INC. | P: 617-742-0820 T: 800-466-3111 F: 617-742-3953 E: [email protected] W: www.chapa.org A: 81504 | One Beacon Street 5th Floor BOSTON, Massachusetts 02108-3107 | - English - Spanish |
| MONEY MANAGEMENT INTERNATIONAL - BOSTON | P: 866-232-9080 T: 866-232-9080 F: 866-921-5129 E: [email protected] W: www.moneymanagement.org A: 83200 | 225 Franklin St Fl 26 Boston, Massachusetts 02110-2853 | - English - Spanish |
| NID-HCA PHIPPS | P: 617-296-3693 T: F: 617-855-6001 E: [email protected] W: www.nidhousing.com/ A: 83854 | 1539 Blue Hill Ave BOSTON, Massachusetts 02126-2124 | - English - Spanish |
| CHELSEA RESTORATION CORPORATION | P: 617-889-2277 T: F: E: W: www.Chelsearestoration.org A: 84144 | 154 Pearl St Ofc 2 Chelsea, Massachusetts 02150-2868 | - English - Spanish |
| CODMAN SQUARE NEIGHBORHOOD DEV. CORP. | P: 617-825-4224 T: F: E: W: www.csndc.com A: 84269 | 587 Washington St Dorchester, Massachusetts 02124-2033 | - Cantonese - Creole - English - Spanish |
| VIETNAMESE AMERICAN INITIATIVE FOR DEVELOPMENT, INC. (VIET AID) | P: 617-822-3717-26 T: F: E: [email protected] W: www.vietaid.org A: 82541 | 42 Charles Street, Suite E DORCHESTER, Massachusetts 02122-1441 | - English - Vietnamese |
| NEIGHBORHOOD OF AFFORDABLE HOUSING, INC. | P: 617-567-5882 T: F: E: W: www.noahcdc.org A: 80553 | 143 Border St East Boston, Massachusetts 02128-1903 | - English - Spanish |
| CATHOLIC SOCIAL SERVICES - FALL RIVER | P: 508-674-4681 T: F: 508-675-2224 E: [email protected] W: https://www.cssdioc.org/ A: 81032 | 1600 Bay St Fall River, Massachusetts 02724-1216 | - English - Portuguese - Spanish |
| NEWVUE COMMUNITIES, INC. | P: 978-342-9561 T: F: 978-345-7905 E: W: newvuecommunities.org A: 81115 | 470 Main St Fitchburg, Massachusetts 01420-8173 | - English - Spanish |
| HOUSING ASSISTANCE CORP. | P: 508-771-5400 T: F: E: W: www.haconcapecod.org A: 81407 | 460 W Main St Hyannis, Massachusetts 02601-3855 | - English |
| ECUMENICAL SOCIAL ACTION COMMITTEE, INC. | P: 617-524-2555-108 T: F: 617-524-2430 E: [email protected] W: www.esacboston.org A: 81409 | 434 Jamaicaway JAMAICA PLAIN, Massachusetts 02130-2009 | - Creole - English - Spanish |
| ACT LAWRENCE, INC FORMERLY ARLINGTON COMMUNITY TRABAJANDO, INC | P: 978-685-6274 T: F: 978-683-6367 E: [email protected] W: www.actlawrence.org A: 83831 | 15 Union St Entrance C Suite #409 Lawrence, Massachusetts 01840-1866 | - English - Spanish |
| CENTRO DE APOYO FAMILIAR - CENTER FOR ASSISTANCE FAMILIES | P: 301-328-3292 T: F: E: [email protected] W: [email protected] A: 90396 | 375 Common St LAWRENCE, Massachusetts 01840-1268 | - English - Spanish |
| LAWRENCE COMMUNITYWORKS, INC. | P: 978-685-3115 T: F: 978-683-3946 E: [email protected] W: www.lawrencecommunityworks.org A: 83884 | 168 Newbury Street Our House Campus LAWRENCE, Massachusetts 01841-3910 | - English - Spanish |
| NACA (NEIGHBORHOOD ASSISTANCE CORPORATION OF AMERICA) LAWRENCE, MA | P: 978-687-3993 T: 617-250-6222 F: 877-329-6222 E: W: https://www.naca.com A: 84361 | 261 Common St Lawrence, Massachusetts 01840-1407 | - English - Spanish |
| HOMEOWNER OPTIONS FOR MASSACHUSETTS ELDERS | P: 978-970-0012 T: 800-583-5337 F: 978-970-0015 E: [email protected] W: www.elderhomeowners.org A: 81073 | 87 Hale Street LOWELL, Massachusetts 01851-3340 | - English |
| NAVICORE SOLUTIONS - MANSFIELD, MA | P: 866-472-4557 T: 866-472-4557 F: 732-863-5052 E: [email protected] W: www.navicoresolutions.org A: 90196 | 20 Cabot Blvd Suite 300 Mansfield, Massachusetts 02048-1158 | - English |
| CATHOLIC SOCIAL SERVICES | P: 508-674-4681-131 T: F: 508-675-2224 E: [email protected] W: www.cssdioc.org A: 81050 | 59 Rockland St NEW BEDFORD, Massachusetts 02740-4751 | - English - Portuguese - Spanish |
| VALLEY COMMUNITY DEVELOPMENT CORPORATION | P: 413-586-5855 T: F: 413-586-7521 E: W: www.valleycdc.com A: 90240 | 256 Pleasant Street Suite A NORTHAMPTON, Massachusetts 01060-3953 | - English |
| BERKSHIRE COUNTY REGIONAL HOUSING AUTHORITY-H | P: 413-443-7138 T: F: 413-443-8137 E: W: www.bcrha.com A: 82095 | 1 Fenn St Ste 4 Pittsfield, Massachusetts 01201-6279 | - English - French - Spanish |
| PLYMOUTH REDEVELOPMENT AUTHORITY | P: 508-747-1620 T: F: E: W: www.plymouthredevelopment.org A: 81840 | 26 Court St Plymouth, Massachusetts 02360-3365 | - English - Other |
| NEIGHBORHOOD HOUSING SERVICES OF THE SOUTH SHORE AKA NEIGHBORWORKS SOUTHERN MASS | P: 617-770-2227 T: F: E: W: www.nwsoma.org A: 82309 | 422 Washington St Quincy, Massachusetts 02169-5715 | - Creole - English - Portuguese - Spanish |
| QUINCY COMMUNITY ACTION PROGRAMS, INC. | P: 617-479-8181 T: F: E: W: qcap.org A: 81002 | 1509 Hancock St Quincy, Massachusetts 02169-5241 | - Chinese Mandarin - Creole - English - Other - Portuguese - Spanish |
| NACA (NEIGHBORHOOD ASSISTANCE CORPORATION OF AMERICA) BOSTON, MA | P: 617-250-6244 T: 617-250-6222 F: 877-329-6222 E: N/A W: https://www.naca.com A: 84349 | 225 Centre Street Suite 100 ROXBURY, Massachusetts 02119-1298 | - Creole - English - Spanish |
| NUESTRA COMUNIDAD DEVELOPMENT CORPORATION | P: 617-989-9900 T: F: E: W: site.notavailable.org A: 81177 | 56 Warren St Ste 200 Roxbury, Massachusetts 02119-3236 | - Creole - English - French - Spanish |
| URBAN EDGE HOUSING CORP. | P: 617-989-9300 T: F: E: W: A: 81686 | 1542 Columbus Ave Roxbury, Massachusetts 02119-1026 | - Creole - English - Spanish |
| SPRINGFIELD NEIGHBORHOOD HOUSING SERVICES | P: 413-739-4737 T: F: E: W: www.springfieldnhs.org A: 80883 | 111 Wilbraham Rd Springfield, Massachusetts 01109-3127 | - English - Spanish |
| SPRINGFIELD PARTNERS FOR COMMUNITY ACTION | P: 413-263-6500-6518 T: F: 413-263-6511 E: [email protected] W: www.springfieldpartnersinc.com A: 82447 | 721 State Street, 2nd Floor SPRINGFIELD, Massachusetts 01109-4109 | - English - Spanish - Vietnamese |
| WAY FINDERS, INC. | P: 413-233-1500 T: F: E: W: www.wayfindersma.org A: 80240 | 1780 Main St Springfield, Massachusetts 01103-1000 | - English - Spanish |
| COMMUNITY SERVICE NETWORK, INC. | P: 781-438-1977 T: F: 781-438-6037 E: [email protected] W: www.csninc.org A: 81850 | 136 Elm St Second Floor Stoneham, Massachusetts 02180-3426 | - English |
| PRO-HOME, INC. | P: 508-821-2514 T: F: 508-967-7446 E: [email protected] W: www.prohomeinc.org A: 81747 | 40 Summer St Taunton, Massachusetts 02780-3420 | - English |
| NACA (NEIGHBORHOOD ASSISTANCE CORPORATION OF AMERICA) WORCESTER, MA | P: 602-627-6222 T: 617-250-6222 F: 877-329-6222 E: W: https://www.naca.com A: 90432 | 64 Madison St Worcester, Massachusetts 01608-2026 | - English - Spanish |
| RCAP SOLUTIONS, INC. | P: 800-488-1969 T: F: E: W: RCAPSolutions.org A: 80241 | 191 May St Worcester, Massachusetts 01602-4353 | - English - Spanish |
Massachusetts Foreclosure Help - National Foreclosure Mitigation Counseling (NFMC) grantees through NeighborWorks® America, located in Massachusetts
| Agency Name | Phone Website | Address | Languages |
| Cambridge Credit Counseling Corporation | Phone: 800-757-1788 Web: | 67 Hunt Street Agawam, Massachusetts 01001 | - English |
| MMI - Boston | Phone: 800-308-2227 Web: www.moneymanagement.org | 31 Milk Street, Ste. 515 Boston, Massachusetts 2109 | - English |
| NID-HCA | Phone: 617-296-3693 Web: www.nidonline.org | 1509 Blue Hill Avenue Boston, Massachusetts 02126 | - English |
| Neighborhood Assistance Corporation of America (NACA) | Phone: 617-250-6244 Web: www.naca.com | 3593 Washington Street Boston, Massachusetts 2130 | - English |
| Springboard Non Profit Consumer Credit Management, Inc. | Phone: 855-736-7800 Web: www.homeownership.org | 15 New England Ste. 1026 Burlington, Massachusetts 01803 | - English |
| Codman Square Neighborhood Development Corporation | Phone: 617-825-4224 Web: www.csndc.com | 587 Washington Street Dorchester, Massachusetts 02124 | - English |
| Neighborhood of Affordable Housing, Inc. | Phone: 617-567-5882 Web: www.noahcdc.org | 143 Border Street East Boston, Massachusetts 02128 | - English |
| Twin Cities Community Development Corp. | Phone: 978-342-9561 Web: | 470 Main St. Fitchburg, Massachusetts 1420 | - English |
| Housing Assistance Corporation | Phone: 508-771-5400 Web: www.haconcapecod.org | 460 West Main Street Hyannis, Massachusetts 02601 | - English |
| Lawrence CommunityWorks | Phone: 978-685-3115 Web: www.lawrencecommunityworks.org | 168 Newbury Street Lawrence, Massachusetts 01841 | - English |
| Neighborhood Assistance Corporation of America (NACA) | Phone: 978-687-3993 Web: www.naca.com | 261 Common Street Lawrence, Massachusetts 1841 | - English |
| Coalition for a Better Acre | Phone: 978-452-7523 Web: www.cbacre.org | 517 Moody Street, 3rd Floor Lowell, Massachusetts 01854 | - English |
| MMI - Lowell | Phone: 800-308-2227 Web: | 40 Central Street Lowell, Massachusetts 1852 | - English |
| Plymouth Redevelopment Authority | Phone: (508)747-1620 Ext. 146 Web: | 11 Lincoln Street Plymouth, Massachusetts 2332 | - English |
| NeighborWorks Southern Mass | Phone: 617-770-2227 Web: www.neighborhoodhousing.org | 422 Washington Street Quincy, Massachusetts 02169 | - English |
| MMI - Randolph | Phone: 800-308-2227 Web: www.moneymanagement.org | 247 North Main St., Ste. 200 Randolph, Massachusetts 2368 | - English |
| Nuestra Comunidad Development Corp. | Phone: 617-427-3599 Web: www.nuestracdc.org | 56 Warren Street, Suite 200 Roxbury, Massachusetts 02119 | - English |
| Urban Edge Housing Corporation | Phone: 617-989-9300 Web: www.urbanedge.org | 1542 Columbus Ave. Roxbury, Massachusetts 02119 | - English |
| HAP, Inc. | Phone: 413-233-1500 Web: www.haphousing.org | 322 Main Street Springfield, Massachusetts 01105 | - English |
| Neighborhood Assistance Corporation of America (NACA) | Phone: 413-788-6220 Web: www.naca.com | 1623 Main Street Springfield, Massachusetts 1103 | - English |
| MMI - Woburn | Phone: 800-308-2227 Web: | 800 West Cummings Park, Ste. 1075 Woburn, Massachusetts 1801 | - English |
| Springboard - Woburn | Phone: 855-736-7800 Web: homeownership.org | 12 Gill Street Ste. 1850 Woburn, Massachusetts 1801 | - English |
| MMI - Worcester | Phone: 800-308-2227 Web: | 340 Main St., Ste. 511 Worcester, Massachusetts 1608 | - English |
| Oak Hill Community Development Corp. | Phone: 508-754-2858 Web: www.hocw.net | 74 Providence Street Worcester, Massachusetts 01604 | - English |
| Oak Hill Community Development Corporation | Phone: 5087542858 Web: | 74 Providence St Worcester, Massachusetts 1604 | - English |
For the most current list of HUD Approved Foreclosure Avoidance Counseling Agencies in Massachusetts, please visit the HUD website.
Massachusetts Foreclosure Help - Massachusetts Foreclosure Process
Security Instrument(s): Mortgage.
Foreclosure Type(s): Judicial.
Judicial Foreclosure: A foreclosure process in which the lender must file a lawsuit against the borrower to obtain a court order to foreclose on a Mortgage document.
Initial Public Notice: Complaint.
Estimated Foreclosure Process Period: 75+ days.
First Notice to Sale Time Period: 41+ days.
Redemption Period?: None.
Deficiency Balance?: No.
* * *This information represents MRP’s current understanding of the Massachusetts foreclosure process. For the most detailed and up to date information, you should contact your local county government.* * *