MRP’s Minnesota Foreclosure Help page offers no access to attorney representation


Minnesota Foreclosure Help – HUD Approved Agencies

HUD Seal

HUD Approved Foreclosure Avoidance Counseling Agencies Located in Minnesota

Foreclosure prevention counseling services are provided free of charge by nonprofit housing counseling agencies working in partnership with the Federal Government. These agencies are funded, in part, by HUD and NeighborWorks® America. There is no need to pay a private company for these services. Organizations are listed in alphabetical order, by city.

HUD Approved Foreclosure Avoidance Counseling in Minnesota

In many cases, these organizations will end up recommending that you retain an attorney. The fact is that an experienced foreclosure attorney is in the best position to represent you in mortgage negotiations and foreclosure proceedings. In fact, THE FEDERAL TRADE COMMISSION (FTC) PROHIBITS ANY “NON-ATTORNEY” FROM NEGOTIATING MORTGAGE DEBT ON BEHALF OF A DISTRESSED HOMEOWNER. In some instances, negotiating yourself or through a non-attorney third party can even be detrimental to you. Before you do anything else, have a free consultation with a foreclosure defense attorney.

Minnesota Foreclosure Help – HUD Approved Foreclosure Avoidance Counseling Agencies in Minnesota

This list includes only HUD Approved Housing Counseling Agencies offering “Mortgage Delinquency and Default Resolution Counseling” services, and are considered “Foreclosure Avoidance Counseling” agencies. Organizations are listed in alphabetical order, by city.

HUD
Agency Name
Phone
Toll-Free
Fax Number
Email
Website
Agency ID
AddressLanguages
ANOKA COUNTY COMMUNITY ACTION PROGRAM, INCP: 763-783-4747
T:
F:
E:
W: accap.org
A: 81092
1201 89th Ave NE Ste 345
Blaine, Minnesota 55434-3373
– English
LUTHERAN SOCIAL SERVICES/ CCCS OF DULUTHP: 888-577-2227
T: 888-577-2227
F: 218-726-1251
E: lssfinancialcounseling@lssmn.org
W: https://www.lssmn.org/financialcounseling/
A: 81434
716 E Street
East Brainerd Mall
BRAINERD, Minnesota 56401-2857
– English
NACA (NEIGHBORHOOD ASSISTANCE CORPORATION OF AMERICA) MINNEAPOLIS, MNP: 763-656-6222
T: 617-250-6222
F: 877-329-6222
E:
W: https://www.naca.com
A: 84553
3260 County Road 10 Ste B
Brooklyn Center, Minnesota 55429-3161
– English
– Spanish
CARVER COUNTY CDAP: 952-448-7715
T:
F:
E:
W: www.carvercda.org
A: 80689
705 N Walnut St
Chaska, Minnesota 55318-2039
– English
LUTHERAN SOCIAL SERVICES/ CCCS OF DULUTHP: 218-529-2227
T: 888-577-2227
F:
E: lssfinancialcounseling@lssmn.org
W: https://www.lssmn.org/financialcounseling/
A: 81415
424 W Superior St Ste 600
Duluth, Minnesota 55802-1536
– English
– Spanish
DAKOTA COUNTY COMMUNITY DEVELOPMENT AGENCYP: 651-675-4473
T:
F:
E:
W: www.dakotacda.org/
A: 82825
1228 Town Centre Dr
Eagan, Minnesota 55123-1066
– English
WEST CENTRAL MINNESOTA COMMUNITIES ACTIONP: 218-685-4486
T:
F:
E:
W: www.wcmca.org
A: 84186
411 Industrial Park Blvd
Elbow Lake, Minnesota 56531-4213
– English
LUTHERAN SOCIAL SERVICES/ CCCS OF DULUTHP: 218-529-2227
T: 800-777-7419
F: 218-726-1251
E: financialcounseling@lssmn.org
W: www.lssmn.org/debt
A: 81432
710 South 2nd Street
MANKATO, Minnesota 56001-3810
– English
SOUTHWEST MINNESOTA HOUSING PARTNERSHIP MANKATO BRANCHP: 507-836-1605
T:
F: 507-836-8866
E: alij@swmhp.org
W: www.swmhp.org
A: 90421
151 Good Counsel Drive
Suite 120
MANKATO, Minnesota 56001-3143
– English
– Spanish
LUTHERAN SOCIAL SERVICES/CCCS OF DULUTHP: 888-577-2227
T: 888-577-2227
F: 218-726-1251
E: lssfinancialcounseling@lssmn.org
W: https://www.lssmn.org/financialcounseling/
A: 83557
2400 Park Avenue
MINNEAPOLIS, Minnesota 55404-3713
– English
PRG, INC.P: 612-721-7556
T:
F:
E:
W: prginc.org/
A: 82550
2017 E 38th St
Minneapolis, Minnesota 55407-2915
– English
– Other
– Spanish
LUTHERAN SOCIAL SERVICES /CCCS OF DULUTHP: 218-529-2227
T: 888-577-2227
F:
E:
W: www.lssfinancialcounseling.org
A: 90479
1610 14th St., NW, Ste. 300
ROCHESTER, Minnesota 55901-0229
– English
NAVICORE SOLUTIONS-ROSEVILLE, MNP: 866-472-4557
T: 866-472-4557
F: 732-863-5052
E: housing@navicoresolutions.org
W: www.navicoresolutions.org
A: 83167
1700 Highway 36 W Ste 510
Roseville, Minnesota 55113-4027
– English
– Spanish
CATHOLIC CHARITIES DIOCESE OF ST. CLOUDP: 320-650-1664
T: 800-830-8254
F: 320-253-7464
E: info@ccstcloud.org
W: https://www.ccstcloud.org
A: 80822
157 Roosevelt Rd Ste 200
Saint Cloud, Minnesota 56301-5485
– English
CITY OF SAINT PAUL – DEPARTMENT OF PLANNING AND ECONOMIC DEV.P: 651-266-6626
T:
F:
E: michelle.vojacek@ci.stpaul.mn.us
W:
A: 80164
25 4th St W Fl 11
Saint Paul, Minnesota 55102-1634
– English
– Hmong
– Other
– Spanish
– Vietnamese
COMMUNITY NEIGHBORHOOD HOUSING SERVICES, INC DBA NEIGHBORWORKS HOME PARTNERSP: 651-292-8710
T:
F:
E: jpeterson@nwhomepartners.org
W: www.communitynhs.org
A: 80887
533 Dale Street North
SAINT PAUL, Minnesota 55103-1916
– English
– Hmong
– Other
– Spanish
LUTHERAN SOCIAL SERVICES/CCCS OF DULUTHP: 888-577-2227
T: 888-577-2227
F: 218-726-1251
E: lssfinancialcounseling@lssmn.org
W: https://www.lssmn.org/financialcounseling/
A: 84946
709 University Avenue W
SAINT PAUL, Minnesota 55104-4804
– English
– Spanish
MINNESOTA HOMEOWNERSHIP CENTERP: 651-659-9336
T: 866-462-6466
F: 651-659-9518
E: info@hocmn.org
W: www.hocmn.org
A: 82238
1000 Payne Avenue
Suite 200
SAINT PAUL, Minnesota 55130-3986
– English
– Spanish
NEIGHBORHOOD DEVELOPMENT ALLIANCEP: 651-292-0131
T:
F:
E: mmariani@nedahome.org
W: www.nedahome.org
A: 84895
481 Wabasha St S
Saint Paul, Minnesota 55107-1142
– English
– Spanish
SOUTHERN MINNESOTA REGIONAL LEGAL SERVICES, INC.P: 651-222-5863
T:
F:
E: central@smrls.org
W: www.smrls.org
A: 80162
55 5th St E Ste 400
Saint Paul, Minnesota 55101-1118
– English
– Hmong
– Spanish
TWIN CITIES HABITAT FOR HUMANITYP: 612-305-7147
T:
F:
E: hassan.abdillahi@tchabitat.org
W: tchabitat.org/mfpp
A: 84790
1954 University Ave W
Saint Paul, Minnesota 55104-3426
– Arabic
– English
– Other
SCOTT COUNTY COMMUNITY DEVELOPMENT AGENCYP: 952-402-9022
T:
F:
E:
W: www.scottcda.org
A: 80598
323 Naumkeag St S
Shakopee, Minnesota 55379-1652
– English
– Spanish
SOUTHWEST MINNESOTA HOUSING PARTNERSHIPP: 507-836-8673
T:
F:
E:
W: www.swmhp.org
A: 81101
2401 Broadway Ave Ste 4
Slayton, Minnesota 56172-1167
– English
– Spanish
LUTHERAN SOCIAL SERVICES/ CCCS OF DULUTHP: 888-577-2227
T: 888-577-2227
F: 218-726-1251
E: lssfinancialcounseling@lssmn.org
W: https://www.lssmn.org/financialcounseling/
A: 81433
1601 Hwy 12 E
Suite 6
WILLMAR, Minnesota 56201-5817
– English
WASHINGTON COUNTY COMMUNITY DEVELOPMENT AGENCYP: 651-458-0936
T:
F:
E:
W: www.washingtoncountycda.org
A: 82533
7645 Currell Blvd
Woodbury, Minnesota 55125-2256
– English
Keep your family in your home!

Minnesota Foreclosure Help – National Foreclosure Mitigation Counseling (NFMC) grantees through NeighborWorks® America, located in Minnesota

Agency NamePhone
Website
AddressLanguages
Anoka County Community Action Program, Inc.Phone: 763-783-4747
Web: www.accap.org
1201 89th Avenue NE, Ste 345
Blaine, Minnesota 55434
– English
The Village Family Service CenterPhone: 218-829-0371
Web: HelpWithMoney.org
200 South 6th St
Brainerd, Minnesota 56401
– English
Carver County Community Development AgencyPhone: 952-448-7715
Web: www.carvercda.org
705 Walnut Street North
Chaska, Minnesota 55318
– English
The Village Family Service CenterPhone: 763-536-5996
Web: HelpWithMoney.org
5701 Kentucky Ave N, Suite 121
Crystal, Minnesota 55428
– English
Lutheran Social Service of Minnesota, Financial CounselingPhone: 218-529-2227
Web: www.lssmn.org/debt
424 W. Superior St., Suite 600
Duluth, Minnesota 55802
– English
Dakota County Community Development Agency (CDA)Phone: 651-675-4555
Web: www.dakotacda.org
1228 Town Centre Drive
Eagan, Minnesota 55123
– English
West Central Minnesota Communities Action, Inc.Phone: 218-685-4486
Web: www.wcmca.org
411 Industrial Park Blvd
Elbow Lake, Minnesota 56531
– English
Wright County Community Action, Inc.Phone: 320-963-6500
Web: www.wccaweb.com
130 W. Division Street/P.O. Box 787
Maple Lake, Minnesota 55358
– English
Neighborhood Assistance Corporation of America (NACA)Phone: 763-656-6222
Web: www.naca.com
3260 County Road 10, Suite B
Minneapolis, Minnesota 55429
– English
PRG, Inc.Phone: 612-721-7556
Web: www.prginc.org
2017 East 38th Street
Minneapolis, Minnesota 55407
– English
The Village Family Service CenterPhone: 701-451-4811
Web: HelpWithMoney.org
1401 8th St S
Moorhead, Minnesota 56560
– English
Inter-County Community CouncilPhone: 218-796-5144
Web: www.intercountycc.org/
P.O. Box 189
Oklee, Minnesota 56742
– English
Rochester-Olmstead Community Housing Partnership, Inc.Phone: 507-282-7529
Web: www.rochp.org/
903 West Center, Suite 204
Rochester, Minnesota 55902
– English
Garden State Consumer Credit Counseling, Inc.Phone: 800-772-4557
Web: www.novadebt.org
1700 West Highway 36
Roseville, Minnesota 55113
– English
Scott County Community Development AgencyPhone: 952-402-9022
Web: www.scottcda.org
323 Naumkeag Street South
Shakopee, Minnesota 55379
– English
Southwest Minnesota Housing PartnershipPhone: 507-836-8673
Web: www.swmhp.org
2401 Broadway Ave., Suite 4
Slayton, Minnesota 56172
– English
Community Neighborhood Housing ServicesPhone: 651-292-8710
Web: www.communitynhs.org
35 West Water Street
St Paul, Minnesota 55107
– English
The Village Family Service CenterPhone: 320-253-5930
Web: HelpWithMoney.org
4140 Thielman Ln, Suite 303
St. Cloud, Minnesota 56301
– English
Community Action Partnership of Suburban HennepinPhone: 952-933-9639
Web: www.capsh.org
8800 Highway #7, Suite #401
St. Louis Park, Minnesota 55426
– English
CLUESPhone: (612) 746-3535
Web: www.clues.org
797 East 7th Street
St. Paul, Minnesota 55106
– English
Housing and Redevelopment Authority of the City of St. PaulPhone: 651-266-6655
Web: www.stpaul.gov/
25 West Fourth Street, Suite 1100
St. Paul, Minnesota 55102
– English
Neighborhood Development AlliancePhone: 651-292-0131
Web: www.nedahome.org
481 S. Wabasha Street South
St. Paul, Minnesota 55107
– English
Twin Cities Habitat for HumanityPhone: 651-207-1700
Web: www.tchabitat.org
1954 University Ave. W.
St. Paul, Minnesota 55104
– English
Arrowhead Economic Opportunity Agency, Inc.Phone: 218-749-2912
Web: www.aeoa.org
702 3rd Avenue South
Virginia, Minnesota 55792
– English
Washington County Housing and Redevelopment AuthorityPhone: 651-458-0936
Web: www.wchra.com
7645 Currell Blvd.
Woodbury, Minnesota 55125
– English

For the most current list of HUD Approved Foreclosure Avoidance Counseling Agencies in Minnesota, please visit the HUD website.


Minnesota Foreclosure Help – Minnesota Foreclosure Process

Foreclosure Notice

Security Instrument(s): Both Mortgage and Trust Deed.

Foreclosure Type(s): Judicial (rare) and Non-judicial.

Judicial Foreclosure: A foreclosure process in which the lender must file a lawsuit against the borrower to obtain a court order to foreclose on a Mortgage document.

Non-judicial Foreclosure: A foreclosure process where a third party Trustee has the power to foreclosure and initiate a sale based on a Trust Deed instrument.

Initial Public Notice: Publication.

Estimated Foreclosure Process Period: 90+ days.

First Notice to Sale Time Period: 7+ days.

Redemption Period?: Yes, 6 months. (Judicial foreclosures only)

Deficiency Balance?: Yes.

* * *This information represents MRP’s current understanding of the Minnesota foreclosure process. For the most detailed and up to date information, you should contact your local county government.* * *