Mississippi Foreclosure Help Line - Call (877) 400-8577
Your call will be directly routed to a foreclosure defense law firm licensed to practice in MISSISSIPPI. Speak to experienced legal professionals, and get answers today with a FREE CONSULTATION.
Welcome to the Mississippi Foreclosure Help page. On this page, you will find direct access to foreclosure defense attorneys and non-profit organizations offering foreclosure prevention services. You will also find general information about the Mississippi Foreclosure Process. If you need help with a troubled mortgage or foreclosure in Mississippi, you can find it here!
Mississippi Foreclosure Help - Foreclosure Defense Attorneys
Once you have received a Notice of Default (NOD), Notice of Filed Foreclosure, or Notice of Foreclosure Sale/Auction, a foreclosure defense or loan modification attorney is in the best position to effectively defend your rights and interests. If you have received one of these notices, call us today!
Mississippi Foreclosure Help - Foreclosure Defense and Loan Modification Attorneys
We support foreclosure defense attorneys that can answer complaints, and file counter-claims and motions. They can also represent you at hearings, mediation, and during the entire negotiation process. A foreclosure defense attorney will fight to defend your rights, and achieve the best possible outcome in loan modification and other foreclosure alternatives.
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Mississippi Foreclosure Help - Hardest Hit Fund
Mississippi is a “Hardest Hit Fund” State
($101,888,323)
Eligibility Info and Fact Sheet
For eligibility requirements and application information, please visit:
http://www.mshomesaver.com
Mississippi Foreclosure Help - HUD Approved Agencies
HUD Approved Foreclosure Avoidance Counseling Agencies Located in Mississippi
Foreclosure prevention counseling services are provided free of charge by nonprofit housing counseling agencies working in partnership with the Federal Government. These agencies are funded, in part, by HUD and NeighborWorks® America. There is no need to pay a private company for these services. Organizations are listed in alphabetical order, by city.
In many cases, these organizations will end up recommending that you retain an attorney. The fact is that an experienced foreclosure attorney is in the best position to represent you in mortgage negotiations and foreclosure proceedings. In fact, THE FEDERAL TRADE COMMISSION (FTC) PROHIBITS ANY “NON-ATTORNEY” FROM NEGOTIATING MORTGAGE DEBT ON BEHALF OF A DISTRESSED HOMEOWNER. In some instances, negotiating yourself or through a non-attorney third party can even be detrimental to you. Before you do anything else, check out our Resources page and speak with a foreclosure defense attorney in your state.
Mississippi Foreclosure Help - HUD Approved Foreclosure Avoidance Counseling Agencies in Mississippi
This list includes only HUD Approved Housing Counseling Agencies offering “Mortgage Delinquency and Default Resolution Counseling” services, and are considered “Foreclosure Avoidance Counseling” agencies. Organizations are listed in alphabetical order, by city.
HUD Agency Name | Phone Toll-Free Fax Number Website Agency ID | Address | Languages |
WEST JACKSON CDC | P: 601-946-9310 T: F: 601-397-6902 E: [email protected] W: https://www.westjacksoncdc.net A: 82987 | Highway 80 West 39204 Jackson, Mississippi 39204 | - English |
MONEY MANAGEMENT INTERNATIONAL - BILOXI | P: 866-232-9080 T: 866-232-9080 F: 866-921-5129 E: [email protected] W: www.moneymanagement.org A: 82698 | 2598 Pass Rd Ste F Biloxi, Mississippi 39531-2713 | - English - Spanish |
SOUTHERN BANCORP COMMUNITY PARTNERS | P: 662-624-5776 T: F: E: [email protected] W: www.southernpartners.org A: 83753 | 875 South State St CLARKSDALE, Mississippi 38614-4803 | - English |
CHRISTIAN HOUSING DEVELOPMENT ORGANIZATION, INC. | P: 662-329-0096 T: F: 662-329-8896 E: [email protected] W: A: 84198 | 118 South McCrary RD Suite 145 COLUMBUS, Mississippi 39702-6320 | - English |
MERCY HOUSING AND HUMAN DEVELOPMENT | P: 228-896-1945 T: F: 228-896-1347 E: [email protected] W: https://www.mhhd.org/ A: 82980 | 1135 Ford St Gulfport, Mississippi 39507-3766 | - English - Vietnamese |
RENAISSANCE COMMUNITY LOAN FUND | P: 228-896-3386 T: F: 228-896-3326 E: [email protected] W: https://www.rclfms.com A: 90547 | 8917 Lorraine Rd Gulfport, Mississippi 39503-4176 | - English - Spanish |
BREAKTHROUGH COMMUNITY SERVICES, INC. | P: 601-582-3475 T: F: 601-582-0149 E: [email protected] W: A: 84164 | 1313 Country Club Rd Hattiesburg, Mississippi 39401-7680 | - English |
HOUSING EDUCATION AND ECONOMIC DEVELOPMENT, INC. | P: 601-981-1960 T: F: 601-981-0258 E: [email protected] W: https://heedhousing.com A: 80035 | 3405 Medgar Evers Blvd Jackson, Mississippi 39213-6360 | - English - Spanish |
MISSISSIPPI FAITH BASED COALITION FOR COMMUNITY RENEWAL, INC. | P: 601-346-7503 T: F: 601-346-5950 E: [email protected] W: www.faithbasedcoalition.com A: 84137 | 1770 Ellis Ave. Suite 205 JACKSON, Mississippi 39204-3613 | - English |
MISSISSIPPI HOUSING PARTNERSHIP, INC. | P: 601-969-1895 T: F: E: W: A: 80838 | 1217 N West St Jackson, Mississippi 39202-2018 | - English |
NACA (NEIGHBORHOOD ASSISTANCE CORPORATION OF AMERICA) JACKSON, MS | P: 601-922-4008 T: 617-250-6222 F: 877-329-6222 E: W: https://www.naca.com A: 84358 | 6424 Lakeover Rd Ste B Jackson, Mississippi 39213-8007 | - English - Spanish |
VOICE OF CALVARY MINISTRIES | P: 601-969-3088-17 T: F: 601-944-9571 E: [email protected] W: vocm.org A: 83521 | 531 W. Capitol St. JACKSON, Mississippi 39203-2604 | - English |
D&E, A HOUSING AND ECONOMIC EMPOWERMENT CENTER, INC. | P: 601-600-7001 T: F: E: [email protected] W: www.depower.org A: 90311 | 416 Marion Ave, MCCOMB, Mississippi 39648-2710 | - English |
NORTH MISSISSIPPI RURAL LEGAL SERVICES | P: 662-234-8731 T: 800-898-8731 F: 662-236-3623 E: [email protected] W: A: 81354 | 5 County Road 1014 Oxford, Mississippi 38655-7726 | - English - Spanish |
TUNICA CO. COMMUNITY DEV. COALITION | P: 662-363-5990 T: F: 662-357-9007 E: [email protected] W: www.tunicacountycdc.org A: 82985 | 1097 Antioch Street TUNICA, Mississippi 38676-9314 | - English |
COVENANT FAITH OUTREACH MINISTRIES - COVENANT COMMUNITY DEVELOPMENT CORPORATION | P: 662-690-4009 T: F: 866-845-1832 E: [email protected] W: www.cforminc.org A: 84971 | 813 Varsity Drive Suite #11 TUPELO, Mississippi 38801-4715 | - English - Other |
MOUNTAIN OF FAITH MINISTRESS | P: 601-501-4507 T: F: E: [email protected] W: A: 90243 | 1529 Walnut Street VICKSBURG, Mississippi 39180-3553 | - English |
SACRED HEART SOUTHERN MISSIONS HOUSING CORPORATION | P: 662-781-1516 T: F: 662-781-0886 E: [email protected] W: www.shsm.org A: 81084 | 9260 McLemore Drive Walls, Mississippi 38680-0365 | - English |
HANCOCK HOUSING RESOURCE CENTER | P: 228-463-8887 T: F: E: W: www.hancockhrc.org A: 84780 | 454 Highway 90 Ste B Waveland, Mississippi 39576-2557 | - English |
Mississippi Foreclosure Help - National Foreclosure Mitigation Counseling (NFMC) grantees through NeighborWorks® America, located in Mississippi
Agency Name | Phone Website | Address | Languages |
MMI - Biloxi | Phone: 800-308-2227 Web: www.moneymanagement.org | 2598 Pass Rd., Ste. D Biloxi, Mississippi 39531 | - English |
CCCS of Greater Atlanta | Phone: 800-251-2227 Web: www.clearpointccs.org | 3000 Old Canton Road, Suite 550 Jackson, Mississippi 39216 | - English |
Neighborhood Assistance Corporation of America (NACA) | Phone: 601-922-4008 Web: www.naca.com | 6424 Lakeover Road, Suite B Jackson, Mississippi 39213 | - English |
MMI - Tupelo | Phone: 800-308-2227 Web: www.moneymanagement.org | 1018 Gloster St., Ste. H Tupelo, Mississippi 38804 | - English |
For the most current list of HUD Approved Foreclosure Avoidance Counseling Agencies in Mississippi, please visit the HUD website.
Mississippi Foreclosure Help - Mississippi Foreclosure Process
Security Instrument(s): Both Mortgage and Trust Deed.
Foreclosure Type(s): Judicial (rare) and Non-judicial.
Judicial Foreclosure: A foreclosure process in which the lender must file a lawsuit against the borrower to obtain a court order to foreclose on a Mortgage document.
Non-judicial Foreclosure: A foreclosure process where a third party Trustee has the power to foreclosure and initiate a sale based on a Trust Deed instrument.
Initial Public Notice: Publication.
Estimated Foreclosure Process Period: 90+ days.
First Notice to Sale Time Period: 30+ days.
Redemption Period?: None.
Deficiency Balance?: No.
* * *This information represents MRP’s current understanding of the Mississippi foreclosure process. For the most detailed and up to date information, you should contact your local county government.* * *