Mississippi Foreclosure Help Line – Call (877) 400-8577
Your call will be directly routed to a foreclosure defense law firm licensed to practice in MISSISSIPPI. Speak to experienced legal professionals, and get answers today with a FREE CONSULTATION.
Welcome to the Mississippi Foreclosure Help page. On this page, you will find direct access to foreclosure defense attorneys and non-profit organizations offering foreclosure prevention services. You will also find general information about the Mississippi Foreclosure Process. If you need help with a troubled mortgage or foreclosure in Mississippi, you can find it here!
Mississippi Foreclosure Help – Foreclosure Defense Attorneys
Once you have received a Notice of Default (NOD), Notice of Filed Foreclosure, or Notice of Foreclosure Sale/Auction, a foreclosure defense or loan modification attorney is in the best position to effectively defend your rights and interests. If you have received one of these notices, call us today!
Mississippi Foreclosure Help – Foreclosure Defense and Loan Modification Attorneys
We support foreclosure defense attorneys that can answer complaints, and file counter-claims and motions. They can also represent you at hearings, mediation, and during the entire negotiation process. A foreclosure defense attorney will fight to defend your rights, and achieve the best possible outcome in loan modification and other foreclosure alternatives.
Mississippi Foreclosure Help – Hardest Hit Fund
Mississippi is a “Hardest Hit Fund” State
Mississippi Foreclosure Help – HUD Approved Agencies
HUD Approved Foreclosure Avoidance Counseling Agencies Located in Mississippi
Foreclosure prevention counseling services are provided free of charge by nonprofit housing counseling agencies working in partnership with the Federal Government. These agencies are funded, in part, by HUD and NeighborWorks® America. There is no need to pay a private company for these services. Organizations are listed in alphabetical order, by city.
In many cases, these organizations will end up recommending that you retain an attorney. The fact is that an experienced foreclosure attorney is in the best position to represent you in mortgage negotiations and foreclosure proceedings. In fact, THE FEDERAL TRADE COMMISSION (FTC) PROHIBITS ANY “NON-ATTORNEY” FROM NEGOTIATING MORTGAGE DEBT ON BEHALF OF A DISTRESSED HOMEOWNER. In some instances, negotiating yourself or through a non-attorney third party can even be detrimental to you. Before you do anything else, check out our Resources page and speak with a foreclosure defense attorney in your state.
Mississippi Foreclosure Help – HUD Approved Foreclosure Avoidance Counseling Agencies in Mississippi
This list includes only HUD Approved Housing Counseling Agencies offering “Mortgage Delinquency and Default Resolution Counseling” services, and are considered “Foreclosure Avoidance Counseling” agencies. Organizations are listed in alphabetical order, by city.
|WEST JACKSON CDC||P: 601-946-9310|
|Highway 80 West|
39204 Jackson, Mississippi 39204
|MONEY MANAGEMENT INTERNATIONAL – BILOXI||P: 866-232-9080|
|2598 Pass Rd Ste F|
Biloxi, Mississippi 39531-2713
|SOUTHERN BANCORP COMMUNITY PARTNERS||P: 662-624-5776|
|875 South State St|
CLARKSDALE, Mississippi 38614-4803
|CHRISTIAN HOUSING DEVELOPMENT ORGANIZATION, INC.||P: 662-329-0096|
|118 South McCrary RD|
COLUMBUS, Mississippi 39702-6320
|MERCY HOUSING AND HUMAN DEVELOPMENT||P: 228-896-1945|
|1135 Ford St|
Gulfport, Mississippi 39507-3766
|RENAISSANCE COMMUNITY LOAN FUND||P: 228-896-3386|
|8917 Lorraine Rd|
Gulfport, Mississippi 39503-4176
|BREAKTHROUGH COMMUNITY SERVICES, INC.||P: 601-582-3475|
|1313 Country Club Rd|
Hattiesburg, Mississippi 39401-7680
|HOUSING EDUCATION AND ECONOMIC DEVELOPMENT, INC.||P: 601-981-1960|
|3405 Medgar Evers Blvd|
Jackson, Mississippi 39213-6360
|MISSISSIPPI FAITH BASED COALITION FOR COMMUNITY RENEWAL, INC.||P: 601-346-7503|
|1770 Ellis Ave.|
JACKSON, Mississippi 39204-3613
|MISSISSIPPI HOUSING PARTNERSHIP, INC.||P: 601-969-1895|
|1217 N West St|
Jackson, Mississippi 39202-2018
|NACA (NEIGHBORHOOD ASSISTANCE CORPORATION OF AMERICA) JACKSON, MS||P: 601-922-4008|
|6424 Lakeover Rd Ste B|
Jackson, Mississippi 39213-8007
|VOICE OF CALVARY MINISTRIES||P: 601-969-3088-17|
|531 W. Capitol St.|
JACKSON, Mississippi 39203-2604
|D&E, A HOUSING AND ECONOMIC EMPOWERMENT CENTER, INC.||P: 601-600-7001|
|416 Marion Ave,|
MCCOMB, Mississippi 39648-2710
|NORTH MISSISSIPPI RURAL LEGAL SERVICES||P: 662-234-8731|
|5 County Road 1014|
Oxford, Mississippi 38655-7726
|TUNICA CO. COMMUNITY DEV. COALITION||P: 662-363-5990|
|1097 Antioch Street|
TUNICA, Mississippi 38676-9314
|COVENANT FAITH OUTREACH MINISTRIES – COVENANT COMMUNITY DEVELOPMENT CORPORATION||P: 662-690-4009|
|813 Varsity Drive Suite #11|
TUPELO, Mississippi 38801-4715
|MOUNTAIN OF FAITH MINISTRESS||P: 601-501-4507|
|1529 Walnut Street|
VICKSBURG, Mississippi 39180-3553
|SACRED HEART SOUTHERN MISSIONS HOUSING CORPORATION||P: 662-781-1516|
|9260 McLemore Drive|
Walls, Mississippi 38680-0365
|HANCOCK HOUSING RESOURCE CENTER||P: 228-463-8887|
|454 Highway 90 Ste B|
Waveland, Mississippi 39576-2557
Mississippi Foreclosure Help – National Foreclosure Mitigation Counseling (NFMC) grantees through NeighborWorks® America, located in Mississippi
|MMI – Biloxi||Phone: 800-308-2227|
|2598 Pass Rd., Ste. D|
Biloxi, Mississippi 39531
|CCCS of Greater Atlanta||Phone: 800-251-2227|
|3000 Old Canton Road, Suite 550|
Jackson, Mississippi 39216
|Neighborhood Assistance Corporation of America (NACA)||Phone: 601-922-4008|
|6424 Lakeover Road, Suite B|
Jackson, Mississippi 39213
|MMI – Tupelo||Phone: 800-308-2227|
|1018 Gloster St., Ste. H|
Tupelo, Mississippi 38804
For the most current list of HUD Approved Foreclosure Avoidance Counseling Agencies in Mississippi, please visit the HUD website.
Mississippi Foreclosure Help – Mississippi Foreclosure Process
Security Instrument(s): Both Mortgage and Trust Deed.
Foreclosure Type(s): Judicial (rare) and Non-judicial.
Judicial Foreclosure: A foreclosure process in which the lender must file a lawsuit against the borrower to obtain a court order to foreclose on a Mortgage document.
Non-judicial Foreclosure: A foreclosure process where a third party Trustee has the power to foreclosure and initiate a sale based on a Trust Deed instrument.
Initial Public Notice: Publication.
Estimated Foreclosure Process Period: 90+ days.
First Notice to Sale Time Period: 30+ days.
Redemption Period?: None.
Deficiency Balance?: No.
* * *This information represents MRP’s current understanding of the Mississippi foreclosure process. For the most detailed and up to date information, you should contact your local county government.* * *