MRP’s Mississippi Foreclosure Help page offers no access to attorney representation


Mississippi Foreclosure Help – Hardest Hit Fund

Hardest Hit Fund Mississippi

Mississippi is a “Hardest Hit Fund” State
($101,888,323)

Eligibility Info and Fact Sheet
For eligibility requirements and application information, please visit:
http://www.mshomesaver.com


Mississippi Foreclosure Help – HUD Approved Agencies

HUD Seal

HUD Approved Foreclosure Avoidance Counseling Agencies Located in Mississippi

Foreclosure prevention counseling services are provided free of charge by nonprofit housing counseling agencies working in partnership with the Federal Government. These agencies are funded, in part, by HUD and NeighborWorks® America. There is no need to pay a private company for these services. Organizations are listed in alphabetical order, by city.

HUD Approved Foreclosure Avoidance Counseling in Mississippi

In many cases, these organizations will end up recommending that you retain an attorney. The fact is that an experienced foreclosure attorney is in the best position to represent you in mortgage negotiations and foreclosure proceedings. In fact, THE FEDERAL TRADE COMMISSION (FTC) PROHIBITS ANY “NON-ATTORNEY” FROM NEGOTIATING MORTGAGE DEBT ON BEHALF OF A DISTRESSED HOMEOWNER. In some instances, negotiating yourself or through a non-attorney third party can even be detrimental to you. Before you do anything else, check out our Resources page and speak with a foreclosure defense attorney in your state.

Mississippi Foreclosure Help – HUD Approved Foreclosure Avoidance Counseling Agencies in Mississippi

This list includes only HUD Approved Housing Counseling Agencies offering “Mortgage Delinquency and Default Resolution Counseling” services, and are considered “Foreclosure Avoidance Counseling” agencies. Organizations are listed in alphabetical order, by city.

HUD
Agency Name
Phone
Toll-Free
Fax Number
Email
Website
Agency ID
AddressLanguages
WEST JACKSON CDCP: 601-946-9310
T:
F: 601-397-6902
E: linda.carter@jsums.edu
W: https://www.westjacksoncdc.net
A: 82987
Highway 80 West
39204 Jackson, Mississippi 39204
– English
MONEY MANAGEMENT INTERNATIONAL – BILOXIP: 866-232-9080
T: 866-232-9080
F: 866-921-5129
E: counselinginfo@moneymanagement.org
W: www.moneymanagement.org
A: 82698
2598 Pass Rd Ste F
Biloxi, Mississippi 39531-2713
– English
– Spanish
SOUTHERN BANCORP COMMUNITY PARTNERSP: 662-624-5776
T:
F:
E: chalestein.harris@southernpartners.org
W: www.southernpartners.org
A: 83753
875 South State St
CLARKSDALE, Mississippi 38614-4803
– English
CHRISTIAN HOUSING DEVELOPMENT ORGANIZATION, INC.P: 662-329-0096
T:
F: 662-329-8896
E: christiandevelop@bellsouth.net
W:
A: 84198
118 South McCrary RD
Suite 145
COLUMBUS, Mississippi 39702-6320
– English
MERCY HOUSING AND HUMAN DEVELOPMENTP: 228-896-1945
T:
F: 228-896-1347
E: info@mhhd.org
W: https://www.mhhd.org/
A: 82980
1135 Ford St
Gulfport, Mississippi 39507-3766
– English
– Vietnamese
RENAISSANCE COMMUNITY LOAN FUNDP: 228-896-3386
T:
F: 228-896-3326
E: info@rclfms.com
W: https://www.rclfms.com
A: 90547
8917 Lorraine Rd
Gulfport, Mississippi 39503-4176
– English
– Spanish
BREAKTHROUGH COMMUNITY SERVICES, INC.P: 601-582-3475
T:
F: 601-582-0149
E: tamekiamobc@aol.com
W:
A: 84164
1313 Country Club Rd
Hattiesburg, Mississippi 39401-7680
– English
HOUSING EDUCATION AND ECONOMIC DEVELOPMENT, INC.P: 601-981-1960
T:
F: 601-981-0258
E: heed@netdoor.com
W: https://heedhousing.org
A: 80035
3405 Medgar Evers Blvd
Jackson, Mississippi 39213-6360
– English
– Spanish
MISSISSIPPI FAITH BASED COALITION FOR COMMUNITY RENEWAL, INC.P: 601-346-7503
T:
F: 601-346-5950
E: bhudson@faithbasedcoalition.com
W: www.faithbasedcoalition.com
A: 84137
1770 Ellis Ave.
Suite 205
JACKSON, Mississippi 39204-3613
– English
MISSISSIPPI HOUSING PARTNERSHIP, INC.P: 601-969-1895
T:
F:
E:
W:
A: 80838
1217 N West St
Jackson, Mississippi 39202-2018
– English
NACA (NEIGHBORHOOD ASSISTANCE CORPORATION OF AMERICA) JACKSON, MSP: 601-922-4008
T: 617-250-6222
F: 877-329-6222
E:
W: https://www.naca.com
A: 84358
6424 Lakeover Rd Ste B
Jackson, Mississippi 39213-8007
– English
– Spanish
VOICE OF CALVARY MINISTRIESP: 601-969-3088-17
T:
F: 601-944-9571
E: sbrown-gorden@vocm.org
W: vocm.org
A: 83521
531 W. Capitol St.
JACKSON, Mississippi 39203-2604
– English
D&E, A HOUSING AND ECONOMIC EMPOWERMENT CENTER, INC.P: 601-600-7001
T:
F:
E: info@depower.org
W: www.depower.org
A: 90311
416 Marion Ave,
MCCOMB, Mississippi 39648-2710
– English
NORTH MISSISSIPPI RURAL LEGAL SERVICESP: 662-234-8731
T: 800-898-8731
F: 662-236-3623
E: bcole@nmrls.com
W:
A: 81354
5 County Road 1014
Oxford, Mississippi 38655-7726
– English
– Spanish
TUNICA CO. COMMUNITY DEV. COALITIONP: 662-363-5990
T:
F: 662-357-9007
E: lvaughn@tunicacountycdc.org
W: www.tunicacountycdc.org
A: 82985
1097 Antioch Street
TUNICA, Mississippi 38676-9314
– English
COVENANT FAITH OUTREACH MINISTRIES – COVENANT COMMUNITY DEVELOPMENT CORPORATIONP: 662-690-4009
T:
F: 866-845-1832
E: cform@bellsouth.net
W: www.cforminc.org
A: 84971
813 Varsity Drive Suite #11
TUPELO, Mississippi 38801-4715
– English
– Other
MOUNTAIN OF FAITH MINISTRESSP: 601-501-4507
T:
F:
E: bjames.mtnoffatih@gmail.com
W:
A: 90243
1529 Walnut Street
VICKSBURG, Mississippi 39180-3553
– English
SACRED HEART SOUTHERN MISSIONS HOUSING CORPORATIONP: 662-781-1516
T:
F: 662-781-0886
E: cloyd@shsm.org
W: www.shsm.org
A: 81084
9260 McLemore Drive
Walls, Mississippi 38680-0365
– English
HANCOCK HOUSING RESOURCE CENTERP: 228-463-8887
T:
F:
E:
W: www.hancockhrc.org
A: 84780
454 Highway 90 Ste B
Waveland, Mississippi 39576-2557
– English
Keep your family in your home!

Mississippi Foreclosure Help – National Foreclosure Mitigation Counseling (NFMC) grantees through NeighborWorks® America, located in Mississippi

Agency NamePhone
Website
AddressLanguages
MMI – BiloxiPhone: 800-308-2227
Web: www.moneymanagement.org
2598 Pass Rd., Ste. D
Biloxi, Mississippi 39531
– English
CCCS of Greater AtlantaPhone: 800-251-2227
Web: www.clearpointccs.org
3000 Old Canton Road, Suite 550
Jackson, Mississippi 39216
– English
Neighborhood Assistance Corporation of America (NACA)Phone: 601-922-4008
Web: www.naca.com
6424 Lakeover Road, Suite B
Jackson, Mississippi 39213
– English
MMI – TupeloPhone: 800-308-2227
Web: www.moneymanagement.org
1018 Gloster St., Ste. H
Tupelo, Mississippi 38804
– English

For the most current list of HUD Approved Foreclosure Avoidance Counseling Agencies in Mississippi, please visit the HUD website.


Mississippi Foreclosure Help – Mississippi Foreclosure Process

Foreclosure Notice

Security Instrument(s): Both Mortgage and Trust Deed.

Foreclosure Type(s): Judicial (rare) and Non-judicial.

Judicial Foreclosure: A foreclosure process in which the lender must file a lawsuit against the borrower to obtain a court order to foreclose on a Mortgage document.

Non-judicial Foreclosure: A foreclosure process where a third party Trustee has the power to foreclosure and initiate a sale based on a Trust Deed instrument.

Initial Public Notice: Publication.

Estimated Foreclosure Process Period: 90+ days.

First Notice to Sale Time Period: 30+ days.

Redemption Period?: None.

Deficiency Balance?: No.

* * *This information represents MRP’s current understanding of the Mississippi foreclosure process. For the most detailed and up to date information, you should contact your local county government.* * *