MRP’s New Mexico Foreclosure Help page offers no access to attorney representation
New Mexico Foreclosure Help - HUD Approved Agencies
HUD Approved Foreclosure Avoidance Counseling Agencies Located in New Mexico
Foreclosure prevention counseling services are provided free of charge by nonprofit housing counseling agencies working in partnership with the Federal Government. These agencies are funded, in part, by HUD and NeighborWorks® America. There is no need to pay a private company for these services. Organizations are listed in alphabetical order, by city.
In many cases, these organizations will end up recommending that you retain an attorney. The fact is that an experienced foreclosure attorney is in the best position to represent you in mortgage negotiations and foreclosure proceedings. In fact, THE FEDERAL TRADE COMMISSION (FTC) PROHIBITS ANY “NON-ATTORNEY” FROM NEGOTIATING MORTGAGE DEBT ON BEHALF OF A DISTRESSED HOMEOWNER. In some instances, negotiating yourself or through a non-attorney third party can even be detrimental to you. Before you do anything else, check out our Resources page and speak with a foreclosure defense attorney in your state.
New Mexico Foreclosure Help - HUD Approved Foreclosure Avoidance Counseling Agencies in New Mexico
This list includes only HUD Approved Housing Counseling Agencies offering “Mortgage Delinquency and Default Resolution Counseling” services, and are considered “Foreclosure Avoidance Counseling” agencies. Organizations are listed in alphabetical order, by city.
| HUD Agency Name | Phone Toll-Free Fax Number Website Agency ID | Address | Languages |
| UNITED SOUTH BROADWAY CORPORATION | P: 505-764-8867-223 T: F: 505-764-9121 E: [email protected] W: www.unitedsouthbroadway.org A: 81257 | 1500 Walter Street Suite 202 ALBUQUERQUE, New Mexico 87102-4658 | - ASL - English - Other - Spanish |
| TIERRA DEL SOL HOUSING CORPORATION | P: 575-541-0477 T: F: E: W: www.tdshc.org A: 83078 | 210 E Idaho Ave Ste B LAS CRUCES, New Mexico 88005-3279 | - English - Spanish |
| SOUTHWEST NEIGHBORHOOD HOUSING SERVICES, INC. | P: 505-243-5511 T: F: 505-242-2911 E: [email protected] W: https://www.nhsofalb.org/ A: 83494 | 6301 4th St NW Ste 5 Los Ranchos, New Mexico 87107-5860 | - English - Spanish |
| MONEY MANAGEMENT INTERNATIONAL - ALBUQUERQUE, NM - CENTRAL | P: 866-232-9080 T: 866-232-9080 F: 866-921-5129 E: [email protected] W: www.moneymanagement.org A: 82684 | Charter Bank 2518 Southern Blvd. Se Rio Rancho, New Mexico 87124 | - English - Spanish |
New Mexico Foreclosure Help - National Foreclosure Mitigation Counseling (NFMC) grantees through NeighborWorks® America, located in New Mexico
| Agency Name | Phone Website | Address | Languages |
| MMI - Albuquerque Central | Phone: 800-308-2227 Web: www.moneymanagement.org | 2727 San Pedro NE, Ste. 107- Albuquerque, New Mexico 87110 | - English |
| Southwest Neighborhood Housing Services | Phone: 5052435511 Web: | 4605 4th St NW Albuquerque, New Mexico 87107 | - English |
| Springboard Non Profit Consumer Credit Management, Inc. | Phone: 855-736-7785 Web: www.homeownership.org | 300 Central SW Ste. 2200 East Albuquerque, New Mexico 87102 | - English |
| United South Broadway Corporation | Phone: 5053493300 Web: | 1500 Walter Street SE Albuquerque, New Mexico 87102 | - English |
| MMI - Albuquerque-West | Phone: 800-308-2227 Web: www.moneymanagement.org | 2518 Southern Blvd SE Rio Rancho, New Mexico 87124 | - English |
| MMI - Santa Fe | Phone: 800-308-2227 Web: | 1010 Marquez Place, Ste. D-11- Santa Fe, New Mexico 87505 | - English |
| MMI - Santa Fe | Phone: 800-308-2227 Web: www.moneymanagement.org | 1010 Marquez Place, Ste. D-11- Santa Fe, New Mexico 87501 | - English |
For the most current list of HUD Approved Foreclosure Avoidance Counseling Agencies in New Mexico, please visit the HUD website.
New Mexico Foreclosure Help - New Mexico Foreclosure Process
Security Instrument(s): Mortgage.
Foreclosure Type(s):Judicial.
Judicial Foreclosure: A foreclosure process in which the lender must file a lawsuit against the borrower to obtain a court order to foreclose on a Mortgage document.
Initial Public Notice: Complaint.
Estimated Foreclosure Process Period: 180+ days.
First Notice to Sale Time Period: 180+ days.
Redemption Period?: Yes, 1-8 months.
Deficiency Balance?: Yes.
* * *This information represents MRP’s current understanding of the New Mexico foreclosure process. For the most detailed and up to date information, you should contact your local county government.* * *