MRP’s North Carolina Foreclosure Help page offers no access to attorney representation
North Carolina Foreclosure Help - Hardest Hit Fund
North Carolina is a “Hardest Hit Fund” State
($482,781,786)
Eligibility Info and Fact Sheet
For eligibility requirements and application information, please visit:
http://www.ncforeclosureprevention.gov/
North Carolina Foreclosure Help - HUD Approved Agencies
HUD Approved Foreclosure Avoidance Counseling Agencies Located in North Carolina
Foreclosure prevention counseling services are provided free of charge by nonprofit housing counseling agencies working in partnership with the Federal Government. These agencies are funded, in part, by HUD and NeighborWorks® America. There is no need to pay a private company for these services. Organizations are listed in alphabetical order, by city.
In many cases, these organizations will end up recommending that you retain an attorney. The fact is that an experienced foreclosure attorney is in the best position to represent you in mortgage negotiations and foreclosure proceedings. In fact, THE FEDERAL TRADE COMMISSION (FTC) PROHIBITS ANY “NON-ATTORNEY” FROM NEGOTIATING MORTGAGE DEBT ON BEHALF OF A DISTRESSED HOMEOWNER. In some instances, negotiating yourself or through a non-attorney third party can even be detrimental to you. Before you do anything else, have a free consultation with a foreclosure defense attorney.
North Carolina Foreclosure Help - HUD Approved Foreclosure Avoidance Counseling Agencies in North Carolina
This list includes only HUD Approved Housing Counseling Agencies offering “Mortgage Delinquency and Default Resolution Counseling” services, and are considered “Foreclosure Avoidance Counseling” agencies. Organizations are listed in alphabetical order, by city.
| HUD Agency Name | Phone Toll-Free Fax Number Website Agency ID | Address | Languages |
| WHITE OAK FOUNDATION, INC. | P: 919-362-6799 T: F: E: W: whiteoakfoundationnc.org A: 84820 | 1624 White Oak Church Rd Ste 200 Apex, North Carolina 27523-6071 | - English - Spanish |
| CONSUMER CREDIT COUNSELING SERVICE OF WNC, INC. - DBA - ONTRACK FINANCIAL EDUCATION & COUNSELING | P: 828-255-5166 T: 800-737-5485 F: 828-255-5129 E: [email protected] W: www.ontrackwnc.org/ A: 80181 | 50 S French Broad Ave Ste 227 Asheville, North Carolina 28801-3271 | - ASL - English - Russian - Spanish - Ukrainian |
| BRUNSWICK HOUSING OPPORTUNITIES | P: 910-253-0699 T: F: 910-253-4299 E: [email protected] W: www.bho2020.org/ A: 82867 | 3470 Old Ocean Hwy BOLIVIA, North Carolina 28422-8922 | - English |
| NORTHWESTERN REGIONAL HOUSING AUTHORITY | P: 828-266-9794 T: F: 828-266-9797 E: [email protected] W: www.nwrha.com A: 80190 | 869 Highway 105 Ext Ste 7 Boone, North Carolina 28607-4958 | - English - Spanish |
| CCCS OF GREATER GREENSBORO | P: 336-373-8882 T: 888-755-2227 F: 336-387-9167 E: [email protected] W: www.familyservice-piedmont.org/default.htm A: 81425 | 236 N. Mebane St. Suite 130 BURLINGTON, North Carolina 27217-3966 | - English |
| EMPOWERMENT INCORPORATED | P: 919-967-8779 T: F: 919-967-0710 E: W: www.empowermentinc-nc.org A: 81514 | 109 North Graham Street Suite 200 CHAPEL HILL, North Carolina 27516-2328 | - English |
| ALLIANCE CREDIT COUNSELING, INC. | P: 704-943-2044 T: 866-303-3328 F: 704-943-2058 E: [email protected] W: www.knowdebt.org A: 84342 | 8000 Corporate Center Drive Suite 114 CHARLOTTE, North Carolina 28226-4464 | - English |
| CHARLOTTE CENTER FOR LEGAL ADVOCACY | P: 704-376-1600 T: 800-438-1254 F: 704-376-8627 E: [email protected] W: https://charlottelegaladvocacy.org/ A: 81616 | 1431 Elizabeth Avenue CHARLOTTE, North Carolina 28204-2506 | - English - Spanish |
| CHARLOTTE-MECKLENBURG HOUSING PARTNERSHIP, INC. | P: 704-342-0933 T: F: E: W: www.cmhp.org A: 80840 | 4601 Charlotte Park Dr Ste 350 Charlotte, North Carolina 28217-1920 | - English - Spanish |
| COMMUNITY LINK | P: 800-977-1969 T: F: E: W: www.communitylinknc.org A: 83584 | 601 E 5th St Ste 220 Charlotte, North Carolina 28202-3093 | - English - Spanish |
| NACA (NEIGHBORHOOD ASSISTANCE CORPORATION OF AMERICA) | P: 606-230-6222 T: 617-250-6222 F: 877-329-6222 E: W: https://www.naca.com A: 84566 | 5855 Executive Center Dr Suite 400 CHARLOTTE, North Carolina 28212-8881 | - English - Spanish |
| NACA (NEIGHBORHOOD ASSISTANCE CORPORATION OF AMERICA) CHARLOTTE, NC | P: 704-536-7676 T: 617-250-6222 F: 877-329-6222 E: W: https://www.naca.com A: 84352 | 5500 Executive Center Dr Ste 105 Charlotte, North Carolina 28212-8821 | - English - Spanish |
| NORTH CAROLINA HOUSING COALITION | P: 919-881-0707 T: F: 919-881-0350 E: [email protected] W: nchousing.org/ A: 90188 | 104 City Hall Plaza, #201 DURHAM, North Carolina 27701-3378 | - English |
| REINVESTMENT PARTNERS | P: 919-667-1000 T: F: 919-688-0082 E: [email protected] W: https://reinvestmentpartners.org/ A: 84928 | 110 E Geer St Durham, North Carolina 27701-2261 | - English - Spanish |
| RIVER CITY COMMUNITY DEVELOPMENT CORPORATION | P: 252-331-2925-222 T: F: 252-331-1425 E: [email protected] W: www.rivercitycdc.org A: 81198 | 501 East Main St ELIZABETH CITY, North Carolina 27909-4429 | - English - Spanish |
| CCCS OF GREATER GREENSBORO | P: 336-373-8882 T: 888-755-2227 F: 336-387-9167 E: [email protected] W: www.fspcares.org/financial-stability/ A: 81413 | 315 E Washington St Greensboro, NC 27401 Greensboro, North Carolina 27401-2911 | - English |
| GREENSBORO HOUSING COALITION | P: 336-691-9521 T: F: E: W: www.gsohc.org A: 82185 | 1031 Summit Ave Ste 1E2 Greensboro, North Carolina 27405-7011 | - English - Spanish |
| HOUSING CONSULTANTS GROUP | P: 336-553-0946 T: F: 336-553-0948 E: [email protected] W: www.housingconsultantsgroup.org A: 84195 | 1031 Summit Avenue Suite 2E-2 GREENSBORO, North Carolina 27405-7010 | - English - Spanish |
| GREENVILLE HOUSING DEVELOPMENT CORPORATION | P: 252-329-4123 T: F: 252-329-4026 E: [email protected] W: www.ghanc.net A: 84493 | 1103 Broad Street GREENVILLE, North Carolina 27834-3952 | - English - Spanish |
| FRANKLIN-VANCE-WARREN OPPORTUNITY, INC. | P: 252-492-0161-8809 T: 800-682-1163 F: 252-492-6250 E: [email protected] W: fvwopp.com A: 84693 | 180 South Beckford Drive HENDERSON, North Carolina 27536-2584 | - English - Spanish |
| CCCS OF CATAWBA VALLEY | P: 828-322-7161 T: 828-338-8193 F: 828-322-8958 E: [email protected] W: www.fgcservices.com A: 84607 | 17 US Highway 70 SE Hickory, North Carolina 28602-5225 | - English |
| WESTERN PIEDMONT COUNCIL OF GOVERNMENTS | P: 828-322-9191 T: F: 828-322-5991 E: [email protected] W: www.wpcog.org A: 80193 | 1880 2nd Ave NW Hickory, North Carolina 28601-5766 | - English - Hmong - Spanish |
| CCCS OF GREATER GREENSBORO | P: 336-889-6108 T: 888-755-2227 F: 336-387-9167 E: [email protected] W: www.familyservice-piedmont.org/default.htm A: 81416 | 1401 Long Street HIGH POINT, North Carolina 27262-2541 | - English |
| HOUSING AUTHORITY OF THE CITY OF HIGH POINT | P: 336-887-2661 T: F: E: W: www.hpha.net A: 81642 | 500 E Russell Ave High Point, North Carolina 27260-6746 | - English - Spanish |
| CENTRE FOR HOME OWNERSHIP & ECONOMIC DEVELOPMENT CORPORATION | P: 919-241-4718 T: F: 919-241-4720 E: [email protected] W: https://homeownershipcentre.org A: 84908 | 960 Corporate Dr Ste 405 Hillsborough, North Carolina 27278-8560 | - English - Italian - Spanish |
| PROSPERITY UNLIMITED, INC | P: 704-933-7405 T: F: 704-938-7431 E: [email protected] W: www.prosperitycdc.org A: 82215 | 1660 Garnet St Kannapolis, North Carolina 28083-6667 | - English - Spanish |
| CCCS OF GREATER GREENSBORO | P: 336-373-8882 T: 888-755-2227 F: 336-387-9167 E: [email protected] W: www.familyservice-piedmont.org/default.htm A: 81452 | 21 W. 2nd Street LEXINGTON, North Carolina 27292-3463 | - English |
| LEXINGTON HOUSING COMMUNITY DEVELOPMENT CORPORATION | P: 336-236-1675 T: F: 336-236-9408 E: [email protected] W: www.lexingtoncdc.com A: 84773 | 21 W 2nd St LEXINGTON, North Carolina 27292-3463 | - English - Spanish |
| MONROE-UNION COUNTY COMMUNITY DEVELOPMENT CORPORATION | P: 704-283-8804 T: F: 704-292-1037 E: [email protected] W: https://www.muccdc.com A: 82067 | 349 E Franklin St Monroe, North Carolina 28112-4823 | - English - Spanish |
| COMMUNITY FOUNDATIONS | P: 704-799-7641 T: 704-799-7641 F: 704-799-7704 E: [email protected] W: cfcdc.org A: 84781 | 347 North Main St Suite 204B MOORESVILLE, North Carolina 28115-2958 | - English |
| SAFEGUARD CREDIT COUNSELING | P: 800-673-6993-147 T: 800-673-6993 F: 866-383-7181 E: [email protected] W: www.safeguardcredit.org A: 81010 | 132 Joe Knox avenue Suite 104 MOORESVILLE, North Carolina 28117-9202 | - English - Spanish |
| OLIVE HILL COMMUNITY ECOMONIC DEVELOPMENT CORPORATION | P: 828-475-4620 T: F: 828-522-4070 E: [email protected] W: https://www.ohcedc.org A: 82172 | 200 S College St Ste A Morganton, North Carolina 28655-3336 | - English - Spanish |
| TWIN RIVERS OPPORTUNITIES, INC. | P: 252-637-3599-233 T: F: 252-637-0130 E: [email protected] W: www.twinrivershouising.com A: 81665 | 318 Craven St. NEW BERN, North Carolina 28560-4909 | - English |
| CCCS, A DIVISION OF TRIANGLE FAMILY SERVICES, INC. | P: 919-821-0790 T: 919-821-0790 F: 919-518-9349 E: [email protected] W: https://www.tfsnc.org A: 82951 | 3937 Western Blvd 3737 Western Blvd Raleigh,NC 27606 Raleigh, North Carolina 27606-1936 | - Arabic - ASL - Cambodian - Cantonese - Chinese Mandarin - Creole - Czech - English - Farsi - French - Hindi - Hmong - Indonesian - Korean - Other - Polish - Portuguese - Russian - Spanish - Swahili - Turkish - Ukrainian - Vietnamese |
| CONSUMER EDUCATION SERVICES, INC | P: 919-861-5325 T: 866-635-6414 F: 919-861-5331 E: [email protected] W: www.cesisolutions.org A: 84676 | 3700 Barrett Dr Raleigh, North Carolina 27609-7213 | - English - Spanish |
| DHIC, INC. | P: 919-832-4345-3019 T: F: 919-322-2146 E: [email protected] W: www.dhic.org A: 81924 | 450 E Davie St Raleigh, North Carolina 27601-2078 | - English - Spanish |
| NACA (NEIGHBORHOOD ASSISTANCE CORPORATION OF AMERICA) RALEIGH, NC | P: 919-855-8484 T: 617-250-6222 F: 877-329-6222 E: W: https://www.naca.com A: 84370 | 4112 Pleasant Valley Road Suite 220 RALEIGH, North Carolina 27612-2634 | - English - Spanish |
| NAVICORE SOLUTIONS- RALEIGH, NC | P: 866-472-4557 T: 866-472-4557 F: 732-863-5052 E: [email protected] W: www.navicoresolutions.org A: 84873 | 4917 Waters Edge Dr Suite 240 Raleigh, North Carolina 27606-5416 | - English - Spanish |
| NID-HCA MERRITT | P: 866-347-7373 T: F: E: [email protected] W: www.nidhousing.com/ A: 90335 | 211 E. Six Forks Rd, Bldg C #108 RALEIGH, North Carolina 27609-7745 | - English |
| TELAMON CORPORATION | P: 919-899-9911 T: 919-899-9911 F: 919-851-9044 E: [email protected] W: www.telamon.org A: 84494 | 5560 Munford Road Suite 201 RALEIGH, North Carolina 27612-2635 | - English - Spanish |
| TELAMON CORPORATION- RALEIGH BRANCH | P: 919-899-9911 T: F: E: W: www.telamon.org A: 82453 | 5560 Munford Rd Raleigh, North Carolina 27612-2635 | - ASL - English - Spanish |
| CHOANOKE AREA DEVELOPMENT ASSOCIATION OF NC, INC. | P: 252-539-4155 T: 800-744-4155 F: 252-539-2048 E: [email protected] W: https://www.nc-cada.org A: 82171 | 120 Sessoms Dr Rich Square, North Carolina 27869-9603 | - English - Spanish |
| SANDHILLS COMMUNITY ACTION PROGRAM, INC. | P: 910-410-0207 T: F: 910-947-5514 E: [email protected] W: A: 80558 | 302 Leak Street ROCKINGHAM, North Carolina 28379-3765 | - English |
| HOUSING AUTHORITY OF THE CITY OF ROCKY MOUNT, NC | P: 252-977-3141 T: F: E: W: www.rm-ha.org A: 84776 | 1065 Pinehurst Dr Rocky Mount, North Carolina 27801-3844 | - English |
| ROCKY MOUNT/EDGECOMBE CDC | P: 252-442-5178 T: F: 252-442-1675 E: [email protected] W: rmecdc.org A: 83804 | 148 S Washington St Ste 103 Harambee Square Rocky Mount, North Carolina 27801-5594 | - English - Spanish |
| SALISBURY COMMUNITY DEVELOPMENT CORPORATION | P: 704-638-5383 T: F: 704-797-4041 E: [email protected] W: www.salisburycdc.org A: 84679 | 1400 West Bank Street SALISBURY, North Carolina 28144-3912 | - English |
| BRICK CAPITAL COMMUNITY DEVELOPMENT CORPORATION | P: 919-775-2300 T: F: E: [email protected] W: https://www.bc-cdc.org A: 90572 | 403 W Makepeace St Sanford, North Carolina 27330-5223 | - English |
| CLEVELAND COUNTY COMMUNITY DEVELOPMENT CORPORATION | P: 704-480-7701 T: F: 704-480-0744 E: [email protected] W: clevelandcountycdc.org A: 84591 | 823 W Warren St Shelby, North Carolina 28150-5063 | - English |
| CHATHAM COUNTY HOUSING AUTHORITY | P: 919-742-1236-21 T: F: 919-742-1099 E: [email protected] W: chathamcountyhousingauthority-nc.org A: 83853 | 13450 US Hwy 64 West SILER CITY, North Carolina 27344-6443 | - English |
| JOHNSTON-LEE-HARNETT COMMUNITY ACTION, INC | P: 919-934-2145 T: F: E: W: jlhcommunityaction.org A: 80187 | 1102 Massey St Smithfield, North Carolina 27577-4951 | - English - Spanish |
| KINGDOM COMMUNITY DEVELOPMENT CORPORATION | P: 910-484-2722 T: F: 910-484-5630 E: [email protected] W: https://www.kingdomcdc.org/ A: 82169 | 129 N Main St Spring Lake, North Carolina 28390-3912 | - English |
| STATESVILLE HOUSING AUTHORITY | P: 704-761-4500-283 T: F: 704-878-8780 E: [email protected] W: statesvillehousing.org A: 82186 | 110 W Allison St Statesville, North Carolina 28677-6616 | - English - Other - Spanish |
| SANDHILLS COMMUNITY ACTION PROGRAM, INC. | P: 910-975-9536 T: F: 910-947-5514 E: [email protected] W: A: 80559 | 217 S Main St Ste B TROY, North Carolina 27371-3250 | - English |
| SANDHILLS COMMUNITY ACTION PROGRAM, INC. | P: 704-994-2306 T: F: 704-694-4787 E: [email protected] W: A: 80560 | 126 W. Wade Street WADESBORO, North Carolina 28170-2137 | - English |
| AMEZ HOUSING COMMUNITY DEVELOPMENT CORPORATION | P: 910-815-3826 T: F: 910-763-5141 E: [email protected] W: https://www.ehomeamerica.org/amezhousing A: 84678 | 619 Nixon Street WILMINGTON, North Carolina 28401-2959 | - English - Spanish |
| CAPE FEAR REGIONAL CDC | P: 910-762-7555 T: F: 910-762-7565 E: [email protected] W: www.cfrcdc.org A: 82170 | 500 Compton Street WILMINGTON, North Carolina 28401-2820 | - English - Spanish |
| WILSON COMMUNITY IMPROVEMENT ASSOCIATION, INC. | P: 252-243-4855 T: F: 252-243-2945 E: [email protected] W: A: 80957 | 504 E Green St WILSON, North Carolina 27893-4176 | - English |
| CCCS OF FORSYTH COUNTY, INC. - MAIN OFFICE | P: 336-896-1191-1102 T: F: 336-896-0481 E: [email protected] W: www.financialpaths.org A: 80180 | 7820 North Point Boulevard, Suite 100 WINSTON SALEM, North Carolina 27106-3299 | - English - Spanish |
North Carolina Foreclosure Help - National Foreclosure Mitigation Counseling (NFMC) grantees through NeighborWorks® America, located in North Carolina
| Agency Name | Phone Website | Address | Languages |
| White Oak Foundation Inc | Phone: 9193626768 Web: | 1621 White Oak Church Rd Apex, North Carolina 27523 | - English |
| Family Service of the Piedmont Inc. | Phone: 336-373-8882 Web: www.thedebtdoc.com | 513-c White Oak Street Asheboro, North Carolina 27203 | - English |
| On Track Financial Education & Counseling | Phone: 828-255-5166 Web: www.ontrackwnc.org | 50 S. French Broad Avenue Suite 227 Asheville, North Carolina 28801 | - English |
| Family Service of the Piedmont Inc. | Phone: 336-373-8882 Web: www.thedebtdoc.com | 236 Mebane Street Burlington, North Carolina 27215 | - English |
| Alliance Credit Counseling | Phone: 704-943-0391 Web: www.knowdebt.org | 15270 John J. Delaney Dr., Suite 575 Charlotte, North Carolina 28277 | - English |
| CCCS of Greater Atlanta | Phone: 877-877-1995 Web: www.clearpointccs.org | 4421 Stuart Andrew Blvd Suite 303 Charlotte, North Carolina 28217 | - English |
| Charlotte-Mecklenburg Housing Partnership, Inc. | Phone: 704-342-0933 Web: www.cmhp.org | 4601 Charlotte Park Drive, Suite 350 Charlotte, North Carolina 28217 | - English |
| Community Link | Phone: 704-367-2770 Web: www.communitylinknc.org | 601 E. Fifth Street Suite 400 Charlotte, North Carolina 28202 | - English |
| Neighborhood Assistance Corporation of America (NACA) | Phone: 1-888-302-6222 Web: www.naca.com | 5855 Executive Center Drive, 4th Floor Charlotte, North Carolina 28212 | - English |
| Neighborhood Assistance Corporation of America (NACA) | Phone: 704-536-7676 Web: www.naca.com | 5500 Executive Drive, Suite 105 Charlotte, North Carolina 28212 | - English |
| Durham Regional Financial Center | Phone: 919-806-4596 Web: www.drfcenter.org | 2634 Durham-Chapel Hill Blvd. Suite 212 Durham, North Carolina 27707 | - English |
| Reinvestment Partners | Phone: 919-683-1185 Web: www.reinvestmentpartners.org | 110 E. Geer Street Durham, North Carolina 27701 | - English |
| River City Community Development Corp. | Phone: 252-331-2925 Web: www.rivercitycdc.org | 501 E. Main Street Elizabethtown, North Carolina 27609 | - English |
| Cumberland Community Action Program, Inc./CCCS of Fayetteville | Phone: 910-323-3192 Web: www.ccap-inc.org/cccs | 316 Green Street PO Box 2009 Fayetteville, North Carolina 28301 | - English |
| CCCS of Gaston County | Phone: 704-862-0702 Web: | 214 East Franklin Blvd Gastonia, North Carolina 28052 | - English |
| CCCS of Greater Atlanta | Phone: 877-877-1995 Web: www.clearpointccs.org | 5509-B West Friendly Ave Suite 104 Greensboro, North Carolina 27410 | - English |
| Family Service of the Piedmont Inc. | Phone: 336-373-8882 Web: www.thedebtdoc.com | 315 E. Washington Street Greensboro, North Carolina 27401 | - English |
| Greensboro Housing Coalition | Phone: 336-691-9521 Web: www.greensborohousingcoalition.com | 122 N. Elm Street, Suite M-2 Greensboro, North Carolina 27401 | - English |
| Guilford County Homeownership Center | Phone: 336-553-0948 Web: www.gchcnc.org | 415 N. Edgeworth Street, Suite 125 Greensboro, North Carolina 27401 | - English |
| FAMILY GUIDANCE CENTER, Inc | Phone: 828-322-1400 Web: www.fgcservices.com | 17 US HIGHWAY 70 SE HICKORY, North Carolina 28602 | - English |
| Western Piedmont Council of Governments | Phone: 828-322-9191 Web: www.wpcog.org | 736 Fourth Street SW, PO Box 9026 Hickory, North Carolina 28603 | - English |
| Franklin-Vance-Warren Opportunity, Inc | Phone: 252-492-0161 Web: www.fvwopp.com | 180 S. Beckford Drive Henderson, North Carolina 27536 | - English |
| Family Service of the Piedmont Inc. | Phone: 336-373-8882 Web: www.thedebtdoc.com | 1401 Long Street High Point, North Carolina 27262 | - English |
| Centre for Homeownership & Economic Development Inc. | Phone: 9199717063 Web: | 960 Corporate Drive, Suite 409 Hillsborough, North Carolina 27278 | - English |
| Family Service of the Piedmont Inc. | Phone: 336-373-8882 Web: www.thedebtdoc.com | 902 Bonner Drive Jamestown, North Carolina 27282 | - English |
| Prosperity Unlimited | Phone: 704-933-7405 Web: www.prosperitycdc.org | 1660 Garnet St Kannapolis, North Carolina 28083 | - English |
| CCCS-FC, The Shepherds Center of Kernersville | Phone: 336-896-1191 Web: www.financialpaths.org | 431 West Bodenhamer Street Kernersville, North Carolina 27284 | - English |
| Davidson County Community Action, Incorporated | Phone: 336-249-0234 Web: | 15 E. Second Street Lexington, North Carolina 27292 | - English |
| Family Service of the Piedmont Inc. | Phone: 336-373-8882 Web: www.thedebtdoc.com | 21 w. 2nd Street Lexington, North Carolina 27292 | - English |
| CCCS of Gaston County | Phone: 704-240-4446 Web: | 105 West Court Square Lincolnton, North Carolina 28092 | - English |
| FAMILY GUIDANCE CENTER, Inc | Phone: 828-322-1400 Web: www.fgcservices.com | 720 EAST UNION ST MORGANTON, North Carolina 28655 | - English |
| CCCS-FC, Davie County Office | Phone: 336-896-1191 Web: www.financialpaths.org | 773 Sanford Ave. Mocksville, North Carolina 27028 | - English |
| Monroe-Union County Community Development Corporation | Phone: 704-283-8804 Web: www.muccdc.com | 349 East Franklin Street Monroe, North Carolina 28111 | - English |
| SafeGuard Housing Counseling Services, Inc. | Phone: 800-673-6993 Web: www.safeguardcredit.org | 132 Joe Knox Avenue Suite 104 Mooresville, North Carolina 28117 | - English |
| Twin Rivers Opportunities, Inc | Phone: 252-637-3599 Web: www.twinrivershousing.org | 318 Craven Street PO Box 1482 New Bern, North Carolina 28563 | - English |
| Robeson County Community Development Corporation Inc. | Phone: 9103749245 Web: | 205 West Third Street Pembroke, North Carolina 28372 | - English |
| Blue Springs-Hoke County Community Development Corporation | Phone: 910-904-0312 Web: www.bluespringscdc.com | 114 North Main Street, Suite C (Mailing: P.O. Box 157) Raeford, North Carolina 28376 | - English |
| CCCS of Greater Atlanta | Phone: 877-877-1995 Web: www.clearpointccs.org | 6060-B Six Forks Road Raleigh, North Carolina 27609 | - English |
| Consumer Education Services, Incorporated | Phone: 919-785-0725 Web: | 3700 Barrett Drive Raleigh, North Carolina 27609 | - English |
| Garden State Consumer Credit Counseling, Inc. | Phone: 800-772-4557 Web: www.novadebt.org | 4917 Waters Edge Drive, Suite 240 Raleigh, North Carolina 27606 | - English |
| Neighborhood Assistance Corporation of America (NACA) | Phone: 919-855-8484 Web: www.naca.com | 3109 Poplarwood Court, Suite 110 Raleigh, North Carolina 27604 | - English |
| Raleigh Area Development Authority | Phone: 919-208-2380 Web: www.rada-nc.org | 4030 Wake Forest Road, #205 Raleigh, North Carolina 27609 | - English |
| Telamon Corporation | Phone: 919-239-8157 Web: www.telamon.org | 5560 Munford Road, #201 Raleigh, North Carolina 27612 | - English |
| Triangle Family Services | Phone: 919-821-1770 Web: www.tfsnc.org | 3937 Western Blvd. Raleigh, North Carolina 27606 | - English |
| Choanoke Area Development Association of North Carolina | Phone: 252-539-4155 Web: www.nc-cada.org | 120 Sessoms Drive (PO Box 530) Rich Square, North Carolina 27869 | - English |
| Salisbury Community Development Corp | Phone: 704-638-4474 Web: www.salisburycdc.org | 1440 W. Bank Street (PO Box 4408) Salisbury, North Carolina 28144 | - English |
| Foothills Credit Counseling | Phone: 828-286-7062 Web: www.cccsofcf.org | 128 Ohio Street Spindale, North Carolina 28160 | - English |
| Kingdom Community Development Corporation | Phone: 910-484-2722 Web: www.kingdomcdc.org | 129 N. Main Street Spring Lake, North Carolina 28390 | - English |
| Olive Hill Community Economic Development Corporation | Phone: 828-522-4051 Web: www.ohcedc.org | 309 Colombo Street SW Valdese, North Carolina 28690 | - English |
| Family Service of the Piedmont Inc. | Phone: 336-373-8882 Web: www.thedebtdoc.com | 525 NC-65 Wentworth, North Carolina 27375 | - English |
| AMEZ Housing Community Development Corporation | Phone: 910-815-3826 Web: https://www.ehomeamerica.org/amezhousing | 619 Nixon Street Wilmington, North Carolina 28401 | - English |
| Cape Fear Regional Community Development Corporation | Phone: 910-762-7555 Web: www.cfrcdc.org | 500 Compton Street Wilmington, North Carolina 28401 | - English |
| Wilson Community Improvement Association, Inc. | Phone: 252-243-4855 Web: www.wciainc.org | 504 East Green Street Wilson, North Carolina 27893 | - English |
| CCCS-FC, Prosperity Center Office North | Phone: 336-896-1191 Web: www.financialpaths.org | 1253 North Liberty Street Winston Salem, North Carolina 27105 | - English |
| CCCS-FC, Prosperity Center Office South | Phone: 336-896-1191 Web: www.financialpaths.org | 585 Waughtown Street Winston-Salem, North Carolina 27107 | - English |
| Consumer Credit Counseling Service of Forsyth County/ Financial Pathways of the Piedmont | Phone: 336-896-1191 Web: www.financialpaths.org | 8064 North Point Blvd., Suite # 204 Winston-Salem, North Carolina 27106 | - English |
| Family Service of the Piedmont Inc. | Phone: 336-373-8882 Web: www.thedebtdoc.com | 331 Piedmont Drive Yanceyville, North Carolina 27379 | - English |
For the most current list of HUD Approved Foreclosure Avoidance Counseling Agencies in North Carolina, please visit the HUD website.
North Carolina Foreclosure Help - North Carolina Foreclosure Process
Security Instrument(s): Both Mortgage and Trust Deed.
Foreclosure Type(s): Judicial (rare) and Non-judicial.
Judicial Foreclosure: A foreclosure process in which the lender must file a lawsuit against the borrower to obtain a court order to foreclose on a Mortgage document.
Non-judicial Foreclosure: A foreclosure process where a third party Trustee has the power to foreclosure and initiate a sale based on a Trust Deed instrument.
Initial Public Notice: Notice of Hearing.
Estimated Foreclosure Process Period: 110+ days.
First Notice to Sale Time Period: 25+ days.
Redemption Period?: None. (Judicial foreclosures only)
Deficiency Balance?: Varies by case.
* * * This information represents MRP’s current understanding of the North Carolina foreclosure process. For the most detailed and up to date information, you should contact your local county government.* * *