North Carolina Foreclosure Help Line – (888) 718-0986

North Carolina Foreclosure Help LineHave your call directly routed to a foreclosure defense law firm licensed to practice IN NORTH CAROLINA! Call now for a FREE evaluation!

Welcome to the North Carolina Foreclosure Help page. On this page, you will find direct access to foreclosure defense attorneys and non-profit organizations offering foreclosure prevention services. You will also find general information about the North Carolina Foreclosure Process. If you need help with a troubled mortgage or foreclosure in North Carolina, you can find it here!

North Carolina Foreclosure Help – Foreclosure Attorneys

Stop Foreclosure North Carolina!Once you have received a Notice of Default (NOD), Notice of Filed Foreclosure, or Notice of Foreclosure Sale/Auction, a foreclosure defense or loss mitigation attorney is in the best position to effectively defend your rights and interests. If you have received one of these notices, call us today! (888) 718-0986.

North Carolina Foreclosure Help – Foreclosure Defense Attorneys

North Carolina Foreclosure Help - Foreclosure Defense AttorneysWe support foreclosure defense attorneys that can answer complaints, and file counter-claims and motions. They can also represent you at hearings, mediation, and during the entire negotiation process. A foreclosure defense attorney will fight to defend your rights, and achieve the best possible outcome in loan modification and other foreclosure alternatives.

► ► Reach A Foreclosure Defense Attorney In North Carolina! ◄ ◄

► ► Complete the Foreclosure Defense Application! ◄ ◄

North Carolina Foreclosure Help – Hardest Hit Fund

North Carolina Hardest Hit FundNorth Carolina is a “Hardest Hit Fund” State

($482,781,786)

Eligibility Info and Fact Sheet

Most Recent Quarterly Report

For eligibility requirements and application information, please visit:

http://www.ncforeclosureprevention.gov/

North Carolina Foreclosure Help – HUD Approved Agencies

HUD SealHUD Approved Foreclosure Avoidance Counseling Agencies Located in North Carolina

Foreclosure prevention counseling services are provided free of charge by nonprofit housing counseling agencies working in partnership with the Federal Government. These agencies are funded, in part, by HUD and NeighborWorks® America. There is no need to pay a private company for these services. Organizations are listed in alphabetical order, by city.

Foreclose Defense Attorney ConsultationIn many cases, these organizations will end up recommending that you retain an attorney. The fact is that an experienced foreclosure attorney is in the best position to represent you in mortgage negotiations and foreclosure proceedings. In fact, THE FEDERAL TRADE COMMISSION (FTC) PROHIBITS ANY “NON-ATTORNEY” FROM NEGOTIATING MORTGAGE DEBT ON BEHALF OF A DISTRESSED HOMEOWNER. In some instances, negotiating yourself or through a non-attorney third party can even be detrimental to you. Before you do anything else, we recommend speaking with a foreclosure defense attorney.

North Carolina Foreclosure Help – HUD Approved Foreclosure Avoidance Counseling Agencies in North Carolina

This list includes only HUD Approved Housing Counseling Agencies offering “Mortgage Delinquency and Default Resolution Counseling” services, and are considered “Foreclosure Avoidance Counseling” agencies. Organizations are listed in alphabetical order, by city.

HUD
Agency Name
Phone
Toll-Free
Fax Number
Email
Website
Agency ID
Address Languages
WHITE OAK FOUNDATION, INC. P: 919-362-6799
T:
F: 919-362-0769
E: wofinfo@yahoo.com
W: www.whiteoakfoundationnc.org
A: 84820
1621 White Oak Church Rd
APEX, North Carolina 27523-6066
– English
– Spanish
CCCS OF GREATER GREENSBORO P: 336-373-8882
T: 888-755-2227
F: 336-387-9167
E: debtdoc@fspcares.org
W: www.thedebtdoc.com/
A: 81986
513-C White Oak St.
ASHEBORO, North Carolina 27203-4771
– English
CONSUMER CREDIT COUNSELING SERVICE OF WNC, INC. – DBA – ONTRACK FINANCIAL EDUCATION & COUNSELING P: 828-255-5166
T: 800-737-5485
F: 828-255-5129
E: celestec@ontrackwnc.org
W: www.ontrackwnc.org/
A: 80181
50 S French Broad Ave
Ste 227
Asheville, North Carolina 28801-3271
– ASL
– English
– Russian
– Spanish
– Ukrainian
BRUNSWICK HOUSING OPPORTUNITIES P: 910-253-0699
T:
F: 910-253-4299
E: rwillis@bho2020.org
W: www.bho2020.org/
A: 82867
3470 Old Ocean Hwy
BOLIVIA, North Carolina 28422-8922
– English
NORTHWESTERN REGIONAL HOUSING AUTHORITY P: 828-266-9794
T:
F: 828-266-9797
E: efowler@nwrha.com
W: www.nwrha.com
A: 80190
869 Highway 105 Ext Ste 7
Boone, North Carolina 28607-4958
– English
– Spanish
CCCS OF GREATER GREENSBORO P: 336-373-8882
T: 888-755-2227
F: 336-387-9167
E: debtdoc@fspcares.org
W: thedebtdoc.com
A: 81425
236 N. Mebane St.
Suite 130
BURLINGTON, North Carolina 27217-3966
– English
EMPOWERMENT INCORPORATED P: 919-967-8779
T:
F: 919-967-0710
E:
W: www.empowermentinc-nc.org
A: 81514
109 North Graham Street Suite 200
CHAPEL HILL, North Carolina 27516-2328
– English
ALLIANCE CREDIT COUNSELING, INC. P: 704-943-2044
T: 866-303-3328
F: 704-943-2058
E: home@knowdebt.org
W: www.knowdebt.org
A: 84342
10720 Sikes Pl
Suite 100
Charlotte, North Carolina 28277-8141
– English
CHARLOTTE CENTER FOR LEGAL ADVOCACY P: 704-376-1600
T: 800-438-1254
F: 704-376-8627
E: mariab@charlottelegaladvocacy.org
W: www.lssp.org
A: 81616
1431 Elizabeth Avenue
CHARLOTTE, North Carolina 28204-2506
– English
– Spanish
CHARLOTTE-MECKLENBURG HOUSING PARTNERSHIP, INC. P: 704-342-0933
T:
F:
E:
W: www.cmhp.org
A: 80840
4601 Charlotte Park Dr Ste 350
Charlotte, North Carolina 28217-1920
– English
– Spanish
COMMUNITY LINK P: 800-977-1969
T:
F:
E:
W: www.communitylinknc.org
A: 83584
601 E 5th St Ste 220
Charlotte, North Carolina 28202-3093
– English
– Spanish
NACA (NEIGHBORHOOD ASSISTANCE CORPORATION OF AMERICA) P: 888-404-6222
T: 617-250-6222
F: 877-329-6222
E:
W: www.naca.com
A: 84566
5855 Executive Center Dr Fl 4
Charlotte, North Carolina 28212-8883
– English
– Spanish
NACA (NEIGHBORHOOD ASSISTANCE CORPORATION OF AMERICA) CHARLOTTE, NC P: 704-536-7676
T: 617-250-6222
F: 877-329-6222
E:
W: www.naca.com
A: 84352
5500 Executive Center Dr Ste 105
Charlotte, North Carolina 28212-8821
– English
– Spanish
SAMPSON COUNTY COMMUNITY DEVELOPMENT CORP. P: 910-594-1277
T:
F:
E: hmarshal@intrstar.net
W: A: 82031
9936 Hobbton Highway
CLINTON, North Carolina 28328-8090
– English
– Spanish
REINVESTMENT PARTNERS P: 919-667-1000
T:
F: 919-688-0082
E: amanda@reinvestmentpartners.org
W: www.reinvestmentpartners.org
A: 84928
110 E Geer St
Durham, North Carolina 27701-2261
– English
– Spanish
RIVER CITY COMMUNITY DEVELOPMENT CORPORATION P: 252-331-2925
T:
F: 252-331-1425
E: ljarvismackey@rivercitycdc.org
W: www.rivercitycdc.org
A: 81198
501 East Main St
ELIZABETH CITY, North Carolina 27909-4429
– English
– Spanish
FOOTHILLS CREDIT COUNSELING, INC. P: 828-286-7062
T: 800-567-7062
F: 828-286-7064
E: nikki@fhccinc.org
W: www.fhccinc.org
A: 80971
709 W Main St
SUITE A
Forest City, North Carolina 28043-2820
– English
CCCS OF GREATER GREENSBORO P: 336-373-8882
T: 888-755-2227
F: 336-387-9167
E: tom.luzon@fspcares.org
W: thedebtdoc.com/
A: 81413
315 E Washington St
Greensboro, NC 27401
Greensboro, North Carolina 27401-2911
– English
GREENSBORO HOUSING COALITION P: 336-691-9521
T:
F:
E:
W: www.gsohc.org
A: 82185
1031 Summit Ave Ste 1E2
Greensboro, North Carolina 27405-7011
– English
– Spanish
HOUSING CONSULTANTS GROUP P: 336-553-0946
T:
F: 336-553-0948
E: sofia.crisp@housingconsultantsgroup.org
W: www.housingconsultantsgroup.org
A: 84195
415 N Edgeworth Street, Suite 125
GREENSBORO, North Carolina 27401-2071
– English
GREENVILLE HOUSING DEVELOPMENT CORPORATION P: 252-329-4123
T:
F: 252-329-4026
E: bestmo@ghanc.net
W: www.ghanc.net
A: 84493
1103 Broad Street
GREENVILLE, North Carolina 27834-3952
– English
– Spanish
FRANKLIN-VANCE-WARREN OPPORTUNITY, INC. P: 252-492-0161-8809
T: 800-682-1163
F: 252-492-6250
E: feliciacoleman@fvwopp.com
W:
A: 84693
180 South Beckford Drive
HENDERSON, North Carolina 27536-2584
– English
– Spanish
CCCS OF CATAWBA VALLEY P: 828-322-7161
T: 000-000-0000
F: 828-322-8958
E: familyguidance@fgcservices.com
W: www.fgcservices.com
A: 84607
17 US Highway 70 SE
Hickory, North Carolina 28602-5225
– English
WESTERN PIEDMONT COUNCIL OF GOVERNMENTS P: 828-322-9191
T:
F: 828-322-5991
E: sherry.long@wpcog.org
W: wpcog.org
A: 80193
1880 2nd Ave NW
HICKORY, North Carolina 28601-5766
– English
– Hmong
– Spanish
CCCS OF GREATER GREENSBORO P: 336-889-6108
T: 888-755-2227
F: 336-387-9167
E: debtdoc@familyservice-piedmont.org
W: thedebtdoc.com
A: 81416
1401 Long Street
HIGH POINT, North Carolina 27262-2541
– English
HOUSING AUTHORITY OF THE CITY OF HIGH POINT P: 336-887-2661
T: 800-326-6729
F: 336-887-2996
E: amcgill@hpha.net
W: hpha.net
A: 81642
500 E Russell Ave
High Point, North Carolina 27260-6746
– English
– Spanish
CENTRE FOR HOME OWNERSHIP & ECONOMIC DEVELOPMENT CORPORATION P: 919-241-4718
T:
F: 919-241-4720
E: jstroud@choedc.org
W: www.homeownershipcentre-ed.org
A: 84908
960 Corporate Drive, Suite 405
HILLSBOROUGH, North Carolina 27278-8560
– English
PROSPERITY UNLIMITED, INC P: 704-933-7405
T:
F: 704-938-7431
E: lmack@prosperitycdc.org
W: www.prosperitycdc.org
A: 82215
1660 Garnet St
Kannapolis, North Carolina 28083-6667
– English
– Spanish
CCCS OF GREATER GREENSBORO P: 336-373-8882
T: 888-755-2227
F: 336-387-9167
E: debtdoc@fspcares.org
W: thedebtdoc.com/
A: 81452
21 W. 2nd Street
LEXINGTON, North Carolina 27292-3463
– English
LEXINGTON HOUSING COMMUNITY DEVELOPMENT CORPORATION P: 336-236-1675
T:
F: 336-236-9408
E: miriam@lexingtoncdc.com
W: www.lexingtoncdc.com
A: 84773
21 W 2nd St
LEXINGTON, North Carolina 27292-3463
– English
– Spanish
MONROE-UNION COUNTY COMMUNITY DEVELOPMENT CORPORATION P: 704-283-8804
T:
F: 704-292-1037
E: gmuccdc@carolina.rr.com
W: muccdc.org
A: 82067
349 East Franklin Street
MONROE, North Carolina 28112-4823
– English
– Spanish
COMMUNITY FOUNDATIONS P: 704-799-7641
T: 704-799-7641
F: 704-799-7704
E: kbrantley@cfcdc.org
W: www.cfcdc.org
A: 84781
181 North Main St
Suite 211
MOORESVILLE, North Carolina 28115-2525
– English
SAFEGUARD CREDIT COUNSELING P: 800-673-6993-147
T: 800-673-6993
F: 866-383-7181
E: counselor@safeguardcredit.org
W: www.safeguardcredit.org
A: 81010
132 Joe Knox avenue
Suite 104
MOORESVILLE, North Carolina 28117-9202
– English
– Spanish
OLIVE HILL COMMUNITY ECOMONIC DEVELOPMENT CORPORATION P: 828-475-4620-305
T:
F: 828-522-4070
E: bcarlton@ohcedc.org
W: www.ohcedc.org
A: 82172
200C College Street
MORGANTON, North Carolina 28655-3336
– English
– Spanish
TWIN RIVERS OPPORTUNITIES, INC. P: 252-638-8291
T:
F: 252-638-8291
E: cmd_section8@earthlink.net
W:
A: 81665
318 Craven St.
NEW BERN, North Carolina 28560-4909
– English
CCCS, A DIVISION OF TRIANGLE FAMILY SERVICES, INC. P: 919-821-0790
T: 800-283-6904
F: 919-233-6738
E: scece@tfsnc.org
W: www.tfsnc.org
A: 82951
3937 Western Blvd
Raleigh, North Carolina 27606-1936
– English
– Spanish
CONSUMER EDUCATION SERVICES, INC P: 866-635-6414
T: 866-635-6414
F: 919-861-5331
E: housing@mycesi.org
W: www.cesisolutions.org
A: 84676
3700 Barrett Dr
Raleigh, North Carolina 27609-7213
– English
– Spanish
DHIC, INC. P: 919-832-4345
T:
F: 919-322-2146
E:
W: www.dhic.org
A: 81924
113 S Wilmington St
Raleigh, North Carolina 27601-1443
– English
– Spanish
NACA (NEIGHBORHOOD ASSISTANCE CORPORATION OF AMERICA) RALEIGH, NC P: 919-855-8484
T: 617-250-6222
F: 877-329-6222
E:
W: www.naca.com
A: 84370
4112 Pleasant Valley Road Suite 220
RALEIGH, North Carolina 27612-2634
– English
– Spanish
NAVICORE SOLUTIONS- RALEIGH, NC P: 919-233-9044
T: 866-472-4557
F: 732-863-5052
E: housing@navicoresolutions.org
W: www.navicoresolutions.org
A: 84873
4917 Waters Edge Dr
Suite 240
Raleigh, North Carolina 27606-5416
– English
– Spanish
NID-HCA MERRITT P: 866-347-7373
T:
F:
E: Latishacarlisle@nidonline.org
W: www.nidhousing.com/
A: 90335
211 E. Six Forks Rd, Bldg C #108
RALEIGH, North Carolina 27609-7745
– English
RALEIGH AREA DEVELOPMENT AUTHORITY, INC. P: 919-208-2381
T:
F: 919-664-5274
E: lekesha.shaw@rada-nc.org
W: www.rada-nc.org
A: 84606
4030 Wake Forest Road
Suite 209
RALEIGH, North Carolina 27609-6800
– English
TELAMON CORPORATION P: 919-899-9911
T: 919-899-9911
F: 919-851-9044
E: housing@telamon.org
W: www.telamon.org
A: 84494
5560 Munford Road
Suite 109
RALEIGH, North Carolina 27612-2635
– English
– Spanish
TELAMON CORPORATION- RALEIGH BRANCH P: 919-899-9911
T:
F: 919-851-9044
E: housing@telamon.org
W: www.telamon.org
A: 82453
5560 Munford Rd Ste 109
RALEIGH, North Carolina 27612-2635
– ASL
– English
– Spanish
CHOANOKE AREA DEVELOPMENT ASSOCIATION OF NC, INC. P: 252-539-4155
T: 800-774-4155
F: 252-539-2048
E: ssurface@nc-cada.org
W: nc-cada.org
A: 82171
120 Sessoms Drive
RICH SQUARE, North Carolina 27869-9603
– English
– Spanish
SANDHILLS COMMUNITY ACTION PROGRAM, INC. P: 910-410-0207
T:
F: 910-947-5514
E: ninawalker@nc.rr.com
W:
A: 80558
302 Leak Street
ROCKINGHAM, North Carolina 28379-3765
– English
HOUSING AUTHORITY OF THE CITY OF ROCKY MOUNT, NC P: 252-977-3141
T:
F:
E:
W: www.rm-ha.org
A: 84776
1065 Pinehurst Dr
Rocky Mount, North Carolina 27801-3844
– English
ROCKY MOUNT/EDGECOMBE CDC P: 252-442-5178
T:
F: 252-442-1675
E: rmecdc@embarqmail.com
W:
A: 83804
148 S. Washington Street, Suite 103
Harambe Square
ROCKY MOUNT, North Carolina 27801-5594
– English
– Spanish
SALISBURY COMMUNITY DEVELOPMENT CORPORATION P: 704-638-5383
T:
F: 704-797-4041
E: rstev@salisburync.gov
W: www.salisburycdc.org
A: 84679
1400 West Bank Street
SALISBURY, North Carolina 28144-3912
– English
CLEVELAND COUNTY COMMUNITY DEVELOPMENT CORPORATION P: 704-480-7701
T:
F:
E:
W: clevelandcountycdc.org
A: 84591
823 W Warren St
Shelby, North Carolina 28150-5063
– English
CHATHAM COUNTY HOUSING AUTHORITY P: 919-742-1236-21
T:
F: 919-742-1099
E: jdccha@embarqmail.com
W: chathamcountyhousingauthority-nc.org
A: 83853
13450 US Hwy 64 West
SILER CITY, North Carolina 27344-6443
– English
JOHNSTON-LEE-HARNETT COMMUNITY ACTION, INC P: 919-934-2145
T:
F:
E:
W:
A: 80187
1102 Massey St
Smithfield, North Carolina 27577-4951
– English
– Spanish
KINGDOM COMMUNITY DEVELOPMENT CORPORATION P: 910-484-2722-303
T:
F: 910-484-5630
E: amykemp2017@att.net
W: www.kingdomcdc.org
A: 82169
129 N. Main Street
SPRING LAKE, North Carolina 28390-3912
– English
STATESVILLE HOUSING AUTHORITY P: 704-761-4755
T:
F: 704-878-8780
E: amorrison@iscecinc.org
W: statesvillehousing.org
A: 82186
110 W Allison St
Statesville, North Carolina 28677-6616
– English
– Other
– Spanish
SANDHILLS COMMUNITY ACTION PROGRAM, INC. P: 910-975-9536
T:
F: 910-947-5514
E: ninawalker@nc.rr.com
W:
A: 80559
217 S Main St Ste B
TROY, North Carolina 27371-3250
– English
SANDHILLS COMMUNITY ACTION PROGRAM, INC. P: 704-994-2306
T:
F: 704-694-4787
E: ninawalker@nc.rr.com
W:
A: 80560
126 W. Wade Street
WADESBORO, North Carolina 28170-2137
– English
CCCS OF GREATER GREENSBORO P: 336-373-8882
T: 888-755-2227
F: 336-387-9167
E: tmt@fspcares.org
W: thedebtdoc.com
A: 81426
525 NC 65
Wentworth, North Carolina 27375
– English
AMEZ HOUSING COMMUNITY DEVELOPMENT CORPORATION P: 910-815-3826
T:
F: 910-763-5141
E: linda@amezhousing.org
W:
A: 84678
619 Nixon Street
WILMINGTON, North Carolina 28401-2959
– English
– Spanish
CAPE FEAR REGIONAL CDC P: 910-762-7555
T:
F: 910-762-7565
E: stanturner@cfrcdc.org
W: www.cfrcdc.org
A: 82170
500 Compton Street
WILMINGTON, North Carolina 28401-2820
– English
– Spanish
WILSON COMMUNITY IMPROVEMENT ASSOCIATION, INC. P: 252-243-4855
T:
F: 252-243-2945
E: blackston@wciainc.org
W:
A: 80957
504 E Green St
WILSON, North Carolina 27893-4176
– English
CCCS OF FORSYTH COUNTY, INC. – MAIN OFFICE P: 336-896-1191
T:
F: 336-896-0481
E: pcaldwell@centerforhomeownership.org
W: www.financialpaths.org
A: 80180
7820 North Point Boulevard, Suite 100
WINSTON SALEM, North Carolina 27106-3299
– English
– Spanish

HUD Approved Housing Counseling Agencies

North Carolina Foreclosure Help – National Foreclosure Mitigation Counseling (NFMC) grantees through NeighborWorks® America, located in North Carolina

Agency Name Phone
Website
Address Languages
White Oak Foundation Inc. Phone: 9193626768
W: www.whiteoakfoundationnc.org
1621 White Oak Church Rd
Apex, North Carolina 27523
– English
Family Service of the Piedmont Inc. Phone: 336-373-8882
Web: thedebtdoc.com
513-c White Oak Street
Asheboro, North Carolina 27203
– English
On Track Financial Education & Counseling Phone: 828-255-5166
Web: www.ontrackwnc.org
50 S. French Broad Avenue Suite 227
Asheville, North Carolina 28801
– English
Family Service of the Piedmont Inc. Phone: 336-373-8882
Web: thedebtdoc.com
236 Mebane Street
Burlington, North Carolina 27215
– English
Alliance Credit Counseling Phone: 704-943-0391
Web: www.knowdebt.org
15270 John J. Delaney Dr., Suite 575
Charlotte, North Carolina 28277
– English
CCCS of Greater Atlanta Phone: 877-877-1995
Web: www.clearpointccs.org
4421 Stuart Andrew Blvd Suite 303
Charlotte, North Carolina 28217
– English
Charlotte-Mecklenburg Housing Partnership, Inc. Phone: 704-342-0933
Web: www.cmhp.org
4601 Charlotte Park Drive, Suite 350
Charlotte, North Carolina 28217
– English
Community Link Phone: 704-367-2770
Web: www.communitylinknc.org
601 E. Fifth Street Suite 400
Charlotte, North Carolina 28202
– English
Neighborhood Assistance Corporation of America (NACA) Phone: 1-888-302-6222
Web: www.naca.com
5855 Executive Center Drive, 4th Floor
Charlotte, North Carolina 28212
– English
Neighborhood Assistance Corporation of America (NACA) Phone: 704-536-7676
Web: www.naca.com
5500 Executive Drive, Suite 105
Charlotte, North Carolina 28212
– English
Durham Regional Financial Center Phone: 919-806-4596
Web: www.drfcenter.org
2634 Durham-Chapel Hill Blvd. Suite 212
Durham, North Carolina 27707
– English
Reinvestment Partners Phone: 919-683-1185
Web: www.reinvestmentpartners.org
110 E. Geer Street
Durham, North Carolina 27701
– English
River City Community Development Corp. Phone: 252-331-2925
Web: www.rivercitycdc.org
501 E. Main Street
Elizabethtown, North Carolina 27609
– English
Cumberland Community Action Program, Inc./CCCS of Fayetteville Phone: 910-323-3192
W: www.actionpathways.ngo
316 Green Street PO Box 2009
Fayetteville, North Carolina 28301
– English
CCCS of Gaston County Phone: 704-862-0702
Web: www.greatergaston.org
214 East Franklin Blvd
Gastonia, North Carolina 28052
– English
CCCS of Greater Atlanta Phone: 877-877-1995
Web: www.clearpointccs.org
5509-B West Friendly Ave Suite 104
Greensboro, North Carolina 27410
– English
Family Service of the Piedmont Inc. Phone: 336-373-8882
Web: thedebtdoc.com
315 E. Washington Street
Greensboro, North Carolina 27401
– English
Greensboro Housing Coalition Phone: 336-691-9521
Web: www.greensborohousingcoalition.com
122 N. Elm Street, Suite M-2
Greensboro, North Carolina 27401
– English
Guilford County Homeownership Center Phone: 336-553-0948
Web: www.gchcnc.org
415 N. Edgeworth Street, Suite 125
Greensboro, North Carolina 27401
– English
FAMILY GUIDANCE CENTER, Inc Phone: 828-322-1400
Web: www.fgcservices.com
17 US HIGHWAY 70 SE
HICKORY, North Carolina 28602
– English
Western Piedmont Council of Governments Phone: 828-322-9191
Web: www.wpcog.org
736 Fourth Street SW, PO Box 9026
Hickory, North Carolina 28603
– English
Franklin-Vance-Warren Opportunity, Inc Phone: 252-492-0161
Web:

180 S. Beckford Drive
Henderson, North Carolina 27536
– English
Family Service of the Piedmont Inc. Phone: 336-373-8882
Web: thedebtdoc.com
1401 Long Street
High Point, North Carolina 27262
– English
Centre for Homeownership & Economic Development Inc. Phone: 919-971-7063
Web: www.homeownershipcentre-ed.org
960 Corporate Drive, Suite 409
Hillsborough, North Carolina 27278
– English
Family Service of the Piedmont Inc. Phone: 336-373-8882
Web: thedebtdoc.com
902 Bonner Drive
Jamestown, North Carolina 27282
– English
Prosperity Unlimited Phone: 704-933-7405
Web: www.prosperitycdc.org
1660 Garnet St
Kannapolis, North Carolina 28083
– English
CCCS-FC, The Shepherd�s Center of Kernersville Phone: 336-896-1191
Web: www.financialpaths.org
431 West Bodenhamer Street
Kernersville, North Carolina 27284
– English
Davidson County Community Action, Incorporated Phone: 336-249-0234
Web: www.dccommunityaction.org
15 E. Second Street
Lexington, North Carolina 27292
– English
Family Service of the Piedmont Inc. Phone: 336-373-8882
Web: thedebtdoc.com
21 w. 2nd Street
Lexington, North Carolina 27292
– English
CCCS of Gaston County Phone: 704-240-4446
Web: www.greatergaston.org
105 West Court Square
Lincolnton, North Carolina 28092
– English
FAMILY GUIDANCE CENTER, Inc Phone: 828-322-1400
Web: www.fgcservices.com
720 EAST UNION ST
MORGANTON, North Carolina 28655
– English
CCCS-FC, Davie County Office Phone: 336-896-1191
Web: www.financialpaths.org
773 Sanford Ave.
Mocksville, North Carolina 27028
– English
Monroe-Union County Community Development Corporation Phone: 704-283-8804
Web: www.muccdc.com
349 East Franklin Street
Monroe, North Carolina 28111
– English
SafeGuard Housing Counseling Services, Inc. Phone: 800-673-6993
Web: www.safeguardcredit.org
132 Joe Knox Avenue Suite 104
Mooresville, North Carolina 28117
– English
Twin Rivers Opportunities, Inc Phone: 252-637-3599
Web:

318 Craven Street PO Box 1482
New Bern, North Carolina 28563
– English
Robeson County Community Development Corporation Inc. Phone: 9103749245
Web: www.serve.uncp.edu
205 West Third Street
Pembroke, North Carolina 28372
– English
Blue Springs-Hoke County Community Development Corporation Phone: 910-904-0312
Web: www.bluespringscdc.org
114 North Main Street, Suite C (Mailing: P.O. Box 157)
Raeford, North Carolina 28376
– English
CCCS of Greater Atlanta Phone: 877-877-1995
Web: www.clearpointccs.org
6060-B Six Forks Road
Raleigh, North Carolina 27609
– English
Consumer Education Services, Incorporated Phone: 919-785-0725
Web: www.housing-counseling.org
3700 Barrett Drive
Raleigh, North Carolina 27609
– English
Garden State Consumer Credit Counseling, Inc. Phone: 800-772-4557
Web: www.novadebt.org
4917 Waters Edge Drive, Suite 240
Raleigh, North Carolina 27606
– English
Neighborhood Assistance Corporation of America (NACA) Phone: 919-855-8484
Web: www.naca.com
3109 Poplarwood Court, Suite 110
Raleigh, North Carolina 27604
– English
Raleigh Area Development Authority Phone: 919-208-2380
Web: www.rada-nc.org
4030 Wake Forest Road, #205
Raleigh, North Carolina 27609
– English
Telamon Corporation Phone: 919-239-8157
Web: www.telamon.org
5560 Munford Road, #201
Raleigh, North Carolina 27612
– English
Triangle Family Services Phone: 919-821-1770
Web: www.tfsnc.org
3937 Western Blvd.
Raleigh, North Carolina 27606
– English
Choanoke Area Development Association of North Carolina Phone: 252-539-4155
Web: www.nc-cada.org
120 Sessoms Drive (PO Box 530)
Rich Square, North Carolina 27869
– English
Salisbury Community Development Corp Phone: 704-638-4474
Web: www.salisburycdc.org
1440 W. Bank Street (PO Box 4408)
Salisbury, North Carolina 28144
– English
Foothills Credit Counseling Phone: 828-286-7062
Web: www.fhccinc.org
128 Ohio Street
Spindale, North Carolina 28160
– English
Kingdom Community Development Corporation Phone: 910-484-2722
Web: www.kingdomcdc.org
129 N. Main Street
Spring Lake, North Carolina 28390
– English
Olive Hill Community Economic Development Corporation Phone: 828-522-4051
Web: www.ohcedc.org
309 Colombo Street SW
Valdese, North Carolina 28690
– English
Family Service of the Piedmont Inc. Phone: 336-373-8882
Web: thedebtdoc.com
525 NC-65
Wentworth, North Carolina 27375
– English
AMEZ Housing Community Development Corporation Phone: 910-815-3826
Web:

619 Nixon Street
Wilmington, North Carolina 28401
– English
Cape Fear Regional Community Development Corporation Phone: 910-762-7555
Web: www.cfrcdc.org
500 Compton Street
Wilmington, North Carolina 28401
– English
Wilson Community Improvement Association, Inc. Phone: 252-243-4855
Web: www.wciainc.org
504 East Green Street
Wilson, North Carolina 27893
– English
CCCS-FC, Prosperity Center Office North Phone: 336-896-1191
Web: www.financialpaths.org
1253 North Liberty Street
Winston Salem, North Carolina 27105
– English
CCCS-FC, Prosperity Center Office South Phone: 336-896-1191
Web: www.financialpaths.org
585 Waughtown Street
Winston-Salem, North Carolina 27107
– English
Consumer Credit Counseling Service of Forsyth County/ Financial Pathways of the Piedmont Phone: 336-896-1191
Web: www.financialpaths.org
8064 North Point Blvd., Suite # 204
Winston-Salem, North Carolina 27106
– English
Family Service of the Piedmont Inc. Phone: 336-373-8882
Web: thedebtdoc.com
331 Piedmont Drive
Yanceyville, North Carolina 27379
– English

For the most current list of HUD Approved Foreclosure Avoidance Counseling Agencies in North Carolina, please visit the HUD website.

North Carolina Foreclosure Help – North Carolina Foreclosure Process

Foreclosure NoticeSecurity Instrument(s): Both Mortgage and Trust Deed.

Foreclosure Type(s): Judicial (rare) and Non-judicial.

Judicial Foreclosure: A foreclosure process in which the lender must file a lawsuit against the borrower to obtain a court order to foreclose on a Mortgage document.

Non-judicial Foreclosure: A foreclosure process where a third party Trustee has the power to foreclosure and initiate a sale based on a Trust Deed instrument.

Initial Public Notice: Notice of Hearing.

Estimated Foreclosure Process Period: 110+ days.

First Notice to Sale Time Period: 25+ days.

Redemption Period?: None. (Judicial foreclosures only)

Deficiency Balance?: Varies by case.

* * * This information represents MRP’s current understanding of the North Carolina foreclosure process. For the most detailed and up to date information, you should contact your local county government.* * *