North Dakota

North Dakota

North Dakota Foreclosure Process

Foreclosure NoticeSecurity Instrument(s): Mortgage.

Foreclosure Type(s): Judicial.

Judicial Foreclosure: A foreclosure process in which the lender must file a lawsuit against the borrower to obtain a court order to foreclose on a Mortgage document.

Initial Public Notice: Complaint.

Estimated Foreclosure Process Period: 150+ days.

First Notice to Sale Time Period: 150+ days.

Redemption Period?: Yes, 6-12 months.

Deficiency Balance?: Yes.

* * * This information represents MRP’s current understanding of the North Dakota foreclosure process. For the most detailed and up to date information, your should contact your local county government.* * *

Stop Foreclosure!Once you have received a Notice of Default (NOD), Notice of Filed Foreclosure or Notice of Foreclosure Sale/Auction, you need a foreclosure defense attorney or foreclosure litigation attorney to effectively represent your interests. If you have received one of these notices, contact us today regarding appropriate legal options!

Foreclosure Defense Attorneys

foreclosure defense attorneysForeclosure defense attorneys can answer complaints, file counter-claims and motions, and represent you at hearings, mediation, and during the entire negotiation process. A foreclosure defense attorney will fight to defend your rights, and achieve the best possible outcome in loan modification, reinstatement, forbearance, principal reduction, and other foreclosure alternatives.

► ► Find A Foreclosure Defense Attorney In North Dakota! ◄ ◄

► ► Complete the Foreclosure Defense Attorney Evaluation! ◄ ◄

Litigation Attorneys

Should You Sue Your Lender?

foreclosure litigation attorneysIn recent years, legislators have passed new laws which give consumer protection rights to homeowners, and provide statutory damages for violations. Accordingly, many homeowners are now hiring foreclosure litigation attorneys to sue their lenders, and use other aggressive legal tactics to stop the foreclosure process, resolve their mortgages, and obtain corrective and monetary relief.

► ► Schedule A Litigation Attorney Consultation! ◄ ◄

► ► Take The Lender Litigation Test! ◄ ◄

IMPORTANT, PLEASE READ: If you no longer occupy or legally control a property, but seek monetary and corrective damages for wrongful foreclosure and related legal issues, please visit the Wrongful Foreclosure Damages page to learn about available legal services.

HUD SealHUD Approved Foreclosure
Avoidance Counseling Agencies
Located in North Dakota

Foreclosure prevention counseling services are provided free of charge by nonprofit housing counseling agencies working in partnership with the Federal Government. These agencies are funded, in part, by HUD and NeighborWorks® America. There is no need to pay a private company for these services. Organizations are listed in alphabetical order, by city.

Foreclose Defense Attorney ConsultationIn many cases, these organizations will end up recommending that you retain an attorney. The fact is that an experienced attorney is in the best position to represent you in mortgage negotiations and foreclosure proceedings. In fact, THE FEDERAL TRADE COMMISSION (FTC) PROHIBITS ANY “NON-ATTORNEY” FROM NEGOTIATING MORTGAGE DEBT ON BEHALF OF A DISTRESSED HOMEOWNER. Negotiating yourself or through a non-attorney third party can even be detrimental. Before you do anything else, we recommend a NO COST ATTORNEY CONSULTATION or completing our FORECLOSURE DEFENSE ATTORNEY EVALUATION.

National Foreclosure Mitigation Counseling (NFMC) grantees through NeighborWorks® America,
located in North Dakota

Agency Name Phone
Website
Address Languages
The Village Family Service Center Phone: 701-255-1165
Web: HelpWithMoney.org
107 West Main Ave, Suite 350
Bismarck, North Dakota 58501
– English
The Village Family Service Center Phone: 701-235-3328
Web: HelpWithMoney.org
1201 25th St S
Fargo, North Dakota 58103
– English
The Village Family Service Center Phone: 701-746-4584
Web: HelpWithMoney.org
1726 Washington St, Suite 33A
Grand Forks, North Dakota 58201
– English
The Village Family Service Center Phone: 701-252-3878
Web: HelpWithMoney.org
300 2nd Ave NE, Suite 217
Jamestown, North Dakota 58401
– English
The Village Family Service Center Phone: 701-852-3328
Web: HelpWithMoney.org
20 1st St SW, Suite 250
Minot, North Dakota 58701
– English

HUD Approved Housing Counseling Agencies

HUD Approved Foreclosure Avoidance Counseling Agencies in North Dakota

This list includes only HUD Approved Housing Counseling Agencies offering “Mortgage Delinquency and Default Resolution Counseling” services, and are considered “Foreclosure Avoidance Counseling” agencies. Organizations are listed in alphabetical order, by city.

HUD
Agency Name
Phone
Toll-Free
Fax Number
Email
Website
Address Languages
CCCS OF THE VILLAGE FAMILY SERVICE CENTER P: 800-450-4019
T: 800-450-4019
F: 701-255-7647
E: moneyhelp@thevillagefamily.org
W: www.HelpWithMoney.org
107 W Main Ave Suite 350
BISMARCK, North Dakota 58501-3893
– English
COMMUNITY ACTION PARTNERSHIP P: 701-227-0131
T: 000-000-0000
F: 701-227-4750
E: info@dickinsoncap.org
W: www.dickinsoncap.org
202 E Villard St
Dickinson, North Dakota 58601-5247
– English
CCCS OF THE VILLAGE FAMILY SERVICE CENTER P: 701-235-3328
T: 800-450-4019
F: 701-451-5057
E: moneyhelp@thevillagefamily.org
W: HelpWithMoney.org
PO Box 9859
Fargo, ND 58106-9859
Fargo, North Dakota 58106-9859
– English
CCCS OF THE VILLAGE FAMILY SERVICE CENTER P: 800-450-4019
T: 800-450-4019
F: 701-746-1239
E: moneyhelp@thevillagefamily.org
W: www.HelpWithMoney.org
1726 S Washington St, Suite 33A
GRAND FORKS, North Dakota 58201-6395
– English
CCCS OF THE VILLAGE FAMILY SERVICE CENTER P: 800-450-4019
T: 800-450-4019
F: 701-451-5057
E: moneyhelp@thevillagefamily.org
W: www.HelpWithMoney.org
300 2nd Ave NE, Suite 217
JAMESTOWN, North Dakota 58401-3373
– English
CCCS OF THE VILLAGE FAMILY SERVICE CENTER P: 800-450-4019
T: 800-450-4019
F: 701-451-5057
E: moneyhelp@thevillagefamily.org
W: www.HelpWithMoney.org
20 1ST ST SW, STE 250
MINOT, North Dakota 58701-3851
– English
COMMUNITY ACTION PARTNERSHIP – MINOT REGION P: 701-839-7221
T: 000-000-0000
F: 701-839-1747
E: agency@capminotregion.org
W: www.capminotregion.org
2020 8th Ave SE
Minot, North Dakota 58701-5035
– English
COMMUNITY ACTION PARTNERSHIP REGIONS I AND VIII P: 701-572-8191
T:
F: 701-572-8192
E: deeannl@willistoncap.org
W: www.willistoncap.org
120 Washington Ave.
WILLISTON, North Dakota 58801-6034
– English

For the most current list of HUD Approved Foreclosure Avoidance Counseling Agencies in North Dakota, please visit the HUD website.