Oregon Foreclosure Help

MRP does not offer access to attorney representation in Oregon.

Oregon Foreclosure Help – Hardest Hit Fund

Oregon Hardest Hit FundOregon is a “Hardest Hit Fund” State

($220,042,786)

Eligibility Info and Fact Sheet

Most Recent Quarterly Report

For eligibility requirements and application information, please visit:

http://www.oregonhomeownerhelp.org/

Oregon Foreclosure Help – HUD Approved Agencies

HUD SealHUD Approved Foreclosure Avoidance Counseling Agencies Located in Oregon

Foreclosure prevention counseling services are provided free of charge by nonprofit housing counseling agencies working in partnership with the Federal Government. These agencies are funded, in part, by HUD and NeighborWorks® America. There is no need to pay a private company for these services. Organizations are listed in alphabetical order, by city.

Foreclose Defense Attorney ConsultationIn many cases, these organizations will end up recommending that you retain an attorney. The fact is that an experienced foreclosure attorney is in the best position to represent you in mortgage negotiations and foreclosure proceedings. In fact, THE FEDERAL TRADE COMMISSION (FTC) PROHIBITS ANY “NON-ATTORNEY” FROM NEGOTIATING MORTGAGE DEBT ON BEHALF OF A DISTRESSED HOMEOWNER. In some instances, negotiating yourself or through a non-attorney third party can even be detrimental to you. Before you do anything else, we recommend speaking to a foreclosure defense attorney.

Oregon Foreclosure Help – HUD Approved Foreclosure Avoidance Counseling Agencies in Oregon

This list includes only HUD Approved Housing Counseling Agencies offering “Mortgage Delinquency and Default Resolution Counseling”services, and are considered “Foreclosure Avoidance Counseling” agencies. Organizations are listed in alphabetical order, by city.

HUD
Agency Name
Phone
Toll-Free
Fax Number
Email
Website
Agency ID
Address Languages
COMMUNITY ACTION TEAM, INC. P: 503-325-8098
T:
F: 503-325-9216
E: cindkp@cat-team.org
W: www.cat-team.org/nworhc
A: 82581
1154 Commercial Street
ASTORIA, Oregon 97103-4147
– English
– Spanish
NEIGHBORIMPACT- BEND HOUSING CENTER P: 541-323-6567
T:
F:
E: homesource@neighborimpact.org
W: www.neighborimpact.org
A: 90211
20310 Empire Ave., Suite A100
BEND, Oregon 97703-5723
– English
– Spanish
MONEY MANAGEMENT INTERNATIONAL – EUGENE P: 866-232-9080
T: 866-232-9080
F: 866-921-5129
E: counselinginfo@moneymanagement.org
W: www.moneymanagement.org
A: 82647
355 Goodpasture Island Rd Ste OFFICE3
Eugene, Oregon 97401-2119
– English
– Spanish
OPEN DOOR COUNSELING CENTER P: 503-640-6689
T:
F:
E: info@odhw.org
W: www.odhw.org
A: 80013
34420 SW Tualatin Valley Hwy
Hillsboro, Oregon 97123-5470
– English
– Polish
– Russian
– Spanish
– Ukrainian
KLAMATH & LAKE COMMUNITY ACTION SERVICES P: 541-882-3500
T:
F:
E:
W: KLCAS.ORG
A: 84323
2300 Clairmont Dr
Klamath Falls, Oregon 97601-1136
– English
– Spanish
COMMUNITY CONNECTION OF NORTHEAST OREGON, INC. P: 541-963-3186
T:
F:
E:
W:
A: 83237
2802 Adams Ave
La Grande, Oregon 97850-5267
– English
NEIGHBORIMPACT – MADRAS HOUSING CENTER P: 541-323-6580
T:
F: 541-749-4948
E: homesource@neighborimpact.org
W: www.neighborimpact.org/homesource
A: 84789
374 SW 5th St
Suite B
MADRAS, Oregon 97741-1344
– English
– Spanish
HOUSING AUTHORITY OF YAMHILL COUNTY P: 503-883-4300
T:
F:
E:
W:
A: 81970
135 NE Dunn Pl
McMinnville, Oregon 97128-9081
– English
– Spanish
COMMUNITY IN ACTION P: 541-889-1060
T:
F:
E:
W: www.communityinaction.info
A: 90027
915 SE 3rd Avenue
Ontario, Oregon 97914
– English
– Spanish
NEIGHBORHOOD ECONOMIC DEVELOPMENT CORPORATION (NEDCO) P: 503-655-8974
T:
F:
E: clackamas.counseling@nedcocdc.org
W: www.nedcocdc.org
A: 80347
421 High Street, Suite 110
OREGON CITY, Oregon 97045-2202
– English
– Spanish
AFRICAN AMERICAN ALLIANCE FOR HOMEOWNERSHIP, INC. P: 503-595-3517
T:
F: 503-595-3519
E: cheryl@aaah.org
W: www.aaah.org
A: 81074
825 NE 20th Ave, Suite 225
PORTLAND, Oregon 97232-2299
– English
– Spanish
HACIENDA COMMUNITY DEVELOPMENT CORPORATION P: 503-961-6432
T:
F: 503-595-2116
E: home@haciendacdc.org
W: www.haciendacdc.org
A: 84331
6700 N.E.Killingsworth
PORTLAND, Oregon 97218-3318
– English
– Spanish
MONEY MANAGEMENT INTERNATIONAL – PORTLAND BRANCH P: 866-232-9080
T: 866-232-9080
F: 866-921-5129
E: counselinginfo@moneymanagement.org
W: www.moneymanagement.org
A: 84752
10260 SW Greenburg Rd # 412
Portland, Oregon 97223-5500
– ASL
– English
– Other
– Spanish
NEIGHBORIMPACT – PRINEVILLE HOUSING CENTER P: 541-548-2380
T:
F: 541-447-9403
E: homesource@neighborimpact.org
W: www.neighborimpact.org/homesource
A: 84788
422 NW Beaver Street
PRINEVILLE, Oregon 97754-1838
– English
– Spanish
NEIGHBORIMPACT P: 541-318-7506
T:
F:
E:
W: www.neighborimpact.org
A: 81156
2303 SW 1st St Bldg C
Redmond, Oregon 97756-7133
– English
– Spanish
NEIGHBORHOOD ECONOMIC DEVELOPMENT CORPORATION (NEDCO) P: 503-779-2680
T:
F: 503-779-2682
E: marion.counseling@nedcocdc.org
W: www.nedcocdc.org
A: 84821
437 Union St. NE
SALEM, Oregon 97301-2458
– English
– Spanish
NEIGHBORHOOD ECONOMIC DEVELOPMENT CORPORATION (NEDCO) P: 541-345-7106
T:
F:
E: karen@nedcodc.org
W: www.nedcocdc.org
A: 84292
212 Main St
Springfield, Oregon 97477-5370
– English
– Spanish

HUD Approved Housing Counseling Agencies

Oregon Foreclosure Help – National Foreclosure Mitigation Counseling (NFMC) grantees through NeighborWorks® America, located in Oregon

Agency Name Phone
Website
Address Languages
CCCS of Greater Atlanta Phone: 877-877-1995
Web: www.clearpointccs.org
4800 SW Griffith Dr+B104` Suite 102
Beaverton, Oregon 97005
– English
MMI – Bend Phone: 800-308-2227
Web: www.moneymanagement.org
1010 NW 14th St., Ste. 100
Bend, Oregon 97701
– English
Consumer Credit Counseling Service of Central Ohio Phone: 800-355-2227
Web: www.apprisen.com
8800 SE Sunnyside Rd., Suite 102
Clackamas, Oregon 97015
– English
Willamette Neighborhood Housing Services Phone: (541) 752-7220
Web: www.w-nhs.org
257 SW Madison
Corvallis, Oregon 97333
– English
MMI – Eugene Phone: 800-308-2227
Web: www.moneymanagement.org
355 Goodpasture Island Rd., Suite 104, Office #3
Eugene, Oregon 97401
– English
Open Door Counseling Center Phone: (503) 640-6689
Web: www.opendoorcc.net
34420 TV Hwy.
Hillsboro, Oregon 97123
– English
Klamath & Lake Community Action Services Phone: (541) 882-3500
Web: www.klcas.org
125 S. 6th St.
Klamath Falls, Oregon 97601
– English
Community Connections of Northeast Oregon, Inc. Phone: (541) 963-3186
Web: www.ccno.org
2802 Adams Avenue
La Grande, Oregon 97850
– English
Yamhill County Affordable Housing Corp Phone: (503) 434-6571
Web: www.hayc.org
135 NE Dunn Place
McMinnville, Oregon 97128
– English
ACCESS Phone: (541) 779-6691
Web: www.accesshelps.org
3630 Aviation Way
Medford, Oregon 97051
– English
Community in Action Phone: 541-889-1060
Web: www.communityinaction.info
49 NW 1st Street, # 6
Ontario, Oregon 97914
– English
Community Action Program of East Central Oregon Phone: (541) 276-1926
Web: www.capeco-works.org
721 SE 3RD SUITE D
Pendleton, Oregon 97801
– English
African American Alliance for Homeownership Phone: (503) 595-3517
Web: www.aaah.org
415 N. Killingsworth
Portland, Oregon 97217
– English
CCCS of Greater Atlanta Phone: 877-877-1995
Web: www.clearpointccs.org
9955 S.E. Washington Street, #301
Portland, Oregon 97216
– English
Hacienda Community Development Corporation Phone: (503) 595-2111
Web: www.haciendacdc.org
5136 NE 42nd Ave.
Portland, Oregon 40439
– English
Neighbor Impact Phone: (541)548-2380
Web: www.neighborimpact.org
2303 SW First St
Redmond, Oregon 97756
– English
NeighborWorks Umpqua Phone: (541) 673-4909
Web: www.nwumpqua.org
605 SE Kane
Roseburg, Oregon 97470
– English
Consumer Credit Counseling Service of Central Ohio Phone: 800-355-2227
Web: www.apprisen.com
3000 Market St. NE , Suite 412
Salem, Oregon 97301
– English
Neighborhood Economic Development Corp Phone: (541) 345-7106
Web: www.nedcocdc.org
212 Main St
Springfield, Oregon 97477
– English
Community Action Team, Inc. Phone: (503) 366-6595
Web: www.cat-team.org
125 N. 17th
St. Helens, Oregon 97051
– English

For the most current list of HUD Approved Foreclosure Avoidance Counseling Agencies in Oregon, please visit the HUD website.

Oregon Foreclosure Help – Oregon Foreclosure Process

Foreclosure NoticeSecurity Instrument(s): Both Mortgage and Trust Deed.

Foreclosure Type(s): Judicial (rare) and Non-judicial.

Judicial Foreclosure: A foreclosure process in which the lender must file a lawsuit against the borrower to obtain a court order to foreclose on a Mortgage document.

Non-judicial Foreclosure: A foreclosure process where a third party Trustee has the power to foreclosure and initiate a sale based on a Trust Deed instrument.

Initial Public Notice: Notice of Default.

Estimated Foreclosure Process Period: 150+ days.

First Notice to Sale Time Period: 30+ days.

Redemption Period?: Yes, 6 months. (Judicial foreclosures only)

Deficiency Balance?: Yes. (Judicial foreclosures only)

* * * This information represents MRP’s current understanding of the Oregon foreclosure process. For the most detailed and up to date information, you should contact your local county government.* * *