Rhode Island
Foreclosure Defense Attorneys
Schedule a FREEForeclosure AttorneyConsultation!
Let a foreclosure attorney explain your options regarding loan modification, reinstatement, forbearance and principal reduction, as well as foreclosure alternatives like short sale, deed-in-lieu, cash for keys, leaseback and more. Also, learn about existing lending laws and new legislation designed to protect homeowners’ rights. Depending on the details of your case, suing your lender may be your best legal strategy to protect your rights and resolve your troubled mortgage!
Foreclosure Process
Security Instrument(s): Both Mortgage and Trust Deed
Foreclosure Type(s): Judicial and Non-judicial.
Non-judicial Foreclosure: A foreclosure process where a third party Trustee has the power to foreclosure and initiate a sale based on a Trust Deed instrument.
Initial Public Notice: Publication
First Notice to sale time period: 60 days
Redemption Period?: Yes, varies by process
Deficiency Balance?: Yes
Rhode Island is a “Hardest Hit Fund” State
($79,351,573)
Eligibility Info and Fact Sheet
For eligibility requirements and application information, please visit:
HUD Approved HousingCounseling AgenciesLocated in Rhode Island
If you are behind on your mortgage, facing foreclosure or stuck in a bad loan, look for organizations offering “Mortgage Delinquency and Default Resolution Counseling” services. Organizations are listed in alphabetical order, by city.
THE FEDERAL TRADE COMMISSION (FTC) PROHIBITS ANY “NON-ATTORNEY” FROM NEGOTIATING MORTGAGE DEBT ON BEHALF OF A DISTRESSED HOMEOWNER. YOU SHOULD BE SKEPTICAL OF ANY “NON-ATTORNEY” ORGANIZATION’S ABILITY TO PROVIDE THE ASSISTANCE YOU NEED TO PREVENT FORECLOSURE!
Many of these organizations will end up recommending that you retain a foreclosure attorney. Most experienced foreclosure attorneys prefer to represent homeowners from the beginning of negotiations. Negotiating yourself or through a non-attorney third party can actually do harm, so we recommend a FREE FORECLOSURE ATTORNEY CONSULTATION before you do anything else! You can also speed up the process by completing our ONLINE FORECLOSURE ATTORNEY EVALUATION. Your completed form is immediately routed to a foreclosure attorney licensed to practice in your state. You will receive a phone call with results and any further questions.
| Agency Name | Phone, Toll-Free, Fax Number, Email, Website | Address | Counseling Services |
| BLACKSTONE VALLEY COMMUNITY ACTION PROGRAM | Phone: 401-723-4520-238 Fax: 401-723-3325 E-mail: [email protected] Website: www.bvcap.org | 32 Goff Avenue PAWTUCKET, Rhode Island 02860-2928 | - Fair Housing Pre-Purchase Education Workshops - Home Improvement and Rehabilitation Counseling - Mortgage Delinquency and Default Resolution Counseling - Non-Delinquency Post Purchase Workshops - Pre-purchase Counseling - Pre-purchase Homebuyer Education Workshops - Predatory Lending Education Workshops - Rental Housing Counseling |
| THE HOUSING NETWORK OF RHODE ISLAND | Phone: 401-521-1461 Fax: 401-521-1478 E-mail: [email protected] Website: www.housingnetworkri.org | 1070 Main Street PAWTUCKET, Rhode Island 02860-4974 | - Fair Housing Pre-Purchase Education Workshops - Financial Management/Budget Counseling - Home Improvement and Rehabilitation Counseling - Mortgage Delinquency and Default Resolution Counseling - Non-Delinquency Post Purchase Workshops - Pre-purchase Counseling - Pre-purchase Homebuyer Education Workshops - Predatory Lending Education Workshops |
| COMMUNITYWORKSRI | Phone: 401-273-2330-109 Fax: 401-274-3670 E-mail: [email protected] Website: www.communityworksri.org | 693 Broad Street PROVIDENCE, Rhode Island 02907-1429 | - Mortgage Delinquency and Default Resolution Counseling - Non-Delinquency Post Purchase Workshops - Pre-purchase Counseling - Pre-purchase Homebuyer Education Workshops - Predatory Lending Education Workshops |
| OLNEYVILLE HOUSING CORPORATION | Phone: 401-351-8719 Fax: 401-351-0019 E-mail: [email protected] Website: www.olneyville.org | 66 Chaffee Street PROVIDENCE, Rhode Island 02909-2734 | - Mortgage Delinquency and Default Resolution Counseling - Pre-purchase Counseling - Pre-purchase Homebuyer Education Workshops |
| PROVIDENCE HOUSING AUTHORITY | Phone: 401-709-2261 E-mail: [email protected] Website: www.asite.com | 50 Laurel Hill Ave Providence, Rhode Island 02909+4306 | - Financial Management/Budget Counseling - Pre-purchase Counseling |
| RHODE ISLAND HOUSING | Phone: 401-457-1130 Fax: 401-457-1373 E-mail: [email protected] Website: www.rhodeislandhousing.org | 44 Washington St PROVIDENCE, Rhode Island 02903-1731 | - Fair Housing Pre-Purchase Education Workshops - Mortgage Delinquency and Default Resolution Counseling - Non-Delinquency Post Purchase Workshops - Pre-purchase Counseling - Pre-purchase Homebuyer Education Workshops - Predatory Lending Education Workshops |
| RHODE ISLAND LEGAL SERVICES | Phone: 401-274-2652-124 Toll-free: 800-662-5034 Fax: 401-453-0310 E-mail: [email protected] Website: www.rils.org | 56 Pine Street PROVIDENCE, Rhode Island 02903-2819 | - Resolving/Preventing Mortgage Delinquency Workshops |
| STOP WASTING ABANDONED PROPERTY | Phone: 401-272-0526-117 Fax: 401-272-5653 E-mail: [email protected] Website: www.swapinc.org | 439 Pine Street PROVIDENCE, Rhode Island 02907-1317 | - Financial Management/Budget Counseling - Non-Delinquency Post Purchase Workshops - Pre-purchase Counseling - Pre-purchase Homebuyer Education Workshops - Predatory Lending Education Workshops |
| THE URBAN LEAGUE OF RHODE ISLAND | Phone: 401-351-5000-105 Fax: 401-454-1946 E-mail: [email protected] Website: www.ulri.org | 246 Prairie Ave PROVIDENCE, Rhode Island 02905-2333 | - Fair Housing Pre-Purchase Education Workshops - Mortgage Delinquency and Default Resolution Counseling - Pre-purchase Counseling - Pre-purchase Homebuyer Education Workshops - Predatory Lending Education Workshops - Rental Housing Counseling - Services for Homeless Counseling |
| WEST ELMWOOD HOUSING DEVELOPMENT CORPORATION | Phone: 401-453-3220 E-mail: [email protected] Website: www.asite.com | 224 Dexter St Providence, Rhode Island 02907-2413 | - Fair Housing Pre-Purchase Education Workshops - Financial Management/Budget Counseling - Home Improvement and Rehabilitation Counseling - Mortgage Delinquency and Default Resolution Counseling - Non-Delinquency Post Purchase Workshops - Pre-purchase Counseling - Pre-purchase Homebuyer Education Workshops - Predatory Lending Education Workshops |
| MONEY MANAGEMENT INTERNATIONAL WARWICK | Phone: 866-232-9080 Toll-free: 866-232-9080 Fax: 866-921-5129 E-mail: [email protected] Website: www.moneymanagement.org | 501 Centerville Rd Fl 2 WARWICK, Rhode Island 02886-4367 | - Financial Management/Budget Counseling - Mortgage Delinquency and Default Resolution Counseling - Non-Delinquency Post Purchase Workshops - Pre-purchase Counseling - Pre-purchase Homebuyer Education Workshops - Rental Housing Counseling - Services for Homeless Counseling |
| NEIGHBORWORKS BLACKSTONE RIVER VALLEY | Phone: 401-762-0074-208 Fax: 401-769-1010 E-mail: [email protected] Website: www.neighborworksbrv.org | 719 Front St Unit 103 Woonsocket, Rhode Island 02895-5278 | - Mortgage Delinquency and Default Resolution Counseling - Non-Delinquency Post Purchase Workshops - Pre-purchase Counseling - Pre-purchase Homebuyer Education Workshops - Predatory Lending Education Workshops |