Rhode Island Foreclosure Help Line – Call (888) 718-0986
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Welcome to the Rhode Island Foreclosure Help page. On this page, you will find direct access to foreclosure defense attorneys and non-profit organizations offering foreclosure prevention services. You will also find information about the Rhode Island Foreclosure Process. If you need help with a troubled mortgage or foreclosure in Rhode Island, you can find it here!
Rhode Island Foreclosure Help – Foreclosure Attorneys
Rhode Island Foreclosure Help – Foreclosure Defense Attorneys
We support foreclosure defense attorneys that can answer complaints, and file counter-claims and motions. They can also represent you at hearings, mediation, and during the entire negotiation process. A foreclosure defense attorney will fight to defend your rights, and achieve the best possible outcome in loan modification and other foreclosure alternatives.
Rhode Island Foreclosure Help – Hardest Hit Fund
For eligibility requirements and application information, please visit:
Rhode Island Foreclosure Help – HUD Approved Agencies
Foreclosure prevention counseling services are provided free of charge by nonprofit housing counseling agencies working in partnership with the Federal Government. These agencies are funded, in part, by HUD and NeighborWorks® America. There is no need to pay a private company for these services. Organizations are listed in alphabetical order, by city.
In many cases, these organizations will end up recommending that you retain an attorney. The fact is that an experienced foreclosure attorney is in the best position to represent you in mortgage negotiations and foreclosure proceedings. In fact, THE FEDERAL TRADE COMMISSION (FTC) PROHIBITS ANY “NON-ATTORNEY” FROM NEGOTIATING MORTGAGE DEBT ON BEHALF OF A DISTRESSED HOMEOWNER. In some instances, negotiating yourself or through a non-attorney third party can even be detrimental to you. Before you do anything else, we recommend speaking with a foreclosure defense attorney or completing the NO OBLIGATION Foreclosure Defense Application.
Rhode Island Foreclosure Help – HUD Approved Foreclosure Avoidance Counseling Agencies in Rhode Island
This list includes only HUD Approved Housing Counseling Agencies offering “Mortgage Delinquency and Default Resolution Counseling” services, and are considered “Foreclosure Avoidance Counseling” agencies. Organizations are listed in alphabetical order, by city.
|OLNEYVILLE HOUSING CORPORATION D/B/A ONE NEIGHBORHOOD BUILDERS||P: 401-351-8719-105
|66 Chaffee Street
PROVIDENCE, Rhode Island 02909-2734
|WEST ELMWOOD HOUSING DEVELOPMENT CORPORATION||P: 401-453-3220
|224 Dexter St
Providence, Rhode Island 02907-2413
|RHODE ISLAND HOUSING HELP CENTER||P: 401-457-1130
|43 Jefferson Blvd
WARWICK, Rhode Island 02888-1027
|NEIGHBORWORKS BLACKSTONE RIVER VALLEY||P: 401-762-0074
|719 Front St Unit 103
Woonsocket, Rhode Island 02895-5278
Rhode Island Foreclosure Help – National Foreclosure Mitigation Counseling (NFMC) grantees through NeighborWorks® America, located in Rhode Island
|Address||Languages||CommunityWorks Rhode Island|| Phone: 401-273-2330
|693 Broad Street
Providence, Rhode Island 02907
|– English||Rhode Island Housing HelpCenter|| Phone: 401-457-1130
|44 washington Street
Providence, Rhode Island 2908
|– English||West Elmwood Housing Development Corp.|| Phone: 401-453-3220
|224 Dexter Street
Providence, Rhode Island 02907
|– English||MMI – Warwick Customer Care Center|| Phone: 800-308-2227
|501 Centerville Rd., 2nd Floor
Warwick, Rhode Island 2886
Rhode Island Foreclosure Help – Rhode Island Foreclosure Process
Security Instrument(s): Both Mortgage and Trust Deed.
Foreclosure Type(s): Judicial (rare) and Non-judicial.
Judicial Foreclosure: A foreclosure process in which the lender must file a lawsuit against the borrower to obtain a court order to foreclose on a Mortgage document.
Non-judicial Foreclosure: A foreclosure process where a third party Trustee has the power to foreclosure and initiate a sale based on a Trust Deed instrument.
Initial Public Notice: Publication.
Estimated Foreclosure Process Period: 62+ days.
First Notice to Sale Time Period:21+ days.
Redemption Period?: None. (Judicial foreclosures only)
Deficiency Balance?: Yes.