Rhode Island Foreclosure Help - Call (877) 400-8577

Your call will be directly routed to a foreclosure defense law firm licensed to practice in RHODE ISLAND. Speak to experienced legal professionals, and get answers today with a FREE CONSULTATION.

Welcome to the Rhode Island Foreclosure Help page. On this page, you will find direct access to foreclosure defense attorneys and non-profit organizations offering foreclosure prevention services. You will also find general information about the Rhode Island Foreclosure Process. If you need help with a troubled mortgage or foreclosure in Rhode Island, you can find it here!

Rhode Island Foreclosure Help - Foreclosure Defense Attorneys

Once you have received a Notice of Default (NOD), Notice of Filed Foreclosure, or Notice of Foreclosure Sale/Auction, a foreclosure defense or loan modification attorney is in the best position to effectively defend your rights and interests. If you have received one of these notices, call us today!

Rhode Island Foreclosure Help - Foreclosure Defense and Loan Modification Attorneys

We support foreclosure defense attorneys that can answer complaints, and file counter-claims and motions. They can also represent you at hearings, mediation, and during the entire negotiation process. A foreclosure defense attorney will fight to defend your rights, and achieve the best possible outcome in loan modification and other foreclosure alternatives.

► ► Reach A Foreclosure Defense Attorney In Rhode Island! ◄ ◄

Rhode Island Foreclosure Help - Hardest Hit Fund

Rhode Island is a “Hardest Hit Fund” State

Eligibility Info and Fact Sheet

For eligibility requirements and application information, please visit:

Rhode Island Foreclosure Help - HUD Approved Agencies

HUD Approved Foreclosure Avoidance Counseling Agencies Located in Rhode Island

Foreclosure prevention counseling services are provided free of charge by nonprofit housing counseling agencies working in partnership with the Federal Government. These agencies are funded, in part, by HUD and NeighborWorks® America. There is no need to pay a private company for these services. Organizations are listed in alphabetical order, by city.

In many cases, these organizations will end up recommending that you retain an attorney. The fact is that an experienced foreclosure attorney is in the best position to represent you in mortgage negotiations and foreclosure proceedings. In fact, THE FEDERAL TRADE COMMISSION (FTC) PROHIBITS ANY “NON-ATTORNEY” FROM NEGOTIATING MORTGAGE DEBT ON BEHALF OF A DISTRESSED HOMEOWNER. In some instances, negotiating yourself or through a non-attorney third party can even be detrimental to you. Before you do anything else, have a free consultation with a foreclosure defense attorney.

Rhode Island Foreclosure Help - HUD Approved Foreclosure Avoidance Counseling Agencies in Rhode Island

This list includes only HUD Approved Housing Counseling Agencies offering “Mortgage Delinquency and Default Resolution Counseling” services, and are considered “Foreclosure Avoidance Counseling” agencies. Organizations are listed in alphabetical order, by city.

Agency Name
Fax Number
Agency ID
W: www.rihousing.com
A: 84588
44 Washington St
Providence, Rhode Island 02903-1731
- English
- Portuguese
- Spanish
A: 81377
224 Dexter St
Providence, Rhode Island 02907-2413
- English
- Other
- Portuguese
- Spanish
F: 401-769-1010
E: [email protected]
W: www.NeighborWorksBRV.org
A: 84015
719 Front St Unit 103
Woonsocket, Rhode Island 02895-5278
- English
- Spanish

Rhode Island Foreclosure Help - National Foreclosure Mitigation Counseling (NFMC) grantees through NeighborWorks® America, located in Rhode Island

Agency NamePhone
CommunityWorks Rhode IslandPhone: 401-273-2330
Web: communityworksri.org
693 Broad Street
Providence, Rhode Island 02907
- English
Rhode Island Housing HelpCenterPhone: 401-457-1130
Web: rhodeislandhousing.org
44 washington Street
Providence, Rhode Island 2908
- English
West Elmwood Housing Development Corp.Phone: 401-453-3220
224 Dexter Street
Providence, Rhode Island 02907
- English
MMI - Warwick Customer Care CenterPhone: 800-308-2227
Web: www.moneymanagement.org
501 Centerville Rd., 2nd Floor
Warwick, Rhode Island 2886
- English

For the most current list of HUD Approved Foreclosure Avoidance Counseling Agencies in Rhode Island, please visit the HUD website.

Rhode Island Foreclosure Help - Rhode Island Foreclosure Process

Security Instrument(s): Both Mortgage and Trust Deed.

Foreclosure Type(s): Judicial (rare) and Non-judicial.

Judicial Foreclosure: A foreclosure process in which the lender must file a lawsuit against the borrower to obtain a court order to foreclose on a Mortgage document.

Non-judicial Foreclosure: A foreclosure process where a third party Trustee has the power to foreclosure and initiate a sale based on a Trust Deed instrument.

Initial Public Notice: Publication.

Estimated Foreclosure Process Period: 62+ days.

First Notice to Sale Time Period:21+ days.

Redemption Period?: None. (Judicial foreclosures only)

Deficiency Balance?: Yes.

* * *This information represents MRP’s current understanding of the Rhode Island foreclosure process. For the most detailed and up to date information, you should contact your local county government.* * *