South Carolina Foreclosure Help - Call (877) 400-8577
Your call will be directly routed to a foreclosure defense law firm licensed to practice in SOUTH CAROLINA. Speak to experienced legal professionals, and get answers today with a FREE CONSULTATION.
Welcome to the South Carolina Foreclosure Help page. On this page, you will find direct access to foreclosure defense attorneys and non-profit organizations offering foreclosure prevention services. You will also find general information about the South Carolina Foreclosure Process. If you need help with a troubled mortgage or foreclosure in South Carolina, you can find it here!
South Carolina Foreclosure Help - Foreclosure Defense Attorneys
Once you have received a Notice of Default (NOD), Notice of Filed Foreclosure, or Notice of Foreclosure Sale/Auction, a foreclosure defense or loan modification attorney is in the best position to effectively defend your rights and interests. If you have received one of these notices, call us today!
South Carolina Foreclosure Help - Foreclosure Defense and Loan Modification Attorneys
We support foreclosure defense attorneys that can answer complaints, and file counter-claims and motions. They can also represent you at hearings, mediation, and during the entire negotiation process. A foreclosure defense attorney will fight to defend your rights, and achieve the best possible outcome in loan modification and other foreclosure alternatives.
► ► Reach A Foreclosure Defense Attorney In South Carolina! ◄ ◄
South Carolina Foreclosure Help - Hardest Hit Fund
South Carolina is a “Hardest Hit Fund” State
($295,431,547)
Eligibility Info and Fact Sheet
For eligibility requirements and application information, please visit:
http://www.scmortgagehelp.com/
South Carolina Foreclosure Help - HUD Approved Agencies
HUD Approved Foreclosure Avoidance Counseling Agencies Located in South Carolina
Foreclosure prevention counseling services are provided free of charge by nonprofit housing counseling agencies working in partnership with the Federal Government. These agencies are funded, in part, by HUD and NeighborWorks® America. There is no need to pay a private company for these services. Organizations are listed in alphabetical order, by city.
In many cases, these organizations will end up recommending that you retain an attorney. The fact is that an experienced foreclosure attorney is in the best position to represent you in mortgage negotiations and foreclosure proceedings. In fact, THE FEDERAL TRADE COMMISSION (FTC) PROHIBITS ANY “NON-ATTORNEY” FROM NEGOTIATING MORTGAGE DEBT ON BEHALF OF A DISTRESSED HOMEOWNER. In some instances, negotiating yourself or through a non-attorney third party can even be detrimental to you. Before you do anything else, have a free consultation with a foreclosure defense attorney.
South Carolina Foreclosure Help - HUD Approved Foreclosure Avoidance Counseling Agencies in South Carolina
This list includes only HUD Approved Housing Counseling Agencies offering “Mortgage Delinquency and Default Resolution Counseling” services, and are considered “Foreclosure Avoidance Counseling” agencies. Organizations are listed in alphabetical order, by city.
| HUD Agency Name | Phone Toll-Free Fax Number Website Agency ID | Address | Languages |
| COMMUNITY DEVELOPMENT & IMPROVEMENT CORP. | P: 803-617-7978 T: F: 803-643-0069 E: [email protected] W: www.aikenhousing.org A: 82513 | 100 Rogers Terrace AIKEN, South Carolina 29801-3435 | - English |
| BEAUFORT COUNTY BLACK CHAMBER OF COMMERCE | P: 843-986-1102 T: F: 843-737-9882 E: [email protected] W: www.bcbcc.org A: 90121 | 711 Bladen Street BEAUFORT, South Carolina 29902-4968 | - English - Spanish |
| CCCS OF THE SAVANNAH AREA, INC.- SC BRANCH | P: 843-379-2227 T: F: E: [email protected] W: www.cccssavannah.org A: 90002 | 69 Robert Smalls Parkway, Ste. 3E BEAUFORT, South Carolina 29906-4275 | - English |
| NACA (NEIGHBORHOOD ASSISTANCE CORPORATION OF AMERICA) COLUMBIA, SC | P: 803-255-0223 T: 617-250-6222 F: 877-329-6222 E: W: https://www.naca.com A: 84355 | 810 Dutch Square Blvd Suite 220 COLUMBIA, South Carolina 29210-7318 | - English - Spanish |
| NID-HCA SCIPIO | P: 803-254-1636 T: F: E: [email protected] W: www.nidhousing.com/ A: 90339 | 1705 Richland St., Suite D COLUMBIA, South Carolina 29201-2635 | - English |
| TELAMON CORPORATION - COLUMBIA BRANCH | P: 919-899-9911 T: F: E: W: www.telamon.org A: 80232 | 2000 Park St Ste 103 Columbia, South Carolina 29201-2011 | - English - Spanish |
| GREENVILLE COUNTY HUMAN RELATIONS COMMISSION | P: 864-467-7095 T: 855-504-5455 F: 864-467-5965 E: [email protected] W: A: 81745 | 301 University Rdg Suite 1600 GREENVILLE, South Carolina 29601-3613 | - Cantonese - English - Spanish |
| URBAN LEAGUE OF THE UPSTATE | P: 864-244-3862 T: F: E: W: urbanleagueupstate.org A: 80283 | 15 Regency Hill Dr Greenville, South Carolina 29607-1230 | - English |
| INCREASING H.O.P.E. FINANCIAL TRAINING CENTER | P: 843-225-4343 T: F: 866-579-6265 E: [email protected] W: www.increasinghope.org A: 82835 | 1551 Remount Rd Suite B North Charleston, South Carolina 29406-3273 | - English |
| NACA (NEIGHBORHOOD ASSISTANCE CORPORATION OF AMERICA) CHARLESTON, SC | P: 843-556-0497 T: 617-250-6222 F: 877-329-6222 E: W: https://www.naca.com A: 84351 | 2420 Mall Drive Suite 100 NORTH CHARLESTON, South Carolina 29406-6520 | - English - Spanish |
| NID-HCA CHARLESTON | P: 843-637-4095 T: F: E: [email protected] W: www.nidhousing.com A: 90452 | 2179 Ashley Phosphate Rd, Ste A NORTH CHARLESTON, South Carolina 29406-4180 | - English |
| ORIGIN SC | P: 843-628-3000 T: 800-232-6489 F: 843-574-8983 E: [email protected] W: www.originsc.org A: 81419 | 8084 Rivers Ave Suite 100 North Charleston, SC 29406 North Charleston, South Carolina 29406-9235 | - English |
| REGENESIS COMMUNITY DEVELOPMENT CORPORATION F/K/A UPSTATE HOUSING PARTNERSHIP | P: 864-504-3090 T: F: E: W: www.rcdc.us A: 84768 | 430 E Main St Fl 1 Spartanburg, South Carolina 29302-1964 | - English |
| URBAN LEAGUE OF THE UPSTATE INC. - SPARTANBURG BRANCH | P: 864-562-4400 T: F: 864-562-4403 E: W: A: 90359 | 210 Bomar Avenue SPARTANBURG, South Carolina 29306-5406 | - English |
South Carolina Foreclosure Help - National Foreclosure Mitigation Counseling (NFMC) grantees through NeighborWorks® America, located in South Carolina
| Agency Name | Phone Website | Address | Languages |
| Consumer Credit Counseling Service of the Savannah Area, Inc. | Phone: 843-379-2227 Web: www.cccssavannah.org | 69 Robert Smalls Parkway Suite 2B Beaufort, South Carolina 29902 | - English |
| Community Development Corporation of Marlboro County | Phone: (843) 454-2188 Web: | 106 W Market Street Bennettsville, South Carolina 29512 | - English |
| Neighborhood Assistance Corporation of America (NACA) | Phone: 843-556-0497 Web: www.naca.com | 2420 Mall Drive, Suite 100 Charleston, South Carolina 29406 | - English |
| NID-HCA | Phone: 803-254-1636 Web: www.nidonline.org | 1815 Gervais Street Columbia, South Carolina 29201 | - English |
| Neighborhood Assistance Corporation of America (NACA) | Phone: 803-255-0223 Web: www.naca.com | 1631 Richland Street Columbia, South Carolina 29201 | - English |
| Springboard Non Profit Consumer Credit Management, Inc. | Phone: 855-736-7798 Web: www.homeownership.org | 1320 Main St. Suite 300 Columbia, South Carolina 29201 | - English |
| CCCS of Greater Atlanta | Phone: 800-251-2227 Web: www.clearpointccs.org | 1615 Wade Hampton Boulevard, Suite C Greenville, South Carolina 29609 | - English |
| United Housing Connections | Phone: 8642410462 Web: | 122 Edgeworth Street Greenville, South Carolina 29607 | - English |
| Urban League of the Upstate | Phone: 864-244-3862 Web: www.urbanleagueupstate.org | 15 Regency Hill Drive Greenville, South Carolina 29607 | - English |
| Family Services, Inc. | Phone: 843-744-1348 Web: www.fsisc.org | 4925 Lacross Road, Suite 205 North Charleston, South Carolina 29406 | - English |
For the most current list of HUD Approved Foreclosure Avoidance Counseling Agencies in South Carolina, please visit the HUD website.
South Carolina Foreclosure Help - South Carolina Foreclosure Process
Security Instrument(s): Mortgage.
Foreclosure Type(s): Judicial.
Judicial Foreclosure: A foreclosure process in which the lender must file a lawsuit against the borrower to obtain a court order to foreclose on a Mortgage document.
Initial Public Notice: Complaint.
Estimated Foreclosure Process Period: 150+ days.
First Notice to Sale Time Period: 23+ days.
Redemption Period?: Yes, 1-12 months.
Deficiency Balance?: Yes.
* * * This information represents MRP’s current understanding of the South Carolina foreclosure process. For the most detailed and up to date information, you should contact your local county government.* * *