South Carolina Foreclosure Help - Call (877) 400-8577

Your call will be directly routed to a foreclosure defense law firm licensed to practice in SOUTH CAROLINA. Speak to experienced legal professionals, and get answers today with a FREE CONSULTATION.

Welcome to the South Carolina Foreclosure Help page. On this page, you will find direct access to foreclosure defense attorneys and non-profit organizations offering foreclosure prevention services. You will also find general information about the South Carolina Foreclosure Process. If you need help with a troubled mortgage or foreclosure in South Carolina, you can find it here!


South Carolina Foreclosure Help - Foreclosure Defense Attorneys

Once you have received a Notice of Default (NOD), Notice of Filed Foreclosure, or Notice of Foreclosure Sale/Auction, a foreclosure defense or loan modification attorney is in the best position to effectively defend your rights and interests. If you have received one of these notices, call us today!


South Carolina Foreclosure Help - Foreclosure Defense and Loan Modification Attorneys

We support foreclosure defense attorneys that can answer complaints, and file counter-claims and motions. They can also represent you at hearings, mediation, and during the entire negotiation process. A foreclosure defense attorney will fight to defend your rights, and achieve the best possible outcome in loan modification and other foreclosure alternatives.

► ► Reach A Foreclosure Defense Attorney In South Carolina! ◄ ◄


South Carolina Foreclosure Help - Hardest Hit Fund

South Carolina is a “Hardest Hit Fund” State
($295,431,547)

Eligibility Info and Fact Sheet

For eligibility requirements and application information, please visit:
http://www.scmortgagehelp.com/


South Carolina Foreclosure Help - HUD Approved Agencies

HUD Approved Foreclosure Avoidance Counseling Agencies Located in South Carolina

Foreclosure prevention counseling services are provided free of charge by nonprofit housing counseling agencies working in partnership with the Federal Government. These agencies are funded, in part, by HUD and NeighborWorks® America. There is no need to pay a private company for these services. Organizations are listed in alphabetical order, by city.

In many cases, these organizations will end up recommending that you retain an attorney. The fact is that an experienced foreclosure attorney is in the best position to represent you in mortgage negotiations and foreclosure proceedings. In fact, THE FEDERAL TRADE COMMISSION (FTC) PROHIBITS ANY “NON-ATTORNEY” FROM NEGOTIATING MORTGAGE DEBT ON BEHALF OF A DISTRESSED HOMEOWNER. In some instances, negotiating yourself or through a non-attorney third party can even be detrimental to you. Before you do anything else, have a free consultation with a foreclosure defense attorney.

South Carolina Foreclosure Help - HUD Approved Foreclosure Avoidance Counseling Agencies in South Carolina

This list includes only HUD Approved Housing Counseling Agencies offering “Mortgage Delinquency and Default Resolution Counseling” services, and are considered “Foreclosure Avoidance Counseling” agencies. Organizations are listed in alphabetical order, by city.

HUD
Agency Name
Phone
Toll-Free
Fax Number
Email
Website
Agency ID
AddressLanguages
COMMUNITY DEVELOPMENT & IMPROVEMENT CORP.P: 803-617-7978
T:
F: 803-643-0069
E: [email protected]
W: www.aikenhousing.org
A: 82513
100 Rogers Terrace
AIKEN, South Carolina 29801-3435
- English
BEAUFORT COUNTY BLACK CHAMBER OF COMMERCEP: 843-986-1102
T:
F: 843-737-9882
E: [email protected]
W: www.bcbcc.org
A: 90121
711 Bladen Street
BEAUFORT, South Carolina 29902-4968
- English
- Spanish
CCCS OF THE SAVANNAH AREA, INC.- SC BRANCHP: 843-379-2227
T:
F:
E: [email protected]
W: www.cccssavannah.org
A: 90002
69 Robert Smalls Parkway, Ste. 3E
BEAUFORT, South Carolina 29906-4275
- English
NACA (NEIGHBORHOOD ASSISTANCE CORPORATION OF AMERICA) COLUMBIA, SCP: 803-255-0223
T: 617-250-6222
F: 877-329-6222
E:
W: https://www.naca.com
A: 84355
810 Dutch Square Blvd Suite 220
COLUMBIA, South Carolina 29210-7318
- English
- Spanish
NID-HCA SCIPIOP: 803-254-1636
T:
F:
E: [email protected]
W: www.nidhousing.com/
A: 90339
1705 Richland St., Suite D
COLUMBIA, South Carolina 29201-2635
- English
TELAMON CORPORATION - COLUMBIA BRANCHP: 919-899-9911
T:
F:
E:
W: www.telamon.org
A: 80232
2000 Park St Ste 103
Columbia, South Carolina 29201-2011
- English
- Spanish
GREENVILLE COUNTY HUMAN RELATIONS COMMISSIONP: 864-467-7095
T: 855-504-5455
F: 864-467-5965
E: [email protected]
W:
A: 81745
301 University Rdg Suite 1600
GREENVILLE, South Carolina 29601-3613
- Cantonese
- English
- Spanish
URBAN LEAGUE OF THE UPSTATEP: 864-244-3862
T:
F:
E:
W: urbanleagueupstate.org
A: 80283
15 Regency Hill Dr
Greenville, South Carolina 29607-1230
- English
INCREASING H.O.P.E. FINANCIAL TRAINING CENTERP: 843-225-4343
T:
F: 866-579-6265
E: [email protected]
W: www.increasinghope.org
A: 82835
1551 Remount Rd
Suite B
North Charleston, South Carolina 29406-3273
- English
NACA (NEIGHBORHOOD ASSISTANCE CORPORATION OF AMERICA) CHARLESTON, SCP: 843-556-0497
T: 617-250-6222
F: 877-329-6222
E:
W: https://www.naca.com
A: 84351
2420 Mall Drive Suite 100
NORTH CHARLESTON, South Carolina 29406-6520
- English
- Spanish
NID-HCA CHARLESTONP: 843-637-4095
T:
F:
E: [email protected]
W: www.nidhousing.com
A: 90452
2179 Ashley Phosphate Rd, Ste A
NORTH CHARLESTON, South Carolina 29406-4180
- English
ORIGIN SCP: 843-628-3000
T: 800-232-6489
F: 843-574-8983
E: [email protected]
W: www.originsc.org
A: 81419
8084 Rivers Ave
Suite 100
North Charleston, SC 29406
North Charleston, South Carolina 29406-9235
- English
REGENESIS COMMUNITY DEVELOPMENT CORPORATION F/K/A UPSTATE HOUSING PARTNERSHIPP: 864-504-3090
T:
F:
E:
W: www.rcdc.us
A: 84768
430 E Main St Fl 1
Spartanburg, South Carolina 29302-1964
- English
URBAN LEAGUE OF THE UPSTATE INC. - SPARTANBURG BRANCHP: 864-562-4400
T:
F: 864-562-4403
E:
W:
A: 90359
210 Bomar Avenue
SPARTANBURG, South Carolina 29306-5406
- English

South Carolina Foreclosure Help - National Foreclosure Mitigation Counseling (NFMC) grantees through NeighborWorks® America, located in South Carolina

Agency NamePhone
Website
AddressLanguages
Consumer Credit Counseling Service of the Savannah Area, Inc.Phone: 843-379-2227
Web: www.cccssavannah.org
69 Robert Smalls Parkway Suite 2B
Beaufort, South Carolina 29902
- English
Community Development Corporation of Marlboro CountyPhone: (843) 454-2188
Web:
106 W Market Street
Bennettsville, South Carolina 29512
- English
Neighborhood Assistance Corporation of America (NACA)Phone: 843-556-0497
Web: www.naca.com
2420 Mall Drive, Suite 100
Charleston, South Carolina 29406
- English
NID-HCAPhone: 803-254-1636
Web: www.nidonline.org
1815 Gervais Street
Columbia, South Carolina 29201
- English
Neighborhood Assistance Corporation of America (NACA)Phone: 803-255-0223
Web: www.naca.com
1631 Richland Street
Columbia, South Carolina 29201
- English
Springboard Non Profit Consumer Credit Management, Inc.Phone: 855-736-7798
Web: www.homeownership.org
1320 Main St. Suite 300
Columbia, South Carolina 29201
- English
CCCS of Greater AtlantaPhone: 800-251-2227
Web: www.clearpointccs.org
1615 Wade Hampton Boulevard, Suite C
Greenville, South Carolina 29609
- English
United Housing ConnectionsPhone: 8642410462
Web:
122 Edgeworth Street
Greenville, South Carolina 29607
- English
Urban League of the UpstatePhone: 864-244-3862
Web: www.urbanleagueupstate.org
15 Regency Hill Drive
Greenville, South Carolina 29607
- English
Family Services, Inc.Phone: 843-744-1348
Web: www.fsisc.org
4925 Lacross Road, Suite 205
North Charleston, South Carolina 29406
- English

For the most current list of HUD Approved Foreclosure Avoidance Counseling Agencies in South Carolina, please visit the HUD website.


South Carolina Foreclosure Help - South Carolina Foreclosure Process

Security Instrument(s): Mortgage.

Foreclosure Type(s): Judicial.

Judicial Foreclosure: A foreclosure process in which the lender must file a lawsuit against the borrower to obtain a court order to foreclose on a Mortgage document.

Initial Public Notice: Complaint.

Estimated Foreclosure Process Period: 150+ days.

First Notice to Sale Time Period: 23+ days.

Redemption Period?: Yes, 1-12 months.

Deficiency Balance?: Yes.

* * * This information represents MRP’s current understanding of the South Carolina foreclosure process. For the most detailed and up to date information, you should contact your local county government.* * *