South Carolina Foreclosure Help

MRP does not offer access to attorney representation in South Carolina.

South Carolina Foreclosure Help – Hardest Hit Fund

South Carolina Hardest Hit FundSouth Carolina is a “Hardest Hit Fund” State

($295,431,547)

Eligibility Info and Fact Sheet

For eligibility requirements and application information, please visit:

http://www.scmortgagehelp.com/

South Carolina Foreclosure Help – HUD Approved Agencies

HUD SealHUD Approved Foreclosure Avoidance Counseling Agencies Located in South Carolina

Foreclosure prevention counseling services are provided free of charge by nonprofit housing counseling agencies working in partnership with the Federal Government. These agencies are funded, in part, by HUD and NeighborWorks® America. There is no need to pay a private company for these services. Organizations are listed in alphabetical order, by city.

Foreclose Defense Attorney ConsultationIn many cases, these organizations will end up recommending that you retain an attorney. The fact is that an experienced foreclosure attorney is in the best position to represent you in mortgage negotiations and foreclosure proceedings. In fact, THE FEDERAL TRADE COMMISSION (FTC) PROHIBITS ANY “NON-ATTORNEY” FROM NEGOTIATING MORTGAGE DEBT ON BEHALF OF A DISTRESSED HOMEOWNER. In some instances, negotiating yourself or through a non-attorney third party can even be detrimental to you. Before you do anything else, we recommend speaking with a foreclosure defense attorney or completing the NO OBLIGATION Foreclosure Defense Application.

South Carolina Foreclosure Help – HUD Approved Foreclosure Avoidance Counseling Agencies in South Carolina

This list includes only HUD Approved Housing Counseling Agencies offering “Mortgage Delinquency and Default Resolution Counseling” services, and are considered “Foreclosure Avoidance Counseling” agencies. Organizations are listed in alphabetical order, by city.

HUD
Agency Name
Phone
Toll-Free
Fax Number
Email
Website
Agency ID
Address Languages
COMMUNITY DEVELOPMENT & IMPROVEMENT CORP. P: 803-617-7978
T:
F: 803-643-0069
E: clawton@aikenhousing.org
W: www.aikenhousing.org
A: 82513
100 Rogers Terrace
AIKEN, South Carolina 29801-3435
– English
BEAUFORT COUNTY BLACK CHAMBER OF COMMERCE P: 843-986-1102
T:
F: 843-737-9882
E: president@bcbcc.org
W: www.bcbcc.org
A: 90121
801 Bladen Street
BEAUFORT, South Carolina 29902-4574
– English
– Spanish
CCCS OF THE SAVANNAH AREA, INC.- SC BRANCH P: 843-379-2227
T:
F:
E: jennifer@cccssav.com
W: www.cccssavannah.org
A: 90002
69 Robert Smalls Parkway, Ste. 3E
BEAUFORT, South Carolina 29906-4275
– English
COMMUNITY ASSISTANCE PROVIDER, INC. P: 803-771-0050
T:
F: 803-771-0505
E: communityassist2@bellsouth.net
W: www.communityassistanceprovider.com
A: 83770
2800 North Main Street
COLUMBIA, South Carolina 29201-1738
– English
MONEY MANAGEMENT INTERNATIONAL – COLUMBIA P: 866-232-9080
T: 866-232-9080
F: 866-921-5129
E: counselinginfo@moneymanagement.org
W: www.moneymanagement.org
A: 90262
1320 Main St Ste 300328
Columbia, South Carolina 29201-3204
– English
– Spanish
NACA (NEIGHBORHOOD ASSISTANCE CORPORATION OF AMERICA) COLUMBIA, SC P: 803-255-0223
T: 617-250-6222
F: 877-329-6222
E:
W: www.naca.com
A: 84355
1634 Taylor St
Columbia, South Carolina 29201-3451
– English
– Spanish
NID-HCA SCIPIO P: 803-254-1636
T:
F:
E: Latishacarlisle@nidonline.org
W: www.nidhousing.com/
A: 90339
1705 Richland St., Suite D
COLUMBIA, South Carolina 29201-2635
– English
TELAMON CORPORATION – COLUMBIA BRANCH P: 803-678-4217
T:
F: 803-726-8545
E: sdurantbrooks@telamon.org
W: www.telamon.org
A: 80232
2000 PARK STREET
SUITE 103
COLUMBIA, South Carolina 29201-2011
– English
– Spanish
GREENVILLE COUNTY HUMAN RELATIONS COMMISSION P: 864-467-7095
T: 866-495-3918
F: 864-467-5965
E: yduckett@greenvillecounty.org
W: www.greenvillecounty.org/HumanRelations/
A: 81745
301 University Ridge
Suite 1600
GREENVILLE, South Carolina 29601-3636
– Cantonese
– English
– Spanish
URBAN LEAGUE OF THE UPSTATE P: 864-244-3862
T:
F:
E:
W: urbanleagueupstate.org
A: 80283
15 Regency Hill Dr
Greenville, South Carolina 29607-1230
– English
INCREASING H.O.P.E. FINANCIAL TRAINING CENTER P: 843-225-4343
T:
F: 866-579-6265
E: financetraining@increasinghope.org
W: www.increasinghope.org
A: 82835
1551B Remount Rd
North Charleston, South Carolina 29406-3273
– English
NACA (NEIGHBORHOOD ASSISTANCE CORPORATION OF AMERICA) CHARLESTON, SC P: 843-556-0497
T: 617-250-6222
F: 877-329-6222
E:
W: www.naca.com
A: 84351
2420 Mall Dr
North Charleston, South Carolina 29406-6515
– English
– Spanish
NID-HCA CHARLESTON P: 843-637-4095
T:
F:
E:
W: www.nidhousing.com
A: 90452
2179 Ashley Phosphate Rd, Ste A
NORTH CHARLESTON, South Carolina 29406-4180
– English
ORIGIN SC P: 843-735-7802
T: 800-232-6489
F: 843-744-2886
E: info@originsc.org
W: www.originsc.org
A: 81419
4925 Lacross Rd Ste 215
North Charleston, SC
North Charleston, SC 29406
North Charleston, South Carolina 29406-6513
– English
REGENESIS COMMUNITY DEVELOPMENT CORPORATION F/K/A UPSTATE HOUSING PARTNERSHIP P: 864-504-3090
T:
F:
E:
W: www.rcdc.us
A: 84768
139 S Dean St
Spartanburg, South Carolina 29302-1908
– English
URBAN LEAGUE OF THE UPSTATE INC. – SPARTANBURG BRANCH P: 864-562-4400
T:
F: 864-562-4403
E:
W:
A: 90359
210 Bomar Avenue
SPARTANBURG, South Carolina 29306-5406
– English

HUD Approved Housing Counseling Agencies

South Carolina Foreclosure Help – National Foreclosure Mitigation Counseling (NFMC) grantees through NeighborWorks® America, located in South Carolina

Agency Name Phone
Website
Address Languages
Consumer Credit Counseling Service of the Savannah Area, Inc. Phone: 843-379-2227
Web: www.cccssavannah.org
69 Robert Smalls Parkway Suite 2B
Beaufort, South Carolina 29902
– English
Community Development Corporation of Marlboro County Phone: (843) 454-2188
Web: www.communitydevelopmentsc.org
106 W Market Street
Bennettsville, South Carolina 29512
– English
Neighborhood Assistance Corporation of America (NACA) Phone: 843-556-0497
Web: www.naca.com
2420 Mall Drive, Suite 100
Charleston, South Carolina 29406
– English
NID-HCA Phone: 803-254-1636
Web: www.nidonline.org
1815 Gervais Street
Columbia, South Carolina 29201
– English
Neighborhood Assistance Corporation of America (NACA) Phone: 803-255-0223
Web: www.naca.com
1631 Richland Street
Columbia, South Carolina 29201
– English
Springboard Non Profit Consumer Credit Management, Inc. Phone: 855-736-7798
Web: www.homeownership.org
1320 Main St. Suite 300
Columbia, South Carolina 29201
– English
CCCS of Greater Atlanta Phone: 800-251-2227
Web: www.clearpointccs.org
1615 Wade Hampton Boulevard, Suite C
Greenville, South Carolina 29609
– English
United Housing Connections Phone: 8642410462
Web: www.unitedhousingconnections.org
122 Edgeworth Street
Greenville, South Carolina 29607
– English
Urban League of the Upstate Phone: 864-244-3862
Web: www.urbanleagueupstate.org
15 Regency Hill Drive
Greenville, South Carolina 29607
– English
Family Services, Inc. Phone: 843-744-1348
Web: www.fsisc.org
4925 Lacross Road, Suite 205
North Charleston, South Carolina 29406
– English

For the most current list of HUD Approved Foreclosure Avoidance Counseling Agencies in South Carolina, please visit the HUD website.

South Carolina Foreclosure Help – South Carolina Foreclosure Process

Foreclosure NoticeSecurity Instrument(s): Mortgage.

Foreclosure Type(s): Judicial.

Judicial Foreclosure: A foreclosure process in which the lender must file a lawsuit against the borrower to obtain a court order to foreclose on a Mortgage document.

Initial Public Notice: Complaint.

Estimated Foreclosure Process Period: 150+ days.

First Notice to Sale Time Period: 23+ days.

Redemption Period?: Yes, 1-12 months.

Deficiency Balance?: Yes.

* * * This information represents MRP’s current understanding of the South Carolina foreclosure process. For the most detailed and up to date information, you should contact your local county government.* * *