South Dakota Foreclosure Help – Call (877) 404-2334

South Dakota Foreclosure Help Line – (877) 404-2334

Your call will be directly routed to a foreclosure defense law firm licensed to practice in SOUTH DAKOTA. Speak to experienced legal professionals, and get answers today with a FREE CONSULTATION.

Welcome to the South Dakota Foreclosure Help page. On this page, you will find direct access to foreclosure defense attorneys and non-profit organizations offering foreclosure prevention services. You will also find general information about the South Dakota Foreclosure Process. If you need help with a troubled mortgage or foreclosure in South Dakota, you can find it here!


South Dakota Foreclosure Help – Foreclosure Defense Attorneys

Stop Foreclosure Attorney South Dakota

Once you have received a Notice of Default (NOD), Notice of Filed Foreclosure, or Notice of Foreclosure Sale/Auction, a foreclosure defense or loan modification attorney is in the best position to effectively defend your rights and interests. If you have received one of these notices, call us today!


South Dakota Foreclosure Help – Foreclosure Defense and Loan Modification Attorneys

Foreclosure Defense Attorneys

We support foreclosure defense attorneys that can answer complaints, and file counter-claims and motions. They can also represent you at hearings, mediation, and during the entire negotiation process. A foreclosure defense attorney will fight to defend your rights, and achieve the best possible outcome in loan modification and other foreclosure alternatives.

► ► Reach A Foreclosure Defense Attorney In South Dakota! ◄ ◄


South Dakota Foreclosure Help – HUD Approved Agencies

HUD Seal

HUD Approved Foreclosure Avoidance Counseling Agencies Located in South Dakota

Foreclosure prevention counseling services are provided free of charge by nonprofit housing counseling agencies working in partnership with the Federal Government. These agencies are funded, in part, by HUD and NeighborWorks® America. There is no need to pay a private company for these services. Organizations are listed in alphabetical order, by city.

HUD Approved Foreclosure Avoidance Counseling in South Dakota

In many cases, these organizations will end up recommending that you retain an attorney. The fact is that an experienced foreclosure attorney is in the best position to represent you in mortgage negotiations and foreclosure proceedings. In fact, THE FEDERAL TRADE COMMISSION (FTC) PROHIBITS ANY “NON-ATTORNEY” FROM NEGOTIATING MORTGAGE DEBT ON BEHALF OF A DISTRESSED HOMEOWNER. In some instances, negotiating yourself or through a non-attorney third party can even be detrimental to you. Before you do anything else, have a free consultation with a foreclosure defense attorney.

South Dakota Foreclosure Help – HUD Approved Foreclosure Avoidance Counseling Agencies in South Dakota

This list includes only HUD Approved Housing Counseling Agencies offering “Mortgage Delinquency and Default Resolution Counseling” services, and are considered “Foreclosure Avoidance Counseling” agencies. Organizations are listed in alphabetical order, by city.

HUD
Agency Name
Phone
Toll-Free
Fax Number
Email
Website
Agency ID
AddressLanguages
CCCS OF LSS – SOUTH DAKOTAP: 605-330-2700
T: 888-258-2227
F: 605-444-7750
E: cccs@lsssd.org
W: www.lsssd.org
A: 83378
110 6th Ave SE
Suite 200
ABERDEEN, South Dakota 57401-6265
– English
– Spanish
CCCS OF LSS – SOUTH DAKOTAP: 605-692-9636
T: 888-258-2227
F: 605-444-7750
E: cccs@lsssd.org
W: www.lsssd.org
A: 83379
752 22nd Ave S
BROOKINGS, South Dakota 57006-2822
– English
– Spanish
NEIGHBORWORKS DAKOTA HOME RESOURCESP: 605-578-1401
T:
F: 605-578-1405
E: paul@nwdhr.org
W: www.neighborworksdhr.org
A: 81513
795 Main St
Deadwood, South Dakota 57732-1015
– English
CCCS OF LSS – SOUTH DAKOTAP: 888-258-2227
T: 888-258-2227
F: 605-444-7750
E: cccs@lsssd.org
W: www.lsssd.org
A: 83864
33 3rd St SE Ste 202
Cornerstones Career Learning Center
Huron, South Dakota 57350-2064
– English
– Spanish
CCCS OF LSS – SOUTH DAKOTAP: 605-996-0868
T: 888-258-2227
F: 605-444-7750
E: cccs@lsssd.org
W: www.lsssd.org
A: 83380
403 N. Lawler
Suite 206
MITCHELL, South Dakota 57301-2694
– English
– Spanish
CONSUMER CREDIT COUNSELING SERVICE OF THE BLACK HILLSP: 605-348-4550
T: 800-568-6615
F:
E: jstone@cccsbh.com
W: https://www.cccsbh.com
A: 80726
2310 N Maple Ave
Rapid City, SD 57701
Rapid City, South Dakota 57701-7849
– English
LUTHERAN SOCIAL SERVICES OF SOUTH DAKOTA – CCCSP: 605-330-2700
T: 888-258-2227
F: 605-444-7750
E: cccs@lsssd.org
W: www.lsssd.org
A: 80727
705 E 41st St
Suite 100
Sioux Falls,SD 57105-6047
Sioux Falls, South Dakota 57105-6053
– English
– Spanish
CCCS OF LSS – SOUTH DAKOTAP: 605-882-2228
T: 888-258-2227
F: 605-444-7750
E: cccs@lsssd.org
W: www.lsssd.org
A: 83381
1424 9th Avenue SE
Suite 7
WATERTOWN, South Dakota 57201-5383
– English
– Spanish
CCCS OF LSS – SOUTH DAKOTAP: 605-665-2106
T: 888-258-2227
F: 605-444-7750
E: cccs@lsssd.org
W: www.lsssd.org
A: 83382
610 W. 23rd Street
Suite 11
YANKTON, South Dakota 57078-1218
– English
– Spanish
Keep your family in your home!

South Dakota Foreclosure Help – National Foreclosure Mitigation Counseling (NFMC) grantees through NeighborWorks® America, located in South Dakota

Agency NamePhone
Website
AddressLanguages
South Dakota Housing Development AuthorityPhone: 605.773.7181
Web: www.sdhda.org
3060 E Elizabeth Street
Pierre, South Dakota 57501
– English
Lutheran Social Services of SdPhone: 605-330-2700
Web: www.lsssd.org
705 East 41st Street
Sioux Falls, South Dakota 57105
– English

For the most current list of HUD Approved Foreclosure Avoidance Counseling Agencies in South Dakota, please visit the HUD website.


South Dakota Foreclosure Help – South Dakota Foreclosure Process

Foreclosure Notice

Security Instrument(s): Both Mortgage and Trust Deed.

Foreclosure Type(s):Judicial and Non-judicial.

Judicial Foreclosure: A foreclosure process in which the lender must file a lawsuit against the borrower to obtain a court order to foreclose on a Mortgage document.

Non-judicial Foreclosure: A foreclosure process where a third party Trustee has the power to foreclosure and initiate a sale based on a Trust Deed instrument.

Initial Public Notice: Publication/Complaint.

Estimated Foreclosure Process Period: 150+ days.

First Notice to Sale Time Period: 23+ days.

Redemption Period?: Yes, 1-12 months. (Judicial foreclosures only)

Deficiency Balance?: Yes, case by case basis.

* * * This information represents MRP’s current understanding of the South Dakota foreclosure process. For the most detailed and up to date information, you should contact your local county government.* * *