South Dakota Foreclosure Help

Welcome to the South Dakota Foreclosure Help page. On this page, you will find direct access to foreclosure defense attorneys and non-profit organizations offering foreclosure prevention services. You will also find general information about the South Dakota Foreclosure Process. If you are looking for assistance with a troubled mortgage or foreclosure, you have come to the right place! You can also just call us at (888) 718-0986!

South Dakota Foreclosure Help – Foreclosure Attorneys

Stop Foreclosure South Dakota!Once you have received a Notice of Default (NOD), Notice of Filed Foreclosure, or Notice of Foreclosure Sale/Auction, you need a foreclosure defense attorney or foreclosure litigation attorney to effectively defend your rights and interests. If you have received one of these notices, contact us today!

South Dakota Foreclosure Help – Foreclosure Defense Attorneys

South Dakota Foreclosure Help - Foreclosure Defense AttorneysWe support foreclosure defense attorneys that can answer complaints, and file counter-claims and motions. They can also represent you at hearings, mediation, and during the entire negotiation process. A foreclosure defense attorney will fight to defend your rights, and achieve the best possible outcome in loan modification and other foreclosure alternatives.

► ► Find A Foreclosure Defense Attorney In South Dakota! ◄ ◄

► ► Complete the Foreclosure Defense Attorney Evaluation! ◄ ◄

South Dakota Foreclosure Help – Foreclosure Litigation Attorneys

South Dakota foreclosure litigation attorneysIn recent years, legislators have passed consumer protection laws for homeowners. These laws give rights to homeowners and call for statutory damages for violations. Accordingly, many homeowners are now hiring foreclosure litigation attorneys to sue their lenders. This aggressive legal tactic can to stop the foreclosure process, resolve a troubled mortgage, and even obtain corrective and monetary relief.

► ► Schedule A Litigation Attorney Consultation! ◄ ◄

► ► Take The Lender Litigation Test! ◄ ◄

IMPORTANT, PLEASE READ: If you no longer occupy or legally control a property, but seek monetary and corrective damages for wrongful foreclosure and related legal issues, please visit the Wrongful Foreclosure Damages page to learn about available legal services.

South Dakota Foreclosure Help – HUD Approved Agencies

HUD SealHUD Approved Foreclosure Avoidance Counseling Agencies Located in South Dakota

Foreclosure prevention counseling services are provided free of charge by nonprofit housing counseling agencies working in partnership with the Federal Government. These agencies are funded, in part, by HUD and NeighborWorks® America. There is no need to pay a private company for these services. Organizations are listed in alphabetical order, by city.

Foreclose Defense Attorney ConsultationIn many cases, these organizations will end up recommending that you retain an attorney. The fact is that an experienced foreclosure attorney is in the best position to represent you in mortgage negotiations and foreclosure proceedings. In fact, THE FEDERAL TRADE COMMISSION (FTC) PROHIBITS ANY “NON-ATTORNEY” FROM NEGOTIATING MORTGAGE DEBT ON BEHALF OF A DISTRESSED HOMEOWNER. In some instances, negotiating yourself or through a non-attorney third party can even be detrimental to you. Before you do anything else, we recommend a FREE ATTORNEY CONSULTATION or completing our FORECLOSURE DEFENSE ATTORNEY EVALUATION.

South Dakota Foreclosure Help – National Foreclosure Mitigation Counseling (NFMC) grantees through NeighborWorks® America, located in South Dakota

Agency Name Phone
Website
Address Languages
South Dakota Housing Development Authority Phone: 605.773.7181
Web: www.sdhda.org
3060 E Elizabeth Street
Pierre, South Dakota 57501
English
Lutheran Social Services of Sd Phone: 605-330-2700
Web: www.lsssd.org
705 East 41st Street
Sioux Falls, South Dakota 57105
English

HUD Approved Housing Counseling Agencies

South Dakota Foreclosure Help – HUD Approved Foreclosure Avoidance Counseling Agencies in South Dakota

This list includes only HUD Approved Housing Counseling Agencies offering “Mortgage Delinquency and Default Resolution Counseling” services, and are considered “Foreclosure Avoidance Counseling” agencies. Organizations are listed in alphabetical order, by city.

HUD
Agency Name
Phone
Toll-Free
Fax Number
Email
Website
Address Languages
CCCS OF LSS – SOUTH DAKOTA P: 605-229-5140
T: 888-258-2227
F: 605-444-7750
E: cccs@lsssd.org
W: www.lsssd.org
110 6th Ave SE
Suite 200
ABERDEEN, South Dakota 57401-6265
English
CCCS OF LSS – SOUTH DAKOTA P: 605-692-9636
T: 888-258-2227
F: 605-444-7750
E: cccs@lsssd.org
W: www.lsssd.org
752 22nd Ave S
BROOKINGS, South Dakota 57006-2822
English
NEIGHBORWORKS DAKOTA HOME RESOURCES P: 605-578-1401
T:
F:
E: info@neighborworksdhr.org
W: www.neighborworksdhr.org
795 Main St
Deadwood, South Dakota 57732-1015
English
CCCS OF LSS – SOUTH DAKOTA P: 605-352-7256
T: 888-258-2227
F: 605-444-7750
E: cccs@lsssd.org
W: www.lsssd.org
1000 18th St. SW
HURON, South Dakota 57350-3486
English
JAMES VALLEY HOUSING, INC. P: 605-554-0181
T:
F:
E: jamesvalleyhousing@midco.net
W: www.jamesvalleyhousing.org
145 3rd St SW
Huron, South Dakota 57350-1908
English
– Other
– Spanish
INTER-LAKES COMMUNITY ACTION PARTNERSHIP, INC. P: 605-256-6518
T: 800-896-4106
F: 605-256-2238
E: jmcguire@interlakescap.com
W: www.interlakescap.com
111 N Van Eps Ave
Madison, South Dakota 57042-2800
English
CCCS OF LSS – SOUTH DAKOTA P: 605-996-0868
T: 888-258-2227
F: 605-444-7750
E: cccs@lsssd.org
W: www.lsssd.org
403 N. Lawler
Suite 206
MITCHELL, South Dakota 57301-2694
English
BLACK HILLS CHILDREN’S RANCH, INC. – PIONEER CREDIT COUNSELING P: 605-348-1608
T: 800-888-1596
F: 605-348-8537
E: counseling@pioneercredit.com
W: www.pioneercredit.com
1644 Concourse Drive
RAPID CITY, South Dakota 57703-4720
English
– Spanish
CONSUMER CREDIT COUNSELING SERVICE OF THE BLACK HILLS P: 605-348-4550
T: 800-568-6615
F: 605-348-0107
E: jstone@cccsbh.com
W: www.cccsbh.com
2310 N Maple Ave
Rapid City, South Dakota 57701-7849
English
LUTHERAN SOCIAL SERVICES OF SOUTH DAKOTA – CCCS P: 605-330-2700
T: 888-258-2227
F: 605-444-7750
E: cccs@lsssd.org
W: www.lsssd.org
705 E 41st St
Suite 100
Sioux Falls, South Dakota 57105-6053
English
– Spanish
CCCS OF LSS – SOUTH DAKOTA P: 605-882-2228
T: 888-258-2227
F: 605-444-7750
E: cccs@lsssd.org
W: www.lsssd.org
1424 9th Avenue SE
Suite 7
WATERTOWN, South Dakota 57201-5383
English
CCCS OF LSS – SOUTH DAKOTA P: 605-665-2106
T: 888-258-2227
F: 605-444-7750
E: cccs@lsssd.org
W: www.lsssd.org
610 W. 23rd Street
Suite 104
YANKTON, South Dakota 57078-1218
English

For the most current list of HUD Approved Foreclosure Avoidance Counseling Agencies in South Dakota, please visit the HUD website.

South Dakota Foreclosure Help – South Dakota Foreclosure Process

Foreclosure NoticeSecurity Instrument(s): Both Mortgage and Trust Deed.

Foreclosure Type(s):Judicial and Non-judicial.

Judicial Foreclosure: A foreclosure process in which the lender must file a lawsuit against the borrower to obtain a court order to foreclose on a Mortgage document.

Non-judicial Foreclosure: A foreclosure process where a third party Trustee has the power to foreclosure and initiate a sale based on a Trust Deed instrument.

Initial Public Notice: Publication/Complaint.

Estimated Foreclosure Process Period: 150+ days.

First Notice to Sale Time Period: 23+ days.

Redemption Period?: Yes, 1-12 months. (Judicial foreclosures only)

Deficiency Balance?: Yes, case by case basis.

* * * This information represents MRP’s current understanding of the South Dakota foreclosure process. For the most detailed and up to date information, you should contact your local county government.* * *