South Dakota Foreclosure Help – Call (877) 404-2334
Your call will be directly routed to a foreclosure defense law firm licensed to practice in SOUTH DAKOTA. Speak to experienced legal professionals, and get answers today with a FREE CONSULTATION.
Welcome to the South Dakota Foreclosure Help page. On this page, you will find direct access to foreclosure defense attorneys and non-profit organizations offering foreclosure prevention services. You will also find general information about the South Dakota Foreclosure Process. If you need help with a troubled mortgage or foreclosure in South Dakota, you can find it here!
South Dakota Foreclosure Help – Foreclosure Defense Attorneys
Once you have received a Notice of Default (NOD), Notice of Filed Foreclosure, or Notice of Foreclosure Sale/Auction, a foreclosure defense or loan modification attorney is in the best position to effectively defend your rights and interests. If you have received one of these notices, call us today!
South Dakota Foreclosure Help – Foreclosure Defense and Loan Modification Attorneys
We support foreclosure defense attorneys that can answer complaints, and file counter-claims and motions. They can also represent you at hearings, mediation, and during the entire negotiation process. A foreclosure defense attorney will fight to defend your rights, and achieve the best possible outcome in loan modification and other foreclosure alternatives.
South Dakota Foreclosure Help – HUD Approved Agencies
HUD Approved Foreclosure Avoidance Counseling Agencies Located in South Dakota
Foreclosure prevention counseling services are provided free of charge by nonprofit housing counseling agencies working in partnership with the Federal Government. These agencies are funded, in part, by HUD and NeighborWorks® America. There is no need to pay a private company for these services. Organizations are listed in alphabetical order, by city.
In many cases, these organizations will end up recommending that you retain an attorney. The fact is that an experienced foreclosure attorney is in the best position to represent you in mortgage negotiations and foreclosure proceedings. In fact, THE FEDERAL TRADE COMMISSION (FTC) PROHIBITS ANY “NON-ATTORNEY” FROM NEGOTIATING MORTGAGE DEBT ON BEHALF OF A DISTRESSED HOMEOWNER. In some instances, negotiating yourself or through a non-attorney third party can even be detrimental to you. Before you do anything else, have a free consultation with a foreclosure defense attorney.
South Dakota Foreclosure Help – HUD Approved Foreclosure Avoidance Counseling Agencies in South Dakota
This list includes only HUD Approved Housing Counseling Agencies offering “Mortgage Delinquency and Default Resolution Counseling” services, and are considered “Foreclosure Avoidance Counseling” agencies. Organizations are listed in alphabetical order, by city.
|CCCS OF LSS – SOUTH DAKOTA||P: 605-330-2700|
|110 6th Ave SE|
ABERDEEN, South Dakota 57401-6265
|CCCS OF LSS – SOUTH DAKOTA||P: 605-692-9636|
|752 22nd Ave S|
BROOKINGS, South Dakota 57006-2822
|NEIGHBORWORKS DAKOTA HOME RESOURCES||P: 605-578-1401|
|795 Main St|
Deadwood, South Dakota 57732-1015
|CCCS OF LSS – SOUTH DAKOTA||P: 888-258-2227|
|33 3rd St SE Ste 202|
Cornerstones Career Learning Center
Huron, South Dakota 57350-2064
|CCCS OF LSS – SOUTH DAKOTA||P: 605-996-0868|
|403 N. Lawler|
MITCHELL, South Dakota 57301-2694
|CONSUMER CREDIT COUNSELING SERVICE OF THE BLACK HILLS||P: 605-348-4550|
|2310 N Maple Ave|
Rapid City, SD 57701
Rapid City, South Dakota 57701-7849
|LUTHERAN SOCIAL SERVICES OF SOUTH DAKOTA – CCCS||P: 605-330-2700|
|705 E 41st St|
Sioux Falls,SD 57105-6047
Sioux Falls, South Dakota 57105-6053
|CCCS OF LSS – SOUTH DAKOTA||P: 605-882-2228|
|1424 9th Avenue SE|
WATERTOWN, South Dakota 57201-5383
|CCCS OF LSS – SOUTH DAKOTA||P: 605-665-2106|
|610 W. 23rd Street|
YANKTON, South Dakota 57078-1218
South Dakota Foreclosure Help – National Foreclosure Mitigation Counseling (NFMC) grantees through NeighborWorks® America, located in South Dakota
|South Dakota Housing Development Authority||Phone: 605.773.7181|
|3060 E Elizabeth Street|
Pierre, South Dakota 57501
|Lutheran Social Services of Sd||Phone: 605-330-2700|
|705 East 41st Street|
Sioux Falls, South Dakota 57105
For the most current list of HUD Approved Foreclosure Avoidance Counseling Agencies in South Dakota, please visit the HUD website.
South Dakota Foreclosure Help – South Dakota Foreclosure Process
Security Instrument(s): Both Mortgage and Trust Deed.
Foreclosure Type(s):Judicial and Non-judicial.
Judicial Foreclosure: A foreclosure process in which the lender must file a lawsuit against the borrower to obtain a court order to foreclose on a Mortgage document.
Non-judicial Foreclosure: A foreclosure process where a third party Trustee has the power to foreclosure and initiate a sale based on a Trust Deed instrument.
Initial Public Notice: Publication/Complaint.
Estimated Foreclosure Process Period: 150+ days.
First Notice to Sale Time Period: 23+ days.
Redemption Period?: Yes, 1-12 months. (Judicial foreclosures only)
Deficiency Balance?: Yes, case by case basis.
* * * This information represents MRP’s current understanding of the South Dakota foreclosure process. For the most detailed and up to date information, you should contact your local county government.* * *