South Dakota
Foreclosure Defense Attorneys
Schedule a FREEForeclosure AttorneyConsultation!
Let a foreclosure attorney explain your options regarding loan modification, reinstatement, forbearance and principal reduction, as well as foreclosure alternatives like short sale, deed-in-lieu, cash for keys, leaseback and more. Also, learn about existing lending laws and new legislation designed to protect homeowners’ rights. Depending on the details of your case, suing your lender may be your best legal strategy to protect your rights and resolve your troubled mortgage!
Foreclosure Process
Security Instrument(s): Both Mortgage and Trust Deed
Judicial Foreclosure: A foreclosure process in which the lender must file a lawsuit against the borrower to obtain a court order to foreclose on a Mortgage document.
Non-judicial Foreclosure: A foreclosure process where a third party Trustee has the power to foreclosure and initiate a sale based on a Trust Deed instrument.
Initial Public Notice: Complaint
First Notice to sale time period: 90 days
Redemption Period?: Yes, varying time periods
Deficiency Balance?: Yes, on case by case basis
HUD Approved HousingCounseling AgenciesLocated in South Dakota
If you are behind on your mortgage, facing foreclosure or stuck in a bad loan, look for organizations offering “Mortgage Delinquency and Default Resolution Counseling” services. Organizations are listed in alphabetical order, by city.
THE FEDERAL TRADE COMMISSION (FTC) PROHIBITS ANY “NON-ATTORNEY” FROM NEGOTIATING MORTGAGE DEBT ON BEHALF OF A DISTRESSED HOMEOWNER. YOU SHOULD BE SKEPTICAL OF ANY “NON-ATTORNEY” ORGANIZATION’S ABILITY TO PROVIDE THE ASSISTANCE YOU NEED TO PREVENT FORECLOSURE!
Many of these organizations will end up recommending that you retain a foreclosure attorney. Most experienced foreclosure attorneys prefer to represent homeowners from the beginning of negotiations. Negotiating yourself or through a non-attorney third party can actually do harm, so we recommend a FREE FORECLOSURE ATTORNEY CONSULTATION before you do anything else! You can also speed up the process by completing our ONLINE FORECLOSURE ATTORNEY EVALUATION. Your completed form is immediately routed to a foreclosure attorney licensed to practice in your state. You will receive a phone call with results and any further questions.
| Agency Name | Phone, Toll-Free, Fax Number, Email, Website | Address | Counseling Services |
| CCCS OF LSS - SOUTH DAKOTA | Phone: 605-229-5140 Toll-free: 888-258-2227 Fax: 605-229-5140 E-mail: [email protected] Website: www.lsssd.org | 110 6th Ave SE Suite 200 ABERDEEN, South Dakota 57401-6265 | - Financial Management/Budget Counseling - Mortgage Delinquency and Default Resolution Counseling - Non-Delinquency Post Purchase Workshops - Pre-purchase Counseling - Pre-purchase Homebuyer Education Workshops - Rental Housing Counseling |
| CCCS OF LSS - SOUTH DAKOTA | Phone: 605-692-9636 Toll-free: 888-258-2227 Fax: 605-692-9636 E-mail: [email protected] Website: www.lsssd.org | 1310 Main Ave S Suite 107A BROOKINGS, South Dakota 57006-3819 | - Financial Management/Budget Counseling - Mortgage Delinquency and Default Resolution Counseling - Non-Delinquency Post Purchase Workshops - Pre-purchase Counseling - Pre-purchase Homebuyer Education Workshops - Rental Housing Counseling |
| NEIGHBORWORKS DAKOTA HOME RESOURCES | Phone: 605-578-1401 E-mail: [email protected] Website: www.asite.com | 795 Main St Deadwood, South Dakota 57732+1015 | - Financial Management/Budget Counseling - Home Improvement and Rehabilitation Counseling - Mortgage Delinquency and Default Resolution Counseling - Non-Delinquency Post Purchase Workshops - Pre-purchase Counseling - Pre-purchase Homebuyer Education Workshops - Predatory Lending Education Workshops |
| CCCS OF LSS - SOUTH DAKOTA | Phone: 605-352-7256 Toll-free: 888-258-2227 Fax: 605-357-0150 E-mail: [email protected] Website: www.lsssd.org | 1000 18th St. SW HURON, South Dakota 57350-3486 | - Financial Management/Budget Counseling - Mortgage Delinquency and Default Resolution Counseling - Non-Delinquency Post Purchase Workshops - Pre-purchase Counseling - Pre-purchase Homebuyer Education Workshops - Rental Housing Counseling |
| JAMES VALLEY HOUSING, INC. | Phone: 605-554-0181 Fax: 605-352-3923 E-mail: [email protected] | 145 3rd Street SW HURON, South Dakota 57350-1908 | - Fair Housing Pre-Purchase Education Workshops - Financial Management/Budget Counseling - Financial, Budgeting and Credit Repair Workshops - Home Improvement and Rehabilitation Counseling - Mortgage Delinquency and Default Resolution Counseling - Non-Delinquency Post Purchase Workshops - Pre-purchase Counseling - Pre-purchase Homebuyer Education Workshops - Predatory Lending Education Workshops - Rental Housing Counseling - Rental Housing Workshops - Resolving/Preventing Mortgage Delinquency Workshops - Services for Homeless Counseling |
| INTER-LAKES COMMUNITY ACTION PARTNERSHIP, INC. | Phone: 605-256-6518 Toll-free: 800-896-4106 Fax: 605-256-2238 E-mail: [email protected] Website: www.interlakescap.com | 111 N Van Eps Ave MADISON, South Dakota 57042-2800 | - Mortgage Delinquency and Default Resolution Counseling - Pre-purchase Counseling - Pre-purchase Homebuyer Education Workshops |
| CCCS OF LSS - SOUTH DAKOTA | Phone: 605-996-0868 Toll-free: 888-258-2227 Fax: 605-996-0868 E-mail: [email protected] Website: www.lsssd.org | 403 N. Lawler Suite 206 MITCHELL, South Dakota 57301-2694 | - Financial Management/Budget Counseling - Mortgage Delinquency and Default Resolution Counseling - Non-Delinquency Post Purchase Workshops - Pre-purchase Counseling - Pre-purchase Homebuyer Education Workshops - Rental Housing Counseling |
| CCCS/BH | Phone: 605-348-4550 Toll-free: 800-568-6568 Fax: 605-348-0107 E-mail: [email protected] Website: www.cccsbh.com | 209 1/2 Sioux Ave PO Box 404 Pierre, South Dakota 57501 | - Fair Housing Pre-Purchase Education Workshops - Financial Management/Budget Counseling - Mortgage Delinquency and Default Resolution Counseling - Non-Delinquency Post Purchase Workshops - Pre-purchase Counseling - Pre-purchase Homebuyer Education Workshops - Predatory Lending Education Workshops - Rental Housing Counseling - Services for Homeless Counseling |
| SOUTH DAKOTA HOUSING DEVELOPMENT AUTHORITY | Phone: 605-773-3181 Toll-free: 800-540-4241 Fax: 605-773-5154 E-mail: [email protected] Website: www.sdhda.org | 3060 E. Elizabeth Street PIERRE, South Dakota 57501-5876 | - Mortgage Delinquency and Default Resolution Counseling - Pre-purchase Counseling - Rental Housing Counseling |
| OGLALA SIOUX TRIBE PARTNERSHIP FOR HOUSING, INC. | Phone: 605-867-1555 Toll-free: 866-394-2874 Fax: 605-867-1522 E-mail: [email protected] | Old Ambulance Building P. O. Box 3001 Pine Ridge, South Dakota 57770 | - Fair Housing Pre-Purchase Education Workshops - Financial Management/Budget Counseling - Mortgage Delinquency and Default Resolution Counseling - Non-Delinquency Post Purchase Workshops - Pre-purchase Counseling - Pre-purchase Homebuyer Education Workshops - Predatory Lending Education Workshops - Rental Housing Counseling |
| CONSUMER CREDIT COUNSELING SERVICE OF THE BLACK HILLS | Phone: 605-348-4550 Toll-free: 800-568-6615 Fax: 605-348-0107 E-mail: [email protected] Website: www.cccsbh.com | 2310 N Maple Ave RAPID CITY, South Dakota 57701-7849 | - Fair Housing Pre-Purchase Education Workshops - Financial Management/Budget Counseling - Home Improvement and Rehabilitation Counseling - Mortgage Delinquency and Default Resolution Counseling - Non-Delinquency Post Purchase Workshops - Pre-purchase Counseling - Pre-purchase Homebuyer Education Workshops - Predatory Lending Education Workshops - Rental Housing Counseling - Services for Homeless Counseling |
| PIONEER CREDIT COUNSELING | Phone: 605-716-1121 Toll-free: 800-888-1596 Fax: 605-348-8537 E-mail: [email protected] Website: www.pioneercredit.com | 1644 Concourse Drive RAPID CITY, South Dakota 57703-4720 | - Financial Management/Budget Counseling - Mortgage Delinquency and Default Resolution Counseling - Non-Delinquency Post Purchase Workshops - Pre-purchase Counseling - Pre-purchase Homebuyer Education Workshops - Rental Housing Counseling - Rental Housing Workshops - Services for Homeless Counseling |
| TETON COALITION, INCORPORATED | Phone: 605-341-9939 Fax: 605-718-5030 E-mail: [email protected] Website: www.TETONCOALITION.org | 18 E. New York Street. RAPID CITY, South Dakota 57701-1566 | - Pre-purchase Counseling - Pre-purchase Homebuyer Education Workshops |
| LUTHERAN SOCIAL SERVICES OF SOUTH DAKOTA - CCCS | Phone: 605-330-2700 Toll-free: 888-258-2227 Fax: 605-357-0150 E-mail: [email protected] Website: www.lsssd.org | PO Box 89228 SIOUX FALLS, South Dakota 57109-9228 | - Financial Management/Budget Counseling - Mortgage Delinquency and Default Resolution Counseling - Non-Delinquency Post Purchase Workshops - Pre-purchase Counseling - Pre-purchase Homebuyer Education Workshops - Rental Housing Counseling |
| NORTHEAST SOUTH DAKOTA COMMUNITY ACTION PROGRAM | Phone: 605-698-7654 Fax: 605-698-3038 E-mail: [email protected] Website: www.growsd.org | 104 E Ash St SISSETON, South Dakota 57262-1908 | - Financial Management/Budget Counseling - Home Improvement and Rehabilitation Counseling - Pre-purchase Counseling - Rental Housing Counseling |
| CCCS OF LSS - SOUTH DAKOTA | Phone: 605-882-2228 Toll-free: 888-258-2227 Fax: 605-882-4323 E-mail: [email protected] Website: www.lsssd.org | 1424 9th Avenue SE Suite 7 WATERTOWN, South Dakota 57201-5383 | - Financial Management/Budget Counseling - Mortgage Delinquency and Default Resolution Counseling - Non-Delinquency Post Purchase Workshops - Pre-purchase Counseling - Pre-purchase Homebuyer Education Workshops - Rental Housing Counseling |
| CCCS OF LSS - SOUTH DAKOTA | Phone: 605-665-2106 Toll-free: 888-258-2227 Fax: 605-605-2106 E-mail: [email protected] Website: www.lsssd.org | 610 W. 23rd Street Suite 104 YANKTON, South Dakota 57078-1218 | - Financial Management/Budget Counseling - Mortgage Delinquency and Default Resolution Counseling - Non-Delinquency Post Purchase Workshops - Pre-purchase Counseling - Pre-purchase Homebuyer Education Workshops - Rental Housing Counseling |