Tennessee Foreclosure Help - Call (877) 400-8577
Your call will be directly routed to a foreclosure defense law firm licensed to practice in TENNESSEE. Speak to experienced legal professionals, and get answers today with a FREE CONSULTATION.
Welcome to the Tennessee Foreclosure Help page. On this page, you will find direct access to foreclosure defense attorneys and non-profit organizations offering foreclosure prevention services. You will also find general information about the Tennessee Foreclosure Process. If you need help with a troubled mortgage or foreclosure in Tennessee, you can find it here!
Tennessee Foreclosure Help - Foreclosure Defense Attorneys
Once you have received a Notice of Default (NOD), Notice of Filed Foreclosure, or Notice of Foreclosure Sale/Auction, a foreclosure defense or loan modification attorney is in the best position to effectively defend your rights and interests. If you have received one of these notices, call us today!
Tennessee Foreclosure Help - Foreclosure Defense and Loan Modification Attorneys
We support foreclosure defense attorneys that can answer complaints, and file counter-claims and motions. They can also represent you at hearings, mediation, and during the entire negotiation process. A foreclosure defense attorney will fight to defend your rights, and achieve the best possible outcome in loan modification and other foreclosure alternatives.
► ► Reach A Foreclosure Defense Attorney In Tennessee! ◄ ◄
Tennessee Foreclosure Help - Hardest Hit Fund
Tennessee is a “Hardest Hit Fund” State
($217,315,593)
Eligibility Info and Fact Sheet
Tennessee Foreclosure Help - HUD Approved Agencies
HUD Approved Foreclosure Avoidance Counseling Agencies Located in Tennessee
Foreclosure prevention counseling services are provided free of charge by nonprofit housing counseling agencies working in partnership with the Federal Government. These agencies are funded, in part, by HUD and NeighborWorks® America. There is no need to pay a private company for these services. Organizations are listed in alphabetical order, by city.
In many cases, these organizations will end up recommending that you retain an attorney. The fact is that an experienced foreclosure attorney is in the best position to represent you in mortgage negotiations and foreclosure proceedings. In fact, THE FEDERAL TRADE COMMISSION (FTC) PROHIBITS ANY “NON-ATTORNEY” FROM NEGOTIATING MORTGAGE DEBT ON BEHALF OF A DISTRESSED HOMEOWNER. In some instances, negotiating yourself or through a non-attorney third party can even be detrimental to you. Before you do anything else, have a free consultation with a foreclosure defense attorney.
Tennessee Foreclosure Help - HUD Approved Foreclosure Avoidance Counseling Agencies in Tennessee
This list includes only HUD Approved Housing Counseling Agencies offering “Mortgage Delinquency and Default Resolution Counseling” services, and are considered “Foreclosure Avoidance Counseling” agencies. Organizations are listed in alphabetical order, by city.
| HUD Agency Name | Phone Toll-Free Fax Number Website Agency ID | Address | Languages |
| CHATTANOOGA NEIGHBORHOOD ENTERPRISE, INC. | P: 423-756-6201 T: F: E: W: www.cneinc.org A: 82128 | 1500 Chestnut St Ste 102 Chattanooga, Tennessee 37408-1023 | - ASL - English - Spanish |
| GOOD NEIGHBOR FOUNDATION | P: 615-610-4912 T: F: 615-610-4913 E: [email protected] W: homeownershiptn.com A: 90282 | 725 Cool Springs Blvd Ste 600 Franklin, Tennessee 37067-2702 | - Arabic - English - Spanish |
| WEST TENNESSEE LEGAL SERVICES, INC. | P: 731-423-0616 T: 800-372-8346 F: 731-422-9079 E: [email protected] W: www.wtls.org A: 83154 | 210 W Main St P.O. Box 2066 Jackson, Tennessee 38301-6114 | - English - Other - Spanish |
| WEST TENNESSEE LEGAL SERVICES, INCORPORATED | P: 731-423-0616 T: F: 731-423-2600 E: www.wtls.org W: www.wtls.org A: 80293 | 210 West Main Street JACKSON, Tennessee 38301-6114 | - English - Spanish |
| EASTERN EIGHT COMMUNITY DEVELOPMENT CORP. | P: 423-232-5097 T: F: E: W: www.e8cdc.org A: 90115 | 214 E Watauga Ave Johnson City, Tennessee 37601-4630 | - English |
| KNOX HOUSING PARTNERSHIP, INCORPORATED | P: 865-637-1679 T: F: E: [email protected] W: https://www.homesourcetn.org A: 80983 | 109 Winona St Knoxville, Tennessee 37917-7843 | - English - Spanish |
| KNOXVILLE AREA URBAN LEAGUE | P: 865-524-5511 T: F: E: W: www.thekaul.org A: 80169 | 1514 East Fifth Avenue Knoxville, Tennessee 37917 | - English |
| LIFE OF VICTORY INTERNATIONAL CHRISTIAN MINISTRIES | P: 615-213-1468 T: F: 615-793-3523 E: [email protected] W: www.lifeofvictoryministries.com A: 84278 | 144 Bain Dr Ste 200 La Vergne, Tennessee 37086-3642 | - English - Spanish |
| FRAYSER COMMUNITY DEVELOPMENT CORPORATION | P: 901-354-7178 T: 901-354-7178 F: 901-354-9405 E: [email protected] W: www.fraysercdc.org A: 83797 | 3684 North Watkins St MEMPHIS, Tennessee 38127-4361 | - English |
| MEMPHIS AREA LEGAL SERVICES, INC. | P: 901-432-4663 T: F: 901-529-8706 E: [email protected] W: www.malsi.org A: 80292 | 22 North Front Street Suite 1100 MEMPHIS, Tennessee 38103-2162 | - English - Other - Spanish |
| NACA (NEIGHBORHOOD ASSISTANCE CORPORATION OF AMERICA) MEMPHIS, TN | P: 901-348-0115 T: 617-250-6222 F: 877-329-6222 E: W: https://www.naca.com A: 84364 | 2400 Poplar Ave. Suite 500 MEMPHIS, Tennessee 38112-3226 | - English - Spanish |
| NID-HCA HARRELL | P: 901-417-8094 T: F: E: [email protected] W: www.nidhousing.com A: 80324 | 1574 E Shelby Dr Memphis, Tennessee 38116-7215 | - English |
| UNITED HOUSING, INC. | P: 901-272-1122 T: F: 901-272-1181 E: [email protected] W: www.uhinc.org A: 82778 | 2750 Colony Park Dr Memphis, Tennessee 38118-2088 | - English |
| AFFORDABLE HOUSING RESOURCES OF NASHVILLE, INC | P: 615-251-0025 T: F: E: W: www.ahrhousing.org A: 80173 | 50 Vantage Way Ste 107 Nashville, Tennessee 37228-1524 | - English - Spanish |
| APPRISEN - CCCS OF THE MIDWEST - NASHVILLE | P: 800-355-2227 T: 800-355-2227 F: 614-552-4800 E: [email protected] W: www.apprisen.com A: 80944 | 615 Main Street Suite 208 NASHVILLE, Tennessee 37206-3603 | - English |
| GREENPATH FINANCIAL WELLNESS | P: 888-860-4167 T: F: E: [email protected] W: www.greenpath.org A: 90171 | 89 Hermitage Ave Nashville, Tennessee 37210-2141 | - English - Spanish |
| RESIDENTIAL RESOURCES, INC. | P: 615-650-9779 T: F: 615-650-1253 E: [email protected] W: A: 81524 | 604 Gallatin Ave Ste 103 Nashville, Tennessee 37206-3475 | - English - Spanish |
| TENNESSEE HOUSING DEVELOPMENT AGENCY | P: 888-483-8432 T: F: 615-564-2799 E: [email protected] W: www.thda.org A: 82378 | 502 Deaderick Street Third Floor NASHVILLE, Tennessee 37243-0200 | - English |
| WOODBINE COMMUNITY ORGANIZATION | P: 615-850-3452 T: F: 615-833-9727 E: [email protected] W: www.woodbinecommunity.org/ A: 81758 | 643 Spence Ln Nashville, Tennessee 37217-1141 | - English - Spanish |
| CLINCH-POWELL RESOURCE CONSERVATION AND DEVELOPMENT COUNCIL, INC | P: 865-828-5927 T: F: 865-828-5212 E: [email protected] W: clinchpowell.net A: 82934 | 7995 Rutledge Pike RUTLEDGE, Tennessee 37861-3003 | - English - Spanish |
Tennessee Foreclosure Help - National Foreclosure Mitigation Counseling (NFMC) grantees through NeighborWorks® America, located in Tennessee
| Agency Name | Phone Website | Address | Languages |
| Chattanooga Neighborhood Enterprise | Phone: 423-756-6201 Web: www.cneinc.org | 1301 Market Street, Suite 100 Chattanooga, Tennessee 37402 | - English |
| Consumer Credit Counseling of Chattanooga | Phone: 4234905620 Web: www.CreditHelpToday.org | 2245 Olan Mills Dr Chattanooga, Tennessee 37421 | - English |
| CCCS of Greater Atlanta | Phone: 877-877-1995 Web: www.clearpointccs.orgntccs.org | 137 Dean Drive, Suite 4 Clarksville, Tennessee 37040 | - English |
| The Housing Fund, Inc. | Phone: 931-572-8454 Web: www.thehousingfund.org | 115 Center Pointe Drive Clarksville, Tennessee 37040 | - English |
| GAP Community Development Resources Inc | Phone: 6155914345 Web: | 129 West Fowlkes Street , Suite 137 Franklin, Tennessee 37064 | - English |
| West Tenn. Legal Services | Phone: 731-423-0616 Web: www.wtls.org | 210 West Main st. Jackson, Tennessee 38301 | - English |
| Eastern Eight CDC | Phone: 423-232-5097 Web: www.e8cdc.org | 214 E. Watauga Avenue Johnson City, Tennessee 37601 | - English |
| MMI - Kingsport | Phone: 800-308-2227 Web: www.moneymanagement.org | 1999 E. Stone Dr., Ste. 102 Kingsport, Tennessee 37660 | - English |
| CCCS of Greater Atlanta | Phone: 800-251-2227 Web: www.clearpointccs.org | 531 Callahan Road, Suite 101 Knoxville, Tennessee 37912 | - English |
| Knox Housing Partnership | Phone: 865-637-1679 Web: www.khp.org | 109 N. Winona Street Knoxville, Tennessee 37917 | - English |
| Knoxville Area Urban League | Phone: 865-524-5511 Web: www.thekaul.org | 1514 East 5th Avenue Knoxville, Tennessee 37917 | - English |
| Life of Victory International Christian Ministries | Phone: 615-213-1468 Web:https://www.lifeofvictoryministries.com | 599 Waldron Rd, Bldg B La Vergne, Tennessee 37086 | - English |
| Binghampton Development Corporation | Phone: 901-347-0504 Web: www.bcdmemphis.org | 280 Tillman Street Memphis, Tennessee 38112 | - English |
| CCCS of Greater Atlanta | Phone: 877-877-1995 Web: www.clearpointccs.org | White Station Towers 5050 Poplar Ave, Suite 1101 Memphis, Tennessee 38157 | - English |
| Financial Counselors of America | Phone: 901-722-5000 Web: | 3294 Poplar Avenue, Suite 304 Memphis, Tennessee 38111 | - English |
| Frayser Community Development Corporation | Phone: 9013549402 Web: | 3684 North Watkins Street Memphis, Tennessee 38127 | - English |
| Memphis Area Legal Services, Inc. | Phone: 901-523-8822 Web: www.malsi.org | 109 N. Main Street, Suite 200 Memphis, Tennessee 38103 | - English |
| NID-HCA | Phone: 901-417-8094 Web: www.nidonline.org | 1574 E. Shelby Drive Memphis, Tennessee 38116 | - English |
| Neighborhood Assistance Corporation of America (NACA) | Phone: 901-348-0115 Web: www.naca.com | 3035 Directors Row, Suite 1201-2 Memphis, Tennessee 38131 | - English |
| Orange Mound CDC | Phone: 901-327-4205 Web: | 2395 Park Avenue Memphis, Tennessee 38118 | - English |
| United Housing, Inc. | Phone: 901-272-1122 Web: www.uhinc.org | 2750 Colony Park Drive Memphis, Tennessee 38118 | - English |
| Consumer Credit Counseling Service of Central Ohio | Phone: 800-355-2227 Web: www.apprisen.com | 201 E Main Street, Suite 412 Murfreesboro, Tennessee 37130 | - English |
| Affordable Housing Resources, Inc. | Phone: 615-251-0025 Web: www.ahrhousing.org | 50 Vantage Way, Suite 107 Nashville, Tennessee 37228 | - English |
| Consumer Credit Counseling Service of Central Ohio | Phone: 800-355-2227 Web: www.apprisen.com | 1104 Kermit Drive, Suite 204 Nashville, Tennessee 37217 | - English |
| Residential Resources, Inc. | Phone: 615-650-9779 Web: | 604 Gallatin Road, Suite 103 Nashville, Tennessee 37206 | - English |
| Woodbine Community Organization | Phone: 615-850-3453 Web: www.woodbinecommunity.org | 222 Oriel Aveue Nashville, Tennessee 37210 | - English |
| Clinch Powell RC&D | Phone: 865-828-5927 Web: www.clinchpowell.org | 7995 Rutledge Pike Rutledge, Tennessee 37861 | - English |
| Dominion Financial Management, Inc. | Phone: 615-220-5858 Web: www.dominionfinancial.org | 660 Fitzhugh Blvd., Suite 100 Smyrna, Tennessee 37167 | - English |
For the most current list of HUD Approved Foreclosure Avoidance Counseling Agencies in Tennessee, please visit the HUD website.
Tennessee Foreclosure Help - Tennessee Foreclosure Process
Security Instrument(s): Both Mortgage and Trust Deed.
Foreclosure Type(s):Judicial (rare) and Non-judicial.
Judicial Foreclosure: A foreclosure process in which the lender must file a lawsuit against the borrower to obtain a court order to foreclose on a Mortgage document.
Non-judicial Foreclosure: A foreclosure process where a third party Trustee has the power to foreclosure and initiate a sale based on a Trust Deed instrument.
Initial Public Notice: Publication.
Estimated Foreclosure Process Period: 40+ days.
First Notice to Sale Time Period: 20+ days.
Redemption Period?: Yes, 24 months. (Judicial foreclosures only)
Deficiency Balance?: Yes.
* * * This information represents MRP’s current understanding of the Tennessee foreclosure process. For the most detailed and up to date information, you should contact your local county government.* * *