Tennessee Foreclosure Help

Tennessee Foreclosure Help LineCall (888) 718-0986 for Immediate Help!

Welcome to the Tennessee Foreclosure Help page. On this page, you will find direct access to foreclosure defense attorneys and non-profit organizations offering foreclosure prevention services. You will also find general information about the Tennessee Foreclosure Process. If you need help with a troubled mortgage or foreclosure, this is a great place to find it.

Tennessee Foreclosure Help – Foreclosure Attorneys

Stop Foreclosure Alabama!Once you have received a Notice of Default (NOD), Notice of Filed Foreclosure, or Notice of Foreclosure Sale/Auction, a foreclosure defense or loss mitigation attorney is in the best position to effectively defend your rights and interests. If you have received one of these notices, contact us today!

Tennessee Foreclosure Help – Foreclosure Defense Attorneys

Tennessee Foreclosure Help - Foreclosure Defense AttorneysWe support foreclosure defense attorneys that can answer complaints, and file counter-claims and motions. They can also represent you at hearings, mediation, and during the entire negotiation process. A foreclosure defense attorney will fight to defend your rights, and achieve the best possible outcome in loan modification and other foreclosure alternatives.

► ► Find A Foreclosure Defense Attorney In Tennessee! ◄ ◄

► ► Complete the Foreclosure Defense Application! ◄ ◄

Tennessee Foreclosure Help – Hardest Hit Fund

Hardest Hit Fund TennesseeTennessee is a “Hardest Hit Fund” State

($217,315,593)

Eligibility Info and Fact Sheet

Tennessee Foreclosure Help – HUD Approved Agencies

HUD SealHUD Approved Foreclosure Avoidance Counseling Agencies Located in Tennessee

Foreclosure prevention counseling services are provided free of charge by nonprofit housing counseling agencies working in partnership with the Federal Government. These agencies are funded, in part, by HUD and NeighborWorks® America. There is no need to pay a private company for these services. Organizations are listed in alphabetical order, by city.

Foreclose Defense Attorney ConsultationIn many cases, these organizations will end up recommending that you retain an attorney. The fact is that an experienced foreclosure attorney is in the best position to represent you in mortgage negotiations and foreclosure proceedings. In fact, THE FEDERAL TRADE COMMISSION (FTC) PROHIBITS ANY “NON-ATTORNEY” FROM NEGOTIATING MORTGAGE DEBT ON BEHALF OF A DISTRESSED HOMEOWNER. In some instances, negotiating yourself or through a non-attorney third party can even be detrimental to you. Before you do anything else, we recommend speaking with a foreclosure defense attorney or completing the NO OBLIGATION Foreclosure Defense Application.

Tennessee Foreclosure Help – HUD Approved Foreclosure Avoidance Counseling Agencies in Tennessee

This list includes only HUD Approved Housing Counseling Agencies offering “Mortgage Delinquency and Default Resolution Counseling” services, and are considered “Foreclosure Avoidance Counseling” agencies. Organizations are listed in alphabetical order, by city.

HUD
Agency Name
Phone
Toll-Free
Fax Number
Email
Website
Agency ID
Address Languages
CHATTANOOGA NEIGHBORHOOD ENTERPRISE, INC. P: 423-756-6201
T:
F:
E:
W: www.cneinc.org
A: 82128
1500 Chestnut St Ste 102
Chattanooga, Tennessee 37408-1023
– ASL
– English
– Spanish
PARTNERSHIP FOR FAMILIES, CHILDREN AND ADULTS/CCCS OF CHATTANOOGA P: 423-490-5620
T: 423-490-5630
F: 423-490-5624
E: lschobert@partnershipfca.com
W: www.CreditHelpToday.org
A: 82535
5600 Brainerd Rd Ste 1
Chattanooga, Tennessee 37411-5373
– ASL
– English
– Spanish
GOOD NEIGHBOR FOUNDATION P: 615-610-4912
T:
F: 615-610-4913
E: cbgetsmail@gmail.com
W: www.homeownershiptn.com
A: 90282
725 Cool Springs Blvd., S600
FRANKLIN, Tennessee 37067-2775
– Arabic
– English
– Spanish
WEST TENNESSEE LEGAL SERVICES, INC. P: 731-423-0616
T: 800-372-8346
F: 731-422-9079
E: www.wtls@wtls.org
W: www.wtls.org
A: 83154
210 W Main St
P.O. Box 2066
Jackson, Tennessee 38301-6114
– English
– Other
– Spanish
WEST TENNESSEE LEGAL SERVICES, INCORPORATED P: 731-423-0616
T:
F: 731-423-2600
E:
W: www.wtls.org
A: 80293
210 West Main Street
JACKSON, Tennessee 38301-6114
– English
– Spanish
EASTERN EIGHT COMMUNITY DEVELOPMENT CORP. P: 423-232-5097
T:
F: 423-926-0034
E: abanks@e8cdc.org
W: www.e8cdc.org
A: 90115
214 East Watauga Avenue
JOHNSON CITY, Tennessee 37601-4630
– English
KNOX HOUSING PARTNERSHIP, INCORPORATED P: 865-637-1679
T:
F:
E:
W: www.khp.org
A: 80983
109 Winona St
Knoxville, Tennessee 37917-7843
– English
– Spanish
KNOXVILLE AREA URBAN LEAGUE P: 865-524-5511
T:
F:
E:
W: www.thekaul.org
A: 80169
1514 E 5th Ave
Knoxville, Tennessee 37917-7801
– English
LIFE OF VICTORY INTERNATIONAL CHRISTIAN MINISTRIES P: 615-213-1468
T:
F: 615-793-3523
E: brenda.lifeofvictory@comcast.net
W: lifeofvictoryministries.com/
A: 84278
144 Bain Drive
Suite 200
LA VERGNE, Tennessee 37086-3641
– English
– Spanish
FRAYSER COMMUNITY DEVELOPMENT CORPORATION P: 901-354-7178
T: 901-354-7178
F: 901-354-9405
E: cjackson@fraysercdc.org
W: www.fraysercdc.org
A: 83797
3684 North Watkins St
MEMPHIS, Tennessee 38127-4361
– English
MEMPHIS AREA LEGAL SERVICES, INC. P: 901-432-4663
T:
F: 901-529-8706
E: rgibson@malsi.org
W: www.malsi.org
A: 80292
22 North Front Street
Suite 1100
MEMPHIS, Tennessee 38103-2162
– English
– Spanish
NACA (NEIGHBORHOOD ASSISTANCE CORPORATION OF AMERICA) MEMPHIS, TN P: 901-348-0115
T: 617-250-6222
F: 877-329-6222
E:
W: www.naca.com
A: 84364
2400 Poplar Ave. Suite 500
MEMPHIS, Tennessee 38112-3226
– English
– Spanish
NID-HCA HARRELL P: 901-417-8094
T:
F:
E: pharrellnid@gmail.com
W: www.nidhousing.com/
A: 80324
1574 E Shelby Dr
Memphis, Tennessee 38116-7215
– English
UNITED HOUSING, INC. P: 901-272-1122
T:
F:
E:
W: www.uhinc.org
A: 82778
2750 Colony Park Dr
Memphis, Tennessee 38118-2088
– English
– Spanish
AFFORDABLE HOUSING RESOURCES OF NASHVILLE, INC P: 615-251-0025
T:
F:
E:
W: www.ahrhousing.org
A: 80173
50 Vantage Way Ste 107
Nashville, Tennessee 37228-1524
– English
– Spanish
APPRISEN – CCCS OF THE MIDWEST – NASHVILLE P: 800-355-2227
T: 800-355-2227
F: 614-552-4800
E: info@apprisen.com
W: www.apprisen.com/home.asp
A: 80944
615 Main Street
Suite 208
NASHVILLE, Tennessee 37206-3603
– English
CITIZENS FOR AFFORDABLE HOUSING INC P: 615-218-6887
T:
F:
E: housing4citizens@yahoo.com
W: www.cfahi.com
A: 80175
4300 Clarksville Pike
Suite 105
NASHVILLE, Tennessee 37218-1504
– English
– Spanish
GREENPATH FINANCIAL WELLNESS P: 888-860-4167
T:
F:
E: housingdepartment@greenpath.com
W: www.greenpath.com
A: 90171
c/o US Cmty CU
2618 Old Lebanon Rd
Nashville, Tennessee 37214
– English
– Spanish
RESIDENTIAL RESOURCES, INC. P: 615-650-9779
T:
F: 615-650-1253
E: rrihome@aol.com
W: residentialresourcesinc.com
A: 81524
604 Gallatin Ave Ste 103
Nashville, Tennessee 37206-3475
– English
– Spanish
TENNESSEE HOUSING DEVELOPMENT AGENCY P: 888-483-8432
T:
F: 615-564-2799
E: hudcounseling@thda.org
W: www.thda.org
A: 82378
502 Deaderick Street
Third Floor
NASHVILLE, Tennessee 37243-0200
– English
WOODBINE COMMUNITY ORGANIZATION P: 615-850-3452
T:
F: 615-833-9727
E: dhill@woodbinecommunity.org
W: www.woodbinecommunity.org/
A: 81758
643 Spence Ln
Nashville, Tennessee 37217-1141
– English
– Spanish
CLINCH-POWELL RESOURCE CONSERVATION AND DEVELOPMENT COUNCIL, INC P: 865-828-5927
T:
F: 865-828-5212
E: info@clinchpowell.net
W: clinchpowell.net
A: 82934
7995 Rutledge Pike
RUTLEDGE, Tennessee 37861-3003
– English
– Spanish
COMMUNITY ACTION NETWORK, INC. P: 731-642-8208
T:
F: 731-593-1394
E: rozann2463@gmail.com
W:
A: 83968
7891 Highway 69 S
Springville, Tennessee 38256-5400
– English
– Spanish

HUD Approved Housing Counseling Agencies

Tennessee Foreclosure Help – National Foreclosure Mitigation Counseling (NFMC) grantees through NeighborWorks® America, located in Tennessee

Agency Name Phone
Website
Address Languages
Chattanooga Neighborhood Enterprise Phone: 423-756-6201
Web: www.cneinc.org
1301 Market Street, Suite 100
Chattanooga, Tennessee 37402
– English
Consumer Credit Counseling of Chattanooga Phone: 4234905620
Web: www.CreditHelpToday.org
2245 Olan Mills Dr
Chattanooga, Tennessee 37421
– English
CCCS of Greater Atlanta Phone: 877-877-1995
Web: www.clearpointccs.org
137 Dean Drive, Suite 4
Clarksville, Tennessee 37040
– English
The Housing Fund, Inc. Phone: 931-572-8454
Web: www.thehousingfund.org
115 Center Pointe Drive
Clarksville, Tennessee 37040
– English
GAP Community Development Resources Inc Phone: 6155914345
Web: www.gapcdr.org
129 West Fowlkes Street , Suite 137
Franklin, Tennessee 37064
– English
West Tenn. Legal Services Phone: 731-423-0616
Web: www.wtls.org
210 West Main st.
Jackson, Tennessee 38301
– English
Eastern Eight CDC Phone: 423-232-5097
Web: www.e8cdc.org
214 E. Watauga Avenue
Johnson City, Tennessee 37601
– English
MMI – Kingsport Phone: 800-308-2227
Web: www.moneymanagement.org
1999 E. Stone Dr., Ste. 102
Kingsport, Tennessee 37660
– English
CCCS of Greater Atlanta Phone: 800-251-2227
Web: www.clearpointccs.org
531 Callahan Road, Suite 101
Knoxville, Tennessee 37912
– English
Knox Housing Partnership Phone: 865-637-1679
Web: www.khp.org
109 N. Winona Street
Knoxville, Tennessee 37917
– English
Knoxville Area Urban League Phone: 865-524-5511
Web: www.thekaul.org
1514 East 5th Avenue
Knoxville, Tennessee 37917
– English
Life of Victory International Christian Ministries Phone: 615-213-1468
Web: www.lifeofvictoryministries.com
599 Waldron Rd, Bldg B
La Vergne, Tennessee 37086
– English
Binghampton Development Corporation Phone: 901-347-0504
Web: www.bcdmemphis.org
280 Tillman Street
Memphis, Tennessee 38112
– English
CCCS of Greater Atlanta Phone: 877-877-1995
Web: www.clearpointccs.org
White Station Towers 5050 Poplar Ave, Suite 1101
Memphis, Tennessee 38157
– English
Financial Counselors of America Phone: 901-722-5000
Web: www.financialcounselors.org
3294 Poplar Avenue, Suite 304
Memphis, Tennessee 38111
– English
Frayser Community Development Corporation Phone: 9013549402
Web: www.fraysercdc.org
3684 North Watkins Street
Memphis, Tennessee 38127
– English
Memphis Area Legal Services, Inc. Phone: 901-523-8822
Web: www.malsi.org
109 N. Main Street, Suite 200
Memphis, Tennessee 38103
– English
NID-HCA Phone: 901-417-8094
Web: www.nidonline.org
1574 E. Shelby Drive
Memphis, Tennessee 38116
– English
Neighborhood Assistance Corporation of America (NACA) Phone: 901-348-0115
Web: www.naca.com
3035 Directors Row, Suite 1201-2
Memphis, Tennessee 38131
– English
Orange Mound CDC Phone: 901-327-4205
Web: www.omdc.org/
2395 Park Avenue
Memphis, Tennessee 38118
– English
United Housing, Inc. Phone: 901-272-1122
Web: www.uhinc.org
2750 Colony Park Drive
Memphis, Tennessee 38118
– English
Consumer Credit Counseling Service of Central Ohio Phone: 800-355-2227
Web: www.apprisen.com
201 E Main Street, Suite 412
Murfreesboro, Tennessee 37130
– English
Affordable Housing Resources, Inc. Phone: 615-251-0025
Web: www.ahrhousing.org
50 Vantage Way, Suite 107
Nashville, Tennessee 37228
– English
Consumer Credit Counseling Service of Central Ohio Phone: 800-355-2227
Web: www.apprisen.com
1104 Kermit Drive, Suite 204
Nashville, Tennessee 37217
– English
Residential Resources, Inc. Phone: 615-650-9779
Web: www.residentialresourcesinc.com
604 Gallatin Road, Suite 103
Nashville, Tennessee 37206
– English
Woodbine Community Organization Phone: 615-850-3453
Web: www.woodbinecommunity.org
222 Oriel Aveue
Nashville, Tennessee 37210
– English
Clinch Powell RC&D Phone: 865-828-5927
Web: www.clinchpowell.org
7995 Rutledge Pike
Rutledge, Tennessee 37861
– English
Dominion Financial Management, Inc. Phone: 615-220-5858
Web: www.dominionfinancial.org
660 Fitzhugh Blvd., Suite 100
Smyrna, Tennessee 37167
– English

For the most current list of HUD Approved Foreclosure Avoidance Counseling Agencies in Tennessee, please visit the HUD website.

Tennessee Foreclosure Help – Tennessee Foreclosure Process

Foreclosure NoticeSecurity Instrument(s): Both Mortgage and Trust Deed.

Foreclosure Type(s):Judicial (rare) and Non-judicial.

Judicial Foreclosure: A foreclosure process in which the lender must file a lawsuit against the borrower to obtain a court order to foreclose on a Mortgage document.

Non-judicial Foreclosure: A foreclosure process where a third party Trustee has the power to foreclosure and initiate a sale based on a Trust Deed instrument.

Initial Public Notice: Publication.

Estimated Foreclosure Process Period: 40+ days.

First Notice to Sale Time Period: 20+ days.

Redemption Period?: Yes, 24 months. (Judicial foreclosures only)

Deficiency Balance?: Yes.

* * * This information represents MRP’s current understanding of the Tennessee foreclosure process. For the most detailed and up to date information, you should contact your local county government.* * *