Texas Foreclosure Help Line - Call (877) 400-8577
Your call will be directly routed to a foreclosure defense law firm licensed to practice in TEXAS. Speak to experienced legal professionals, and get answers today with a FREE CONSULTATION.
Welcome to the Texas Foreclosure Help page. On this page, you will find direct access to foreclosure defense attorneys and non-profit organizations offering foreclosure prevention services. You will also find general information about the Texas Foreclosure Process. If you need help with a troubled mortgage or foreclosure in Texas, you can find it here!
Texas Foreclosure Help - Foreclosure Defense Attorneys
Once you have received a Notice of Default (NOD), Notice of Filed Foreclosure, or Notice of Foreclosure Sale/Auction, a foreclosure defense or loan modification attorney is in the best position to effectively defend your rights and interests. If you have received one of these notices, call us today!
Texas Foreclosure Help - Foreclosure Defense and Loan Modification Attorneys
We support foreclosure defense attorneys that can answer complaints, and file counter-claims and motions. They can also represent you at hearings, mediation, and during the entire negotiation process. A foreclosure defense attorney will fight to defend your rights, and achieve the best possible outcome in loan modification and other foreclosure alternatives.
► ► Reach A Foreclosure Defense Attorney In Texas! ◄ ◄
Texas Foreclosure Help - HUD Approved Agencies
HUD Approved Foreclosure Avoidance Counseling Agencies Located in Texas
Foreclosure prevention counseling services are provided free of charge by nonprofit housing counseling agencies working in partnership with the Federal Government. These agencies are funded, in part, by HUD and NeighborWorks® America. There is no need to pay a private company for these services. Organizations are listed in alphabetical order, by city.
In many cases, these organizations will end up recommending that you retain an attorney. The fact is that an experienced foreclosure attorney is in the best position to represent you in mortgage negotiations and foreclosure proceedings. In fact, THE FEDERAL TRADE COMMISSION (FTC) PROHIBITS ANY “NON-ATTORNEY” FROM NEGOTIATING MORTGAGE DEBT ON BEHALF OF A DISTRESSED HOMEOWNER. In some instances, negotiating yourself or through a non-attorney third party can even be detrimental to you. Before you do anything else, have a free consultation with a foreclosure defense attorney.
Texas Foreclosure Help - HUD Approved Foreclosure Avoidance Counseling Agencies in Texas
This list includes only HUD Approved Housing Counseling Agencies offering “Mortgage Delinquency and Default Resolution Counseling” services, and are considered “Foreclosure Avoidance Counseling” agencies. Organizations are listed in alphabetical order, by city.
| HUD Agency Name | Phone Toll-Free Fax Number Website Agency ID | Address | Languages |
| AUSTIN HABITAT FOR HUMANITY | P: 512-472-8788×122 T: F: 512-476-1304 E: W: https://www.austinhabitat.org A: 81507 | 500 W Ben White Blvd Austin, Texas 78704-7030 | - English - Spanish |
| BCL OF TEXAS (BUSINESS AND COMMUNITY LENDERS) | P: 512-912-9884 T: 888-241-2215 F: E: housing@bcloftexas.org W: www.bcloftexas.org A: 81070 | 1011 San Jacinto Blvd Suite 500 AUSTIN, Texas 78701-1952 | - English - Spanish |
| FRAMEWORKS COMMUNITY DEVELOPMENT CORPORATION | P: 512-385-1500 T: F: 512-385-1503 E: susan@frameworkscdc.org W: www.frameworkscdc.org A: 84455 | 701 Tillery St Suite A-7B Austin, Texas 78702-3738 | - English - Spanish |
| CATHOLIC CHARITIES OF SOUTHEAST TEXAS | P: 409-924-4400-4425 T: 855-924-4400 F: 409-832-0145 E: mhopson@catholiccharitiesbmt.org W: www.catholiccharitiesbmt.org A: 90319 | 2780 Eastex Freeway BEAUMONT, Texas 77703-4617 | - English - Spanish |
| cdcb-come dream.come build. | P: 956-541-4955 T: F: E: W: cdcb.org A: 80458 | 901 E Levee St Brownsville, Texas 78520-5164 | - ASL - English - Spanish |
| GREENPATH FINANCIAL WELLNESS | P: 888-860-4167 T: F: E: housingdepartment@greenpath.com W: www.greenpath.org A: 80945 | 4444 Corona Dr Suite 125 Corpus Christi, Texas 78411-4324 | - English - Other - Spanish |
| BCL OF TEXAS (BUSINESS AND COMMUNITY LENDERS) | P: 214-688-7456 T: 877-688-7457 F: 214-688-7465 E: housing@bcloftexas.org W: www.bcloftexas.org A: 82723 | 1322 Record Crossing Rd Dallas, Texas 75235-6004 | - English - Spanish |
| CATHOLIC CHARITIES OF DALLAS | P: 972-246-6021 T: F: 214-317-4357 E: mrivera@ccdallas.org W: www.catholiccharitiesdallas.org/ A: 90022 | 1421 W. Mockingbird Ln DALLAS, Texas 75247-4905 | - English - Spanish |
| DALLAS COUNTY HOME LOAN COUNSELING CENTER | P: 214-819-6060 T: F: E: W: www.dallascounty.org A: 81704 | 2377 N Stemmons Fwy Ste 724 Dallas, Texas 75207-2710 | - English - Spanish |
| NACA (NEIGHBORHOOD ASSISTANCE CORPORATION OF AMERICA) DALLAS, TX | P: 972-283-1171 T: 617-250-6222 F: 877-329-6222 E: W: https://www.naca.com A: 84356 | 5787 South Hampton Rd Ste 120 DALLAS, Texas 75232-2289 | - English - Spanish |
| NAVICORE SOLUTIONS- DALLAS, TX | P: 866-472-4557 T: 866-472-4557 F: 732-863-1032 E: housing@navicoresolutions.org W: www.navicoresolutions.org A: 84872 | 17440 Dallas Pkwy Suite 134 Dallas, Texas 75287-7336 | - English - Spanish |
| TRANSFORMANCE - DALLAS | P: 214-638-2227 T: 800-249-2227 F: E: scooks@transformanceusa.org W: transformanceusa.org A: 80185 | 5470 Ellsworth Ave Dallas, Texas 75206-5322 | - English - Spanish |
| EL PASO COMMUNITY ACTION PROGRAM, PROJECT BRAVO, INC. | P: 915-562-4100 T: F: E: W: https://www.projectbravo.org A: 81154 | 2000 Texas Ave El Paso, Texas 79901-1919 | - English - Spanish |
| GECU | P: 915-774-2160 T: F: 915-538-2911 E: communitydevelopment@gecu.com W: www.gecu.com/communitydevelopment A: 90000 | 6801 Viscount Blvd El Paso, Tx 79925 El Paso, Texas 79925-3616 | - English - Spanish |
| HOUSING CHANNEL | P: 817-924-5091 T: 877-924-5095 F: 817-924-7619 E: counseling@housingchannel.org W: www.housingchannel.org A: 81103 | 4200 South Fwy Ste 307 Fort Worth, Texas 76115-1404 | - English - Spanish |
| HOUSING OPPORTUNITIES OF FORT WORTH | P: 817-923-9192 T: F: 817-924-8252 E: hofw@swbell.net W: A: 80471 | 1065 W Magnolia Ave Suite A Fort Worth, Texas 76104-4477 | - English - Spanish |
| AVENUE COMMUNITY DEVELOPMENT CORPORATION | P: 713-864-9099 T: F: E: classes@avenuecdc.org W: www.avenuecdc.org A: 81789 | 707 Quitman St Houston, Texas 77009-8115 | - English - Spanish |
| CREDIT COALITION | P: 713-224-8100 T: 866-346-8100 F: 713-224-8102 E: sherrie@creditcoalition.org W: https://www.creditcoalition.org A: 81768 | 3300 Lyons Ave # 203A Houston, Texas 77020-8252 | - English - Spanish |
| FIFTH-WARD COMMUNITY REDEVELOPMENT CORP. | P: 713-674-0175 T: F: E: W: www.fifthwardcrc.org A: 82046 | 4300 Lyons Ave Ste 300 Houston, Texas 77020-2569 | - English - Spanish - Vietnamese |
| HOUSTON AREA URBAN LEAGUE | P: 713-393-8700 T: F: E: W: www.haul.org A: 80339 | 5260 Griggs Rd Houston, Texas 77021-3760 | - English - Spanish |
| HOUSTON AREA URBAN LEAGUE - BRANCH OFFICE | P: 281-220-6012 T: F: E: judrob@haul.org W: haul.org A: 90497 | 5260 Griggs Road HOUSTON, Texas 77021-3760 | - English - Spanish |
| NACA (NEIGHBORHOOD ASSISTANCE CORPORATION OF AMERICA) HOUSTON, TX | P: 713-706-3400 T: 617-250-6222 F: 877-329-6222 E: W: https://www.naca.com A: 84357 | 14425 Torrey Chase Blvd Suite 150 HOUSTON, Texas 77014-1628 | - English - Spanish |
| NID-HCA COOKSEY | P: 713-987-7003 T: F: E: CookseyA@nidhousing.com W: www.nidhousing.com/ A: 81774 | 4012 Chartres St HOUSTON, Texas 77004-4185 | - English |
| NID-HCA DIGHTMAN | P: 281-895-0563 T: F: E: dightmanm@nidhousing.com W: www.nidhousing.com/ A: 83726 | 4012 Chartres St HOUSTON, Texas 77004-4185 | - English - Spanish |
| LAREDO-WEBB NEIGHBORHOOD HOUSING SERVICES | P: 956-712-9100 T: F: E: W: www.nwlaredo.com A: 81124 | 216 Bob Bullock Loop Laredo, Texas 78043-4206 | - English - Spanish |
| GREENPATH FINANCIAL WELLNESS | P: 888-860-4167 T: F: E: housingdepartment@greenpath.com W: www.greenpath.org A: 83054 | 4500 Eldorado Pkwy Ste 2900 McKinney, Texas 75070-5757 | - English - Spanish |
| CITY OF SAN ANTONIO/DEPT OF NEIGHBORHOOD AND HOUSING SERVICES (DNHS) | P: 210-207-5910 T: F: 210-207-5480 E: edward.gonzales@sanantonio.gov W: https://www.sanantonio.gov/NHSD/Programs/FairHousing A: 80999 | Fair Housing Division 1400 S. Flores Street SAN ANTONIO, Texas 78204 | - English - Spanish |
| GREENPATH FINANCIAL WELLNESS | P: 888-860-4167 T: F: E: housingdepartment@greenpath.com W: www.greenpath.org A: 90093 | 4243 E Piedras Dr Suite 270 San Antonio, Texas 78228-1421 | - English - Spanish |
| NACA (NEIGHBORHOOD ASSISTANCE CORPORATION OF AMERICA) SAN ANTONIO, TX | P: 210-826-2828 T: 617-250-6222 F: 877-329-6222 E: W: https://www.naca.com A: 84371 | 1603 Babcock Rd Suite 200 SAN ANTONIO, Texas 78229-4716 | - English - Spanish |
| NEIGHBORHOOD HOUSING SERVICES OF SAN ANTONIO | P: 210-533-6673 T: F: 210-533-0923 E: atorres@nhs-satx.org W: www.nhsofsa.org A: 80922 | 851 Steves Ave San Antonio, Texas 78210-3923 | - English - Spanish |
| OUR CASAS RESIDENT COUNCIL, INC. | P: 210-354-2400 T: F: E: ourcasas@stic.net W: A: 84515 | 2300 W Commerce St Ste 218 San Antonio, Texas 78207-3855 | - English - Spanish |
| MONEY MANAGEMENT INTERNATIONAL - HOUSTON CALL CENTER | P: 866-232-9080 T: 866-232-9080 F: 866-921-5129 E: counselinginfo@moneymanagement.org W: www.moneymanagement.org A: 82423 | 14141 Southwest Fwy Ste 1000 Sugar Land, Texas 77478-3494 | - English - Spanish |
| MONEY MANAGEMENT INTERNATIONAL INC. | P: 866-232-9080 T: 866-232-9080 F: 866-921-5129 E: counselinginfo@moneymanagement.org W: www.moneymanagement.org A: 82554 | 14141 Southwest Fwy Sugar Land, Texas 77478-3493 | - English - Spanish |
| NEIGHBORHOOD HOUSING SERVICES OF WACO, INC. | P: 254-752-1647 T: F: E: W: nw-waco.org A: 81126 | 922 Franklin Ave Waco, Texas 76701-1906 | - ASL - English |
| WACO COMMUNITY DEVELOPMENT CORPORATION | P: 254-235-7358 T: F: E: W: www.grassrootswaco.org A: 82519 | 1624 Colcord Ave Waco, Texas 76707- |
Texas Foreclosure Help - National Foreclosure Mitigation Counseling (NFMC) grantees through NeighborWorks® America, located in Texas
| Agency Name | Phone Website | Address | Languages |
| CCCS of Greater Dallas, Inc. | Phone: 800-249-2227 Web: www.cccs.net | 6300 I-40 West, Suite 106 Amarillo, Texas 79106 | - English |
| CCCS of Greater Dallas, Inc. | Phone: 800-249-2227 Web: www.cccs.net | 4025 Woodland Park Blvd, Suite 240 Arlington, Texas 76013 | - English |
| CCCS of Austin | Phone: 800-249-2227 Web: www.cccs.net | 1016 La Posada Drive, Suite 290 Austin, Texas 78752 | - English |
| CCCS of Greater Atlanta | Phone: 877-877-1995 Web: www.clearpointccs.org | 314 East Highland Mall Blvd Suite 104 Austin, Texas 78752 | - English |
| Frameworks Community Development Corporation, Inc. | Phone: 5123851500 Web: | 701 Tillery Street, Ste A7B, Box 15 Austin, Texas 78702 | - English |
| Community Development Corporation of Brownsville | Phone: 956-541-4955 Web: www.cdcb.org | 901 East Levee Street Brownsville, Texas 78520 | - English |
| GreenPath Debt Solutions | Phone: 888-860-4167 Web: www.greenpath.org | 3505 Bocachica Blvd., Suite 205 Brownsville, Texas 78521 | - English |
| GreenPath, Inc | Phone: 888-860-4171 Web: www.greenpath.org | 634 E. Levee St. Brownsville, Texas 78520 | - English |
| GreenPath Debt Solutions | Phone: 888-860-4167 Web: www.greenpath.org | 4444 Corona, Suite 106 Corpus Christi, Texas 78411 | - English |
| CCCS of Greater Dallas, Inc. | Phone: 214-638-2227 Web: www.cccs.net | 8737 King George Dr Ste #200 Dallas, Texas 75235 | - English |
| CCCS of Greater Dallas, Inc. | Phone: 800-249-2227 Web: www.cccs.net | 8737 King George Drive, Suite 200 Dallas, Texas 75235 | - English |
| Garden State Consumer Credit Counseling, Inc. | Phone: 800-772-4557 Web: www.novadebt.org | 17440 North Dallas Parkway, Suite 134 Dallas, Texas 75287 | - English |
| Neighborhood Assistance Corporation of America (NACA) | Phone: 972-283-1171 Web: www.naca.com | 7220 S. Westmoreland Rd., Suite 106 Dallas, Texas 75237 | - English |
| Urban League of Greater Dallas & North Central Texas | Phone: 214-915-4650 Web: www.ulgdnctx.com | 4315 South Lancaster 700 Dallas, Texas 75216 | - English |
| GreenPath, Inc | Phone: 888-860-4178 Web: www.greenpath.org | 713 I-35, Suite 210 Denton, Texas 76205 | - English |
| YWCA CCCS El Paso Del Norte Region | Phone: (915) 577-2530 Web: www.ywcaelpaso.org | 1600 N. Brown St El Paso, Texas 79902 | - English |
| NID-HCA | Phone: 817-507-0670 Web: www.nidonline.org | 6737 Brentwood Stair Road Fort Worth, Texas 76112 | - English |
| Tarrant County Housing Partnership | Phone: 817-924-5091 Web: www.tchp.net | 3204 Collinsworth Street Forth Worth, Texas 76107 | - English |
| MMI - Fort Worth - Northside | Phone: 800-747-4222 Web: | The Vinnedge Bldg., Ft. Worth, Texas 76164 | - English |
| MMI - Ft. Worth - Operations Center | Phone: 800-308-2227 Web: www.moneymanagement.org | 1320 S. University Dr., Ste. 200 Ft. Worth, Texas 76107 | - English |
| MMI - Grapevine | Phone: 800-308-2227 Web: www.moneymanagement.org | 1452 Hughes Road Suite 200 Grapevine, Texas 76051 | - English |
| GreenPath Debt Solutions | Phone: 888-860-4167 Web: www.greenpath.org | 222 E. Van Buren St., Suite 619 Harlingen, Texas 78550 | - English |
| GreenPath, Inc | Phone: 888-860-4188 Web: www.greenpath.org | 2202 S. 77th Sunshine Strip, Suite C Harlingen, Texas 78550 | - English |
| Avenue Community Development Corporation | Phone: 713-864-8099 Web: www.avenuecdc.org | 2505 Washington Avenue, Suite 400 Houston, Texas 77007 | - English |
| Houston Area Urban League | Phone: 713-393-8700 Web: www.haul.org | 1301 Texas Avenue Houston, Texas 77002-3508 | - English |
| MMI - Fuqua | Phone: 800-308-2227 Web: www.moneymanagement.org | 11550 Fuqua, Ste. 350 Houston, Texas 77034 | - English |
| MMI - Houston / Greenway Plaza | Phone: 800-308-2227 Web: www.moneymanagement.org | 3800 Buffalo Speedway, suite 162 Houston, Texas 77046 | - English |
| MMI - Willowbrook/NW Houston | Phone: 800-308-2227 Web: www.moneymanagement.org | 8300 FM 1960 West, Ste. 450 Houston, Texas 77070 | - English |
| NID-HCA | Phone: 713-715-4491 Web: www.nidonline.org | 3404 Blodgett Street Houston, Texas 77004 | - English |
| NID-HCA | Phone: 713-349-8008 Web: www.nidonline.org | 2616 South Loop West Houston, Texas 77054 | - English |
| NID-HCA | Phone: 713-987-7003 Web: www.nidonline.org | 4018 Chartres Street Houston, Texas 77004 | - English |
| Neighborhood Assistance Corporation of America (NACA) | Phone: 713-706-3400 Web: www.naca.com | 6201 Bonhomme Road Houston, Texas 77036 | - English |
| Tejano Center for Community Concerns | Phone: (713) 673-1080 Web: www.tccc-ryss.org | 6901 Brownwood Houston, Texas 77020 | - English |
| MMI - Humble | Phone: 800-308-2227 Web: www.moneymanagement.org | 125 West Main St. Humble, Texas 77338 | - English |
| CCCS of Greater Dallas, Inc. | Phone: 800-249-2227 Web: www.cccs.net | 4322 N. Beltline Road, Suite B-214 Irving, Texas 75038 | - English |
| MMI - Killeen | Phone: 800-308-2227 Web: www.moneymanagement.org | 2705 E. Stan Schlueter Loop, Ste. 107 Killeen, Texas 76541 | - English |
| NeighborWorks Laredo | Phone: 956-712-9100 Web: www.nwlaredo.com | 216 Bob Bullock Loop Laredo, Texas 78043 | - English |
| CCCS of Greater Dallas, Inc. | Phone: 800-249-2227 Web: www.cccs.net | 1800 N.W. Loop 281, Suite 201 Longview, Texas 75604 | - English |
| MMI - Lubbock | Phone: 800-308-2227 Web: www.moneymanagement.org | 2503 74th Street, ste. 105 Lubbock, Texas 79423 | - English |
| MMI - Lufkin | Phone: 800-308-2227 Web: www.moneymanagement.org | 2718 S. Medford Dr. Lufkin, Texas 75901 | - English |
| GreenPath Debt Solutions | Phone: 888-860-4167 Web: www.greenpath.org | 801 Nolana, Suite 151 McAllen, Texas 78504 | - English |
| GreenPath Debt Solutions | Phone: 888-860-4167 Web: www.greenpath.org | 1575 Heritage Drive, Suite 306 McKinney, Texas 75069 | - English |
| GreenPath, Inc | Phone: 888-860-4199 Web: www.greenpath.org | 2770 Virginia Parkway, Suite 101 MkKinney, Texas 75071 | - English |
| GreenPath Debt Solutions | Phone: 888-860-4167 Web: www.greenpath.org | 400 Chisholm Place, Suite 414 Plano, Texas 75075 | - English |
| MMI - San Angelo | Phone: 800-747-4222 Web: | 17 South Chadbourne, Suite 300 San Angelo, Texas 76903 | - English |
| Avenida Guadalupe Association | Phone: (210) 223-3151 Web: www.avenidaguadalupe.org | 1313 Guadalupe St. Suite 100 San Antonio, Texas 78207 | - English |
| CCCS of Greater Atlanta | Phone: 877-877-1995 Web: www.clearpointccs.org | 85 NE Loop 410 Suite 615 San Antonio, Texas 78216 | - English |
| GreenPath Debt Solutions | Phone: 888-860-4167 Web: www.greenpath.org | 6851 Citizens Parkway, Suite 100 San Antonio, Texas 78229 | - English |
| Neighborhood Assistance Corporation of America (NACA) | Phone: 210-826-2828 Web: www.naca.com | 7330 San Pedro Avenue, Suite 108 San Antonio, Texas 78216 | - English |
| Springboard Non Profit Consumer Credit Management, Inc. | Phone: 855-736-7797 Web: www.homeownership.org | 1777 NE Loop 410, Ste 600 San Antonio, Texas 78217 | - English |
| MMI - Sugar Land | Phone: 800-308-2227 Web: www.moneymanagement.org | 14141 Southwest Freeway Suite 130 Sugar Land, Texas 77478 | - English |
| Money Management Interantional, Inc. (MMI) Sugar Land - Corporate Office | Phone: 800-308-2227 Web: www.moneymanagement.org | 14141 Southwest Freeway, Suite 1000 Sugar Land, Texas 77478 | - English |
| CCCS of Greater Dallas, Inc. | Phone: 800-249-2227 Web: www.cccs.net | 1810 Shiloh Road, Suite 601 Tyler, Texas 75703 | - English |
| CCCS of Greater Dallas, Inc. | Phone: 800-249-2227 Web: www.cccs.net | 1401 Holliday Street, Suite 330 Wichita Falls, Texas 76301 | - English |
For the most current list of HUD Approved Foreclosure Avoidance Counseling Agencies in Texas, please visit the HUD website.
Texas Foreclosure Help - Texas Foreclosure Process
Security Instrument(s): Both Mortgage and Trust Deed.
Foreclosure Type(s):Judicial (rare) and Non-judicial.
Judicial Foreclosure: A foreclosure process in which the lender must file a lawsuit against the borrower to obtain a court order to foreclose on a Mortgage document.
Non-judicial Foreclosure: A foreclosure process where a third party Trustee has the power to foreclosure and initiate a sale based on a Trust Deed instrument.
Initial Public Notice: Publication.
Estimated Foreclosure Process Period: 27+ days.
First Notice to Sale Time Period: 21+ days.
Redemption Period?: None. (Judicial foreclosures only)
Deficiency Balance?: Yes.
* * * This information represents MRP’s current understanding of the Texas foreclosure process. For the most detailed and up to date information, you should contact your local county government.* * *