MRP’s Vermont Foreclosure Help page offers no access to attorney representation
Vermont Foreclosure Help - HUD Approved Agencies
HUD Approved Foreclosure Avoidance Counseling Agencies Located in Vermont
Foreclosure prevention counseling services are provided free of charge by nonprofit housing counseling agencies working in partnership with the Federal Government. These agencies are funded, in part, by HUD and NeighborWorks® America. There is no need to pay a private company for these services. Organizations are listed in alphabetical order, by city.
In many cases, these organizations will end up recommending that you retain an attorney. The fact is that an experienced foreclosure attorney is in the best position to represent you in mortgage negotiations and foreclosure proceedings. In fact, THE FEDERAL TRADE COMMISSION (FTC) PROHIBITS ANY “NON-ATTORNEY” FROM NEGOTIATING MORTGAGE DEBT ON BEHALF OF A DISTRESSED HOMEOWNER. In some instances, negotiating yourself or through a non-attorney third party can even be detrimental to you. Before you do anything else, have a free consultation with a foreclosure defense attorney.
Vermont Foreclosure Help - HUD Approved Foreclosure Avoidance Counseling Agencies in Vermont
This list includes only HUD Approved Housing Counseling Agencies offering “Mortgage Delinquency and Default Resolution Counseling” services, and are considered “Foreclosure Avoidance Counseling” agencies. Organizations are listed in alphabetical order, by city.
| HUD Agency Name | Phone Toll-Free Fax Number Website Agency ID | Address | Languages |
| DOWNSTREET HOUSING AND COMMUNITY DEVELOPMENT, INC. | P: 802-477-1343 T: 802-477-1343 F: 802-479-1343 E: [email protected] W: downstreet.org/ A: 80548 | 22 Keith Ave Suite 100 Barre, Vermont 05641-3709 | - English |
| BENNINGTON-RUTLAND OPPORTUNITY COUNCIL, INC. (BROC) | P: 802-665-1723 T: F: 802-775-9949 E: [email protected] W: www.broc.org A: 83619 | 332 Orchard Road BENNINGTON, Vermont 05201-8842 | - English |
| CHAMPLAIN HOUSING TRUST | P: 802-861-7394 T: F: 802-862-5054 E: [email protected] W: www.getahome.org A: 81587 | 88 King St BURLINGTON, Vermont 05401-5089 | - English |
| OPPORTUNITIES CREDIT UNION | P: 802-495-5473 T: F: E: [email protected] W: https://www.oppsvt.org/ A: 82357 | 92 North Ave Burlington, VT 05401 Burlington, Vermont 05401-2937 | - English - French - Other - Portuguese - Spanish |
| GILMAN HOUSING TRUST, INC. DBA RURALEDGE | P: 802-535-3555 T: F: E: W: www.ruraledge.org A: 81610 | 48 Elm St Lyndonville, Vermont 05851-9255 | - English |
| BENNINGTON-RUTLAND OPPORTUNITY COUNCIL, INC. (BROC) | P: 802-775-0878 T: F: E: [email protected] W: A: 83618 | 45 Union St Rutland, Vermont 05701-3956 | - English |
| NEIGHBORWORKS OF WESTERN VERMONT | P: 802-438-2303-218 T: F: 802-438-5338 E: [email protected] W: www.nwwvt.org A: 82774 | 110 Marble Street WEST RUTLAND, Vermont 05777-4414 | - English |
Vermont Foreclosure Help - National Foreclosure Mitigation Counseling (NFMC) grantees through NeighborWorks® America, located in Vermont
| Agency Name | Phone Website | Address | Languages |
| Champlain Housing Trust, Inc. | Phone: 802-861-7310 Web: www.champlainhousingtrust.org | 88 King Street Burlington, Vermont 05401 | - English |
| GreenPath, Inc | Phone: 888-860-4172 Web: www.greenpath.org | 41 IDX Drive, Suite 210 S. Burlington, Vermont 5403 | - English |
For the most current list of HUD Approved Foreclosure Avoidance Counseling Agencies in Vermont, please visit the HUD website.
Vermont Foreclosure Help - Vermont Foreclosure Process
Security Instrument(s): Mortgage.
Foreclosure Type(s): Judicial.
Judicial Foreclosure: A foreclosure process in which the lender must file a lawsuit against the borrower to obtain a court order to foreclose on a Mortgage document.
Initial Public Notice: Complaint.
Estimated Foreclosure Process Period: 95+ days.
First Notice to Sale Time Period: 95+ days.
Redemption Period?: Yes, 6-12 months.
Deficiency Balance?: Yes.
* * * This information represents MRP’s current understanding of the Vermont foreclosure process. For the most detailed and up to date information, you should contact your local county government.* * *