Vermont Foreclosure Help
Welcome to the Vermont Foreclosure Help page. On this page, you will find direct access to foreclosure defense attorneys and non-profit organizations offering foreclosure prevention services. You will also find general information about the Vermont Foreclosure Process. If you are looking for assistance with a troubled mortgage or foreclosure, you have come to the right place! You can also just call us at (888) 718-0986!
Vermont Foreclosure Help – Foreclosure Attorneys
Vermont Foreclosure Help – Foreclosure Defense Attorneys
We support foreclosure defense attorneys that can answer complaints, and file counter-claims and motions. They can also represent you at hearings, mediation, and during the entire negotiation process. A foreclosure defense attorney will fight to defend your rights, and achieve the best possible outcome in loan modification and other foreclosure alternatives.
Vermont Foreclosure Help – Foreclosure Litigation Attorneys
In recent years, legislators have passed consumer protection laws for homeowners. These laws give rights to homeowners and call for statutory damages for violations. Accordingly, many homeowners are now hiring foreclosure litigation attorneys to sue their lenders. This aggressive legal tactic can to stop the foreclosure process, resolve a troubled mortgage, and even obtain corrective and monetary relief.
► ► Take The Lender Litigation Test! ◄ ◄
Vermont Foreclosure Help – HUD Approved Agencies
Foreclosure prevention counseling services are provided free of charge by nonprofit housing counseling agencies working in partnership with the Federal Government. These agencies are funded, in part, by HUD and NeighborWorks® America. There is no need to pay a private company for these services. Organizations are listed in alphabetical order, by city.
In many cases, these organizations will end up recommending that you retain an attorney. The fact is that an experienced foreclosure attorney is in the best position to represent you in mortgage negotiations and foreclosure proceedings. In fact, THE FEDERAL TRADE COMMISSION (FTC) PROHIBITS ANY “NON-ATTORNEY” FROM NEGOTIATING MORTGAGE DEBT ON BEHALF OF A DISTRESSED HOMEOWNER. In some instances, negotiating yourself or through a non-attorney third party can even be detrimental to you. Before you do anything else, we recommend a FREE ATTORNEY CONSULTATION or completing our FORECLOSURE DEFENSE ATTORNEY EVALUATION.
Vermont Foreclosure Help – National Foreclosure Mitigation Counseling (NFMC) grantees through NeighborWorks® America, located in Vermont
|Address||Languages||Champlain Housing Trust, Inc.|| Phone: 802-861-7310
|88 King Street
Burlington, Vermont 05401
|– English||GreenPath, Inc|| Phone: 888-860-4172
|41 IDX Drive, Suite 210
S. Burlington, Vermont 5403
Vermont Foreclosure Help – HUD Approved Foreclosure Avoidance Counseling Agencies in Vermont
This list includes only HUD Approved Housing Counseling Agencies offering “Mortgage Delinquency and Default Resolution Counseling” services, and are considered “Foreclosure Avoidance Counseling” agencies. Organizations are listed in alphabetical order, by city.
|Address||Languages||CAPSTONE COMMUNITY ACTION||P: 802-479-1053
|20 Gable Pl
Barre, Vermont 05641-4138
|DOWNSTREET HOUSING & COMMUNITY DEVELOPMENT (FORMERLY CENTRAL VERMONT COMMUNITY LAND TRUST)||P: 802-476-4493-207
|105 N. Main Street
BARRE, Vermont 05641-3784
|– English||BENNINGTON-RUTLAND OPPORTUNITY COUNCIL, INC. (BROC)||P: 802-665-1723
|332 Orchard Road
BENNINGTON, Vermont 05201-8842
|– English||WINDHAM AND WINDSOR HOUSING TRUST||P: 802-246-2109
|68 Birge St
Brattleboro, Vermont 05301-6421
|– English||CHAMPLAIN HOUSING TRUST||P: 802-861-7331
|88 King St
BURLINGTON, Vermont 05401-5089
|– English||GILMAN HOUSING TRUST, INC. DOING BUSINESS AS RURALEDGE||P: 802-535-3555-1302
|48 Elm Street
LYNDONVILLE, Vermont 05851-9255
|BENNINGTON-RUTLAND OPPORTUNITY COUNCIL, INC. (BROC)||P: 802-775-0878
|45 Union Street
RUTLAND, Vermont 05701-3956
|– English||NEIGHBORWORKS OF WESTERN VERMONT||P: 802-438-2303
|110 Marble Street
WEST RUTLAND, Vermont 05777-4414
|OPPORTUNITIES CREDIT UNION||P: 802-654-4540
|25 Winooski Falls Way
Winooski, Vermont 05404-2269
Vermont Foreclosure Help – Vermont Foreclosure Process
Security Instrument(s): Mortgage.
Foreclosure Type(s): Judicial.
Judicial Foreclosure: A foreclosure process in which the lender must file a lawsuit against the borrower to obtain a court order to foreclose on a Mortgage document.
Initial Public Notice: Complaint.
Estimated Foreclosure Process Period: 95+ days.
First Notice to Sale Time Period: 95+ days.
Redemption Period?: Yes, 6-12 months.
Deficiency Balance?: Yes.