Virginia Foreclosure Help Line - Call (877) 400-8577
Your call will be directly routed to a foreclosure defense law firm licensed to practice in VIRGINIA. Speak to experienced legal professionals, and get answers today with a FREE CONSULTATION.
Welcome to the Virginia Foreclosure Help page. On this page, you will find direct access to foreclosure defense attorneys and non-profit organizations offering foreclosure prevention services. You will also find general information about the Virginia Foreclosure Process. If you need help with a troubled mortgage or foreclosure in Virginia, you can find it here!
Virginia Foreclosure Help - Foreclosure Defense Attorneys
Once you have received a Notice of Default (NOD), Notice of Filed Foreclosure, or Notice of Foreclosure Sale/Auction, a foreclosure defense or loan modification attorney is in the best position to effectively defend your rights and interests. If you have received one of these notices, call us today!
Virginia Foreclosure Help - Foreclosure Defense and Loan Modification Attorneys
We support foreclosure defense attorneys that can answer complaints, and file counter-claims and motions. They can also represent you at hearings, mediation, and during the entire negotiation process. A foreclosure defense attorney will fight to defend your rights, and achieve the best possible outcome in loan modification and other foreclosure alternatives.
► ► Reach A Foreclosure Defense Attorney In Virginia! ◄ ◄
Virginia Foreclosure Help - HUD Approved Agencies
HUD Approved Foreclosure Avoidance Counseling Agencies Located in Virginia
Foreclosure prevention counseling services are provided free of charge by nonprofit housing counseling agencies working in partnership with the Federal Government. These agencies are funded, in part, by HUD and NeighborWorks® America. There is no need to pay a private company for these services. Organizations are listed in alphabetical order, by city.
In many cases, these organizations will end up recommending that you retain an attorney. The fact is that an experienced foreclosure attorney is in the best position to represent you in mortgage negotiations and foreclosure proceedings. In fact, THE FEDERAL TRADE COMMISSION (FTC) PROHIBITS ANY “NON-ATTORNEY” FROM NEGOTIATING MORTGAGE DEBT ON BEHALF OF A DISTRESSED HOMEOWNER. In some instances, negotiating yourself or through a non-attorney third party can even be detrimental to you. Before you do anything else, have a free consultation with a foreclosure defense attorney.
Virginia Foreclosure Help - HUD Approved Foreclosure Avoidance Counseling Agencies in Virginia
This list includes only HUD Approved Housing Counseling Agencies offering “Mortgage Delinquency and Default Resolution Counseling” services, and are considered “Foreclosure Avoidance Counseling” agencies. Organizations are listed in alphabetical order, by city.
HUD Agency Name | Phone Toll-Free Fax Number Website Agency ID | Address | Languages |
PEOPLE INCORPORATED OF VIRGINIA | P: 276-623-9000 T: F: 276-628-2931 E: [email protected] W: www.peopleinc.net/ A: 80729 | 1173 W Main St Abingdon, Virginia 24210-4703 | - English - Spanish |
ACCOMACK-NORTHAMPTON PLANNING DISTRICT COMMISSSION | P: 757-787-2800 T: F: E: W: www.a-npdc.org A: 83967 | 23372 Front St Accomac, Virginia 23301-1557 | - English - Spanish |
MONEY MANAGEMENT INTERNATIONAL - ALEXANDRIA VA | P: 866-232-9080 T: 866-232-9080 F: 866-921-5129 E: [email protected] W: www.moneymanagement.org A: 80536 | 5680 King Centre Dr Ste 600 Alexandria, Virginia 22315-5755 | - English - Spanish |
LATINO ECONOMIC DEVELOPMENT CORPORATION - BRANCH | P: 703-527-3854 T: F: E: [email protected] W: www.ledcmetro.org A: 90469 | 2300 9th St South, Suite 300B ARLINGTON, Virginia 22204-2345 | - English - Spanish |
PIEDMONT HOUSING ALLIANCE | P: 434-817-2436 T: F: E: W: www.piedmonthousingalliance.org A: 81839 | 682 Berkmar Cir Charlottesville, Virginia 22901-1464 | - Arabic - Cambodian - Cantonese - Chinese Mandarin - English - Farsi - French - German - Hindi - Italian - Korean - Polish - Portuguese - Russian - Spanish - Swahili - Ukrainian - Vietnamese |
CATHOLIC CHARITIES OF EASTERN VIRGINIA | P: 757-484-0703 T: F: E: W: www.cceva.org A: 81392 | 3804 Poplar Hill Rd Ste A Chesapeake, Virginia 23321-5524 | - English - Spanish |
TELAMON CORPORATION - DANVILLE BRANCH | P: 919-899-9911 T: F: E: W: www.telamon.org A: 80202 | 2943 Riverside Dr Danville, Virginia 24541-3436 | - English - Hindi - Spanish |
CENTRO DE APOYO FAMILIAR - CENTER FOR ASSISTANCE FAMILLIES | P: 301-328-3292 T: F: E: [email protected] W: [email protected] A: 90395 | 6231 Leesburg Pike FALLS CHURCH, Virginia 22044-1842 | - English - Spanish |
NEW RIVER ACTION AGENCY (FLOYD COUNTY) | P: 540-745-2102 T: F: E: W: www.newrivercommunityaction.org A: 90110 | 120 Epperly Mill Rd, SW FLOYD, Virginia 24091-4232 | - English |
QUIN RIVERS, INC. DBA Thrive Virginia | P: 540-479-4363 T: F: 540-368-1448 E: [email protected] W: www.quinrivers.org A: 83118 | 500 Lafayette Blvd suite 130 FREDERICKSBURG, Virginia 22401-6070 | - English - Spanish |
QUIN RIVERS, INC DBA Thrive Virginia | P: 804-966-8720 T: F: E: W: www.quinrivers.org A: 83117 | 500 Lafayette Blvd Ste 130 Fredericksburg, Virginia 22401-6074 | - English |
APPALACHIAN COMMUNITY ACTION & DEVELOPMENT AGENCY, INC.(APPCAA) | P: 276-452-2441 T: F: E: [email protected] W: www.appcaa.org A: 90434 | 175 Military Lane GATE CITY, Virginia 24251-2874 | - English |
HAMPTON REDEVELOPMENT AND HOUSING AUTHORITY | P: 757-727-1521 T: F: 757-727-1768 E: W: hamptonrha.com A: 80352 | 811 West Pembroke Avenue HAMPTON, Virginia 23669-3326 | - Arabic - English |
LYNCHBURG COMMUNITY ACTION GROUP, INCORPORATE (AKA LYNCAG) | P: 434-455-1601 T: F: E: W: A: 80625 | 915 Main St Fl 2 Lynchburg, Virginia 24504-1628 | - English |
SKYLINE COMMUNITY ACTION PROGRAM, INCORPORATE | P: 540-948-2237 T: F: E: W: www.skylinecap.org A: 80542 | 532 S Main St Madison, Virginia 22727-3084 | - English - Spanish |
PRINCE WILLIAM COUNTY VIRGINIA COOPERATIVE EXTENSION | P: 703-792-6287 T: F: E: W: www.pwcgov.org/money A: 80351 | 8033 Ashton Ave Ste 105 Manassas, Virginia 20109-2895 | - English - Spanish |
COMMONWEALTH CATHOLIC CHARITIES | P: 804-285-5986 T: F: 804-285-9130 E: [email protected] W: https://cccofva.org A: 90552 | 12284 Warwick Blvd Suite 1A Newport News, Virginia 23606-3849 | - English - Spanish |
HAMPTON ROADS COMMUNITY ACTION PROGRAM, INC. | P: 757-247-0379 T: F: E: W: www.hrcapinc.org A: 82460 | 2410 Wickham Ave Newport News, Virginia 23607-4628 | - English |
NID-HCA COWLING | P: 757-726-7820 T: F: E: [email protected] W: www.nidhousing.com/ A: 90330 | 800 Diligence Dr NEWPORT NEWS, Virginia 23606-4490 | - English |
CHILD & FAMILY SERVICES OF EASTERN VIRGINIA, INC. D/B/A THE UP CENTER | P: 757-622-7017 T: F: E: W: www.theupcenter.org A: 81146 | 222 W 19th St Norfolk, Virginia 23517-2218 | - English |
HOMENET | P: 757-314-4202 T: F: E: W: A: 83631 | 555 E Main St Norfolk, Virginia 23510-2200 | - English |
URBAN LEAGUE OF HAMPTON ROADS | P: 757-627-0864 T: F: E: W: www.ulhr.org A: 82908 | 121 College Pl Ste 103 Norfolk, Virginia 23510-1938 | - English |
NACA (NEIGHBORHOOD ASSISTANCE CORPORATION OF AMERICA) RICHMOND, VA | P: 631-370-6222 T: 617-250-6222 F: 877-329-6222 E: W: https://www.naca.com A: 90429 | 9550 Midlothian Tpke Ste 106-107 North Chesterfield, Virginia 23235-4900 | - English - Spanish |
COMMONWEALTH CATHOLIC CHARITIES | P: 804-285-5986 T: F: 804-285-9130 E: [email protected] W: https://www.cccofva.org/ A: 90222 | 507 Park Avenue SW NORTON, Virginia 24273-2018 | - English |
NEW RIVER COMMUNITY ACTION (GILES COUNTY) | P: 540-921-2146-0217 T: 217-217-0217 F: E: [email protected] W: newrivercommunityaction.org A: 90113 | 516 Wenonah Avenue PEARISBURG, Virginia 24134-1634 | - English |
COMMONWEALTH CATHOLIC CHARITIES | P: 804-285-5986 T: F: 804-285-9130 E: [email protected] W: https://cccofva.org A: 90553 | 111 Perry St Petersburg, Virginia 23803-4117 | - English - Spanish |
Consumer Credit Counseling Service of Maryland and Delaware, Inc. (CCCSMD) - VA | P: 800-642-2227 T: 800-642-2227 F: 410-747-2005 E: [email protected] W: www.cccsmd.org A: 90393 | 110 Wagner Rd 110 Wagner Rd Petersburg, Virginia 23805-9303 | - English - Spanish |
CORNERSTONES, INC. | P: 571-323-9555 T: F: E: W: www.cornerstonesva.org A: 84562 | 11150 Sunset Hills Rd Ste 210 Reston, Virginia 20190-5334 | - English - Spanish |
COMMONWEALTH CATHOLIC CHARITIES, RICHMOND,VA | P: 804-285-5986 T: 800-528-1258 F: 804-285-9130 E: [email protected] W: www.cccofva.org A: 81611 | 1601 Rolling Hills Dr Richmond, Virginia 23229-5011 | - Arabic - ASL - Cambodian - English - Farsi - French - Hindi - Other - Spanish - Swahili - Vietnamese |
HOUSING OPPORTUNITIES MADE EQUAL OF VIRGINIA, INCORPORATED | P: 804-354-0641 T: F: E: W: HomeofVa.org A: 80354 | 626 E Broad St Ste 400 Richmond, Virginia 23219-1890 | - English - Spanish |
NEIGHBORHOOD HOUSING SERVICES OF RICHMOND, INC. | P: 804-329-2500 T: F: 804-329-2100 E: [email protected] W: www.nhsofr.org A: 90558 | 2712 Chamberlayne Ave Richmond, Virginia 23222-3504 | - English - Spanish |
SOUTHSIDE COMMUNITY DEVELOPMENT AND HOUSING | P: 804-231-4449 T: F: E: W: www.scdhc.com A: 81243 | 1624 Hull St Richmond, Virginia 23224-3806 | - English - Spanish |
COMMONWEALTH CATHOLIC CHARITIES | P: 804-285-5986 T: F: 804-285-9130 E: [email protected] W: https://www.cccofva.org/ A: 90220 | 541 Luck Avenue SW Suite 118 ROANOKE, Virginia 24016-5000 | - Arabic - ASL - Creole - English - Farsi - French - German - Hindi - Italian - Other - Spanish |
SOUTHEAST RURAL COMMUNITY ASSISTANCE PROJECT | P: 540-345-1184 T: F: E: W: www.sercap.org A: 80505 | 347 Campbell Ave SW Roanoke, Virginia 24016-3624 | - English |
TOTAL ACTION AGAINST POVERTY IN ROANOKE VALLEY | P: 540-283-4800 T: F: E: [email protected] W: www.tapintohope.org A: 80350 | 302 2nd St SW Roanoke, Virginia 24011-1514 | - English - Spanish |
SKYLINE COMMUNITY ACTION PROGRAM, INCORPORATED | P: 434-985-6066 T: F: E: [email protected] W: www.skylinecap.org A: 90059 | 45C Business Park RUCKERSVILLE, Virginia 22968-2814 | - English |
SUFFOLK REDEVELOPMENT AND HOUSING AUTHORITY | P: 757-539-2100 T: F: E: W: www.suffolkrha.org A: 83076 | 530 E Pinner St Suffolk, Virginia 23434-3023 | - English |
STOP INC. | P: 757-858-1360-185 T: F: 757-858-1389 E: [email protected] W: www.stopinc.org A: 80507 | 5700 Thurston Avenue Suite 101 VIRGINIA BEACH, Virginia 23455-3302 | - English - Spanish |
JAMES CITY COUNTY OFFICE OF HOUSING | P: 757-259-5340 T: F: E: W: jamescitycountyva.gov A: 83633 | 5320 Palmer Ln Ste 1A Williamsburg, Virginia 23188-2674 | - English |
FIRST HOME ALLIANCE | P: 703-580-8838 T: F: E: [email protected] W: www.FirstHomeAlliance.org A: 84016 | 3138 Golansky Blvd Ste 202 Woodbridge, Virginia 22192-4260 | - English - Spanish |
PRINCE WILLIAM COUNTY VIRGINIA COOPERATIVE EXTENSION | P: 703-792-4713 T: 833-501-8763 F: 703-792-7595 E: [email protected] W: www.pwcgov.org/money A: 90316 | 15941 Donald Curtis Dr Suite 164 WOODBRIDGE, Virginia 22191-4256 | - ASL - English - Spanish |
HELPING OVERCOME POVERTY’S EXISTENCE, INC., (FORMERLY MOUNTAIN SHELTER, INC.) | P: 276-228-6280 T: F: E: W: www.wythehope.org A: 83461 | 680 W Main St Wytheville, Virginia 24382-2211 | - English - Spanish |
Virginia Foreclosure Help - National Foreclosure Mitigation Counseling (NFMC) grantees through NeighborWorks® America, located in Virginia
Agency Name | Phone Website | Address | Languages |
People Incorporated of Southwest VA | Phone: 2766239000 Web: www.peopleinc.net | 1173 W. Main Street Abingdon, Virginia 24210 | - English |
Accomack-Northampton Planning District Commission | Phone: (757)787-2936 Web: www.a-npdc.org | 23372 Front St Accomac, Virginia 23301 | - English |
MMI - Alexandria | Phone: 800-308-2227 Web: www.moneymanagement.org | 801 North Pitt St., Ste. 117 Alexandria, Virginia 22314 | - English |
MMI - Annandale | Phone: 800-747-4222 Web: | 5101-B Backlick Road Annandale, Virginia 22003 | - English |
Arlington Home Ownership Made Easier | Phone: (703)527-3854 Web: www.ahomeinc.org | 2300 9th Street S #300 B Arlington, Virginia 22204 | - English |
Piedmont Housing Alliance | Phone: 4348172436 Web: www.piedmonthousing.org | 1215 E. Market St. Ste. B Charlottesville, Virginia 22902 | - English |
CCCS of Greater Atlanta | Phone: 877-877-1995 Web: www.clearpointccs.org | Greenbrier Circle. Tower1 860 Greenbrier Circle, Ste. 303 Chesapeake, Virginia 23320 | - English |
Asian-American Homeownership Counseling, Inc | Phone: 7032916324 Web: | 8280 Willow Oak Corporate Drive. Suite 600 Fairfax, Virginia 22031 | - English |
CCCS of Greater Atlanta | Phone: 877-877-1995 Web: www.clearpointccs.org | 2217 Princess Anne St. Ste322 Fredericksburg, Virginia 22401 | - English |
Quin Rivers | Phone: 5403685553 Web: www.quinrivers.org | 10718 Ballantraye Dr. Suite 402 Fredericksburg, Virginia 22407 | - English |
CCCS of Greater Atlanta | Phone: 877-877-1995 Web: www.clearpointccs.org | 1055 W Mercury Blvd, Suite 505 Hampton, Virginia 23666 | - English |
Center for Child and Family Services | Phone: 757-826-2227 Web: www.debtfreeonline.com | 2021 Cunninham Drive,#400 Hampton, Virginia 23666 | - English |
Virginia Cooperative Extension Prince William | Phone: 7037926287 Web: www.pwcgov.org/vce/fined | 8033 Ashton Avenue, Suite 105 Manassas, Virginia 20109 | - English |
CCCS of Greater Atlanta | Phone: 877-877-1995 Web: www.clearpointccs.org | 1901 Walmart Way Midlothian, Virginia 23113 | - English |
Child and Family Services of Eastern Virgina, Inc. dba The Up Center | Phone: 7576227017 Web: www.theupcenter.org | 222 West 19th Street Norfolk, Virginia 23517 | - English |
Cornerstones | Phone: 5713239555 Web: www.cornerstonesva.org | 11150 Sunset Hills Road, Suite 210 Reston, Virginia 20190 | - English |
CCCS of Greater Atlanta | Phone: 877-877-1995 Web: www.clearpointccs.org | 8000 Franklin Farms Drive Richmond, Virginia 23229 | - English |
Housing Opportunities Made Equal | Phone: 8043540641 Web: www.HOMEOFVA.org | 626 E. Broad Street, Suite 400 Richmond, Virginia 23219 | - English |
Southside Community Development & Housing Corporation | Phone: 804-231-4449 Web: | 1624 Hull Street Richmond, Virginia 23224 | - English |
MMI - Roanoke - Salem Turnpike | Phone: 800-747-4223 Web: | 2624 Salem Turnpike NW Roanoke, Virginia 24017 | - English |
MMI - Roanoke -Dunbar | Phone: 800-747-4222 Web: www.moneymanagement.org | 1801 Dunbar Street NW Roanoke, Virginia 24012 | - English |
MMI - Salem | Phone: 800-308-2227 Web: www.moneymanagement.org | 1970 Roanoke Blvd, Building 77, Suite 12 Salem, Virginia 24153 | - English |
Community Services of Northern Virgina | Phone: (703)372-5440 Web: www.hcsnv.org | 7426 Alban Station BLVD Springfield, Virginia 22150 | - English |
Catholic Charities of Eastern VA | Phone: 757-456-2633 Web: www.cceva.org | 5361-A Virginia Beach Blvd. Virginia Beach, Virginia 23452 | - English |
Urban League of Hampton Roads | Phone: 757-627-0864 Web: www.ulhr.org | 5700 Thurston Avenue, Suite 101 Virginia Beach, Virginia 23455 | - English |
CCCS of Greater Atlanta | Phone: 877-877-1995 Web: www.clearpointccs.org | 7031 Richmond Road Williamsburg, Virginia 23188 | - English |
First Home Alliance | Phone: 7035808838 Web: www.FirstHomeAlliance.org | 3138 Golansky Blvd., Suite 202 Woodbridge, Virginia 22192 | - English |
For the most current list of HUD Approved Foreclosure Avoidance Counseling Agencies in Virginia, please visit the HUD website.
Virginia Foreclosure Help - Virginia Foreclosure Process
Security Instrument(s): Both Mortgage and Trust Deed.
Foreclosure Type(s): Judicial (rare) and Non-judicial.
Judicial Foreclosure: A foreclosure process in which the lender must file a lawsuit against the borrower to obtain a court order to foreclose on a Mortgage document.
Non-judicial Foreclosure: A foreclosure process where a third party Trustee has the power to foreclosure and initiate a sale based on a Trust Deed instrument.
Initial Public Notice: Publication.
Estimated Foreclosure Process Period: 45+ days.
First Notice to Sale Time Period: 14+ days.
Redemption Period?: None. (Judicial foreclosures only)
Deficiency Balance?: Yes.
* * * This information represents MRP’s current understanding of the Virginia foreclosure process. For the most detailed and up to date information, you should contact your local county government.* * *