Virginia Foreclosure Help Line – Call (877) 404-2334

Virginia Foreclosure Help Line – (877) 404-2334

Your call will be directly routed to a foreclosure defense law firm licensed to practice in VIRGINIA. Speak to experienced legal professionals, and get answers today with a FREE CONSULTATION.

Welcome to the Virginia Foreclosure Help page. On this page, you will find direct access to foreclosure defense attorneys and non-profit organizations offering foreclosure prevention services. You will also find general information about the Virginia Foreclosure Process. If you need help with a troubled mortgage or foreclosure in Virginia, you can find it here!


Virginia Foreclosure Help – Foreclosure Defense Attorneys

Stop Foreclosure Attorney Virginia

Once you have received a Notice of Default (NOD), Notice of Filed Foreclosure, or Notice of Foreclosure Sale/Auction, a foreclosure defense or loan modification attorney is in the best position to effectively defend your rights and interests. If you have received one of these notices, call us today!


Virginia Foreclosure Help – Foreclosure Defense and Loan Modification Attorneys

Foreclosure Defense Attorneys

We support foreclosure defense attorneys that can answer complaints, and file counter-claims and motions. They can also represent you at hearings, mediation, and during the entire negotiation process. A foreclosure defense attorney will fight to defend your rights, and achieve the best possible outcome in loan modification and other foreclosure alternatives.

► ► Reach A Foreclosure Defense Attorney In Virginia! ◄ ◄


Virginia Foreclosure Help – HUD Approved Agencies

HUD Seal

HUD Approved Foreclosure Avoidance Counseling Agencies Located in Virginia

Foreclosure prevention counseling services are provided free of charge by nonprofit housing counseling agencies working in partnership with the Federal Government. These agencies are funded, in part, by HUD and NeighborWorks® America. There is no need to pay a private company for these services. Organizations are listed in alphabetical order, by city.

HUD Approved Foreclosure Avoidance Counseling in Virginia

In many cases, these organizations will end up recommending that you retain an attorney. The fact is that an experienced foreclosure attorney is in the best position to represent you in mortgage negotiations and foreclosure proceedings. In fact, THE FEDERAL TRADE COMMISSION (FTC) PROHIBITS ANY “NON-ATTORNEY” FROM NEGOTIATING MORTGAGE DEBT ON BEHALF OF A DISTRESSED HOMEOWNER. In some instances, negotiating yourself or through a non-attorney third party can even be detrimental to you. Before you do anything else, have a free consultation with a foreclosure defense attorney.

Virginia Foreclosure Help – HUD Approved Foreclosure Avoidance Counseling Agencies in Virginia

This list includes only HUD Approved Housing Counseling Agencies offering “Mortgage Delinquency and Default Resolution Counseling” services, and are considered “Foreclosure Avoidance Counseling” agencies. Organizations are listed in alphabetical order, by city.

HUD
Agency Name
Phone
Toll-Free
Fax Number
Email
Website
Agency ID
AddressLanguages
PEOPLE INCORPORATED OF VIRGINIAP: 276-623-9000
T:
F: 276-628-2931
E: info@peopleinc.net
W: www.peopleinc.net/
A: 80729
1173 W Main St
Abingdon, Virginia 24210-4703
– English
– Spanish
ACCOMACK-NORTHAMPTON PLANNING DISTRICT COMMISSSIONP: 757-787-2800
T:
F:
E:
W: www.a-npdc.org
A: 83967
23372 Front St
Accomac, Virginia 23301-1557
– English
– Spanish
MONEY MANAGEMENT INTERNATIONAL – ALEXANDRIA VAP: 866-232-9080
T: 866-232-9080
F: 866-921-5129
E: counselinginfo@moneymanagement.org
W: www.moneymanagement.org
A: 80536
5680 King Centre Dr Ste 600
Alexandria, Virginia 22315-5755
– English
– Spanish
LATINO ECONOMIC DEVELOPMENT CORPORATION – BRANCHP: 703-527-3854
T:
F:
E: ahome@erols.com
W: www.ledcmetro.org
A: 90469
2300 9th St South, Suite 300B
ARLINGTON, Virginia 22204-2345
– English
– Spanish
PIEDMONT HOUSING ALLIANCEP: 434-817-2436
T:
F:
E:
W: www.piedmonthousingalliance.org
A: 81839
682 Berkmar Cir
Charlottesville, Virginia 22901-1464
– Arabic
– Cambodian
– Cantonese
– Chinese Mandarin
– English
– Farsi
– French
– German
– Hindi
– Italian
– Korean
– Polish
– Portuguese
– Russian
– Spanish
– Swahili
– Ukrainian
– Vietnamese
CATHOLIC CHARITIES OF EASTERN VIRGINIAP: 757-484-0703
T:
F:
E:
W: www.cceva.org
A: 81392
3804 Poplar Hill Rd Ste A
Chesapeake, Virginia 23321-5524
– English
– Spanish
TELAMON CORPORATION – DANVILLE BRANCHP: 919-899-9911
T:
F:
E:
W: www.telamon.org
A: 80202
2943 Riverside Dr
Danville, Virginia 24541-3436
– English
– Hindi
– Spanish
CENTRO DE APOYO FAMILIAR – CENTER FOR ASSISTANCE FAMILLIESP: 301-328-3292
T:
F:
E: wpool@mycaf.org
W: wpool@mycaf.org
A: 90395
6231 Leesburg Pike
FALLS CHURCH, Virginia 22044-1842
– English
– Spanish
NEW RIVER ACTION AGENCY (FLOYD COUNTY)P: 540-745-2102
T:
F:
E:
W: www.newrivercommunityaction.org
A: 90110
120 Epperly Mill Rd, SW
FLOYD, Virginia 24091-4232
– English
QUIN RIVERS, INC. DBA Thrive VirginiaP: 540-479-4363
T:
F: 540-368-1448
E: fbrooks@quinrivers.org
W: www.quinrivers.org
A: 83118
500 Lafayette Blvd
suite 130
FREDERICKSBURG, Virginia 22401-6070
– English
– Spanish
QUIN RIVERS, INC DBA Thrive VirginiaP: 804-966-8720
T:
F:
E:
W: www.quinrivers.org
A: 83117
500 Lafayette Blvd Ste 130
Fredericksburg, Virginia 22401-6074
– English
APPALACHIAN COMMUNITY ACTION & DEVELOPMENT AGENCY, INC.(APPCAA)P: 276-452-2441
T:
F:
E: rdillow@appcaa.org
W: www.appcaa.org
A: 90434
175 Military Lane
GATE CITY, Virginia 24251-2874
– English
HAMPTON REDEVELOPMENT AND HOUSING AUTHORITYP: 757-727-1521
T:
F: 757-727-1768
E:
W: hamptonrha.com
A: 80352
811 West Pembroke Avenue
HAMPTON, Virginia 23669-3326
– Arabic
– English
LYNCHBURG COMMUNITY ACTION GROUP, INCORPORATE (AKA LYNCAG)P: 434-455-1601
T:
F:
E:
W:
A: 80625
915 Main St Fl 2
Lynchburg, Virginia 24504-1628
– English
SKYLINE COMMUNITY ACTION PROGRAM, INCORPORATEP: 540-948-2237
T:
F:
E:
W: www.skylinecap.org
A: 80542
532 S Main St
Madison, Virginia 22727-3084
– English
– Spanish
PRINCE WILLIAM COUNTY VIRGINIA COOPERATIVE EXTENSIONP: 703-792-6287
T:
F:
E:
W: www.pwcgov.org/money
A: 80351
8033 Ashton Ave Ste 105
Manassas, Virginia 20109-2895
– English
– Spanish
COMMONWEALTH CATHOLIC CHARITIESP: 804-285-5986
T:
F: 804-285-9130
E: help@cccofva.org
W: https://cccofva.org
A: 90552
12284 Warwick Blvd
Suite 1A
Newport News, Virginia 23606-3849
– English
– Spanish
HAMPTON ROADS COMMUNITY ACTION PROGRAM, INC.P: 757-247-0379
T:
F:
E:
W: www.hrcapinc.org
A: 82460
2410 Wickham Ave
Newport News, Virginia 23607-4628
– English
NID-HCA COWLINGP: 757-726-7820
T:
F:
E: cowlingv@nidhousing.com
W: www.nidhousing.com/
A: 90330
800 Diligence Dr
NEWPORT NEWS, Virginia 23606-4490
– English
CHILD & FAMILY SERVICES OF EASTERN VIRGINIA, INC. D/B/A THE UP CENTERP: 757-622-7017
T:
F:
E:
W: www.theupcenter.org
A: 81146
222 W 19th St
Norfolk, Virginia 23517-2218
– English
HOMENETP: 757-314-4202
T:
F:
E:
W:
A: 83631
555 E Main St
Norfolk, Virginia 23510-2200
– English
URBAN LEAGUE OF HAMPTON ROADSP: 757-627-0864
T:
F:
E:
W: www.ulhr.org
A: 82908
121 College Pl Ste 103
Norfolk, Virginia 23510-1938
– English
NACA (NEIGHBORHOOD ASSISTANCE CORPORATION OF AMERICA) RICHMOND, VAP: 631-370-6222
T: 617-250-6222
F: 877-329-6222
E:
W: https://www.naca.com
A: 90429
9550 Midlothian Tpke Ste 106-107
North Chesterfield, Virginia 23235-4900
– English
– Spanish
COMMONWEALTH CATHOLIC CHARITIESP: 804-285-5986
T:
F: 804-285-9130
E: help@cccofva.org
W: https://www.cccofva.org/
A: 90222
507 Park Avenue SW
NORTON, Virginia 24273-2018
– English
NEW RIVER COMMUNITY ACTION (GILES COUNTY)P: 540-921-2146-0217
T: 217-217-0217
F:
E: cedmonds@nrcaa.org
W: newrivercommunityaction.org
A: 90113
516 Wenonah Avenue
PEARISBURG, Virginia 24134-1634
– English
COMMONWEALTH CATHOLIC CHARITIESP: 804-285-5986
T:
F: 804-285-9130
E: help@cccofva.org
W: https://cccofva.org
A: 90553
111 Perry St
Petersburg, Virginia 23803-4117
– English
– Spanish
Consumer Credit Counseling Service of Maryland and Delaware, Inc. (CCCSMD) – VAP: 800-642-2227
T: 800-642-2227
F: 410-747-2005
E: hraynaud@cccsmd.org
W: www.cccsmd.org
A: 90393
110 Wagner Rd
110 Wagner Rd
Petersburg, Virginia 23805-9303
– English
– Spanish
CORNERSTONES, INC.P: 571-323-9555
T:
F:
E:
W: www.cornerstonesva.org
A: 84562
11150 Sunset Hills Rd Ste 210
Reston, Virginia 20190-5334
– English
– Spanish
COMMONWEALTH CATHOLIC CHARITIES, RICHMOND,VAP: 804-285-5986
T: 800-528-1258
F: 804-285-9130
E: help@cccofva.org
W: www.cccofva.org
A: 81611
1601 Rolling Hills Dr
Richmond, Virginia 23229-5011
– Arabic
– ASL
– Cambodian
– English
– Farsi
– French
– Hindi
– Other
– Spanish
– Swahili
– Vietnamese
HOUSING OPPORTUNITIES MADE EQUAL OF VIRGINIA, INCORPORATEDP: 804-354-0641
T:
F:
E:
W: HomeofVa.org
A: 80354
626 E Broad St Ste 400
Richmond, Virginia 23219-1890
– English
– Spanish
NEIGHBORHOOD HOUSING SERVICES OF RICHMOND, INC.P: 804-329-2500
T:
F: 804-329-2100
E: marketing@nhsofr.org
W: www.nhsofr.org
A: 90558
2712 Chamberlayne Ave
Richmond, Virginia 23222-3504
– English
– Spanish
SOUTHSIDE COMMUNITY DEVELOPMENT AND HOUSINGP: 804-231-4449
T:
F:
E:
W: www.scdhc.com
A: 81243
1624 Hull St
Richmond, Virginia 23224-3806
– English
– Spanish
COMMONWEALTH CATHOLIC CHARITIESP: 804-285-5986
T:
F: 804-285-9130
E: help@cccofva.org
W: https://www.cccofva.org/
A: 90220
541 Luck Avenue SW
Suite 118
ROANOKE, Virginia 24016-5000
– Arabic
– ASL
– Creole
– English
– Farsi
– French
– German
– Hindi
– Italian
– Other
– Spanish
SOUTHEAST RURAL COMMUNITY ASSISTANCE PROJECTP: 540-345-1184
T:
F:
E:
W: www.sercap.org
A: 80505
347 Campbell Ave SW
Roanoke, Virginia 24016-3624
– English
TOTAL ACTION AGAINST POVERTY IN ROANOKE VALLEYP: 540-283-4800
T:
F:
E: Sierra.Sallah@tapintohope.org
W: www.tapintohope.org
A: 80350
302 2nd St SW
Roanoke, Virginia 24011-1514
– English
– Spanish
SKYLINE COMMUNITY ACTION PROGRAM, INCORPORATEDP: 434-985-6066
T:
F:
E: housingmanager@skylinecap.org
W: www.skylinecap.org
A: 90059
45C Business Park
RUCKERSVILLE, Virginia 22968-2814
– English
SUFFOLK REDEVELOPMENT AND HOUSING AUTHORITYP: 757-539-2100
T:
F:
E:
W: www.suffolkrha.org
A: 83076
530 E Pinner St
Suffolk, Virginia 23434-3023
– English
STOP INC.P: 757-858-1360-185
T:
F: 757-858-1389
E: lawrence@stopinc.org
W: www.stopinc.org
A: 80507
5700 Thurston Avenue Suite 101
VIRGINIA BEACH, Virginia 23455-3302
– English
– Spanish
JAMES CITY COUNTY OFFICE OF HOUSINGP: 757-259-5340
T:
F:
E:
W: jamescitycountyva.gov
A: 83633
5320 Palmer Ln Ste 1A
Williamsburg, Virginia 23188-2674
– English
FIRST HOME ALLIANCEP: 703-580-8838
T:
F:
E: help@firsthomealliance.org
W: www.FirstHomeAlliance.org
A: 84016
3138 Golansky Blvd Ste 202
Woodbridge, Virginia 22192-4260
– English
– Spanish
PRINCE WILLIAM COUNTY VIRGINIA COOPERATIVE EXTENSIONP: 703-792-4713
T: 833-501-8763
F: 703-792-7595
E: mleon@pwcgov.org
W: www.pwcgov.org/money
A: 90316
15941 Donald Curtis Dr
Suite 164
WOODBRIDGE, Virginia 22191-4256
– ASL
– English
– Spanish
HELPING OVERCOME POVERTY’S EXISTENCE, INC., (FORMERLY MOUNTAIN SHELTER, INC.)P: 276-228-6280
T:
F:
E:
W: www.wythehope.org
A: 83461
680 W Main St
Wytheville, Virginia 24382-2211
– English
– Spanish
Keep your family in your home!

Virginia Foreclosure Help – National Foreclosure Mitigation Counseling (NFMC) grantees through NeighborWorks® America, located in Virginia

Agency NamePhone
Website
AddressLanguages
People Incorporated of Southwest VAPhone: 2766239000
Web: www.peopleinc.net
1173 W. Main Street
Abingdon, Virginia 24210
– English
Accomack-Northampton Planning District CommissionPhone: (757)787-2936
Web: www.a-npdc.org
23372 Front St
Accomac, Virginia 23301
– English
MMI – AlexandriaPhone: 800-308-2227
Web: www.moneymanagement.org
801 North Pitt St., Ste. 117
Alexandria, Virginia 22314
– English
MMI – AnnandalePhone: 800-747-4222
Web:
5101-B Backlick Road
Annandale, Virginia 22003
– English
Arlington Home Ownership Made EasierPhone: (703)527-3854
Web: www.ahomeinc.org
2300 9th Street S #300 B
Arlington, Virginia 22204
– English
Piedmont Housing AlliancePhone: 4348172436
Web: www.piedmonthousing.org
1215 E. Market St. Ste. B
Charlottesville, Virginia 22902
– English
CCCS of Greater AtlantaPhone: 877-877-1995
Web: www.clearpointccs.org
Greenbrier Circle. Tower1 860 Greenbrier Circle, Ste. 303
Chesapeake, Virginia 23320
– English
Asian-American Homeownership Counseling, IncPhone: 7032916324
Web:
8280 Willow Oak Corporate Drive. Suite 600
Fairfax, Virginia 22031
– English
CCCS of Greater AtlantaPhone: 877-877-1995
Web: www.clearpointccs.org
2217 Princess Anne St. Ste322
Fredericksburg, Virginia 22401
– English
Quin RiversPhone: 5403685553
Web: www.quinrivers.org
10718 Ballantraye Dr. Suite 402
Fredericksburg, Virginia 22407
– English
CCCS of Greater AtlantaPhone: 877-877-1995
Web: www.clearpointccs.org
1055 W Mercury Blvd, Suite 505
Hampton, Virginia 23666
– English
Center for Child and Family ServicesPhone: 757-826-2227
Web: www.debtfreeonline.com
2021 Cunninham Drive,#400
Hampton, Virginia 23666
– English
Virginia Cooperative Extension Prince WilliamPhone: 7037926287
Web: www.pwcgov.org/vce/fined
8033 Ashton Avenue, Suite 105
Manassas, Virginia 20109
– English
CCCS of Greater AtlantaPhone: 877-877-1995
Web: www.clearpointccs.org
1901 Walmart Way
Midlothian, Virginia 23113
– English
Child and Family Services of Eastern Virgina, Inc. dba The Up CenterPhone: 7576227017
Web: www.theupcenter.org
222 West 19th Street
Norfolk, Virginia 23517
– English
CornerstonesPhone: 5713239555
Web: www.cornerstonesva.org
11150 Sunset Hills Road, Suite 210
Reston, Virginia 20190
– English
CCCS of Greater AtlantaPhone: 877-877-1995
Web: www.clearpointccs.org
8000 Franklin Farms Drive
Richmond, Virginia 23229
– English
Housing Opportunities Made EqualPhone: 8043540641
Web: www.HOMEOFVA.org
626 E. Broad Street, Suite 400
Richmond, Virginia 23219
– English
Southside Community Development & Housing CorporationPhone: 804-231-4449
Web:
1624 Hull Street
Richmond, Virginia 23224
– English
MMI – Roanoke – Salem TurnpikePhone: 800-747-4223
Web:
2624 Salem Turnpike NW
Roanoke, Virginia 24017
– English
MMI – Roanoke -DunbarPhone: 800-747-4222
Web: www.moneymanagement.org
1801 Dunbar Street NW
Roanoke, Virginia 24012
– English
MMI – SalemPhone: 800-308-2227
Web: www.moneymanagement.org
1970 Roanoke Blvd, Building 77, Suite 12
Salem, Virginia 24153
– English
Community Services of Northern VirginaPhone: (703)372-5440
Web: www.hcsnv.org
7426 Alban Station BLVD
Springfield, Virginia 22150
– English
Catholic Charities of Eastern VAPhone: 757-456-2633
Web: www.cceva.org
5361-A Virginia Beach Blvd.
Virginia Beach, Virginia 23452
– English
Urban League of Hampton RoadsPhone: 757-627-0864
Web: www.ulhr.org
5700 Thurston Avenue, Suite 101
Virginia Beach, Virginia 23455
– English
CCCS of Greater AtlantaPhone: 877-877-1995
Web: www.clearpointccs.org
7031 Richmond Road
Williamsburg, Virginia 23188
– English
First Home AlliancePhone: 7035808838
Web: www.FirstHomeAlliance.org
3138 Golansky Blvd., Suite 202
Woodbridge, Virginia 22192
– English

For the most current list of HUD Approved Foreclosure Avoidance Counseling Agencies in Virginia, please visit the HUD website.


Virginia Foreclosure Help – Virginia Foreclosure Process

Foreclosure Notice

Security Instrument(s): Both Mortgage and Trust Deed.

Foreclosure Type(s): Judicial (rare) and Non-judicial.

Judicial Foreclosure: A foreclosure process in which the lender must file a lawsuit against the borrower to obtain a court order to foreclose on a Mortgage document.

Non-judicial Foreclosure: A foreclosure process where a third party Trustee has the power to foreclosure and initiate a sale based on a Trust Deed instrument.

Initial Public Notice: Publication.

Estimated Foreclosure Process Period: 45+ days.

First Notice to Sale Time Period: 14+ days.

Redemption Period?: None. (Judicial foreclosures only)

Deficiency Balance?: Yes.

* * * This information represents MRP’s current understanding of the Virginia foreclosure process. For the most detailed and up to date information, you should contact your local county government.* * *