Virginia Foreclosure Help

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Welcome to the Virginia Foreclosure Help page. On this page, you will find direct access to foreclosure defense attorneys and non-profit organizations offering foreclosure prevention services. You will also find general information about the Virginia Foreclosure Process. If you are looking for assistance with a troubled mortgage or foreclosure, you have come to the right place.

Virginia Foreclosure Help – Foreclosure Attorneys

Stop Foreclosure Alabama!Once you have received a Notice of Default (NOD), Notice of Filed Foreclosure, or Notice of Foreclosure Sale/Auction, a foreclosure defense or loss mitigation attorney is in the best position to effectively defend your rights and interests. If you have received one of these notices, contact us today!

Virginia Foreclosure Help – Foreclosure Defense Attorneys

Virginia Foreclosure Help - Foreclosure Defense AttorneysWe support foreclosure defense attorneys that can answer complaints, and file counter-claims and motions. They can also represent you at hearings, mediation, and during the entire negotiation process. A foreclosure defense attorney will fight to defend your rights, and achieve the best possible outcome in loan modification and other foreclosure alternatives.

► ► Find A Foreclosure Defense Attorney In Virginia! ◄ ◄

► ► Complete the Foreclosure Defense Attorney Evaluation! ◄ ◄

Virginia Foreclosure Help – HUD Approved Agencies

HUD SealHUD Approved Foreclosure Avoidance Counseling Agencies Located in Virginia

Foreclosure prevention counseling services are provided free of charge by nonprofit housing counseling agencies working in partnership with the Federal Government. These agencies are funded, in part, by HUD and NeighborWorks® America. There is no need to pay a private company for these services. Organizations are listed in alphabetical order, by city.

Foreclose Defense Attorney ConsultationIn many cases, these organizations will end up recommending that you retain an attorney. The fact is that an experienced foreclosure attorney is in the best position to represent you in mortgage negotiations and foreclosure proceedings. In fact, THE FEDERAL TRADE COMMISSION (FTC) PROHIBITS ANY “NON-ATTORNEY” FROM NEGOTIATING MORTGAGE DEBT ON BEHALF OF A DISTRESSED HOMEOWNER. In some instances, negotiating yourself or through a non-attorney third party can even be detrimental to you. Before you do anything else, we recommend a FREE ATTORNEY CONSULTATION or completing our FORECLOSURE DEFENSE ATTORNEY EVALUATION.

Virginia Foreclosure Help – National Foreclosure Mitigation Counseling (NFMC) grantees through NeighborWorks® America, located in Virginia

Agency Name Phone
Website
Address Languages
People Incorporated of Southwest VA Phone: 2766239000
Web: www.peopleinc.net
1173 W. Main Street
Abingdon, Virginia 24210
– English
Accomack-Northampton Planning District Commission Phone: (757)787-2936
Web: www.a-npdc.org
23372 Front St
Accomac, Virginia 23301
– English
MMI – Alexandria Phone: 800-308-2227
Web: www.moneymanagement.org
801 North Pitt St., Ste. 117
Alexandria, Virginia 22314
– English
MMI – Annandale Phone: 800-747-4222
Web: www.moneymanagement.org
5101-B Backlick Road
Annandale, Virginia 22003
– English
Arlington Home Ownership Made Easier Phone: (703)527-3854
Web: www.ahomeinc.org
2300 9th Street S #300 B
Arlington, Virginia 22204
– English
Piedmont Housing Alliance Phone: 4348172436
Web: www.piedmonthousing.org
1215 E. Market St. Ste. B
Charlottesville, Virginia 22902
– English
CCCS of Greater Atlanta Phone: 877-877-1995
Web: www.clearpointccs.org
Greenbrier Circle. Tower1 860 Greenbrier Circle, Ste. 303
Chesapeake, Virginia 23320
– English
Asian-American Homeownership Counseling, Inc Phone: 7032916324
Web: www.aa-hc.org
8280 Willow Oak Corporate Drive. Suite 600
Fairfax, Virginia 22031
– English
CCCS of Greater Atlanta Phone: 877-877-1995
Web: www.clearpointccs.org
2217 Princess Anne St. Ste322
Fredericksburg, Virginia 22401
– English
Quin Rivers Phone: 5403685553
Web: www.quinrivers.org
10718 Ballantraye Dr. Suite 402
Fredericksburg, Virginia 22407
– English
CCCS of Greater Atlanta Phone: 877-877-1995
Web: www.clearpointccs.org
1055 W Mercury Blvd, Suite 505
Hampton, Virginia 23666
– English
Center for Child and Family Services Phone: 757-826-2227
Web: www.debtfreeonline.com
2021 Cunninham Drive,#400
Hampton, Virginia 23666
– English
Virginia Cooperative Extension Prince William Phone: 7037926287
Web: www.pwcgov.org
8033 Ashton Avenue, Suite 105
Manassas, Virginia 20109
– English
CCCS of Greater Atlanta Phone: 877-877-1995
Web: www.clearpointccs.org
1901 Walmart Way
Midlothian, Virginia 23113
– English
Child and Family Services of Eastern Virgina, Inc. dba The Up Center Phone: 7576227017
Web: www.theupcenter.org
222 West 19th Street
Norfolk, Virginia 23517
– English
Cornerstones Phone: 5713239555
Web: www.cornerstonesva.org
11150 Sunset Hills Road, Suite 210
Reston, Virginia 20190
– English
CCCS of Greater Atlanta Phone: 877-877-1995
Web: www.clearpointccs.org
8000 Franklin Farms Drive
Richmond, Virginia 23229
– English
Housing Opportunities Made Equal Phone: 8043540641
Web: www.HOMEOFVA.org
626 E. Broad Street, Suite 400
Richmond, Virginia 23219
– English
Southside Community Development & Housing Corporation Phone: 804-231-4449
Web: www.scdhc.com
1624 Hull Street
Richmond, Virginia 23224
– English
MMI – Roanoke – Salem Turnpike Phone: 800-747-4223
Web: www.moneymanagement.org
2624 Salem Turnpike NW
Roanoke, Virginia 24017
– English
MMI – Roanoke -Dunbar Phone: 800-747-4222
Web: www.moneymanagement.org
1801 Dunbar Street NW
Roanoke, Virginia 24012
– English
MMI – Salem Phone: 800-308-2227
Web: www.moneymanagement.org
1970 Roanoke Blvd, Building 77, Suite 12
Salem, Virginia 24153
– English
Community Services of Northern Virgina Phone: (703)372-5440
Web: www.hcsnv.org
7426 Alban Station BLVD
Springfield, Virginia 22150
– English
Catholic Charities of Eastern VA Phone: 757-456-2633
Web: www.cceva.org
5361-A Virginia Beach Blvd.
Virginia Beach, Virginia 23452
– English
Urban League of Hampton Roads Phone: 757-627-0864
Web: www.ulhr.org
5700 Thurston Avenue, Suite 101
Virginia Beach, Virginia 23455
– English
CCCS of Greater Atlanta Phone: 877-877-1995
Web: www.clearpointccs.org
7031 Richmond Road
Williamsburg, Virginia 23188
– English
First Home Alliance Phone: 7035808838
Web: www.FirstHomeAlliance.org
3138 Golansky Blvd., Suite 202
Woodbridge, Virginia 22192
– English

HUD Approved Housing Counseling Agencies

Virginia Foreclosure Help – HUD Approved Foreclosure Avoidance Counseling Agencies in Virginia

This list includes only HUD Approved Housing Counseling Agencies offering “Mortgage Delinquency and Default Resolution Counseling” services, and are considered “Foreclosure Avoidance Counseling” agencies. Organizations are listed in alphabetical order, by city.

HUD
Agency Name
Phone
Toll-Free
Fax Number
Email
Website
Address Languages
PEOPLE INCORPORATED OF VIRGINIA P: 276-623-9000-2201
T:
F: 276-628-2931
E: jgross@peopleinc.net
W: www.peopleinc.net
1173 W. Main Street
ABINGDON, Virginia 24210-4703
– English
ACCOMACK-NORTHAMPTON PLANNING DISTRICT COMMISSSION P: 757-787-2800-119
T: 866-787-3001
F: 757-787-4221
E: anpdc@a-npdc.org
W: www.a-npdc.org
23372 Front Street
ACCOMAC, Virginia 23301-1557
– English
– Spanish
MONEY MANAGEMENT INTERNATIONAL ALEXANDRIA VA P: 866-232-9080
T: 866-232-9080
F: 866-921-5129
E: counselinginfo@moneymanagement.org
W: www.moneymanagement.org
801 N Pitt St Apt 117
Alexandria, Virginia 22314-1783
– English
– Spanish
AHOME P: 703-527-3854
T:
F:
E: info@ahomeinc.org
W: www.ahomeinc.org
2300 9th St S Ste 300B
Arlington, Virginia 22204-2345
– English
– Spanish
PIEDMONT HOUSING ALLIANCE P: 434-817-2436-104
T:
F: 434-817-0664
E: shelleym@piedmonthousing.org
W: www.piedmonthousingalliance.org
1215 East Market Street Ste. B
CHARLOTTESVILLE, Virginia 22902-5512
– English
– Spanish
CATHOLIC CHARITIES OF EASTERN VIRGINIA P: 757-484-0703
T:
F:
E: debthelp@cceva.org
W: www.cceva.org
3804 Poplar Hill Rd Ste A
Chesapeake, Virginia 23321-5524
– English
– Vietnamese
CLEARPOINT CREDIT COUNSELING SOLUTIONS – CHESAPEAKE BRANCH P: 877-877-1995
T: 877-877-1995
F: 855-761-3978
E: hud-inquiries@clearpointfs.org
W: www.clearpointccs.org
860 Greenbrier Cir Ste 303
Chesapeake, Virginia 23320-2640
– ASL
– English
– Other
– Spanish
TELAMON CORPORATION P: 804-381-6083
T:
F:
E: mnickerson@telamon.org
W: www.telamon.org
625 Piney Forest Road
Suite 307C
DANVILLE, Virginia 24540-2867
– English
ASIAN AMERICAN HOMEOWNERSHIP COUNSELING P: 703-291-6324
T:
F:
E: song@aa-hc.org
W: www.aa-hc.org
8280 Willow Oak Corporate Drive
Suite 600
FAIRFAX, Virginia 22031-4518
– Chinese Mandarin
– English
– Korean
– Other
– Vietnamese
BOAT PEOPLE SOS, INC P: 703-647-6485
T:
F: 703-647-6461
E: loan.hanlon@bpsos.org
W: www.bpsos.org
6066 Leesburg Pike
Suite 100
Falls Church, Virginia 22041-2234
– English
– Vietnamese
CENTRAL VIRGINIA HOUSING COALITION P: 540-604-9943
T:
F:
E: salemany@centralvahousing.org
W: centralvahousing.org
208 Hudgins Rd
Fredericksburg, Virginia 22408-4119
– English
CLEARPOINT CREDIT COUNSELING SOLUTIONS – FREDERICKSBURG BRANCH P: 877-877-1995
T: 877-877-1995
F: 855-252-5900
E: hud-inquiries@clearpointfs.org
W: www.clearpointccs.org
GENERAL WASHINGTON EXEC
2217 PRINCESS ANNE ST, STE 322
FREDERICKSBURG, Virginia 22401
– ASL
– English
– Other
– Spanish
QUIN RIVERS, INC. P: 540-479-4365
T:
F: 540-368-1448
E: nmarquina@quinrivers.org
W: www.quinrivers.org
10718 Ballantraye Dr.
Suite 402
FREDERICKSBURG, Virginia 22407-4703
– English
– Spanish
BLUE RIDGE HOUSING NETWORK P: 540-622-2711
T:
F:
E: info@blueridgehousingnetwork.org
W: www.blueridgehousingnetwork.org
115 Chester St Ste C
Front Royal, Virginia 22630-3308
– English
CCCS OF HAMPTON ROADS / CENTER FOR CHILD AND FAMILY SERVICES P: 757-826-2227
T: 757-838-1960
F: 757-838-8021
E: mparker@kidsandfamilies.com
W: www.debtfreeonline.com
2021 Cunningham Dr
Suite 400
Hampton, VA 23666
Hampton, Virginia 23666-3375
– English
CLEARPOINT CREDIT COUNSELING SOLUTIONS – HAMPTON BRANCH P: 757-874-2900
T: 757-874-2900
F: 855-584-3383
E: hud-inquiries@clearpointfs.org
W: www.clearpointccs.org
1055 W Mercury Blvd
LOBBY
Hampton, Virginia 23666-3300
– ASL
– English
– Other
– Spanish
CORNERSTONES, INC. P: 571-323-1439
T:
F:
E: martin.rios@cornerstonesva.org
W: www.cornerstonesva.org
1086 Elden St
HERNDON, Virginia 20170-3803
– English
– Spanish
LYNCHBURG COMMUNITY ACTION GROUP, INCORPORATE (AKA LYNCAG) P: 434-455-1601-3
T:
F: 434-846-2759
E: myuille@lyncag.org
W: www.lyncag.org
915 Main Street
2nd Floor Galleria
LYNCHBURG, Virginia 24504-1628
– English
SKYLINE COMMUNITY ACTION PROGRAM, INCORPORATE P: 434-985-6066
T:
F: 434-985-6035
E: jnaylor@skylinecap.org
W: www.skylinecap.org
532 S. Main Street
MADISON, Virginia 22727-3084
– English
PRINCE WILLIAM COUNTY VIRGINIA COOPERATIVE EXTENSION P: 703-792-4713
T:
F: 703-792-4630
E: mleon@pwcgov.org
W: www.pwcgov.org
8033 Ashton Avenue, Suite 105
MANASSAS, Virginia 20109-2895
– English
– Spanish
CLEARPOINT CREDIT COUNSELING SOLUTIONS – MIDLOTHIAN BRANCH P: 877-877-1995
T: 804-222-4660
F: 855-853-4583
E: hud-inquiries@clearpointfs.org
W: www.clearpointccs.org
1901 Walmart Way
Midlothian, Virginia 23113-2692
– English
– Other
QUIN RIVERS, INC P: 804-966-8720
T:
F:
E: info@quinrivers.org
W: www.quinrivers.org
PO Box 208
New Kent, Virginia 23124-0208
– English
– Spanish
NEWPORT NEWS OFFICE OF HUMAN AFFAIRS P: 757-643-4086
T:
F: 757-643-4087
E: tfrancis@ohainc.org
W: www.ohainc.org
392 Maple Ave
NEWPORT NEWS, Virginia 23607-4900
– English
CHILD & FAMILY SERVICES OF EASTERN VIRGINIA, INC. D/B/A THE UP CENTER P: 757-622-7017
T:
F:
E: info@theupcenter.org
W: www.theupcenter.org
150 Boush Street, Suite 800
NORFOLK, Virginia 23510-1637
– English
HOMENET P: 757-314-4202
T:
F:
E: spettyford@nrha.us
W: www.nrha.us/homenet
201 Granby St
Norfolk, Virginia 23510-1820
– English
SOUTHEASTERN TIDEWATER OPPORTUNITY PROJECT OF HAMPTON ROADS (STOP) P: 757-858-1360
T:
F: 757-858-1389
E: lawrence@stopinc.org
W: www.stopinc.org
2551 Almeda Ave
NORFOLK, Virginia 23513-2443
– English
– Spanish
NEW RIVER COMMUNITY ACTION, INC. P: 540-633-5133
T:
F:
E: dharris@nrcaa.org
W: www.swva.net/nrca
1093 E Main St
Radford, Virginia 24141-1747
– English
– Spanish
CLEARPOINT CREDIT COUNSELING SOLUTIONS – UTICA BRANCH P: 804-222-4660
T: 804-222-4660
F: 855-805-0390
E: hud-inquiries@clearpointfs.org
W: www.clearpointccs.org
8000 Franklin Farms Dr
Richmond, Virginia 23229-5002
– ASL
– English
– Other
– Spanish
CLEARPOINT CREDIT COUNSELING SOLUTIONS – MIAMI BRANCH P: 804-222-4660
T: 804-222-4660
F: 855-805-0390
E: hud-inquiries@clearpointfs.org
W: www.clearpointccs.org
8000 Franklin Farms Dr
Richmond, Virginia 23229-5002
– English
– Other
CLEARPOINT CREDIT COUNSELING SOLUTIONS – RICHMOND BRANCH P: 877-877-1995
T: 877-877-1995
F: 855-349-8535
E: hud-inquiries@clearpointfs.org
W: www.clearpointccs.org
8000 Franklin Farms Dr
Richmond, Virginia 23229-5002
– ASL
– English
– Other
– Spanish
CLEARPOINT CREDT COUNSELING SOLUTIONS – BINGHAMPTON BRANCH P: 804-222-4660
T: 804-222-4660
F: 855-805-0390
E: hud-inquiries@clearpointfs.org
W: www.clearpointccs.org
8000 Franklin Farms Dr
Richmond, Virginia 23229-5002
– ASL
– English
– Other
– Spanish
COMMONWEALTH CATHOLIC CHARITIES, RICHMOND,VA P: 804-545-5945
T: 800-528-1258
F: 804-285-9130
E: sid.alvarado@cccofva.org
W: www.cccofva.org
1601 Rolling Hill Dr
RICHMOND, Virginia 23229-5011
– ASL
– Cambodian
– English
– French
– Hindi
– Other
– Spanish
– Swahili
– Vietnamese
HOUSING OPPORTUNITIES MADE EQUAL OF VIRGINIA, INCORPORATED P: 804-354-0641
T:
F: 804-354-0690
E: help@homeofva.org
W: HomeofVa.org
626 E Broad St Ste 400
Richmond, Virginia 23219-1890
– English
– Spanish
SOUTHSIDE COMMUNITY DEVELOPMENT AND HOUSING P: 804-231-4449
T:
F:
E: fbolling@scdhc.com
W: www.scdhc.com
1624 Hull St
Richmond, Virginia 23224-3806
– English
– Spanish
MONEY MANAGEMENT INTERNATIONAL ROANOKE P: 866-232-9080
T: 866-232-9080
F: 866-921-5129
E: counselinginfo@moneymanagement.org
W: www.moneymanagement.org
7000 Peters Creek Rd
Roanoke, Virginia 24019-4009
– English
– Spanish
SOUTHEAST RURAL COMMUNITY ASSISTANCE PROJECT P: 540-345-1184
T:
F: 540-342-2932
E: bpusha@sercap.org
W: www.sercap.org
347 Campbeull Avenue S.W
ROANOKE, Virginia 24016-3624
– English
TOTAL ACTION AGAINST POVERTY IN ROANOKE VALLEY P: 540-283-4917
T:
F: 540-777-1896
E: charlotte.davis@tapintohope.org
W: www.tapintohope.org
108 Henry Street
ROANOKE, Virginia 24016-2414
– English
– Spanish
SKYLINE COMMUNITY ACTION PROGRAM, INCORPORATED P: 434-985-6066
T:
F:
E: jnaylor@skylinecap.org
W: www.skylinecap.org
45C Business Park
RUCKERSVILLE, Virginia 22968-2814
– English
SUFFOLK REDEVELOPMENT AND HOUSING AUTHORITY P: 757-539-2100
T:
F: 757-539-5184
E: srha@suffolkrha.org
W: www.suffolkrha.org
530 E Pinner St
Suffolk, Virginia 23434-3023
– English
URBAN LEAGUE OF HAMPTON ROADS P: 757-673-0851
T: 877-431-5576
F: 757-966-9613
E: yvyoung@ulhr.org
W: www.ulhr.org
5700 Thurston Avenue, Suite 101
VIRGINIA BEACH, Virginia 23455-3302
– English
CLEARPOINT CREDIT COUNSELING SOLUTIONS – WILLIAMSBURG BRANCH P: 804-202-0165
T: 804-222-4660
F: 855-870-3266
E: hud-inquiries@clearpointfs.org
W: www.clearpointccs.org
7031 RICHMOND
WILLIAMSBURG, Virginia 00000
– English
– Other
JAMES CITY COUNTY OFFICE OF HOUSING P: 757-259-5340
T:
F:
E: ohcd@jamescitycountyva.gov
W: www.jamescitycountyva.gov
5320 Palmer Ln Ste 1A
Williamsburg, Virginia 23188-2674
– English
FIRST HOME ALLIANCE P: 703-580-8838
T:
F: 703-580-8842
E: HELP@FirstHomeAlliance.org
W: www.FirstHomeAlliance.org
3138 Golansky Blvd Ste 202
Woodbridge, Virginia 22192-4260
– English
– Spanish
HELPING OVERCOME POVERTY’S EXISTENCE, INC., (FORMERLY MOUNTAIN SHELTER, INC.) P: 276-228-6280-211
T: 877-818-8680
F: 276-228-0508
E: akegley@wythehope.org
W: www.wythehope.org
680 W. Main Street
P.O. Box 743
WYTHEVILLE, Virginia 24382-2211
– English
– Spanish

For the most current list of HUD Approved Foreclosure Avoidance Counseling Agencies in Virginia, please visit the HUD website.

Virginia Foreclosure Help – Virginia Foreclosure Process

Foreclosure NoticeSecurity Instrument(s): Both Mortgage and Trust Deed.

Foreclosure Type(s): Judicial (rare) and Non-judicial.

Judicial Foreclosure: A foreclosure process in which the lender must file a lawsuit against the borrower to obtain a court order to foreclose on a Mortgage document.

Non-judicial Foreclosure: A foreclosure process where a third party Trustee has the power to foreclosure and initiate a sale based on a Trust Deed instrument.

Initial Public Notice: Publication.

Estimated Foreclosure Process Period: 45+ days.

First Notice to Sale Time Period: 14+ days.

Redemption Period?: None. (Judicial foreclosures only)

Deficiency Balance?: Yes.

* * * This information represents MRP’s current understanding of the Virginia foreclosure process. For the most detailed and up to date information, you should contact your local county government.* * *