Washington Foreclosure Help

MRP does not offer access to attorney representation in Washington.

Washington Foreclosure Help – HUD Approved Agencies

HUD SealHUD Approved Foreclosure Avoidance Counseling Agencies Located in Washington

Foreclosure prevention counseling services are provided free of charge by nonprofit housing counseling agencies working in partnership with the Federal Government. These agencies are funded, in part, by HUD and NeighborWorks® America. There is no need to pay a private company for these services. Organizations are listed in alphabetical order, by city.

Foreclose Defense Attorney ConsultationIn many cases, these organizations will end up recommending that you retain an attorney. The fact is that an experienced foreclosure attorney is in the best position to represent you in mortgage negotiations and foreclosure proceedings. In fact, THE FEDERAL TRADE COMMISSION (FTC) PROHIBITS ANY “NON-ATTORNEY” FROM NEGOTIATING MORTGAGE DEBT ON BEHALF OF A DISTRESSED HOMEOWNER. In some instances, negotiating yourself or through a non-attorney third party can even be detrimental to you. Before you do anything else, we recommend speaking with a foreclosure defense attorney.

Washington Foreclosure Help – HUD Approved Foreclosure Avoidance Counseling Agencies in Washington

This list includes only HUD Approved Housing Counseling Agencies offering “Mortgage Delinquency and Default Resolution Counseling” services, and are considered “Foreclosure Avoidance Counseling” agencies. Organizations are listed in alphabetical order, by city.

HUD
Agency Name
Phone
Toll-Free
Fax Number
Email
Website
Agency ID
Address Languages
NEIGHBORWORKS OF GRAYS HARBOR COUNTY (ABERDEEN NHS) P: 360-533-7828
T:
F:
E:
W:
A: 80229
710 E Market St
Aberdeen, Washington 98520-3430
– English
AMERICAN FINANCIAL SOLUTIONS P: 888-864-8699
T: 888-864-8699
F: 888-282-5495
E: housing@myfinancialgoals.org
W: www.myfinancialgoals.org
A: 84617
263 4th St
BREMERTON, Washington 98337-1812
– English
– Spanish
RURAL RESOURCES COMMUNITY ACTION P: 509-685-6108
T: 877-219-5542
F: 509-684-4740
E: jmorris@ruralresources.org
W: www.ruralresources.org
A: 83907
956 S Main St
Colville, Washington 99114-2505
– English
– Other
– Spanish
– Ukrainian
MONEY MANAGEMENT INTERNATIONAL – SEATTLE BRANCH P: 866-232-9080
T: 866-232-9080
F: 866-921-5129
E: counselinginfo@moneymanagement.org
W: www.moneymanagement.org
A: 84753
6100 219th St SW Ste 480
Mountlake Terrace, Washington 98043-2222
– ASL
– English
– Other
– Spanish
EL CENTRO DE LA RAZA P: 206-957-4634
T:
F: 206-329-0786
E: receptionist@elcentrodelaraza.org
W: www.elcentrodelaraza.org/
A: 82273
2524 16th Ave S
Seattle, Washington 98144-5104
– English
– Spanish
URBAN LEAGUE OF METROPOLITAN SEATTLE P: 206-461-3792
T: 800-368-1455
F: 206-461-8425
E: ltaylor@urbanleague.org
W: www.urbanleague.org
A: 80415
105 14th Ave Suite 200
SEATTLE, Washington 98122-5569
– ASL
– English
– Spanish
PARKVIEW SERVICES P: 206-542-6644-150
T: 877-894-4663
F: 206-542-6608
E: marc@parkviewservices.org
W: www.parkviewservices.org
A: 83737
17544 Midvale Avenue North Suite LL
SHORELINE, Washington 98133-4921
– Arabic
– English
– German
– Other
SPOKANE NEIGHBORHOOD ACTION PARTNERS P: 509-456-7106
T:
F: 509-456-7627
E: hentges@snapwa.org
W: www.snapwa.org
A: 80417
500 S Stone St
Spokane, Washington 99202-4150
– English
PIERCE COUNTY COALITION FOR DEVELOPMENTAL DISABILITIES (PC2 HOMEOWNERSHIP) P: 253-564-0707-101
T:
F: 253-564-0702
E: diane@pc2online.org
W: www.pc2online.org
A: 84263
3716 Pacific Ave., Suite A
TACOMA, Washington 98418-7836
– English
COMMUNITY HOUSING RESOURCE CENTER P: 360-690-4496
T:
F: 360-694-6665
E: info@homecen.org
W: www.homecen.org
A: 81093
1910 W. Fourth Plain Blvd
Ste 400
VANCOUVER, Washington 98660-1337
– English

HUD Approved Housing Counseling Agencies

Washington Foreclosure Help – National Foreclosure Mitigation Counseling (NFMC) grantees through NeighborWorks® America, located in Washington

Agency Name Phone
Website
Address Languages
NeighborWorks of Grays Harbor Phone: 360-533-7828
Web:

710 E. Market St
Aberdeen, Washington 98520
– English
North Seattle Community College Foundation Phone: 888-282-5492
Web: www.myfinancialgoals.org
263 4th St
Bremerton, Washington 98337
– English
Consumer Credit Counseling Service of Central Ohio Phone: 800-355-2227
Web: www.apprisen.com
401 North Morain Steet
Kennewick, Washington 99336
– English
CCCS of Greater Atlanta Phone: 877-877-1995
Web: www.clearpointccs.org
4010 Watson Plaza Dr., Suite 225
Lakewood, Washington 90712
– English
Consumer Credit Counseling Service of Central Ohio Phone: 800-355-2227
Web: www.apprisen.com
2938 Limited Lane NW, Suite A-3
Olympia, Washington 98502
– English
Consumer Credit Counseling Service of Central Ohio Phone: 800-355-2227
Web: www.apprisen.com
16225 NE 87th St., Suite B11
Redmond, Washington 98052
– English
CCCS of Greater Atlanta Phone: 877-877-1995
Web: www.clearpointccs.org
9725 Third Ave., NE Suite 400
Seattle, Washington 98115
– English
El Centro De La Raza Phone: (206) 957-4634
Web: www.elcentrodelaraza.org
2524 16th Ave South
Seattle, Washington 98144
– English
Urban League of Metropolitan Seattle Phone: 206-461-3792
Web: www.urbanleague.org
105 14th Avenue
Seattle, Washington 98122
– English
Parkview Services Phone: 206-542-6644
Web: www.parkviewservices.org
17544 Midvale Ave N, Ste LL
Shoreline, Washington 98133
– English
MMI – Spokane Phone: 800-308-2227
Web: www.moneymanagement.org
4407 North Division Street, Ste. 814
Spokane, Washington 99207
– English
Money Mangement International Phone: 866.764.3328
Web: www.moneymanagement.org
4407 N. Division, Ste 814
Spokane, Washington 99207
– English
Pierce County Coalition for Developmental Disabilities Phone: 253-564-0707
Web: www.pc2online.org
3716 Pacific Ave #A
Tacoma, Washington 98418
– English
Consumer Credit Counseling Service of Central Ohio Phone: 800-355-2227
Web: www.apprisen.com
3560 Bridgeport Way West
University Place, Washington 98466
– English
Consumer Credit Counseling Service of Central Ohio Phone: 800-355-2227
Web: www.apprisen.com
<1115 W. Lincoln, Suite 119 Yakima, Washington 98902 <- English

For the most current list of HUD Approved Foreclosure Avoidance Counseling Agencies in Washington, please visit the HUD website.

Washington Foreclosure Help – Washington Foreclosure Process

Foreclosure NoticeSecurity Instrument(s): Both Mortgage and Trust Deed.

Foreclosure Type(s): Judicial (rare) and Non-judicial.

Judicial Foreclosure: A foreclosure process in which the lender must file a lawsuit against the borrower to obtain a court order to foreclose on a Mortgage document.

Non-judicial Foreclosure: A foreclosure process where a third party Trustee has the power to foreclosure and initiate a sale based on a Trust Deed instrument.

Initial Public Notice: Notice of Default.

Estimated Foreclosure Process Period: 135+ days.

First Notice to Sale Time Period:90+ days.

Redemption Period?: None. (Judicial foreclosures only)

Deficiency Balance?: Yes. (Judicial foreclosures only, rare)

* * * This information represents MRP’s current understanding of the Washington foreclosure process. For the most detailed and up to date information, you should contact your local county government.* * *