MRP’s Washinton Foreclosure Help page offers no access to attorney representation
Washington Foreclosure Help - HUD Approved Agencies
HUD Approved Foreclosure Avoidance Counseling Agencies Located in Washington
Foreclosure prevention counseling services are provided free of charge by nonprofit housing counseling agencies working in partnership with the Federal Government. These agencies are funded, in part, by HUD and NeighborWorks® America. There is no need to pay a private company for these services. Organizations are listed in alphabetical order, by city.
In many cases, these organizations will end up recommending that you retain an attorney. The fact is that an experienced foreclosure attorney is in the best position to represent you in mortgage negotiations and foreclosure proceedings. In fact, THE FEDERAL TRADE COMMISSION (FTC) PROHIBITS ANY “NON-ATTORNEY” FROM NEGOTIATING MORTGAGE DEBT ON BEHALF OF A DISTRESSED HOMEOWNER. In some instances, negotiating yourself or through a non-attorney third party can even be detrimental to you. Before you do anything else, have a free consultation with a foreclosure defense attorney.
Washington Foreclosure Help - HUD Approved Foreclosure Avoidance Counseling Agencies in Washington
This list includes only HUD Approved Housing Counseling Agencies offering “Mortgage Delinquency and Default Resolution Counseling” services, and are considered “Foreclosure Avoidance Counseling” agencies. Organizations are listed in alphabetical order, by city.
Agency Name | Phone Website | Address | Languages |
NeighborWorks of Grays Harbor | Phone: 360-533-7828 Web: | 710 E. Market St Aberdeen, Washington 98520 | - English |
North Seattle Community College Foundation | Phone: 888-282-5492 Web: www.myfinancialgoals.org | 263 4th St Bremerton, Washington 98337 | - English |
Consumer Credit Counseling Service of Central Ohio | Phone: 800-355-2227 Web: www.apprisen.com | 401 North Morain Steet Kennewick, Washington 99336 | - English |
CCCS of Greater Atlanta | Phone: 877-877-1995 Web: www.clearpointccs.org | 4010 Watson Plaza Dr., Suite 225 Lakewood, Washington 90712 | - English |
Consumer Credit Counseling Service of Central Ohio | Phone: 800-355-2227 Web: www.apprisen.com | 2938 Limited Lane NW, Suite A-3 Olympia, Washington 98502 | - English |
Consumer Credit Counseling Service of Central Ohio | Phone: 800-355-2227 Web: www.apprisen.com | 16225 NE 87th St., Suite B11 Redmond, Washington 98052 | - English |
CCCS of Greater Atlanta | Phone: 877-877-1995 Web: www.clearpointccs.org | 9725 Third Ave., NE Suite 400 Seattle, Washington 98115 | - English |
El Centro De La Raza | Phone: (206) 957-4634 Web: www.elcentrodelaraza.org | 2524 16th Ave South Seattle, Washington 98144 | - English |
Urban League of Metropolitan Seattle | Phone: 206-461-3792 Web: www.urbanleague.org | 105 14th Avenue Seattle, Washington 98122 | - English |
Parkview Services | Phone: 206-542-6644 Web: www.parkviewservices.org | 17544 Midvale Ave N, Ste LL Shoreline, Washington 98133 | - English |
MMI - Spokane | Phone: 800-308-2227 Web: www.moneymanagement.org | 4407 North Division Street, Ste. 814 Spokane, Washington 99207 | - English |
Money Mangement International | Phone: 866.764.3328 Web: www.moneymanagement.org | 4407 N. Division, Ste 814 Spokane, Washington 99207 | - English |
Pierce County Coalition for Developmental Disabilities | Phone: 253-564-0707 Web: www.pc2online.org | 3716 Pacific Ave #A Tacoma, Washington 98418 | - English |
Consumer Credit Counseling Service of Central Ohio | Phone: 800-355-2227 Web: www.apprisen.com | 3560 Bridgeport Way West University Place, Washington 98466 | - English |
Consumer Credit Counseling Service of Central Ohio | Phone: 800-355-2227 Web: www.apprisen.com | 1115 W. Lincoln, Suite 119 Yakima, Washington 98902 | - English |
Washington Foreclosure Help - National Foreclosure Mitigation Counseling (NFMC) grantees through NeighborWorks® America, located in Washington
HUD Agency Name | Phone Toll-Free Fax Number Website Agency ID | Address | Languages |
NEIGHBORWORKS OF GRAYS HARBOR COUNTY (ABERDEEN NHS) | P: 360-533-7828 T: F: E: W: A: 80229 | 710 E Market St Aberdeen, Washington 98520-3430 | - English |
AMERICAN FINANCIAL SOLUTIONS | P: 888-864-8699 T: 888-864-8699 F: 888-282-5495 E: [email protected] W: www.myfinancialgoals.org A: 84617 | 500 Pacific Avenue Suite 550 BREMERTON, Washington 98337-1944 | - English - Spanish |
RURAL RESOURCES COMMUNITY ACTION | P: 509-685-6055 T: F: E: W: www.ruralresources.org A: 83907 | 956 S Main St Colville, Washington 99114-2505 | - English - Other - Spanish - Ukrainian |
NID-HCA SEATTLE | P: 510-268-9792 T: F: E: [email protected] W: www.nidhousing.com A: 90529 | 19415 International Blvd #304 SEATAC, Washington 98188-5309 | - English |
EL CENTRO DE LA RAZA | P: 206-957-4634 T: F: 206-329-0786 E: [email protected] W: www.elcentrodelaraza.org/ A: 82273 | 2524 16th Ave S Seattle, Washington 98144-5104 | - English - Spanish |
URBAN LEAGUE OF METROPOLITAN SEATTLE | P: 206-461-3792 T: F: E: W: www.ulms.org A: 80415 | 105 14th Ave Ste 200 Seattle, Washington 98122-7308 | - ASL - English - Spanish |
PARKVIEW SERVICES | P: 206-542-6644 T: F: 206-542-6608 E: [email protected] W: https://www.parkviewservices.org A: 83737 | 17544 Midvale Ave N Suite LL Shoreline, Washington 98133-4921 | - Arabic - English - German |
SPOKANE NEIGHBORHOOD ACTION PARTNERS | P: 509-456-7106 T: F: E: W: www.snapwa.org A: 80417 | 500 S Stone St Spokane, Washington 99202-4150 | - English - Russian - Ukrainian |
PIERCE COUNTY COALITION FOR DEVELOPMENTAL DISABILITIES (PC2 HOMEOWNERSHIP) | P: 253-564-0707-101 T: F: 253-564-0702 E: [email protected] W: www.pc2online.org A: 84263 | 3716 Pacific Ave., Suite A TACOMA, Washington 98418-7836 | - English |
COMMUNITY HOUSING RESOURCE CENTER | P: 360-690-4496 T: F: 360-694-6665 E: [email protected] W: https://lighthouseresourcecenter.org/ A: 81093 | 1910 W Fourth Plain Blvd Ste 400 Vancouver, Washington 98660-1337 | - English |
For the most current list of HUD Approved Foreclosure Avoidance Counseling Agencies in Washington, please visit the HUD website.
Washington Foreclosure Help - Washington Foreclosure Process
Security Instrument(s): Both Mortgage and Trust Deed.
Foreclosure Type(s): Judicial (rare) and Non-judicial.
Judicial Foreclosure: A foreclosure process in which the lender must file a lawsuit against the borrower to obtain a court order to foreclose on a Mortgage document.
Non-judicial Foreclosure: A foreclosure process where a third party Trustee has the power to foreclosure and initiate a sale based on a Trust Deed instrument.
Initial Public Notice: Notice of Default.
Estimated Foreclosure Process Period: 135+ days.
First Notice to Sale Time Period:90+ days.
Redemption Period?: None. (Judicial foreclosures only)
Deficiency Balance?: Yes. (Judicial foreclosures only, rare)
* * * This information represents MRP’s current understanding of the Washington foreclosure process. For the most detailed and up to date information, you should contact your local county government.* * *