MRP’s West Virginia Foreclosure Help page offers no access to attorney representation
West Virginia Foreclosure Help - HUD Approved Agencies
HUD Approved Foreclosure Avoidance Counseling Agencies Located in West Virginia
Foreclosure prevention counseling services are provided free of charge by nonprofit housing counseling agencies working in partnership with the Federal Government. These agencies are funded, in part, by HUD and NeighborWorks® America. There is no need to pay a private company for these services. Organizations are listed in alphabetical order, by city.
In many cases, these organizations will end up recommending that you retain an attorney. The fact is that an experienced foreclosure attorney is in the best position to represent you in mortgage negotiations and foreclosure proceedings. In fact, THE FEDERAL TRADE COMMISSION (FTC) PROHIBITS ANY “NON-ATTORNEY” FROM NEGOTIATING MORTGAGE DEBT ON BEHALF OF A DISTRESSED HOMEOWNER. In some instances, negotiating yourself or through a non-attorney third party can even be detrimental to you. Before you do anything else, check out our Resources page and speak with a foreclosure defense attorney in your state.
West Virginia Foreclosure Help - HUD Approved Foreclosure Avoidance Counseling Agencies in West Virginia
This list includes only HUD Approved Housing Counseling Agencies offering “Mortgage Delinquency and Default Resolution Counseling” services, and are considered “Foreclosure Avoidance Counseling” agencies. Organizations are listed in alphabetical order, by city.
HUD Agency Name | Phone Toll-Free Fax Number Website Agency ID | Address | Languages |
HOUSING AUTHORITY OF MINGO COUNTY | P: 304-475-4663 T: F: 304-475-1450 E: [email protected] W: www.mingohousing.com A: 80591 | 5026 Helena Avenue DELBARTON, West Virginia 25670-1308 | - English - Spanish |
THE FAIRMONT-MORGANTOWN HOUSING AUTHORITY | P: 304-363-0860 T: F: E: N/A W: site.notavailable.org A: 84432 | 103 12th St Fairmont, West Virginia 26554-3684 | - ASL - English |
TELAMON CORPORATION - MARTINSBURG BRANCH | P: 919-899-9911 T: F: E: N/A W: www.telamon.org A: 80230 | 67 Aikens Ctr Martinsburg, West Virginia 25404-5708 | - English - Spanish |
CCCS OF THE MID-OHIO VALLEY, INC. | P: 304-485-3141 T: 866-481-4752 F: 304-485-3286 E: [email protected] W: https://www.wvcccs.org A: 80245 | 2435 Dudley Avenue PARKERSBURG, West Virginia 26101-2635 | - English |
CHANGE, INC | P: 304-797-7733 T: F: 304-797-7740 E: [email protected] W: https://www.changeinc.org A: 82483 | 3158 West St Weirton, West Virginia 26062-4637 | - English |
West Virginia Foreclosure Help - National Foreclosure Mitigation Counseling (NFMC) grantees through NeighborWorks® America, located in West Virginia
Agency Name | Phone Website | Address | Languages |
Consumer Credit Counseling Service of Central Ohio | Phone: 800-355-2227 Web: www.apprisen.com | 258 Blue Prince Rd., Suite 101 Bluefield, West Virginia 24701 | - English |
MMI - Clarksburg | Phone: 800-747-4222 Web: | Gore Hotel, 2nd floor 209 West Pike Street, Suite B Clarksburg, West Virginia 26301 | - English |
MMI - Clarksburg | Phone: 800-308-2227 Web: www.moneymanagement.org | Gore Hotel, 2nd floor 209 West Pike Street, Suite B Clarksburg, West Virginia 26301 | - English |
Consumer Credit Counseling Service of Central Ohio | Phone: 800-355-2227 Web: www.apprisen.com | 5210 Frontier Drive Cross Lanes, West Virginia 25313 | - English |
CCCS OF HUNTINGTON A DIVISION OF GOODWILL | Phone: 304-525-7034 Web: | 1102 MEMORIAL BLVD HUNTINGTON, West Virginia 25701 | - English |
MMI - Morgantown | Phone: 800-308-2227 Web: www.moneymanagement.org | White Birch Towers 1299 Pineview Drive, Suite 300 Morgantown, West Virginia 26505 | - English |
Consumer Credit Counseling Service of the Mid-Ohio Valley, Inc. | Phone: 304-485-3141 Web: www.wvcccs.org | 2715 Murdoch Avenue Suite B4 Parkersburg, West Virginia 26101 | - English |
For the most current list of HUD Approved Foreclosure Avoidance Counseling Agencies in West Virginia, please visit the HUD website.
West Virginia Foreclosure Help - West Virginia Foreclosure Process
Security Instrument(s): Both Mortgage and Trust Deed.
Foreclosure Type(s): Judicial (rare) and Non-judicial.
Judicial Foreclosure: A foreclosure process in which the lender must file a lawsuit against the borrower to obtain a court order to foreclose on a Mortgage document.
Non-judicial Foreclosure: A foreclosure process where a third party Trustee has the power to foreclosure and initiate a sale based on a Trust Deed instrument.
Initial Public Notice: Publication.
Estimated Foreclosure Process Period: 60+ days.
First Notice to Sale Time Period: 30+ days.
Redemption Period?: None. (Judicial foreclosures only)
Deficiency Balance?: No.
* * * This information represents MRP’s current understanding of the West Virginia foreclosure process. For the most detailed and up to date information, you should contact your local county government.* * *