West Virginia Foreclosure Help

MRP does not offer access to attorney representation in West Virginia.

West Virginia Foreclosure Help – HUD Approved Agencies

HUD SealHUD Approved Foreclosure Avoidance Counseling Agencies Located in West Virginia

Foreclosure prevention counseling services are provided free of charge by nonprofit housing counseling agencies working in partnership with the Federal Government. These agencies are funded, in part, by HUD and NeighborWorks® America. There is no need to pay a private company for these services. Organizations are listed in alphabetical order, by city.

Foreclose Defense Attorney ConsultationIn many cases, these organizations will end up recommending that you retain an attorney. The fact is that an experienced foreclosure attorney is in the best position to represent you in mortgage negotiations and foreclosure proceedings. In fact, THE FEDERAL TRADE COMMISSION (FTC) PROHIBITS ANY “NON-ATTORNEY” FROM NEGOTIATING MORTGAGE DEBT ON BEHALF OF A DISTRESSED HOMEOWNER. In some instances, negotiating yourself or through a non-attorney third party can even be detrimental to you. Before you do anything else, we recommend speaking with a foreclosure defense attorney.

West Virginia Foreclosure Help – HUD Approved Foreclosure Avoidance Counseling Agencies in West Virginia

This list includes only HUD Approved Housing Counseling Agencies offering “Mortgage Delinquency and Default Resolution Counseling” services, and are considered “Foreclosure Avoidance Counseling” agencies. Organizations are listed in alphabetical order, by city.

HUD
Agency Name
Phone
Toll-Free
Fax Number
Email
Website
Agency ID
Address Languages
HOUSING AUTHORITY OF MINGO COUNTY P: 304-475-4663
T:
F: 304-475-1450
E: belindaharness@mingohousing.com
W: www.mingohousing.com
A: 80591
5026 Helena Avenue
Delbarton, West Virginia 25670
– English
– Spanish
KANAWHA INSTITUTE FOR SOCIAL RESEARCH & ACTION, INC. P: 304-768-1300
T:
F: 304-768-2194
E: patricias@kisra.org
W: www.kisra.org
A: 81841
131 Perkins Ave
DUNBAR, West Virginia 25064-1433
– English
THE FAIRMONT-MORGANTOWN HOUSING AUTHORITY P: 304-363-0860
T:
F:
E:
W:
A: 84432
103 12th St
Fairmont, West Virginia 26554-3684
– ASL
– English
CCCS OF HUNTINGTON, A DIVISION OF GOODWILL INDUSTRIES P: 304-522-4321
T: 888-534-4387
F: 304-525-7038
E: AROACH@GOODWILLHUNTING.ORG
W: www.goodwillhunting.org
A: 80243
1102 Memorial Blvd W
Huntington, West Virginia 25701-4540
– English
TELAMON CORPORATION – MARTINSBURG BRANCH P: 304-263-0916
T:
F: 304-263-5091
E: apuller@telamon.org
W: www.telamon.org
A: 80230
67 Aikens Center
MARTINSBURG, West Virginia 25404-5708
– English
– Spanish
SOUTHERN APPALACHIAN LABOR SCHOOL FOUNDATION, INC. P: 304-250-7627
T:
F: 304-250-7627
E: jdavid@citynet.net
W: www.sals.info
A: 83852
140 School Street
OAK HILL, West Virginia 25901-2932
– English
– Spanish
CCCS OF THE MID-OHIO VALLEY, INC. P: 304-485-3141
T: 866-481-4752
F: 304-485-3286
E: shelene@wvcccs.org
W: www.wvcccs.org
A: 80245
2715 Murdoch Ave
B4
Parkersburg, West Virginia 26101-1059
– English
CHANGE, INC P: 304-797-7733
T:
F: 304-797-7740
E: customerservice@changeinc.org
W: www.changeinc.org
A: 82483
3158 West St
Weirton, West Virginia 26062-4637
– English

HUD Approved Housing Counseling Agencies

West Virginia Foreclosure Help – National Foreclosure Mitigation Counseling (NFMC) grantees through NeighborWorks® America, located in West Virginia

Agency Name Phone
Website
Address Languages
Consumer Credit Counseling Service of Central Ohio Phone: 800-355-2227
Web: www.apprisen.com
258 Blue Prince Rd., Suite 101
Bluefield, West Virginia 24701
– English
MMI – Clarksburg Phone: 800-747-4222
W: www.moneymanagement.org
Gore Hotel, 2nd floor 209 West Pike Street, Suite B
Clarksburg, West Virginia 26301
– English
MMI – Clarksburg Phone: 800-308-2227
Web: www.moneymanagement.org
Gore Hotel, 2nd floor 209 West Pike Street, Suite B
Clarksburg, West Virginia 26301
– English
Consumer Credit Counseling Service of Central Ohio Phone: 800-355-2227
Web: www.apprisen.com
5210 Frontier Drive
Cross Lanes, West Virginia 25313
– English
CCCS OF HUNTINGTON A DIVISION OF GOODWILL Phone: 304-525-7034
Web: www.goodwillhunting.org
1102 MEMORIAL BLVD
HUNTINGTON, West Virginia 25701
– English
MMI – Morgantown Phone: 800-308-2227
Web: www.moneymanagement.org
White Birch Towers 1299 Pineview Drive, Suite 300
Morgantown, West Virginia 26505
– English
Consumer Credit Counseling Service of the Mid-Ohio Valley, Inc. Phone: 304-485-3141
Web: www.wvcccs.org
2715 Murdoch Avenue Suite B4
Parkersburg, West Virginia 26101
– English

For the most current list of HUD Approved Foreclosure Avoidance Counseling Agencies in West Virginia, please visit the HUD website.

West Virginia Foreclosure Help – West Virginia Foreclosure Process

Foreclosure NoticeSecurity Instrument(s): Both Mortgage and Trust Deed.

Foreclosure Type(s): Judicial (rare) and Non-judicial.

Judicial Foreclosure: A foreclosure process in which the lender must file a lawsuit against the borrower to obtain a court order to foreclose on a Mortgage document.

Non-judicial Foreclosure: A foreclosure process where a third party Trustee has the power to foreclosure and initiate a sale based on a Trust Deed instrument.

Initial Public Notice: Publication.

Estimated Foreclosure Process Period: 60+ days.

First Notice to Sale Time Period: 30+ days.

Redemption Period?: None. (Judicial foreclosures only)

Deficiency Balance?: No.

* * * This information represents MRP’s current understanding of the West Virginia foreclosure process. For the most detailed and up to date information, you should contact your local county government.* * *