The Making Home Affordable Programs

The status of the Making Home Affordable Programs has changed. The Home Affordable Modification Program (HAMP) expired on 12/31/2016.

While the HAMP program was discontinued in 2016. Fortunately, it served its purpose by becoming the blueprint for most banks’ proprietary loan modification programs. However, it has now become important for you to be represented by an attorney in the absence of the program’s safeguards. If you are looking for help with a troubled mortgage in 2017, you should find an experienced foreclosure defense attorney to represent you.

Click here to learn more about foreclosure defense attorneys and their legal services.

The Home Affordable Refinance Program (HARP)

You can apply for the Making Home Affordable Refinance Program if you have a Freddie Mac and Fannie Mae insured loans. The program is designed to allow you to take advantage of current interest rates. It also allows financing up to 125% of the current market value. You must have been current for the past twelve months and the new loan amount cannot exceed the original loan amount. In other words, you can’t take “cash out” through the program. You can also apply for The Federal Housing Authority (FHA) “streamline” refinance program. You can only handle these loan transactions with a licensed mortgage originator. For more information, please visit

To learn more about these FREE government programs, please visit

you can find statistics for these programs at

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