Arkansas

Arkansas

Foreclosure document with house keys and gavelArkansas
Foreclosure
Process

Security Instrument(s): Both Mortgage and Trust Deed.

Foreclosure Type(s): Judicial (rare) and Non-judicial.

Judicial Foreclosure: A foreclosure process in which the lender must file a lawsuit against the borrower to obtain a court order to foreclose on a Mortgage document.

Non-judicial Foreclosure: A foreclosure process where a third party Trustee has the power to foreclosure and initiate a sale based on a Trust Deed instrument.

Initial Public Notice: Publication.

Estimated Foreclosure Process Period: 70+ days.

First Notice to Sale Time Period: 30+ days.

Redemption Period?: Yes, 12 months. (Judicial foreclosures only)

Deficiency Balance?: Yes. (Judicial foreclosures only.)

* * * This information represents MRP’s current understanding of the foreclosure process In Arkansas. For the most detailed and up to date information, your should contact your local county government.* * *

Stop Foreclosure!Once you have received a Notice of Default (NOD), Notice of Filed Foreclosure or Notice of Foreclosure Sale/Auction, only an experienced foreclosure attorney can effectively represent your interests. If you have received one of these notices, review some of the options below, and schedule a FREE attorney consultation today!

Mitigation Attorneys

attorneysLet a Representative of an established mortgage mitigation law firm explain your options regarding loan modification, reinstatement, forbearance, principal reduction and foreclosure alternatives like short sale, deed-in-lieu of foreclosure (DIL), cash for keys, and leaseback. When appropriate, the Representative can also schedule a NO COST mitigation attorney consultation!

► ► Speak To A Mortgage Mitigation Law Firm! ◄ ◄

► ► Complete the Mitigation Evaluation! ◄ ◄

Litigation Attorneys

Should You Sue Your Lender?

mortgage mitigation attorney (2)Since the exposure of widespread fraud and deceptive practices by some of America’s largest banks, legislators have passed new laws giving homeowners causes of action to sue their lenders. As a result, many homeowners are hiring litigation attorneys to sue their lenders and use other aggressive legal tactics to stop the foreclosure process and resolve their troubled mortgages.

► ► Schedule A Litigation Attorney Consultation! ◄ ◄

► ► Take The Lender Litigation Test! ◄ ◄

HUD ApprovedHUD Approved Housing
Counseling Agencies
Located in Arkansas

If you are behind on your mortgage, facing foreclosure or stuck in a bad loan, look for organizations offering “Mortgage Delinquency and Default Resolution Counseling” services. Organizations are listed in alphabetical order, by city.

THE FEDERAL TRADE COMMISSION (FTC) PROHIBITS ANY “NON-ATTORNEY” FROM NEGOTIATING MORTGAGE DEBT ON BEHALF OF A DISTRESSED HOMEOWNER. YOU SHOULD BE SKEPTICAL OF ANY “NON-ATTORNEY” ORGANIZATION’S ABILITY TO PROVIDE THE ASSISTANCE YOU NEED TO PREVENT FORECLOSURE!

Foreclosure Attorney ReviewsMany of these organizations will end up recommending that you retain a foreclosure attorney. Most experienced foreclosure attorneys prefer to represent homeowners from the beginning of negotiations. Negotiating yourself or through a non-attorney third party can actually do harm, so we recommend a NO COST FORECLOSURE ATTORNEY CONSULTATION before you do anything else! You can also speed up the process by completing our ONLINE FORECLOSURE ATTORNEY EVALUATION. Your completed form is immediately routed to a foreclosure attorney licensed to practice in your state. You will receive a phone call with results and any further questions.

Agency NamePhone, Toll-Free,
Fax Number,
Email, Website
AddressCounseling Services
SOUTHERN BANCORP COMMUNITY PARTNERSPhone: 501-850-8978
E-mail: kneal@southerngff.org
Website: www.goodfaithfund.org
601 Main St.
ARKADELPHIA, Arkansas 71923-6037
- Fair Housing Pre-Purchase Education Workshops
– Financial Management/Budget Counseling
– Financial, Budgeting and Credit Repair Workshops
- Mortgage Delinquency and Default Resolution Counseling
– Non-Delinquency Post Purchase Workshops
– Pre-purchase Counseling
– Pre-purchase Homebuyer Education Workshops
CREDIT COUNSELING OF ARKANSAS – BENTONVILLEPhone: 800-889-4916
Toll-free: 800-889-4916
Fax: 479-521-9200
E-mail: ccoa@ccoacares.com
Website: www.ccoacares.com
1732 Moberly Ln., Suite A
BENTONVILLE, Arkansas 72712-7028
- Financial Management/Budget Counseling
- Mortgage Delinquency and Default Resolution Counseling
– Pre-purchase Counseling
MISSISSIPPI COUNTY , ARKANSAS ECONOMIC OPPORTUNITY COMMISSION, INC.Phone: 870-776-1054
Fax: 870-776-1875
E-mail: smilliken2001@yahoo.com
1400 North Division Street
BLYTHEVILLE, Arkansas 72315-1438
- Fair Housing Pre-Purchase Education Workshops
– Financial Management/Budget Counseling
– Financial, Budgeting and Credit Repair Workshops
– Home Improvement and Rehabilitation Counseling
- Mortgage Delinquency and Default Resolution Counseling
– Pre-purchase Counseling
– Pre-purchase Homebuyer Education Workshops
– Rental Housing Counseling
– Services for Homeless Counseling
FAMILY SERVICE AGENCY – CCCSPhone: 501-450-9399
Toll-free: 800-255-2227
Fax: 501-450-3036
E-mail: wcohns@fsainc.org
Website: www.HELPINGFAMILIES.ORG
740 S. Salem Road, Suite 104
CONWAY, Arkansas 72034-5520
- Financial Management/Budget Counseling
- Mortgage Delinquency and Default Resolution Counseling
– Non-Delinquency Post Purchase Workshops
– Pre-purchase Counseling
– Pre-purchase Homebuyer Education Workshops
– Rental Housing Counseling
– Services for Homeless Counseling
ARKANSAS RIVER VALLEY AREA COUNCIL, INC.Phone: 479-229-4861
Fax: 479-229-4863
E-mail: arvac@arvacinc.org
Website: www.arvacinc.org
613 North 5th Street
DARDANELLE, Arkansas 72834-3400
- Financial Management/Budget Counseling
- Mortgage Delinquency and Default Resolution Counseling
– Non-Delinquency Post Purchase Workshops
– Pre-purchase Counseling
– Pre-purchase Homebuyer Education Workshops
– Rental Housing Counseling
MONEY MANAGEMENT INTERNATIONAL EL DORADOPhone: 866-232-9080
Toll-free: 866-232-9080
Fax: 866-921-5129
E-mail: counselinginfo@moneymanagement.org
Website: www.moneymanagement.org
202 N Washington Ave Ste 101
EL DORADO, Arkansas 71730-5697
- Financial Management/Budget Counseling
- Mortgage Delinquency and Default Resolution Counseling
– Rental Housing Counseling
CREDIT COUNSELING OF ARKANSASPhone: 479-521-8877
Toll-free: 800-889-4916
Fax: 479-521-9200
E-mail: info@ccoacares.com
Website: www.ccoacares.com
1111 E Zion Rd
Fayetteville, Arkansas 72703+5013
- Financial Management/Budget Counseling
- Mortgage Delinquency and Default Resolution Counseling
– Pre-purchase Counseling
– Pre-purchase Homebuyer Education Workshops
CRAWFORD SEBASTIAN COMMUNITY DEVELOPMENT COUNCILPhone: 479-785-2303-124
Fax: 479-785-2341
E-mail: kphillips@cscdccaa.org
Website: www.cscdccaa.org
4831 Armour St.
FORT SMITH, Arkansas 72904-4523
- Mortgage Delinquency and Default Resolution Counseling
– Pre-purchase Counseling
– Pre-purchase Homebuyer Education Workshops
– Rental Housing Counseling
CREDIT COUNSELING OF ARKANSAS – FORT SMITHPhone: 800-889-4916
Toll-free: 800-889-4916
E-mail: ccoa@ccoacares.com
Website: www.ccoacares.com
2301 S. 56th St., Suite 103
FORT SMITH, Arkansas 72903-3710
- Financial Management/Budget Counseling
- Mortgage Delinquency and Default Resolution Counseling
– Pre-purchase Counseling
FAMILY SERVICE AGENCY – CCCSPhone: 479-484-0311-209
Toll-free: 800-255-2227
Fax: 479-484-0317
E-mail: wcohns@fsainc.org
Website: www.helpingfamilies.org
5111 Rogers Ave
Suite 553
FORT SMITH, Arkansas 72903-2047
- Fair Housing Pre-Purchase Education Workshops
– Financial Management/Budget Counseling
– Home Improvement and Rehabilitation Counseling
- Mortgage Delinquency and Default Resolution Counseling
– Non-Delinquency Post Purchase Workshops
– Pre-purchase Counseling
– Pre-purchase Homebuyer Education Workshops
– Predatory Lending Education Workshops
– Rental Housing Counseling
– Services for Homeless Counseling
NORTHWEST REGIONAL HOUSING AUTHORITYPhone: 870-741-5522
Toll-free: 800-000-0000
Fax: 870-741-9234
E-mail: nwrha@windstream.net
Website: nwregionalhousing.org
PO Box 2568
Harrison, Arkansas 72602-2568
- Fair Housing Pre-Purchase Education Workshops
– Financial Management/Budget Counseling
– Home Improvement and Rehabilitation Counseling
- Mortgage Delinquency and Default Resolution Counseling
– Non-Delinquency Post Purchase Workshops
– Pre-purchase Counseling
– Pre-purchase Homebuyer Education Workshops
– Predatory Lending Education Workshops
– Rental Housing Counseling
SOUTHERN BANCORP COMMUNITY PARTNERSPhone: 870-816-1126
Fax: 870-816-1105
E-mail: kneal@southernpartners.org
Website: www.goodfaithfund.org
502 Cherry Street
HELENA, Arkansas 72342-3304
- Fair Housing Pre-Purchase Education Workshops
– Financial Management/Budget Counseling
– Financial, Budgeting and Credit Repair Workshops
- Mortgage Delinquency and Default Resolution Counseling
– Non-Delinquency Post Purchase Workshops
– Pre-purchase Counseling
– Pre-purchase Homebuyer Education Workshops
JONESBORO URBAN RENEWAL AND HOUSING AUTHORITY HOUSING AND COMMUNITY DEVELOPMENT ORGANIZATION (JURHA HCDO)Phone: 870-935-9800
E-mail: jurha@jurha.org
Website: www.jurha.org
330 Union St
JONESBORO, Arkansas 72401-2815
- Fair Housing Pre-Purchase Education Workshops
– Financial Management/Budget Counseling
– Financial, Budgeting and Credit Repair Workshops
- Mortgage Delinquency and Default Resolution Counseling
– Non-Delinquency Post Purchase Workshops
– Pre-purchase Counseling
– Pre-purchase Homebuyer Education Workshops
– Predatory Lending Education Workshops
– Rental Housing Counseling
LEGAL AID OF ARKANSASPhone: 870-972-9224-6305
Fax: 870-910-5562
E-mail: lrichardson@arlegalaid.org
Website: www.arlegalaid.org
714 South Main Street
JONESBORO, Arkansas 72401-3546
- Financial Management/Budget Counseling
- Mortgage Delinquency and Default Resolution Counseling
– Pre-purchase Counseling
– Pre-purchase Homebuyer Education Workshops
– Rental Housing Counseling
BETTER COMMUNITY DEVELOPMENT, INC.Phone: 501-379-1561
Fax: 501-379-1577
E-mail: rajones@bcdinc.org
Website: www.bcdinc.org
3805 W. 12th St, Suite 203
LITTLE ROCK, Arkansas 72204-2042
- Financial Management/Budget Counseling
- Mortgage Delinquency and Default Resolution Counseling
– Non-Delinquency Post Purchase Workshops
– Pre-purchase Counseling
– Pre-purchase Homebuyer Education Workshops
– Rental Housing Counseling
COMMUNITY RESOURCES TECHNICIANS, INC.Phone: 501-372-2611
Fax: 501-372-1044
E-mail: commtech2704@sbcglobal.net
800 Scott Street
LITTLE ROCK, Arkansas 72201-4614
- Mortgage Delinquency and Default Resolution Counseling
– Non-Delinquency Post Purchase Workshops
– Pre-purchase Counseling
– Pre-purchase Homebuyer Education Workshops
FAMILY SERVICE AGENCY – CCCSPhone: 501-372-4242
Toll-free: 501-753-0202
Fax: 501-753-6730
E-mail: rholloway@fsainc.org
Website: www.helpingfamilies.org
PO Box 16615
Little Rock, AR 72231
Little Rock, Arkansas 72231-6615
- Financial Management/Budget Counseling
- Mortgage Delinquency and Default Resolution Counseling
– Non-Delinquency Post Purchase Workshops
– Pre-purchase Counseling
– Pre-purchase Homebuyer Education Workshops
– Rental Housing Counseling
– Services for Homeless Counseling
FAMILY SERVICE AGENCY – CCCSPhone: 501-219-2208
Toll-free: 800-255-2227
Fax: 501-219-2214
E-mail: wcohns@fsainc.org
Website: www.HELPING FAMILIES.ORG
300 S. Rodney Parham, Suite 6
LITTLE ROCK, Arkansas 72205-4774
- Financial Management/Budget Counseling
- Mortgage Delinquency and Default Resolution Counseling
– Non-Delinquency Post Purchase Workshops
– Pre-purchase Counseling
– Pre-purchase Homebuyer Education Workshops
– Rental Housing Counseling
– Services for Homeless Counseling
IN AFFORDABLE HOUSING, INCORPORATEDPhone: 501-221-2203
Fax: 501-221-2279
E-mail: ihousing@sbcglobal.net
Website: inaffordablehousing.com
108 South Rodney Parham
LITTLE ROCK, Arkansas 72205-4708
- Financial Management/Budget Counseling
- Mortgage Delinquency and Default Resolution Counseling
– Pre-purchase Counseling
NACA (NEIGHBORHOOD ASSISTANCE CORPORATION OF AMERICA) LITTLE ROCK, ARPhone: 501-687-2960
Toll-free: 888-297-5568
E-mail: kmurdock@naca.com
Website: www.naca.com
100 S. University Ave.
Suite 400
LITTLE ROCK, Arkansas 72205-5213
- Fair Housing Pre-Purchase Education Workshops
– Financial Management/Budget Counseling
- Mortgage Delinquency and Default Resolution Counseling
– Non-Delinquency Post Purchase Workshops
– Pre-purchase Counseling
– Pre-purchase Homebuyer Education Workshops
– Predatory Lending Education Workshops
PROMISE LAND CDCPhone: 501-570-0048
Fax: 501-570-0090
E-mail: yrose11@excite.com
4520 S. University Avenue
LITTLE ROCK, Arkansas 72204-7739
- Fair Housing Pre-Purchase Education Workshops
– Financial Management/Budget Counseling
– Non-Delinquency Post Purchase Workshops
– Pre-purchase Counseling
– Pre-purchase Homebuyer Education Workshops
– Predatory Lending Education Workshops
FAMILY SERVICE AGENCY/CCCSPhone: 479-858-6172
Toll-free: 800-255-2227
Fax: 479-750-3036
E-mail: wcohns@fsainc.org
2305 East Parkway
Bank of the Ozarks
RUSSELLVILLE, Arkansas 72802-9406
- Fair Housing Pre-Purchase Education Workshops
– Financial Management/Budget Counseling
– Home Improvement and Rehabilitation Counseling
- Mortgage Delinquency and Default Resolution Counseling
– Non-Delinquency Post Purchase Workshops
– Pre-purchase Counseling
– Pre-purchase Homebuyer Education Workshops
– Predatory Lending Education Workshops
– Rental Housing Counseling
– Services for Homeless Counseling
UNIVERSAL HOUSING DEVELOPMENT CORPORATIONPhone: 479-968-5001
Toll-free: 800-737-5013
Fax: 479-968-5002
E-mail: jmosley@uhdc.net
301 E 3rd St
RUSSELLVILLE, Arkansas 72801-5109
- Fair Housing Pre-Purchase Education Workshops
– Financial Management/Budget Counseling
– Financial, Budgeting and Credit Repair Workshops
– Home Improvement and Rehabilitation Counseling
- Mortgage Delinquency and Default Resolution Counseling
– Non-Delinquency Post Purchase Workshops
– Pre-purchase Counseling
– Pre-purchase Homebuyer Education Workshops
– Predatory Lending Education Workshops
– Rental Housing Counseling
CREDIT COUNSELING OF ARKANSAS – SPRINGDALEPhone: 800-889-4916
Toll-free: 800-889-4916
Fax: 479-521-9200
E-mail: joeld@ccoacares.com
Website: www.ccoacares.com
614 E. Emma Ave., Suite 235
SPRINGDALE, Arkansas 72764-4459
- Financial Management/Budget Counseling
- Mortgage Delinquency and Default Resolution Counseling
– Pre-purchase Counseling
LEGAL AID OF ARKANSASPhone: 870-732-6370-2202
Toll-free: 800-542-3475
Fax: 870-732-6373
E-mail: jwhatley@arlegalaid.org
Website: www.arlegalaid.org
310 Mid-Continent, #420
WEST MEMPHIS, Arkansas 72301-1773
- Financial Management/Budget Counseling
- Mortgage Delinquency and Default Resolution Counseling
– Non-Delinquency Post Purchase Workshops
– Pre-purchase Counseling
– Rental Housing Counseling