Arkansas

Arkansas

Arkansas Foreclosure Process

Foreclosure NoticeSecurity Instrument(s): Both Mortgage and Trust Deed.

Foreclosure Type(s): Judicial (rare) and Non-judicial.

Judicial Foreclosure: A foreclosure process in which the lender must file a lawsuit against the borrower to obtain a court order to foreclose on a Mortgage document.

Non-judicial Foreclosure: A foreclosure process where a third party Trustee has the power to foreclosure and initiate a sale based on a Trust Deed instrument.

Initial Public Notice: Publication.

Estimated Foreclosure Process Period: 70+ days.

First Notice to Sale Time Period: 30+ days.

Redemption Period?: Yes, 12 months. (Judicial foreclosures only)

Deficiency Balance?: Yes. (Judicial foreclosures only.)

* * * This information represents MRP’s current understanding of the foreclosure process In Arkansas. For the most detailed and up to date information, your should contact your local county government.* * *

Stop Foreclosure!Once you have received a Notice of Default (NOD), Notice of Filed Foreclosure or Notice of Foreclosure Sale/Auction, only an experienced foreclosure attorney can effectively represent your interests. If you have received one of these notices, review some of the options below, and schedule a FREE attorney consultation today!

Mitigation Attorneys

attorneysLet a Representative of an established mortgage mitigation law firm explain your options regarding loan modification, reinstatement, forbearance, principal reduction and foreclosure alternatives like short sale, deed-in-lieu of foreclosure (DIL), cash for keys, and leaseback. When appropriate, the Representative can also schedule a NO COST mitigation attorney consultation!

► ► Speak To A Mortgage Mitigation Law Firm! ◄ ◄

► ► Complete the Mitigation Evaluation! ◄ ◄

Litigation Attorneys

Should You Sue Your Lender?

mortgage mitigation attorney (2)Since the exposure of widespread fraud and deceptive practices by some of America’s largest banks, legislators have passed new laws giving homeowners causes of action to sue their lenders. As a result, many homeowners are hiring litigation attorneys to sue their lenders and use other aggressive legal tactics to stop the foreclosure process and resolve their troubled mortgages.

► ► Schedule A Litigation Attorney Consultation! ◄ ◄

► ► Take The Lender Litigation Test! ◄ ◄

HUD SealHUD Approved Foreclosure
Avoidance Counseling Agencies
Located in Arkansas

Foreclosure prevention counseling services are provided free of charge by nonprofit housing counseling agencies working in partnership with the Federal Government. These agencies are funded, in part, by HUD and NeighborWorks® America. There is no need to pay a private company for these services. Organizations are listed in alphabetical order, by city.

Foreclosure Attorney ReviewsIn many cases, these organizations will end up recommending that you retain an attorney. The fact is that an experienced attorney is in the best position to represent you in mortgage negotiations and foreclosure proceedings. In fact, THE FEDERAL TRADE COMMISSION (FTC) PROHIBITS ANY “NON-ATTORNEY” FROM NEGOTIATING MORTGAGE DEBT ON BEHALF OF A DISTRESSED HOMEOWNER. Negotiating yourself or through a non-attorney third party can even be detrimental. Before you do anything else, we recommend a NO COST ATTORNEY CONSULTATION or completing our FORECLOSURE ATTORNEY EVALUATION.

National Foreclosure Mitigation Counseling (NFMC) grantees through NeighborWorks® America,
located in Arkansas

Agency NamePhone
Website
AddressLanguages
Credit Counseling of Arkansas, Inc. (Bentonville Branch) Phone: 479-521-8877
Web: www.ccoacares.com
1732 Moberly Ln., Ste A
Bentonville, Arkansas 72712
- English
MMI – El Dorado Phone: 800-308-2227
Web: www.moneymanagement.org
202 North Washington, Ste. 101
El Dorado, Arkansas 71730
- English
Credit Counseling of Arkansas (main office) Phone: 479-521-8877
Web: www.ccoacares.com
1111 Zion Rd.
Fayetteville, Arkansas 72703
- English
Credit Counseling of Arkansas, Inc. (Fort Smith Branch) Phone: 479-521-8877
Web: www.ccoacares.com
2301 S. 56th St., Ste. 103
Fort Smith, Arkansas 72903
- English
In-Affordable Housing, Inc. Phone: 501-221-2203
Web:
108 S. Rodney Parham
Little Rock, Arkansas 72205
- English
Neighborhood Assistance Corporation of America (NACA) Phone: 501-492-0083
Web: www.naca.com
100 S. University, Suite 400
Little Rock, Arkansas 72205
- English
Credit Counseling of Arkansas, Inc. (Springdale Branch) Phone: 479-521-8877
Web: www.ccoacares.com
614 E. Emma Ave., Ste 235
Springdale, Arkansas 72764
- English

HUD Approved Housing Counseling Agencies

HUD Approved Housing Counseling
Agencies in Arkansas

HUD
Agency Name
Phone
Toll-Free
Fax Number
Email
Website
AddressLanguages
CREDIT COUNSELING OF ARKANSAS – BENTONVILLEP: 800-889-4916
T: 800-889-4916
F: 479-521-9200
E: ccoa@ccoacares.com
W: www.ccoacares.com
1732 Moberly Ln., Suite A
BENTONVILLE, Arkansas 72712-7028
- English
MISSISSIPPI COUNTY , ARKANSAS ECONOMIC OPPORTUNITY COMMISSION, INC.P: 870-776-1054
T:
F: 870-776-1875
E: smilliken2001@yahoo.com
W: n/a
1400 North Division Street
BLYTHEVILLE, Arkansas 72315-1438
- English
– Spanish
FAMILY SERVICE AGENCY – CCCSP: 501-450-9399
T: 800-255-2227
F: 501-450-3036
E: wcohns@fsainc.org
W: www.HELPINGFAMILIES.ORG
740 S. Salem Road, Suite 104
CONWAY, Arkansas 72034-5520
- English
ARKANSAS RIVER VALLEY AREA COUNCIL, INC.P: 479-229-4861
T:
F: 479-229-4863
E: arvac@arvacinc.org
W: www.arvacinc.org
613 North 5th Street
DARDANELLE, Arkansas 72834-3400
- English
MONEY MANAGEMENT INTERNATIONAL EL DORADOP: 866-232-9080
T: 866-232-9080
F: 866-921-5129
E: counselinginfo@moneymanagement.org
W: www.moneymanagement.org
202 N Washington Ave Ste 101
El Dorado, Arkansas 71730-5697
- English
– Spanish
CREDIT COUNSELING OF ARKANSASP: 479-521-8877
T: 800-889-4916
F: 479-521-9200
E: info@ccoacares.com
W: www.ccoacares.com
1111 E Zion Rd
Fayetteville, Arkansas 72703-5013
- English
– Other
– Spanish
CRAWFORD SEBASTIAN COMMUNITY DEVELOPMENT COUNCILP: 479-785-2303-101
T:
F: 479-784-9029
E: gperez@cscdccaa.org
W: www.cscdccaa.org
4831 Armour St.
FORT SMITH, Arkansas 72904-4523
- English
– Spanish
CREDIT COUNSELING OF ARKANSAS – FORT SMITHP: 800-889-4916
T: 800-889-4916
F:
E: ccoa@ccoacares.com
W: www.ccoacares.com
2301 S. 56th St., Suite 103
FORT SMITH, Arkansas 72903-3710
- English
NORTHWEST REGIONAL HOUSING AUTHORITYP: 870-741-5522
T: 000-000-0000
F: 870-741-9234
E: nwrha@windstream.net
W: nwregionalhousing.org
PO Box 2568
Harrison, Arkansas 72602-2568
- English
– Other
SOUTHERN BANCORP COMMUNITY PARTNERSP: 870-816-1126
T:
F:
E: vida.fielder@southernpartners. org
W: www.southernpartners.org
502 Cherry Street
HELENA, Arkansas 72342-3304
- English
JONESBORO URBAN RENEWAL AND HOUSING AUTHORITY HOUSING AND COMMUNITY DEVELOPMENT ORGANIZATION (JURHA HCDO)P: 870-935-9800
T:
F:
E: jurha@jurha.org
W: www.jurha.org
330 Union St
Jonesboro, Arkansas 72401-2815
- English
– Spanish
ARKANSAS DEVELOPMENT FINANCE AUTHORITYP: 501-682-5923
T:
F: 501-682-5939
E: virginia.wright@adfa.arkansas.gov
W: www.arkansas.gov/adfa/
900 W Capitol, Suite 310
LITTLE ROCK, Arkansas 72201-9708
- English
BETTER COMMUNITY DEVELOPMENT, INC.P: 501-379-1561
T:
F: 501-379-1577
E: rajones@bcdinc.org
W: www.bcdinc.org
3805 W. 12th St, Suite 203
LITTLE ROCK, Arkansas 72204-2042
- English
COMMUNITY RESOURCES TECHNICIANS, INC.P: 501-372-2611
T:
F: 501-372-1044
E: commtech2704@sbcglobal.net
W: n/a
800 Scott Street
LITTLE ROCK, Arkansas 72201-4614
- English
– Spanish
FAMILY SERVICE AGENCY – CCCSP: 501-753-0202
T: 501-753-0202
F: 501-753-6730
E: rholloway@fsainc.org
W: www.helpingfamilies.org
PO Box 16615
Little Rock, Arkansas 72231-6615
- English
IN AFFORDABLE HOUSING, INCORPORATEDP: 501-221-2203
T:
F: 501-221-2279
E: roma.isom@yahoo.com
W: inaffordablehousing.com
108 South Rodney Parham
LITTLE ROCK, Arkansas 72205-4708
- English
– Spanish
NACA (NEIGHBORHOOD ASSISTANCE CORPORATION OF AMERICA) LITTLE ROCK, ARP: 501-492-0083
T: 617-250-6222
F: 877-329-6222
E: N/A
W: https://www.naca.com
1501 N University Ave Ste 680
Little Rock, Arkansas 72207-5235
- English
– Spanish
SOUTHERN BANCORP COMMUNITY PARTNERSP: 501-850-8978
T: 000-000-0000
F: 501-537-1193
E: N/A
W: www.southernpartners.org
8924 Kanis Rd
Little Rock, Arkansas 72205-6414
- English
– Other
UNIVERSAL HOUSING DEVELOPMENT CORPORATIONP: 479-968-5001
T: 800-737-5013
F: 479-968-5002
E: asmith@uhdc.net
W: n/a
301 E 3rd St
RUSSELLVILLE, Arkansas 72801-5109
- English
– Spanish
CREDIT COUNSELING OF ARKANSAS – SPRINGDALEP: 800-889-4916
T: 800-889-4916
F: 479-521-9200
E: joeld@ccoacares.com
W: www.ccoacares.com
614 E. Emma Ave., Suite 235
SPRINGDALE, Arkansas 72764-4459
- English