Connecticut

Connecticut

Connecticut
Foreclosure
Process

Security Instrument(s): Mortgage.

Foreclosure Type(s): Judicial.

Judicial Foreclosure: A foreclosure process in which the lender must file a lawsuit against the borrower to obtain a court order to foreclose on a Mortgage document.

Initial Public Notice: Complaint.

Estimated Foreclosure Process Period: 62+ days.

First Notice to Sale Time Period: 90+ days.

Redemption Period?: Yes, court decides.

Deficiency Balance?: Yes, court’s discretion.

* * * This information represents MRP’s current understanding of the foreclosure process In Connecticut. For the most detailed and up to date information, your should contact your local county government.* * *

Once you have received a Notice of Default (NOD), Notice of Filed Foreclosure or Notice of Foreclosure Sale/Auction, only an experienced foreclosure attorney can effectively represent your interests. If you have received one of these notices, review some of the options below, and schedule a FREE attorney consultation today!

Mitigation Attorneys

Let a Representative of an established mortgage mitigation law firm explain your options regarding loan modification, reinstatement, forbearance, principal reduction and foreclosure alternatives like short sale, deed-in-lieu of foreclosure (DIL), cash for keys, and leaseback. When appropriate, the Representative can also schedule a NO COST mitigation attorney consultation!

► ► Speak To A Mortgage Mitigation Law Firm! ◄ ◄

► ► Complete the Mitigation Evaluation! ◄ ◄

Litigation Attorneys

Should You Sue Your Lender?

mortgage mitigation attorney (2)Since the exposure of widespread fraud and deceptive practices by some of America’s largest banks, legislators have passed new laws giving homeowners causes of action to sue their lenders. As a result, many homeowners are hiring litigation attorneys to sue their lenders and use other aggressive legal tactics to stop the foreclosure process and resolve their troubled mortgages.

► ► Schedule A Litigation Attorney Consultation! ◄ ◄

► ► Take The Lender Litigation Test! ◄ ◄

HUD Approved Housing
Counseling Agencies
Located in Connecticut

If you are behind on your mortgage, facing foreclosure or stuck in a bad loan, look for organizations offering “Mortgage Delinquency and Default Resolution Counseling” services. Organizations are listed in alphabetical order, by city.

THE FEDERAL TRADE COMMISSION (FTC) PROHIBITS ANY “NON-ATTORNEY” FROM NEGOTIATING MORTGAGE DEBT ON BEHALF OF A DISTRESSED HOMEOWNER. YOU SHOULD BE SKEPTICAL OF ANY “NON-ATTORNEY” ORGANIZATION’S ABILITY TO PROVIDE THE ASSISTANCE YOU NEED TO PREVENT FORECLOSURE!

Many of these organizations will end up recommending that you retain a foreclosure attorney. Most experienced foreclosure attorneys prefer to represent homeowners from the beginning of negotiations. Negotiating yourself or through a non-attorney third party can actually do harm, so we recommend a NO COST FORECLOSURE ATTORNEY CONSULTATION before you do anything else! You can also speed up the process by completing our ONLINE FORECLOSURE ATTORNEY EVALUATION. Your completed form is immediately routed to a foreclosure attorney licensed to practice in your state. You will receive a phone call with results and any further questions.

Agency NamePhone, Toll-Free,
Fax Number,
Email, Website
AddressCounseling Services
BRIDGEPORT NEIGHBORHOOD TRUSTPhone: 203-332-7977-308
Fax: 203-579-2338
E-mail: [email protected]
Website: www.bntweb.org
240 Fairfield Avenue, 3rd Floor
BRIDGEPORT, Connecticut 06604-4256
- Financial Management/Budget Counseling
- Pre-purchase Counseling
- Pre-purchase Homebuyer Education Workshops
MISSION OF PEACE; BRIDGEPORTPhone: 203-366-4180
Fax: 203-366-0020
E-mail: [email protected]
Website: www.missionofpeace.com.
4270 Main Street
Suite 303
BRIDGEPORT, Connecticut 06606-2306
- Home Improvement and Rehabilitation Counseling
- Mortgage Delinquency and Default Resolution Counseling
- Non-Delinquency Post Purchase Workshops
- Pre-purchase Counseling
- Pre-purchase Homebuyer Education Workshops
- Predatory Lending Education Workshops
COMMUNITY ACTION COMMITTEE OF DANBURY, INC.Phone: 203-744-4700-110
Fax: 203-790-9693
E-mail: [email protected]
Website: www.cacd-caa.org
66 North Street
DANBURY, Connecticut 06810-5620
- Fair Housing Pre-Purchase Education Workshops
- Financial Management/Budget Counseling
- Services for Homeless Counseling
FINANCIAL COUNSELORS OF AMERICA - CONNECTICUT BRANCHPhone: 860-986-7470
Toll-free: 877-475-4238
Fax: 860-986-7472
1165 Main Street, Ste. 310
EAST HARTFORD, Connecticut 06108-2245
- Fair Housing Pre-Purchase Education Workshops
- Financial Management/Budget Counseling
- Home Improvement and Rehabilitation Counseling
- Mortgage Delinquency and Default Resolution Counseling
- Non-Delinquency Post Purchase Workshops
- Pre-purchase Counseling
- Pre-purchase Homebuyer Education Workshops
- Predatory Lending Education Workshops
- Rental Housing Counseling
MONEY MANAGEMENT INTERNATIONAL EAST HARTFORDPhone: 866-232-9080
Toll-free: 866-232-9080
Fax: 866-921-5129
E-mail: [email protected]
Website: www.moneymanagement.org
225 Pitkin St # 300
EAST HARTFORD, Connecticut 06108-3223
- Financial Management/Budget Counseling
- Mortgage Delinquency and Default Resolution Counseling
- Non-Delinquency Post Purchase Workshops
- Pre-purchase Counseling
- Pre-purchase Homebuyer Education Workshops
- Rental Housing Counseling
- Services for Homeless Counseling
CHRISTIAN ACTIVITIES COUNCILPhone: 860-527-9860
Fax: 860-727-9558
E-mail: [email protected]
Website: http//www.christianactivities.org
47 Vine Street
HARTFORD, Connecticut 06112-2246
- Fair Housing Pre-Purchase Education Workshops
- Financial Management/Budget Counseling
- Non-Delinquency Post Purchase Workshops
- Pre-purchase Counseling
CO-OPPORTUNITYPhone: 860-236-3617-103
Fax: 860-808-1757
E-mail: [email protected]
Website: www.co-opportunity.org
20-28 Sargeant Street
HARTFORD, Connecticut 06105-1400
- Fair Housing Pre-Purchase Education Workshops
- Financial Management/Budget Counseling
- Mortgage Delinquency and Default Resolution Counseling
- Non-Delinquency Post Purchase Workshops
- Pre-purchase Counseling
- Pre-purchase Homebuyer Education Workshops
- Predatory Lending Education Workshops
- Rental Housing Counseling
COMMUNITY RENEWAL TEAM, INC.Phone: 860-560-5600
Fax: 860-251-7160
E-mail: [email protected];[email protected]
Website: www.crtct.org
395 Wethersfield Ave
HARTFORD, Connecticut 06114-1415
- Fair Housing Pre-Purchase Education Workshops
- Financial Management/Budget Counseling
- Mortgage Delinquency and Default Resolution Counseling
- Non-Delinquency Post Purchase Workshops
- Pre-purchase Counseling
- Pre-purchase Homebuyer Education Workshops
HARTFORD AREAS RALLY TOGETHERPhone: 860-525-3449-102
Fax: 860-525-7759
E-mail: [email protected]
Website: www.hartofhartford.org
385 Washington Street
HARTFORD, Connecticut 06106-3345
- Fair Housing Pre-Purchase Education Workshops
- Financial Management/Budget Counseling
- Pre-purchase Counseling
- Pre-purchase Homebuyer Education Workshops
HOUSING EDUCATION RESOURCE CENTERPhone: 860-296-4242-101
Fax: 860-296-1317
E-mail: [email protected]
Website: www.herc-inc.org
901 Wethersfield Avenue
HARTFORD, Connecticut 06114-3127
- Fair Housing Pre-Purchase Education Workshops
- Financial Management/Budget Counseling
- Mortgage Delinquency and Default Resolution Counseling
- Non-Delinquency Post Purchase Workshops
- Pre-purchase Counseling
- Pre-purchase Homebuyer Education Workshops
- Predatory Lending Education Workshops
- Rental Housing Counseling
- Services for Homeless Counseling
MUTUAL HOUSING ASSOCIATION OF GREATER HARTFORD, INC.Phone: 860-296-1797-14
Fax: 860-524-8963
E-mail: [email protected]
Website: www.mutualhousing.org
95 Niles Street
HARTFORD, Connecticut 06105-2305
- Financial Management/Budget Counseling
- Pre-purchase Counseling
- Pre-purchase Homebuyer Education Workshops
- Rental Housing Counseling
URBAN LEAGUE OF GREATER HARTFORD, INC.Phone: 860-527-0147-283
Fax: 860-727-0935
E-mail: [email protected]
Website: www.ulgh.org
140 Woodland St.
HARTFORD, Connecticut 06105-1210
- Mortgage Delinquency and Default Resolution Counseling
- Non-Delinquency Post Purchase Workshops
- Pre-purchase Counseling
- Pre-purchase Homebuyer Education Workshops
- Predatory Lending Education Workshops
- Rental Housing Counseling
MONEY MANAGEMENT INTERNATIONAL MILFORDPhone: 866-232-9080
Toll-free: 866-232-9080
Fax: 866-921-5129
E-mail: [email protected]
Website: www.moneymanagement.org
57 Plains Rd Suite 2-A
MILFORD, Connecticut 06461-2573
- Financial Management/Budget Counseling
- Mortgage Delinquency and Default Resolution Counseling
- Non-Delinquency Post Purchase Workshops
- Pre-purchase Counseling
- Pre-purchase Homebuyer Education Workshops
- Rental Housing Counseling
- Services for Homeless Counseling
NEIGHBORHOOD HOUSING SERVICES OF NEW BRITAIN, INC.Phone: 860-224-2433-104
E-mail: [email protected]
Website: www.nhsnb.org
223 Broad St
NEW BRITAIN, Connecticut 06053-4107
- Financial Management/Budget Counseling
- Home Improvement and Rehabilitation Counseling
- Mortgage Delinquency and Default Resolution Counseling
- Non-Delinquency Post Purchase Workshops
- Pre-purchase Counseling
- Pre-purchase Homebuyer Education Workshops
- Resolving/Preventing Mortgage Delinquency Workshops
GREATER NEW HAVEN COMMUNITY LOAN FUNDPhone: 203-624-7406
Fax: 203-865-6475
E-mail: [email protected]
Website: www.gnhclf.org
171 Orange Street, 3rd Floor
NEW HAVEN, Connecticut 06510-3111
- Mortgage Delinquency and Default Resolution Counseling
NACA (NEIGHBORHOOD ASSISTANCE CORPORATION OF AMERICA) NEW HAVEN, CTPhone: 203-562-6220
Toll-free: 888-297-5568
E-mail: [email protected]
Website: www.naca.com
144 Orange Street
NEW HAVEN, Connecticut 06510-3110
- Fair Housing Pre-Purchase Education Workshops
- Financial Management/Budget Counseling
- Mortgage Delinquency and Default Resolution Counseling
- Non-Delinquency Post Purchase Workshops
- Pre-purchase Counseling
- Pre-purchase Homebuyer Education Workshops
- Predatory Lending Education Workshops
NEIGHBORHOOD HOUSING SERVICES OF NEW HAVENPhone: 203-562-0598
E-mail: [email protected]
Website: www.asite.com
333 Sherman Ave
New Haven, Connecticut 06511-3107
- Financial Management/Budget Counseling
- Home Improvement and Rehabilitation Counseling
- Mortgage Delinquency and Default Resolution Counseling
- Non-Delinquency Post Purchase Workshops
- Pre-purchase Counseling
- Pre-purchase Homebuyer Education Workshops
- Predatory Lending Education Workshops
CATHOLIC CHARITIES, NORWICH, CTPhone: 860-889-8346-271
Fax: 860-889-2658
E-mail: [email protected]
Website: www.ccfsn.org
331 Main Street
NORWICH, Connecticut 06360-5836
- Fair Housing Pre-Purchase Education Workshops
- Financial Management/Budget Counseling
- Mortgage Delinquency and Default Resolution Counseling
- Pre-purchase Counseling
- Pre-purchase Homebuyer Education Workshops
- Rental Housing Counseling
- Services for Homeless Counseling
CONNECTICUT HOUSING FINANCE AUTHORITYPhone: 860-571-4396
Fax: 860-257-7955
E-mail: [email protected]
Website: www.chfa.org
999 West Street
ROCKY HILL, Connecticut 06067-3011
- Financial Management/Budget Counseling
- Mortgage Delinquency and Default Resolution Counseling
- Pre-purchase Counseling
HOUSING DEVELOPMENT FUND, INCPhone: 203-969-1830
E-mail: [email protected]
Website: www.asite.com
100 Prospect St
Stamford, Connecticut 06901+1696
- Mortgage Delinquency and Default Resolution Counseling
- Non-Delinquency Post Purchase Workshops
- Pre-purchase Counseling
- Pre-purchase Homebuyer Education Workshops
URBAN LEAGUE OF SOUTH WESTERN CONNECTICUTPhone: 203-327-5810-108
Fax: 203-406-0008
E-mail: [email protected]
Website: www.ulsc.org
46 Atlantic Street
STAMFORD, Connecticut 06901-2401
- Non-Delinquency Post Purchase Workshops
- Pre-purchase Counseling
- Pre-purchase Homebuyer Education Workshops
NEIGHBORHOOD HOUSING SERVICES OF WATERBURY, INC.Phone: 203-753-1896
E-mail: [email protected]
Website: www.asite.com
161 N Main St
Waterbury, Connecticut 06702-1445
- Financial Management/Budget Counseling
- Home Improvement and Rehabilitation Counseling
- Mortgage Delinquency and Default Resolution Counseling
- Non-Delinquency Post Purchase Workshops
- Pre-purchase Counseling
- Pre-purchase Homebuyer Education Workshops
- Predatory Lending Education Workshops
- Reverse Mortgage Counseling