Connecticut

Connecticut

Connecticut Foreclosure Process

Foreclosure NoticeSecurity Instrument(s): Mortgage.

Foreclosure Type(s): Judicial.

Judicial Foreclosure: A foreclosure process in which the lender must file a lawsuit against the borrower to obtain a court order to foreclose on a Mortgage document.

Initial Public Notice: Complaint.

Estimated Foreclosure Process Period: 62+ days.

First Notice to Sale Time Period: 90+ days.

Redemption Period?: Yes, court decides.

Deficiency Balance?: Yes, court’s discretion.

* * * This information represents MRP’s current understanding of the foreclosure process In Connecticut. For the most detailed and up to date information, your should contact your local county government.* * *

Stop Foreclosure!Once you have received a Notice of Default (NOD), Notice of Filed Foreclosure or Notice of Foreclosure Sale/Auction, you need a foreclosure defense attorney or foreclosure litigation attorney to effectively represent your interests. If you have received one of these notices, contact us today regarding appropriate legal options!

Foreclosure Defense Attorneys

foreclosure defense attorneysForeclosure defense attorneys can answer complaints, file counter-claims and motions, and represent you at hearings, mediation, and during the entire negotiation process. A foreclosure defense attorney will fight to defend your rights, and achieve the best possible outcome in loan modification, reinstatement, forbearance, principal reduction, and other foreclosure alternatives.

► ► Find A Foreclosure Defense Attorney In Connecticut! ◄ ◄

► ► Complete the Foreclosure Defense Attorney Evaluation! ◄ ◄

Litigation Attorneys

Should You Sue Your Lender?

foreclosure litigation attorneysIn recent years, legislators have passed new laws which give consumer protection rights to homeowners, and provide statutory damages for violations. Accordingly, many homeowners are now hiring foreclosure litigation attorneys to sue their lenders, and use other aggressive legal tactics to stop the foreclosure process, resolve their mortgages, and obtain corrective and monetary relief.

► ► Schedule A Litigation Attorney Consultation! ◄ ◄

► ► Take The Lender Litigation Test! ◄ ◄

IMPORTANT, PLEASE READ: If you no longer occupy or legally control a property, but seek monetary and corrective damages for wrongful foreclosure and related legal issues, please visit the Wrongful Foreclosure Damages page to learn about available legal services.

HUD SealHUD Approved Foreclosure
Avoidance Counseling Agencies
Located in Connecticut

Foreclosure prevention counseling services are provided free of charge by nonprofit housing counseling agencies working in partnership with the Federal Government. These agencies are funded, in part, by HUD and NeighborWorks® America. There is no need to pay a private company for these services. Organizations are listed in alphabetical order, by city.

Foreclose Defense Attorney ConsultationIn many cases, these organizations will end up recommending that you retain an attorney. The fact is that an experienced attorney is in the best position to represent you in mortgage negotiations and foreclosure proceedings. In fact, THE FEDERAL TRADE COMMISSION (FTC) PROHIBITS ANY “NON-ATTORNEY” FROM NEGOTIATING MORTGAGE DEBT ON BEHALF OF A DISTRESSED HOMEOWNER. Negotiating yourself or through a non-attorney third party can even be detrimental. Before you do anything else, we recommend a NO COST ATTORNEY CONSULTATION or completing our FORECLOSURE DEFENSE ATTORNEY EVALUATION.

National Foreclosure Mitigation Counseling (NFMC) grantees through NeighborWorks® America,
located in Connecticut

Agency Name Phone
Website
Address Languages
Financial Counselors of America Phone: 860-986-7470
Web: www.financialcounselors.org
1165 Main Street, Suite 310
E. Hartford, Connecticut 06108
– English
MMI – East Hartford Phone: 800-308-2227
Web: www.moneymanagement.org
225 Pitkin Street, Suite 300
East Hartford, Connecticut 6108
– English
Community Renewal Team, Inc. Phone: (860) 560-5600
Web: www.crtct.org
555 Windsor Street
Hartford, Connecticut 06120
– English
Housing Education Resource Center, Inc. Phone: 860-296-4242
Web: www.herc-inc.org
901 Wethersfield Avenue
Hartford, Connecticut 06114
– English
MMI – Milford Phone: 800-308-2227
Web: www.moneymanagement.org
57 Plains Road, Suite 2-A
Milford, Connecticut 6460
– English
Neighborhood Housing Services of New Britain, Inc. Phone: 860-224-2433
Web: www.nhsnb.org
223 Broad St
New Britain, Connecticut 6053
– English
Greater New Haven Community Loan Fund, Inc. Phone: 203-789-8690
Web: www.gnhclf.org
171 Orange Street
New Haven, Connecticut 06510
– English
Neighborhood Assistance Corporation of America (NACA) Phone: 203-562-6220
Web: www.naca.com
144 Orange Street
New Haven, Connecticut 6511
– English
Neighborhood Housing Services of New Haven, Inc. Phone: 203-562-0598
Web: www.nhsofnewhaven.org
333 Sherman Avenue
New Haven, Connecticut 06511
– English
Catholic Charities, Diocese of Norwich, Inc. Phone: (860) 889-8346
Web: www.ccfsn.org
331 Main Street
Norwich, Connecticut 06360
– English
Urban League of Southern Connecticut, Inc. Phone: (203) 327-5810
Web: www.ulsc.org
2777 Summer Street
Stamford, Connecticut 06905
– English
Neighborhood Housing Services of Waterbury, Inc. Phone: 203-753-1896
Web: www.nhswaterbury.org
161 North Main Street
Waterbury, Connecticut 06702
– English

HUD Approved Housing Counseling Agencies

HUD Approved Foreclosure Avoidance Counseling Agencies in Connecticut

This list includes only HUD Approved Housing Counseling Agencies offering “Mortgage Delinquency and Default Resolution Counseling” services, and are considered “Foreclosure Avoidance Counseling” agencies. Organizations are listed in alphabetical order, by city.

HUD
Agency Name
Phone
Toll-Free
Fax Number
Email
Website
Address Languages
BRIDGEPORT NEIGHBORHOOD TRUST P: 203-290-4248
T:
F: 203-579-2338
E: beverly@bntweb.org
W: www.bntweb.org
570 State Street
BRIDGEPORT, Connecticut 06604-4504
– Creole
– English
– French
– Spanish
FINANCIAL COUNSELORS OF AMERICA – CONNECTICUT BRANCH P: 860-986-7470
T: 877-475-4238
F: 860-986-7472
E: Patty@FinancialCounselors.org
W: www.FinancialCounselors.org
1165 Main Street, Ste. 310
EAST HARTFORD, Connecticut 06108-2245
– English
– Spanish
MONEY MANAGEMENT INTERNATIONAL EAST HARTFORD P: 866-232-9080
T: 866-232-9080
F: 866-921-5129
E: counselinginfo@moneymanagement.org
W: www.moneymanagement.org
225 Pitkin Street, Suite 300
EAST HARTFORD, Connecticut 06108-3223
– English
– Spanish
COMMUNITY RENEWAL TEAM, INC. P: 860-560-5501
T:
F: 860-560-5780
E: elizs@crtct.org
W: www.crtct.org
330 Market Street
HARTFORD, Connecticut 06120-2901
– English
– Spanish
HOUSING EDUCATION RESOURCE CENTER P: 860-296-4242-101
T:
F: 860-296-1317
E: KarinN@herc-inc.org
W: www.herc-inc.org
901 Wethersfield Avenue
HARTFORD, Connecticut 06114-3127
– English
– Other
– Spanish
NACA (NEIGHBORHOOD ASSISTANCE CORPORATION OF AMERICA) HARTFORD CT P: 203-562-6220
T: 617-250-6222
F: 877-329-6222
E: N/A
W: www.naca.com
241 Main St Fl 2
Hartford, Connecticut 06106-1897
– English
– Spanish
URBAN LEAGUE OF GREATER HARTFORD, INC. P: 860-527-0147-283
T:
F: 860-727-0935
E: vgripes@ulgh.org
W: www.ulgh.org
140 Woodland St.
HARTFORD, Connecticut 06105-1210
– English
MONEY MANAGEMENT INTERNATIONAL MILFORD P: 866-232-9080
T: 866-232-9080
F: 866-921-5129
E: counselinginfo@moneymanagement.org
W: www.moneymanagement.org
57 Plains Rd Fl 2
Milford, Connecticut 06461-2573
– English
– Spanish
NEIGHBORHOOD HOUSING SERVICES OF NEW BRITAIN, INC. P: 860-224-2433
T:
F:
E: info@nhsnb.org
W: www.nhsnb.org
223 Broad St
New Britain, Connecticut 06053-4107
– English
– Spanish
GREATER NEW HAVEN COMMUNITY LOAN FUND P: 203-624-7406
T:
F: 203-865-6475
E: earl@gnhclf.org
W: www.gnhclf.org
171 Orange Street, 3rd Floor
NEW HAVEN, Connecticut 06510-3111
– English
NEIGHBORHOOD HOUSING SERVICES OF NEW HAVEN P: 203-562-0598
T:
F:
E: info@nhsofnewhaven.org
W: www.nhsofnewhaven.org
333 Sherman Ave
New Haven, Connecticut 06511-3107
– English
– Spanish
CATHOLIC CHARITIES, NORWICH, CT P: 860-889-8346-271
T:
F: 860-889-2658
E: jaygelfond@ccfsn.org
W: www.ccfsn.org
331 Main Street
NORWICH, Connecticut 06360-5836
– English
CONNECTICUT HOUSING FINANCE AUTHORITY P: 860-571-4396
T:
F: 860-571-3550
E: counseling@chfa.org
W: www.chfa.org
999 West Street
ROCKY HILL, Connecticut 06067-3011
– English
– Spanish
URBAN LEAGUE OF SOUTHERN CONNECTICUT P: 203-327-5810-102
T:
F: 203-406-0008
E: kwingo@ulsc.org
W: www.ulsc.org
2777 Summer Street
Suite 201
STAMFORD, Connecticut 06905-4318
– English
– Spanish
NEIGHBORHOOD HOUSING SERVICES OF WATERBURY, INC. P: 203-753-1896
T:
F:
E: assistant@nhswaterbury.org
W: www.nhswaterbury.org
161 N Main St
Waterbury, Connecticut 06702-1445
– English
– Spanish

For the most current list of HUD Approved Foreclosure Avoidance Counseling Agencies in Connecticut, please visit the HUD website.