Kansas

Kansas

Kansas
Foreclosure
Process

Security Instrument(s): Mortgage.

Foreclosure Type(s): Judicial.

Judicial Foreclosure: A foreclosure process in which the lender must file a lawsuit against the borrower to obtain a court order to foreclose on a Mortgage document.

Initial Public Notice: Complaint.

Estimated Foreclosure Process Period: 130+ days.

First Notice to Sale Time Period: 21+ days.

Redemption Period?: Yes, 12 months.

Deficiency Balance?: Yes.

* * * This information represents MRP’s current understanding of the Kansas foreclosure process. For the most detailed and up to date information, your should contact your local county government.* * *

Once you have received a Notice of Default (NOD), Notice of Filed Foreclosure or Notice of Foreclosure Sale/Auction, only an experienced foreclosure attorney can effectively represent your interests. If you have received one of these notices, review some of the options below, and schedule a FREE attorney consultation today!

Mitigation Attorneys

Let a Representative of an established mortgage mitigation law firm explain your options regarding loan modification, reinstatement, forbearance, principal reduction and foreclosure alternatives like short sale, deed-in-lieu of foreclosure (DIL), cash for keys, and leaseback. When appropriate, the Representative can also schedule a NO COST mitigation attorney consultation!

► ► Speak To A Mortgage Mitigation Law Firm! ◄ ◄

► ► Complete the Mitigation Evaluation! ◄ ◄

Litigation Attorneys

Should You Sue Your Lender?

mortgage mitigation attorney (2)Since the exposure of widespread fraud and deceptive practices by some of America’s largest banks, legislators have passed new laws giving homeowners causes of action to sue their lenders. As a result, many homeowners are hiring litigation attorneys to sue their lenders and use other aggressive legal tactics to stop the foreclosure process and resolve their troubled mortgages.

► ► Schedule A Litigation Attorney Consultation! ◄ ◄

► ► Take The Lender Litigation Test! ◄ ◄

HUD Approved Housing
Counseling Agencies
Located in Kansas

If you are behind on your mortgage, facing foreclosure or stuck in a bad loan, look for organizations offering “Mortgage Delinquency and Default Resolution Counseling” services. Organizations are listed in alphabetical order, by city.

THE FEDERAL TRADE COMMISSION (FTC) PROHIBITS ANY “NON-ATTORNEY” FROM NEGOTIATING MORTGAGE DEBT ON BEHALF OF A DISTRESSED HOMEOWNER. YOU SHOULD BE SKEPTICAL OF ANY “NON-ATTORNEY” ORGANIZATION’S ABILITY TO PROVIDE THE ASSISTANCE YOU NEED TO PREVENT FORECLOSURE!

Many of these organizations will end up recommending that you retain a foreclosure attorney. Most experienced foreclosure attorneys prefer to represent homeowners from the beginning of negotiations. Negotiating yourself or through a non-attorney third party can actually do harm, so we recommend a NO COST FORECLOSURE ATTORNEY CONSULTATION before you do anything else! You can also speed up the process by completing our ONLINE FORECLOSURE ATTORNEY EVALUATION. Your completed form is immediately routed to a foreclosure attorney licensed to practice in your state. You will receive a phone call with results and any further questions.

Agency NamePhone, Toll-Free,
Fax Number,
Email, Website
AddressCounseling Services
COMMUNITY HOUSING OF WYANDOTTE COUNTY, INC.Phone: 913-342-7580
Fax: 913-342-7581
E-mail: [email protected]
Website: www.chwconline.com
2 South 14th Street
KANSAS CITY, Kansas 66102-5041
- Fair Housing Pre-Purchase Education Workshops
- Financial Management/Budget Counseling
- Financial, Budgeting and Credit Repair Workshops
- Home Improvement and Rehabilitation Counseling
- Mortgage Delinquency and Default Resolution Counseling
- Non-Delinquency Post Purchase Workshops
- Pre-purchase Counseling
- Pre-purchase Homebuyer Education Workshops
- Predatory Lending Education Workshops
- Resolving/Preventing Mortgage Delinquency Workshops
HARVEST AMERICAPhone: 913-342-2121
Toll-free: 800-556-5134
Fax: 913-342-2861
E-mail: [email protected]
Website: www.harvestamerica.org
155 S. 18th
Suite 120
KANSAS CITY, Kansas 66102-5642
- Mortgage Delinquency and Default Resolution Counseling
- Non-Delinquency Post Purchase Workshops
- Pre-purchase Counseling
- Rental Housing Counseling
HOUSING AND CREDIT COUNSELING INCORPORATEDPhone: 785-749-4224
Toll-free: 800-383-0217
Fax: 785-234-4289
E-mail: [email protected]
Website: www.hcci-ks.org
2518 Ridge Court, Ste. 207
LAWRENCE, Kansas 66046-4089
- Fair Housing Pre-Purchase Education Workshops
- Financial Management/Budget Counseling
- Home Improvement and Rehabilitation Counseling
- Mortgage Delinquency and Default Resolution Counseling
- Non-Delinquency Post Purchase Workshops
- Pre-purchase Counseling
- Pre-purchase Homebuyer Education Workshops
- Predatory Lending Education Workshops
- Rental Housing Counseling
- Services for Homeless Counseling
HOUSING AND CREDIT COUNSELING INCORPORATEDPhone: 785-539-6666
Toll-free: 800-383-0217
Fax: 785-234-4289
E-mail: [email protected]
Website: www.hcci-ks.org
323 Poyntz Suite 101
MANHATTAN, Kansas 66502-6003
- Fair Housing Pre-Purchase Education Workshops
- Financial Management/Budget Counseling
- Home Improvement and Rehabilitation Counseling
- Mortgage Delinquency and Default Resolution Counseling
- Non-Delinquency Post Purchase Workshops
- Pre-purchase Counseling
- Pre-purchase Homebuyer Education Workshops
- Predatory Lending Education Workshops
- Rental Housing Counseling
- Services for Homeless Counseling
CCCS OF THE MIDWESTPhone: 800-355-2227
Toll-free: 800-355-2227
Fax: 614-552-4800
E-mail: [email protected]
Website: www.apprisen.com
15795 S Mahaffie St
Suite 102
OLATHE, Kansas 66062-4001
- Financial Management/Budget Counseling
- Mortgage Delinquency and Default Resolution Counseling
- Non-Delinquency Post Purchase Workshops
GREATER KANSAS CITY HOUSING INFORMATION CENTERPhone: 913-829-4584
Fax: 816-931-0722
E-mail: [email protected]
333 East Poplar, Suite D
OLATHE, Kansas 66061-3395
- Financial Management/Budget Counseling
- Mortgage Delinquency and Default Resolution Counseling
- Pre-purchase Counseling
- Pre-purchase Homebuyer Education Workshops
- Rental Housing Counseling
CCCS OF THE MIDWESTPhone: 800-355-2227
Toll-free: 800-355-2227
Fax: 614-552-4800
E-mail: [email protected]
Website: www.apprisen.com/home.asp
8826 Santa Fe Drive
Suite 110
OVERLAND PARK, Kansas 66212-3655
- Financial Management/Budget Counseling
- Mortgage Delinquency and Default Resolution Counseling
- Non-Delinquency Post Purchase Workshops
CONSUMER CREDIT COUNSELING SERVICE, INC.Phone: 785-827-6731
Toll-free: 785-827-6731
Fax: 785-827-8280
E-mail: [email protected]
Website: www.kansascccs.org
PO Box 843
1201 W. Walnut
Salina, KS
67402-0843
Salina, Kansas 67402-0843
- Financial Management/Budget Counseling
- Mortgage Delinquency and Default Resolution Counseling
- Pre-purchase Counseling
- Pre-purchase Homebuyer Education Workshops
- Rental Housing Counseling
- Reverse Mortgage Counseling
HOUSING AND CREDIT COUNSELING, INCORPORATEDPhone: 785-234-0217
Toll-free: 800-383-0217
Fax: 785-234-4289
E-mail: [email protected]
Website: www.hcci-ks.org/
1195 SW Buchanan St
Suite 101
TOPEKA, Kansas 66604-1285
- Fair Housing Pre-Purchase Education Workshops
- Financial Management/Budget Counseling
- Financial, Budgeting and Credit Repair Workshops
- Home Improvement and Rehabilitation Counseling
- Mortgage Delinquency and Default Resolution Counseling
- Non-Delinquency Post Purchase Workshops
- Pre-purchase Counseling
- Pre-purchase Homebuyer Education Workshops
- Predatory Lending Education Workshops
- Rental Housing Counseling
- Rental Housing Workshops
- Resolving/Preventing Mortgage Delinquency Workshops
- Reverse Mortgage Counseling
- Services for Homeless Counseling
CONSUMER CREDIT COUNSELING SERVICE, INC.Phone: 316-265-2000
Fax: 316-265-8507
E-mail: [email protected]
Website: www.kansascccs.org
105 S. Broadway, Suite 900
WICHITA, Kansas 67202-4278
- Financial Management/Budget Counseling
- Mortgage Delinquency and Default Resolution Counseling
- Pre-purchase Counseling
- Pre-purchase Homebuyer Education Workshops
- Rental Housing Counseling
URBAN LEAGUE OF KANSASPhone: 316-262-2463
Fax: 316-683-3159
E-mail: [email protected]
Website: www.asite.com
2418 E 9th Street North
WICHITA, Kansas 67214-3150
- Fair Housing Pre-Purchase Education Workshops
- Financial Management/Budget Counseling
- Mortgage Delinquency and Default Resolution Counseling
- Non-Delinquency Post Purchase Workshops
- Pre-purchase Counseling
- Pre-purchase Homebuyer Education Workshops
- Predatory Lending Education Workshops
- Rental Housing Counseling