Kansas

Kansas Foreclosure Process

Foreclosure NoticeSecurity Instrument(s): Mortgage.

Foreclosure Type(s): Judicial.

Judicial Foreclosure: A foreclosure process in which the lender must file a lawsuit against the borrower to obtain a court order to foreclose on a Mortgage document.

Initial Public Notice: Complaint.

Estimated Foreclosure Process Period: 130+ days.

First Notice to Sale Time Period: 21+ days.

Redemption Period?: Yes, 12 months.

Deficiency Balance?: Yes.

* * * This information represents MRP’s current understanding of the Kansas foreclosure process. For the most detailed and up to date information, your should contact your local county government.* * *

Stop Foreclosure!Once you have received a Notice of Default (NOD), Notice of Filed Foreclosure or Notice of Foreclosure Sale/Auction, you need a foreclosure defense attorney or foreclosure litigation attorney to effectively represent your interests. If you have received one of these notices, contact us today regarding appropriate legal options!

Foreclosure Defense Attorneys

foreclosure defense attorneysForeclosure defense attorneys can answer complaints, file counter-claims and motions, and represent you at hearings, mediation, and during the entire negotiation process. A foreclosure defense attorney will fight to defend your rights, and achieve the best possible outcome in loan modification, reinstatement, forbearance, principal reduction, and other foreclosure alternatives.

► ► Find A Foreclosure Defense Attorney In Kansas! ◄ ◄

► ► Complete the Foreclosure Defense Attorney Evaluation! ◄ ◄

Litigation Attorneys

Should You Sue Your Lender?

foreclosure litigation attorneysIn recent years, legislators have passed new laws which give consumer protection rights to homeowners, and provide statutory damages for violations. Accordingly, many homeowners are now hiring foreclosure litigation attorneys to sue their lenders, and use other aggressive legal tactics to stop the foreclosure process, resolve their mortgages, and obtain corrective and monetary relief.

► ► Schedule A Litigation Attorney Consultation! ◄ ◄

► ► Take The Lender Litigation Test! ◄ ◄

IMPORTANT, PLEASE READ: If you no longer occupy or legally control a property, but seek monetary and corrective damages for wrongful foreclosure and related legal issues, please visit the Wrongful Foreclosure Damages page to learn about available legal services.

HUD SealHUD Approved Foreclosure
Avoidance Counseling Agencies
Located in Kansas

Foreclosure prevention counseling services are provided free of charge by nonprofit housing counseling agencies working in partnership with the Federal Government. These agencies are funded, in part, by HUD and NeighborWorks® America. There is no need to pay a private company for these services. Organizations are listed in alphabetical order, by city.

Foreclose Defense Attorney ConsultationIn many cases, these organizations will end up recommending that you retain an attorney. The fact is that an experienced attorney is in the best position to represent you in mortgage negotiations and foreclosure proceedings. In fact, THE FEDERAL TRADE COMMISSION (FTC) PROHIBITS ANY “NON-ATTORNEY” FROM NEGOTIATING MORTGAGE DEBT ON BEHALF OF A DISTRESSED HOMEOWNER. Negotiating yourself or through a non-attorney third party can even be detrimental. Before you do anything else, we recommend a NO COST ATTORNEY CONSULTATION or completing our FORECLOSURE DEFENSE ATTORNEY EVALUATION.

National Foreclosure Mitigation Counseling (NFMC) grantees through NeighborWorks® America,
located in Kansas

Agency Name Phone
Website
Address Languages
Lawrence Housing and Credit Counseling, Inc. Phone: 785-749-4224
Web: www.hcci-ks.org
2518 Ridge Court, Suites 207 & 208
Lawrence, Kansas 66046
– English
Manhattan Housing and Credit Counseling, Inc. Phone: 785-539-6666
Web: www.hcci-ks.org
323 Poyntz, Suite 101
Manhattan, Kansas 66502
– English
Consumer Credit Counseling Service of Central Ohio Phone: 800-355-2227
Web: www.apprisen.com
8826 Santa Fe, Suite 110
Overland Park, Kansas 66212
– English
CCCS, Inc. Phone: 785-827-6731
Web: www.kscccs.org
1201 W Walnut St
Salina, Kansas 67401
– English
Topeka Housing and Credit Counseling, Inc. Phone: 785-234-0217
Web: www.hcci-ks.org
1195 SW Buchanan Street
Topeka, Kansas 66604
– English
CCCS, Inc. Phone: 316-265-2000
Web: www.kscccs.org
105 S Broadway St Ste 900
Wichita, Kansas 67202
– English
Urban League of Kansas, Inc. Phone: 316-262-2463
Web: www.kansasul.org
2418 East 9th Street North
Wichita, Kansas 67214
– English

HUD Approved Housing Counseling Agencies

HUD Approved Foreclosure Avoidance Counseling Agencies in Kansas

This list includes only HUD Approved Housing Counseling Agencies offering “Mortgage Delinquency and Default Resolution Counseling” services, and are considered “Foreclosure Avoidance Counseling” agencies. Organizations are listed in alphabetical order, by city.

HUD
Agency Name
Phone
Toll-Free
Fax Number
Email
Website
Address Languages
COMMUNITY HOUSING OF WYANDOTTE COUNTY, INC. P: 913-342-7580
T:
F:
E: info@chwckck.org
W: www.chwckck.org
2 S 14th St
Kansas City, Kansas 66102-5041
– English
– Spanish
HOUSING AND CREDIT COUNSELING INCORPORATED P: 785-749-4224
T: 800-383-0217
F: 785-234-4289
E: hcci@hcci-ks.org
W: www.hcci-ks.org
2518 Ridge Court, Ste. 207
LAWRENCE, Kansas 66046-4089
– English
– Spanish
HOUSING AND CREDIT COUNSELING INCORPORATED P: 785-539-6666
T: 800-383-0217
F: 785-234-4289
E: hcci@hcci-ks.org
W: www.hcci-ks.org
323 Poyntz Suite 101
MANHATTAN, Kansas 66502-6003
– English
– Spanish
GREATER KANSAS CITY HOUSING INFORMATION CENTER P: 913-829-4584
T:
F: 816-931-0722
E: pgilmore3810@hotmail.com
W: www.gkchic.com
333 East Poplar, Suite D
OLATHE, Kansas 66061-3395
– English
APPRISEN – OVERLAND PARK P: 800-355-2227
T: 800-355-2227
F: 614-552-4800
E: info@apprisen.com
W: www.apprisen.com
8826 Santa Fe Drive
Suite 110
OVERLAND PARK, Kansas 66212-3655
– English
CONSUMER CREDIT COUNSELING SERVICE, INC. P: 316-265-2000
T: 785-827-6731
F: 785-827-8280
E: ryand@kscccs.org
W: www.kscccs.org
PO Box 843
1201 W. Walnut
Salina, KS
67402-0843
Salina, Kansas 67402-0843
– English
– Spanish
HOUSING AND CREDIT COUNSELING, INCORPORATED P: 785-234-0217
T: 800-383-0217
F: 785-234-4289
E: hcci@hcci-ks.org
W: www.hcci-ks.org/
1195 SW Buchanan St
Suite 101
Topeka, Kansas 66604-1285
– ASL
– English
– Spanish
CONSUMER CREDIT COUNSELING SERVICE, INC. P: 316-265-2000
T:
F: 316-265-8507
E: jeffw@kscccs.org
W: www.kansascccs.org
105 S. Broadway, Suite 900
WICHITA, Kansas 67202-4278
– English
– Spanish
URBAN LEAGUE OF KANSAS P: 316-262-2463
T:
F:
E: info@kansasul.org
W: www.kansasul.org
2418 E 9th St N
Wichita, Kansas 67214-3150
– English
– Spanish

For the most current list of HUD Approved Foreclosure Avoidance Counseling Agencies in Kansas, please visit the HUD website.