Louisiana

Louisiana

Louisiana Foreclosure Process

Foreclosure NoticeSecurity Instrument(s): Mortgage.

Foreclosure Type(s): Judicial.

Judicial Foreclosure: A foreclosure process in which the lender must file a lawsuit against the borrower to obtain a court order to foreclose on a Mortgage document.

Initial Public Notice: Petition.

Estimated Foreclosure Process Period: 180+ days.

First Notice to Sale Time Period: 180+ days.

Redemption Period?: None.

Deficiency Balance?: Yes.

* * * This information represents MRP’s current understanding of the Louisiana foreclosure process. For the most detailed and up to date information, your should contact your local county government.* * *

Stop Foreclosure!Once you have received a Notice of Default (NOD), Notice of Filed Foreclosure or Notice of Foreclosure Sale/Auction, you need a foreclosure defense attorney or foreclosure litigation attorney to effectively represent your interests. If you have received one of these notices, contact us today regarding appropriate legal options!

Foreclosure Defense Attorneys

foreclosure defense attorneysForeclosure defense attorneys can answer complaints, file counter-claims and motions, and represent you at hearings, mediation, and during the entire negotiation process. A foreclosure defense attorney will fight to defend your rights, and achieve the best possible outcome in loan modification, reinstatement, forbearance, principal reduction, and other foreclosure alternatives.

► ► Find A Foreclosure Defense Attorney In Louisiana! ◄ ◄

► ► Complete the Foreclosure Defense Attorney Evaluation! ◄ ◄

Litigation Attorneys

Should You Sue Your Lender?

foreclosure litigation attorneysIn recent years, legislators have passed new laws which give consumer protection rights to homeowners, and provide statutory damages for violations. Accordingly, many homeowners are now hiring foreclosure litigation attorneys to sue their lenders, and use other aggressive legal tactics to stop the foreclosure process, resolve their mortgages, and obtain corrective and monetary relief.

► ► Schedule A Litigation Attorney Consultation! ◄ ◄

► ► Take The Lender Litigation Test! ◄ ◄

IMPORTANT, PLEASE READ: If you no longer occupy or legally control a property, but seek monetary and corrective damages for wrongful foreclosure and related legal issues, please visit the Wrongful Foreclosure Damages page to learn about available legal services.

HUD SealHUD Approved Foreclosure
Avoidance Counseling Agencies
Located in Louisiana

Foreclosure prevention counseling services are provided free of charge by nonprofit housing counseling agencies working in partnership with the Federal Government. These agencies are funded, in part, by HUD and NeighborWorks® America. There is no need to pay a private company for these services. Organizations are listed in alphabetical order, by city.

Foreclose Defense Attorney ConsultationIn many cases, these organizations will end up recommending that you retain an attorney. The fact is that an experienced attorney is in the best position to represent you in mortgage negotiations and foreclosure proceedings. In fact, THE FEDERAL TRADE COMMISSION (FTC) PROHIBITS ANY “NON-ATTORNEY” FROM NEGOTIATING MORTGAGE DEBT ON BEHALF OF A DISTRESSED HOMEOWNER. Negotiating yourself or through a non-attorney third party can even be detrimental. Before you do anything else, we recommend a NO COST ATTORNEY CONSULTATION or completing our FORECLOSURE DEFENSE ATTORNEY EVALUATION.

National Foreclosure Mitigation Counseling (NFMC) grantees through NeighborWorks® America,
located in Louisiana

Agency Name Phone
Website
Address Languages
Cenla Community Action Committee, Inc. Phone: 318-487-5878
Web: www.dcfs.louisiana.gov
4008 Parliament Drive
Alexandria, Louisiana 71303
– English
Rapides Station Community Ministries, Inc. Phone: 318-487-9254
Web: www.rscm-chdo.net
1429 Third Street
Alexandria, Louisiana 71301
– English
MMI – Baton Rouge (HQ) Phone: 800-308-2227
Web: www.moneymanagement.org
615 Chevelle Court
Baton Rouge, Louisiana 70806
– English
Mid-City Redevelopment Alliance, Inc. Phone: 225-346-1000
Web: www.midcityredevelopment.org
419 N. 19th Street
Baton Rouge, Louisiana 70802
– English
NID-HCA Phone: 225-355-5600
Web: www.nidonline.org
2922 77th Avenue
Baton Rouge, Louisiana 70807
– English
Neighborhood Assistance Corporation of America (NACA) Phone: 225-767-9224
Web: www.naca.com
10101 Siegen Lane, Bldg 2, Suite B
Baton Rouge, Louisiana 70810
– English
MMI – Bossier City Phone: 800-308-2227
Web: www.moneymanagement.org
720 Northgate Rd.
Bossier City, Louisiana 71112
– English
NZBC Urban Corporation Phone: 318-746-0602
Web: www.nzbcurbancorp.org
2535 Barbara Street
Bossier City, Louisiana 71112
– English
St. James Parish Dept. of Human Resources Phone: 225-562-2305
Web: www.stjamesla.com
5153 Canatella St.
Convent, Louisiana 70723
– English
Liberty Restoration Community Development Corp. Phone: 985-340-7033
Web: www.libertyrestoration@yahoo.com
12415 Wardline Rd.
Hammond, Louisiana 70401
– English
Lafayette Consolidated Government-Neighborhood Counseling Services Phone: 337-291-5452
Web: www.lafayettela.gov
111 Shirley Picard Drive
Lafayette, Louisiana 70501
– English
MMI – Monroe Phone: 800-850-2227
Web: www.moneymanagement.org
2406 Ferrand Street, Suite 20
Monroe, Louisiana 71201
– English
MMI – Monroe Phone: 800-308-2227
Web: www.moneymanagement.org
2406 Ferrand Street, Suite 20
Monroe, Louisiana 71201
– English
A Shared Initiative, Inc. Phone: 504-943-0529
Web: www.asharedinitiative.org
3401 St. Claude Ave. Ste 1B
New Orleans, Louisiana 70117
– English
Greater New Orleans Fair Housing Action Center Phone: 504-596-2100
Web: www.gnofairhousing.org
404 Jefferson Davis Pkwy.
New Orleans, Louisiana 70119
– English
Lower 9th Ward NENA Phone: 504-373-6483
Web: www.9thwardnena.org
1123 Lamanche Street
New Orleans, Louisiana 70117
– English
MMI – New Orleans Phone: 800-308-2227
Web: www.moneymanagement.org
1215 Prytania St., Ste. 424
New Orleans, Louisiana 70130
– English
Neighborhood Development Foundation New Orleans Phone: 504-488-0155
Web: www.ndf-neworleans.org
1429 S. Rampart Street
New Orleans, Louisiana 70113
– English
Neighborhood Housing Services of New Orleans, Inc. Phone: 504-899-5900×105
Web: www.nhsnola.org
4528 Freret Street
New Orleans, Louisiana 70115
– English

HUD Approved Housing Counseling Agencies

HUD Approved Foreclosure Avoidance Counseling Agencies in Louisiana

This list includes only HUD Approved Housing Counseling Agencies offering “Mortgage Delinquency and Default Resolution Counseling” services, and are considered “Foreclosure Avoidance Counseling” agencies. Organizations are listed in alphabetical order, by city.

HUD
Agency Name
Phone
Toll-Free
Fax Number
Email
Website
Address Languages
CENLA COMMUNITY ACTION COMMITTEE, INCORPORATED P: 318-487-5478
T:
F: 318-484-2176
E: msjoanlee@yahoo.com
Web: www.dcfs.louisiana.gov
4008 Parliament Drive
ALEXANDRIA, Louisiana 71303-3017
– English
RAPIDES STATION COMMUNITY MINISTRIES P: 318-487-9254
T:
F:
E: info@lahousingalliance.org
W: www.lahousingalliance.dreamhosters.com
PO Box 8233
Alexandria, Louisiana 71306-1233
– English
JEFFERSON COMMUNITY ACTION PROGRAM P: 504-349-5414
T:
F: 504-349-5417
E: nferrier@jeffparish.net
W: www.needhelppayingbills.com/html/jefferson_parish_assistance_pr.html
4008 U.S. Highway 90
AVONDALE, Louisiana 70094-2622
– English
MID CITY REDEVELOPMENT ALLIANCE P: 225-346-1000-119
T:
F: 225-344-6171
E: robinn@midcityredevelopment.org
W: www.midcityredevelopment.org
419 N. 19th Street
BATON ROUGE, Louisiana 70802-3700
– English
MONEY MANAGEMENT INTERNATIONAL BATON ROUGE P: 866-232-9080
T: 866-232-9080
F: 866-921-5129
E: counselinginfo@moneymanagement.org
W: www.moneymanagement.org
615 Chevelle Ct
Baton Rouge, Louisiana 70806-6502
– English
– Spanish
NACA (NEIGHBOHOOD ASSISTANCE CORPORATION OF AMERICA) BATON ROUGE, LA P: 225-767-9224
T: 617-250-6222
F: 877-329-6222
E: N/A
W: www.naca.com
10101 Siegen Ln Ste B
Baton Rouge, Louisiana 70810-4982
– English
– Spanish
NID-HCA YOUNG P: 225-355-5600
T:
F:
E: nidnational@nidonline.org
W: www.nidonline.org
2922 77th Ave
Baton Rouge, Louisiana 70807-5612
– English
MONEY MANAGEMENT INTERNATIONAL, INC. BOSSIER CITY, LA P: 866-232-9080
T: 866-232-9080
F: 866-921-5129
E: counselinginfo@moneymanagement.org
W: www.moneymanagement.org
Barksdale Federal Credit Union 720 Northgateroad
Bossier City, Louisiana 71112
– English
– Spanish
NZBC URBAN CORPORATION P: 318-746-0602
T:
F: 318-746-0780
E: ltehteh@nzbcurbancorp.org
W: www.nzbcurbancorp.org
2535 Barbara Street
BOSSIER CITY, Louisiana 71112-3405
– English
– Spanish
FAMILY RESOURCES OF NEW ORLEANS P: 985-785-0570
T:
F: 985-785-0450
E: orleansf@bellsouth.net
W: www.familyresourcesofno.org
2223 Paul Maillard
BOUTTE, Louisiana 70039-3311
– English
SAINT JAMES PARISH DEPARTMENT OF HUMAN RESOURCES P: 225-562-2357
T:
F: 225-562-2425
E: robin.raphael@stjamesla.com
W: stjamesla.com
5153 Canatella Street
CONVENT, Louisiana 70723-2105
– English
SAINT MARY COMMUNITY ACTION AGENCY, INC. P: 337-828-5703
T:
F: 337-828-5754
E: jbeverly@stmarycaa.org
W: www.stmarycaa.org
1407 Barrow Street
FRANKLIN, Louisiana 70538-3514
– English
LIBERTY RESTORATION COMMUNITY DEVELOPMENT CENTER P: 985-340-7033
T: 866-631-3334
F: 866-601-8772
E: Liberty@libertyrestoration.org
W: www.libertyrestoration.org/cgi-sys/defaultwebpage.cgi
12415 Wardline Rd
Hammond, Louisiana 70401-6210
– English
A SHARED INITIATIVE, INC. P: 504-733-1733
T:
F: 504-729-6198
E: housing.counseling@asifcu.com
W: www.asharedinitiative.org
5508 Citrus Blvd
Harahan, Louisiana 70123-5511
– English
– Vietnamese
JEFFERSON COMMUNITY ACTION PROGRAM P: 504-227-1221
T:
F: 504-227-1229
E: MPeck@Jeffparish.net
W: www.JeffersonParish.net
1501 Estalote Street
HARVEY, Louisiana 70058-3633
– English
LAFAYETTE CONSOLIDATED GOVERNMENT NEIGHBORHOOD COUNSELING SERVICES P: 337-291-5450
T:
F: 337-291-5459
E: N/A
W: www.lafayettela.gov
111 Shirley Picard Dr
Lafayette, Louisiana 70501-4568
– English
SAINT MARTIN, IBERIA, LAFAYETTE COMMUNITY ACTION AGENCY P: 337-234-3272-203
T:
F: 337-234-3274
E: ijb@smilecaa.org
W: www.smilecaa.org
501 Saint John St
LAFAYETTE, Louisiana 70501-5709
– English
– French
MOUNT PLEASANT COMMUNITY DEVELOPMENT CORP. P: 318-323-3632
T:
F: 318-323-3633
E: marladwilliams@mtpleasantcdc.org
W: www.mtpcdc.org
105 Bernice Drive
Monroe, Louisiana 71201
MONROE, Louisiana 71201-7621
– English
FAMILY RESOURCES OF NEW ORLEANS P: 504-822-8520
T:
F: 504-821-5260
E: orleansf@bellsouth.net
W: familyresourcesofno.org
817 N. Claiborne Avenue
NEW ORLEANS, Louisiana 70116-2803
– English
GREATER NEW ORLEANS FAIR HOUSING ACTION CENTER P: 504-596-2100
T: 877-445-2100
F: 504-684-5684
E: counselor@gnofairhousing.org
W: www.gnofairhousing.org
404 S Jefferson Davis Pkwy
New Orleans, Louisiana 70119-7126
– English
JEFFERSON COMMUNITY ACTION PROGRAMS P: 504-736-6158
T:
F: 504-736-8737
E: bcornish@jeffparish.net
W: www.jeffparish.net
1221 Elmwood Park Blvd Ste 402
NEW ORLEANS, Louisiana 70123-2337
– English
– Spanish
LOWER 9TH WARD NEIGHBORHOOD EMPOWERMENT NETWORK ASSOCIATION P: 504-373-6483
T:
F:
E: cjackson@9thwardnena.org
W: www.9thwardnena.org
1123 Lamanche St
New Orleans, Louisiana 70117-2527
– English
MONEY MANAGEMENT INTERNATIONAL NEW ORLEANS P: 866-232-9080
T: 866-232-9080
F: 866-921-5129
E: counselinginfo@moneymanagement.org
W: www.moneymanagement.org
1215 Prytania St Ste 336
New Orleans, Louisiana 70130-4357
– English
– Spanish
NEIGHBORHOOD HOUSING SERVICES OF NEW ORLEANS, P: 504-899-5900
T:
F:
E: info@nhsnola.org
W: www.nhsnola.org
4528 Freret St
New Orleans, Louisiana 70115-6317
– English
NEW ORLEANS NEIGHBORHOOD DEVELOPMENT FOUNDATION P: 504-488-0155
T:
F: 504-483-6764
E: info@ndf-neworleans.org
W: www.ndf-neworleans.org
1429 S Rampart St
NEW ORLEANS, Louisiana 70113-1245
– English
CADDO COMMUNITY ACTION AGENCY P: 318-861-4808
T:
F: 318-861-4958
E: matti@shreve.net
W: www.caddocaa.org
4055 Saint Vincent Ave
SHREVEPORT, Louisiana 71108-2542
– English
VOLUNTEERS OF AMERICA OF NORTH LOUISIANA P: 318-221-8404
T:
F: 318-742-3220
E: jarcelet.harris@voanorthla.org
W: www.voanorthla.org
520 Olive St. Ste. B-200
SHREVEPORT, Louisiana 71104-2312
– English
– Spanish

For the most current list of HUD Approved Foreclosure Avoidance Counseling Agencies in Louisiana, please visit the HUD website.