Montana

Montana

Montana Foreclosure Process

Foreclosure NoticeSecurity Instrument(s): Both Mortgage and Trust Deed.

Foreclosure Type(s): Judicial (rare) and Non-judicial.

Judicial Foreclosure: A foreclosure process in which the lender must file a lawsuit against the borrower to obtain a court order to foreclose on a Mortgage document.

Non-judicial Foreclosure: A foreclosure process where a third party Trustee has the power to foreclosure and initiate a sale based on a Trust Deed instrument.

Initial Public Notice: Publication.

Estimated Foreclosure Process Period: 150+ days.

First Notice to Sale Time Period: 50+ days.

Redemption Period?: None.

Deficiency Balance?: Yes. (Judicial foreclosures only).

* * * This information represents MRP’s current understanding of the Montana foreclosure process. For the most detailed and up to date information, your should contact your local county government.* * *

Stop Foreclosure!Once you have received a Notice of Default (NOD), Notice of Filed Foreclosure or Notice of Foreclosure Sale/Auction, you need a foreclosure defense attorney or foreclosure litigation attorney to effectively represent your interests. If you have received one of these notices, contact us today regarding appropriate legal options!

Foreclosure Defense Attorneys

foreclosure defense attorneysForeclosure defense attorneys can answer complaints, file counter-claims and motions, and represent you at hearings, mediation, and during the entire negotiation process. A foreclosure defense attorney will fight to defend your rights, and achieve the best possible outcome in loan modification, reinstatement, forbearance, principal reduction, and other foreclosure alternatives.

► ► Find A Foreclosure Defense Attorney In Montana! ◄ ◄

► ► Complete the Foreclosure Defense Attorney Evaluation! ◄ ◄

Litigation Attorneys

Should You Sue Your Lender?

foreclosure litigation attorneysIn recent years, legislators have passed new laws which give consumer protection rights to homeowners, and provide statutory damages for violations. Accordingly, many homeowners are now hiring foreclosure litigation attorneys to sue their lenders, and use other aggressive legal tactics to stop the foreclosure process, resolve their mortgages, and obtain corrective and monetary relief.

► ► Schedule A Litigation Attorney Consultation! ◄ ◄

► ► Take The Lender Litigation Test! ◄ ◄

IMPORTANT, PLEASE READ: If you no longer occupy or legally control a property, but seek monetary and corrective damages for wrongful foreclosure and related legal issues, please visit the Wrongful Foreclosure Damages page to learn about available legal services.

HUD SealHUD Approved Foreclosure
Avoidance Counseling Agencies
Located in Montana

Foreclosure prevention counseling services are provided free of charge by nonprofit housing counseling agencies working in partnership with the Federal Government. These agencies are funded, in part, by HUD and NeighborWorks® America. There is no need to pay a private company for these services. Organizations are listed in alphabetical order, by city.

Foreclose Defense Attorney ConsultationIn many cases, these organizations will end up recommending that you retain an attorney. The fact is that an experienced attorney is in the best position to represent you in mortgage negotiations and foreclosure proceedings. In fact, THE FEDERAL TRADE COMMISSION (FTC) PROHIBITS ANY “NON-ATTORNEY” FROM NEGOTIATING MORTGAGE DEBT ON BEHALF OF A DISTRESSED HOMEOWNER. Negotiating yourself or through a non-attorney third party can even be detrimental. Before you do anything else, we recommend a NO COST ATTORNEY CONSULTATION or completing our FORECLOSURE DEFENSE ATTORNEY EVALUATION.

National Foreclosure Mitigation Counseling (NFMC) grantees through NeighborWorks® America,
located in Montana

Agency Name Phone
Website
Address Languages
Rural Dynamics, Inc. Phone: 877-275-2227
Web: www.ruraldynamics.org
1620 Alderson, Suite 27
Billings, Montana 59102
– English
Rural Dynamics, Inc. Phone: 877-275-2227
Web: www.ruraldynamics.org
2149 Durston Rd, Suite 33
Bozeman, Montana 59718
– English
Rural Dynamics, Inc. Phone: 877-275-2227
Web: www.ruraldynamics.org
2100 Harrison Ave, Suite B
Butte, Montana 59701
– English
Montana Homeownership Network Phone: 406-761-5861
Web: www.nwmt.org
509 1st Avenue South
Great Falls, Montana 59401
– English
Rural Dynamics, Inc. Phone: 877-275-2227
Web: www.ruraldynamics.org
2022 Central Ave
Great Falls, Montana 59401
– English
Rural Dynamics, Inc. Phone: 877-275-2227
Web: www.ruraldynamics.org
1225 Birch Street, Suite B
Helena, Montana 59601
– English
Rural Dynamics, Inc. Phone: 877-275-2227
Web: www.ruraldynamics.org
275 Corporate Drive, Suite 204
Kalispell, Montana 59901
– English
Rural Dynamics, Inc. Phone: 877-275-2227
Web: www.ruraldynamics.org
1515 Fairview Ave, Suite 205
Missoula, Montana 59801
– English

HUD Approved Housing Counseling Agencies

HUD Approved Foreclosure Avoidance Counseling Agencies in Montana

This list includes only HUD Approved Housing Counseling Agencies offering “Mortgage Delinquency and Default Resolution Counseling” services, and are considered “Foreclosure Avoidance Counseling” agencies. Organizations are listed in alphabetical order, by city.

HUD
Agency Name
Phone
Toll-Free
Fax Number
Email
Website
Address Languages
DISTRICT 7 HUMAN RESOURCES DEVELOPMENT COUNCIL P: 406-247-4765
T:
F:
E: info@hrdc7.org
W: www.hrdc7.org
7 N 31st St
Billings, Montana 59101-2114
– English
RURAL DYNAMICS, INC. DBA CCCS OF MT P: 877-275-2227
T: 877-275-2227
F: 406-761-8622
E: slutter@ruraldynamics.org
W: www.ruraldynamics.org
1620 Alderson Avenue, Suite 27
BILLINGS, Montana 59102-4168
– English
HUMAN RESOURCE DEVELOPMENT COUNCIL OF DISTRICT IX, INC. P: 406-587-4486
T:
F:
E: hello@thehrdc.org
W: www.thehrdc.org
32 S Tracy Ave
Bozeman, Montana 59715-4659
– English
RURAL DYNAMICS, INC. DBA CCCS OF MT P: 406-761-8721
T: 877-275-2227
F: 406-761-8622
E: slutter@ruraldynamics.org
W: www.ruraldynamics.org
2149 Durston Road, Suite 33
BOZEMAN, Montana 59718-2805
– English
– Spanish
RURAL DYNAMICS, INC. DBA CCCS OF MT P: 406-761-8721
T: 877-275-2227
F: 406-761-8622
E: slutter@ruraldynamics.org
W: www.ruraldynamics.org
2100 Harrison Avenue, Suite B
BUTTE, Montana 59701-6004
– English
MONTANA HOMEOWNERSHIP NETWORK DBA NEIGHBORWORKS MONTANA P: 406-761-5861
T:
F:
E: info@nwmt.org
W: www.nwmt.org
509 1st Ave S
Great Falls, Montana 59401-3604
– English
NEIGHBORWORKS GREAT FALLS P: 406-761-5861
T:
F:
E: knebel@nwgf.org
W: www.nwgreatfalls.org
509 1st Ave S
GREAT FALLS, Montana 59401-3604
– English
RURAL DYNAMICS, INC. DBA CCCS OF MT P: 406-761-8721
T: 877-275-2227
F: 406-761-8622
E: slutter@ruraldynamics.org
W: cccsmt.org
2022 Central Ave
P O Box 2326
Great Falls, Montana 59401-3900
– English
– Spanish
MONTANA BOARD OF HOUSING P: 406-841-2851
T: 800-761-6264
F: 406-841-2841
E: info@housing.mt.gov
W: www.housing.mt.gov
PO Box 200528
Helena, Montana 59620-0528
– English
MONTANA LEGAL SERVICES ASSOCIATION P: 800-666-6899
T: 800-666-6899
F: 406-442-9817
E: ahall@mtlsa.org
W: www.mtlsa.org
616 Helena Ave.
Suite 100
HELENA, Montana 59601-3654
– Arabic
– ASL
– Cambodian
– Cantonese
– Chinese Mandarin
– Creole
– Czech
– English
– Farsi
– French
– German
– Hindi
– Hmong
– Indonesian
– Italian
– Korean
– Other
– Polish
– Portuguese
– Russian
– Spanish
– Swahili
– Turkish
– Ukrainian
– Vietnamese
RURAL DYNAMICS, INC. DBA CCCS OF MT P: 877-275-2227
T: 877-275-2227
F: 406-761-8622
E: slutter@ruraldynamics.org
W: www.ruraldynamics.org
1225 Birch Street, Suite B
HELENA, Montana 59601-0617
– English
RURAL DYNAMICS, INC. DBA CCCS OF MT P: 406-761-8721
T: 877-275-2227
F: 406-761-8622
E: slutter@ruraldynamics.org
W: www.ruraldynamics.org
275 Corporate Drive, Suite 204
KALISPELL, Montana 59901-6004
– English
HOMEWORD, INC. P: 406-532-4663
T:
F: 406-541-0239
E: brendan@homeword.org
W: www.homeword.org
1535 Liberty Ln Ste 116A
Missoula, Montana 59808-2042
– English
RURAL DYNAMICS, INC. DBA CCCS OF MT P: 877-275-2227
T: 877-275-2227
F: 406-761-8622
E: slutter@ruraldynamics.org
W: www.ruraldynamics.org
1515 Fairview Ave, Suite 205
MISSOULA, Montana 59801-7817
– English
SALISH AND KOOTENAI HOUSING AUTHORITY P: 406-675-4491
T:
F:
E: cirvine@skha.org
W: www.skha.org
PO Box 38
Pablo, Montana 59855-0038
– English

For the most current list of HUD Approved Foreclosure Avoidance Counseling Agencies in Montana, please visit the HUD website.