New Hampshire

New Hampshire Foreclosure Process

Foreclosure NoticeSecurity Instrument(s): Trust Deed.

Foreclosure Type(s): Non-judicial.

Non-judicial Foreclosure: A foreclosure process where a third party Trustee has the power to foreclosure and initiate a sale based on a Trust Deed instrument.

Initial Public Notice: Notice of Sale.

Estimated Foreclosure Process Period: 59+ days.

First Notice to Sale Time Period: 24+ days.

Redemption Period?: None.

Deficiency Balance?: Yes.

* * * This information represents MRP’s current understanding of the New Hampshire foreclosure process. For the most detailed and up to date information, your should contact your local county government.* * *

Stop Foreclosure!Once you have received a Notice of Default (NOD), Notice of Filed Foreclosure or Notice of Foreclosure Sale/Auction, you need a foreclosure defense attorney or foreclosure litigation attorney to effectively represent your interests. If you have received one of these notices, contact us today regarding appropriate legal options!

Foreclosure Defense Attorneys

foreclosure defense attorneysForeclosure defense attorneys can answer complaints, file counter-claims and motions, and represent you at hearings, mediation, and during the entire negotiation process. A foreclosure defense attorney will fight to defend your rights, and achieve the best possible outcome in loan modification, reinstatement, forbearance, principal reduction, and other foreclosure alternatives.

► ► Find A Foreclosure Defense Attorney In New Hampshire! ◄ ◄

► ► Complete the Foreclosure Defense Attorney Evaluation! ◄ ◄

Litigation Attorneys

Should You Sue Your Lender?

foreclosure litigation attorneysIn recent years, legislators have passed new laws which give consumer protection rights to homeowners, and provide statutory damages for violations. Accordingly, many homeowners are now hiring foreclosure litigation attorneys to sue their lenders, and use other aggressive legal tactics to stop the foreclosure process, resolve their mortgages, and obtain corrective and monetary relief.

► ► Schedule A Litigation Attorney Consultation! ◄ ◄

► ► Take The Lender Litigation Test! ◄ ◄

IMPORTANT, PLEASE READ: If you no longer occupy or legally control a property, but seek monetary and corrective damages for wrongful foreclosure and related legal issues, please visit the Wrongful Foreclosure Damages page to learn about available legal services.

HUD SealHUD Approved Foreclosure
Avoidance Counseling Agencies
Located in New Hampshire

Foreclosure prevention counseling services are provided free of charge by nonprofit housing counseling agencies working in partnership with the Federal Government. These agencies are funded, in part, by HUD and NeighborWorks® America. There is no need to pay a private company for these services. Organizations are listed in alphabetical order, by city.

Foreclose Defense Attorney ConsultationIn many cases, these organizations will end up recommending that you retain an attorney. The fact is that an experienced attorney is in the best position to represent you in mortgage negotiations and foreclosure proceedings. In fact, THE FEDERAL TRADE COMMISSION (FTC) PROHIBITS ANY “NON-ATTORNEY” FROM NEGOTIATING MORTGAGE DEBT ON BEHALF OF A DISTRESSED HOMEOWNER. Negotiating yourself or through a non-attorney third party can even be detrimental. Before you do anything else, we recommend a NO COST ATTORNEY CONSULTATION or completing our FORECLOSURE DEFENSE ATTORNEY EVALUATION.

National Foreclosure Mitigation Counseling (NFMC) grantees through NeighborWorks® America,
located in New Hampshire

Agency Name Phone
Website
Address Languages
GreenPath, Inc Phone: 888-860-4176
Web: www.greenpath.org
105 Loudon Rd, Bldg 1
Concord, New Hampshire 3302
– English
GreenPath Debt Solutions Phone: 888-860-4167
Web: www.greenpath.org
61 Locust Street, Suite 321
Dover, New Hampshire 03820
– English
GreenPath, Inc Phone: 888-860-4180
Web: www.greenpath.org
61 Locust St, Suite 321
Dover, New Hampshire 3820
– English
Affordable Housing Education and Development, Inc. Phone: 603-444-1377
Web: www.homesahead.org
161 Main Street
Littleton, New Hampshire 03561
– English
GreenPath Debt Solutions Phone: 888-860-4167
Web: www.greenpath.org
250 Commercial Street, Suite 1009A
Manchester, New Hampshire 03101
– English
MMI – Portsmouth Phone: 800-873-2227
Web: www.moneymanagement.org
Northeast Credit Union
Portsmouth, New Hampshire 3802
– English
MMI – Portsmouth Phone: 800-308-2227
Web: www.moneymanagement.org
100 Borthwick Ave.
Portsmouth, New Hampshire 3802
– English
Community Home Solutions, Inc Phone: 603-474-7449
Web: www.communityhomesolutions.org
68 Lafayette Road/ PO Box 537
Seabrook, New Hampshire 03874
– English

HUD Approved Housing Counseling Agencies

HUD Approved Foreclosure Avoidance Counseling Agencies in New Hampshire

This list includes only HUD Approved Housing Counseling Agencies offering “Mortgage Delinquency and Default Resolution Counseling” services, and are considered “Foreclosure Avoidance Counseling” agencies. Organizations are listed in alphabetical order, by city.

HUD
Agency Name
Phone
Toll-Free
Fax Number
Email
Website
Address Languages
NEW HAMPSHIRE HOUSING FINANCE P: 603-472-8623
T:
F:
E: ownershipinfo@nhhfa.org
W: www.nhhfa.org
32 Constitution Dr
Bedford, New Hampshire 03110-6062
– English
– Other
NEW HAMPSHIRE HOUSING FINANCE AUTHORITY P: 603-310-9287
T:
F:
E: acadorette@nhhfa.org
W: www.nhhfa.org
32 Constitution Dr
Bedford, New Hampshire 03110-6062
– English
– Other
– Spanish
CONCORD AREA TRUST FOR COMMUNITY HOUSING (CATCH) P: 603-223-0810
T: 866-701-9097
F: 603-225-8046
E: info@catchhousing.org
W: www.catchhousing.org
76 S State St
Concord, New Hampshire 03301-3520
– English
LACONIA AREA COMMUNITY LAND TRUST P: 866-701-9097
T:
F:
E: sstevenhubbard@laclt.org
W: www.laclt.org
658 Union Ave
Laconia, New Hampshire 03246-2549
– English
AFFORDABLE HOUSING, EDUCATION AND DEVELOPMENT, INC. (AHEAD) P: 603-821-4535
T: 800-974-1377
F:
E: info@homesahead.org
W: homesahead.org
161 Main St
Littleton, New Hampshire 03561-4020
– English
GREENPATH DEBT SOLUTIONS P: 888-860-4167
T:
F:
E: housingdepartment@greenpath.com
W: www.greenpath.com
250 Commercial St
Suite 1009A
Manchester, New Hampshire 03101-1142
– English
– Spanish
NEIGHBORWORKS OF SOUTHERN NEW HAMPSHIRE P: 603-626-4663
T:
F:
E: info@nwsnh.org
W: www.nwsnh.org
PO Box 3968
Manchester, New Hampshire 03105-3968
– English
– Spanish
THE WAY HOME P: 603-627-3491-226
T:
F: 603-644-0178
E: mari@thewayhomenh.org
W: www.thewayhomenh.org
214 Spruce Street
MANCHESTER, New Hampshire 03103-4813
– English
– French
– German
– Russian
– Spanish
MONEY MANAGEMENT INTERNATIONAL SOUTH PORTLAND P: 866-232-9080
T: 866-232-9080
F: 866-921-5129
E: counselinginfo@moneymanagement.org
W: www.moneymanagement.org
100 Borthwick Ave
Portsmouth, New Hampshire 03801-4115
– English
– Spanish
MONEY MANAGEMENT INTERNATIONAL, INC. PORTSMOUTH, NH P: 866-232-9080
T: 866-232-9080
F: 866-921-5129
E: counselinginfo@moneymanagement.org
W: www.moneymanagement.org
100 Borthwick Ave
Portsmouth, New Hampshire 03801-4115
– English
– Spanish
COMMUNITY HOME SOLUTIONS P: 603-474-7449
T:
F: 855-893-6615
E: echase@communityhomesolutions.org
W: communityhomesolutions.org
PO Box 537
Seabrook, New Hampshire 03874-0537
– English

For the most current list of HUD Approved Foreclosure Avoidance Counseling Agencies in New Hampshire, please visit the HUD website.