North Carolina

North Carolina Foreclosure Process

Foreclosure NoticeSecurity Instrument(s): Both Mortgage and Trust Deed.

Foreclosure Type(s): Judicial (rare) and Non-judicial.

Judicial Foreclosure: A foreclosure process in which the lender must file a lawsuit against the borrower to obtain a court order to foreclose on a Mortgage document.

Non-judicial Foreclosure: A foreclosure process where a third party Trustee has the power to foreclosure and initiate a sale based on a Trust Deed instrument.

Initial Public Notice: Notice of Hearing.

Estimated Foreclosure Process Period: 110+ days.

First Notice to Sale Time Period: 25+ days.

Redemption Period?: None. (Judicial foreclosures only)

Deficiency Balance?: Varies by case.

* * * This information represents MRP’s current understanding of the North Carolina foreclosure process. For the most detailed and up to date information, your should contact your local county government.* * *

Stop Foreclosure!Once you have received a Notice of Default (NOD), Notice of Filed Foreclosure or Notice of Foreclosure Sale/Auction, you need a foreclosure defense attorney or foreclosure litigation attorney to effectively represent your interests. If you have received one of these notices, contact us today regarding appropriate legal options!

Foreclosure Defense Attorneys

foreclosure defense attorneysForeclosure defense attorneys can answer complaints, file counter-claims and motions, and represent you at hearings, mediation, and during the entire negotiation process. A foreclosure defense attorney will fight to defend your rights, and achieve the best possible outcome in loan modification, reinstatement, forbearance, principal reduction, and other foreclosure alternatives.

► ► Find A Foreclosure Defense Attorney In North Carolina! ◄ ◄

► ► Complete the Foreclosure Defense Attorney Evaluation! ◄ ◄

Litigation Attorneys

Should You Sue Your Lender?

foreclosure litigation attorneysIn recent years, legislators have passed new laws which give consumer protection rights to homeowners, and provide statutory damages for violations. Accordingly, many homeowners are now hiring foreclosure litigation attorneys to sue their lenders, and use other aggressive legal tactics to stop the foreclosure process, resolve their mortgages, and obtain corrective and monetary relief.

► ► Schedule A Litigation Attorney Consultation! ◄ ◄

► ► Take The Lender Litigation Test! ◄ ◄

IMPORTANT, PLEASE READ: If you no longer occupy or legally control a property, but seek monetary and corrective damages for wrongful foreclosure and related legal issues, please visit the Wrongful Foreclosure Damages page to learn about available legal services.

North Carolina Hardest Hit FundNorth Carolina is a “Hardest Hit Fund” State

($482,781,786)

Eligibility Info and Fact Sheet

Most Recent Quarterly Report

For eligibility requirements and application information, please visit:

http://www.ncforeclosureprevention.gov/

HUD SealHUD Approved Foreclosure
Avoidance Counseling Agencies
Located in North Carolina

Foreclosure prevention counseling services are provided free of charge by nonprofit housing counseling agencies working in partnership with the Federal Government. These agencies are funded, in part, by HUD and NeighborWorks® America. There is no need to pay a private company for these services. Organizations are listed in alphabetical order, by city.

Foreclose Defense Attorney ConsultationIn many cases, these organizations will end up recommending that you retain an attorney. The fact is that an experienced attorney is in the best position to represent you in mortgage negotiations and foreclosure proceedings. In fact, THE FEDERAL TRADE COMMISSION (FTC) PROHIBITS ANY “NON-ATTORNEY” FROM NEGOTIATING MORTGAGE DEBT ON BEHALF OF A DISTRESSED HOMEOWNER. Negotiating yourself or through a non-attorney third party can even be detrimental. Before you do anything else, we recommend a NO COST ATTORNEY CONSULTATION or completing our FORECLOSURE DEFENSE ATTORNEY EVALUATION.

National Foreclosure Mitigation Counseling (NFMC) grantees through NeighborWorks® America,
located in North Carolina

Agency Name Phone
Website
Address Languages
White Oak Foundation Inc. Phone: 9193626768
W: www.whiteoakfoundationnc.org
1621 White Oak Church Rd
Apex, North Carolina 27523
– English
Family Service of the Piedmont Inc. Phone: 336-373-8882
Web: www.thedebtdoc.com
513-c White Oak Street
Asheboro, North Carolina 27203
– English
On Track Financial Education & Counseling Phone: 828-255-5166
Web: www.ontrackwnc.org
50 S. French Broad Avenue Suite 227
Asheville, North Carolina 28801
– English
Family Service of the Piedmont Inc. Phone: 336-373-8882
Web: www.thedebtdoc.com
236 Mebane Street
Burlington, North Carolina 27215
– English
Alliance Credit Counseling Phone: 704-943-0391
Web: www.knowdebt.org
15270 John J. Delaney Dr., Suite 575
Charlotte, North Carolina 28277
– English
CCCS of Greater Atlanta Phone: 877-877-1995
Web: www.clearpointccs.org
4421 Stuart Andrew Blvd Suite 303
Charlotte, North Carolina 28217
– English
Charlotte-Mecklenburg Housing Partnership, Inc. Phone: 704-342-0933
Web: www.cmhp.org
4601 Charlotte Park Drive, Suite 350
Charlotte, North Carolina 28217
– English
Community Link Phone: 704-367-2770
Web: www.communitylinknc.org
601 E. Fifth Street Suite 400
Charlotte, North Carolina 28202
– English
Neighborhood Assistance Corporation of America (NACA) Phone: 1-888-302-6222
Web: www.naca.com
5855 Executive Center Drive, 4th Floor
Charlotte, North Carolina 28212
– English
Neighborhood Assistance Corporation of America (NACA) Phone: 704-536-7676
Web: www.naca.com
5500 Executive Drive, Suite 105
Charlotte, North Carolina 28212
– English
Durham Regional Financial Center Phone: 919-806-4596
Web: www.drfcenter.org
2634 Durham-Chapel Hill Blvd. Suite 212
Durham, North Carolina 27707
– English
Reinvestment Partners Phone: 919-683-1185
Web: www.reinvestmentpartners.org
110 E. Geer Street
Durham, North Carolina 27701
– English
River City Community Development Corp. Phone: 252-331-2925
Web: www.rivercitycdc.org
501 E. Main Street
Elizabethtown, North Carolina 27609
– English
Cumberland Community Action Program, Inc./CCCS of Fayetteville Phone: 910-323-3192
W: www.actionpathways.ngo
316 Green Street PO Box 2009
Fayetteville, North Carolina 28301
– English
CCCS of Gaston County Phone: 704-862-0702
Web: www.greatergaston.org
214 East Franklin Blvd
Gastonia, North Carolina 28052
– English
CCCS of Greater Atlanta Phone: 877-877-1995
Web: www.clearpointccs.org
5509-B West Friendly Ave Suite 104
Greensboro, North Carolina 27410
– English
Family Service of the Piedmont Inc. Phone: 336-373-8882
Web: www.thedebtdoc.com
315 E. Washington Street
Greensboro, North Carolina 27401
– English
Greensboro Housing Coalition Phone: 336-691-9521
Web: www.greensborohousingcoalition.com
122 N. Elm Street, Suite M-2
Greensboro, North Carolina 27401
– English
Guilford County Homeownership Center Phone: 336-553-0948
Web: www.gchcnc.org
415 N. Edgeworth Street, Suite 125
Greensboro, North Carolina 27401
– English
FAMILY GUIDANCE CENTER, Inc Phone: 828-322-1400
Web: www.fgcservices.com
17 US HIGHWAY 70 SE
HICKORY, North Carolina 28602
– English
Western Piedmont Council of Governments Phone: 828-322-9191
Web: www.wpcog.org
736 Fourth Street SW, PO Box 9026
Hickory, North Carolina 28603
– English
Franklin-Vance-Warren Opportunity, Inc Phone: 252-492-0161
Web: www.fvwopp.com
180 S. Beckford Drive
Henderson, North Carolina 27536
– English
Family Service of the Piedmont Inc. Phone: 336-373-8882
Web: www.thedebtdoc.com
1401 Long Street
High Point, North Carolina 27262
– English
Centre for Homeownership & Economic Development Inc. Phone: 919-971-7063
Web: www.homeownershipcentre-ed.org
960 Corporate Drive, Suite 409
Hillsborough, North Carolina 27278
– English
Family Service of the Piedmont Inc. Phone: 336-373-8882
Web: www.thedebtdoc.com
902 Bonner Drive
Jamestown, North Carolina 27282
– English
Prosperity Unlimited Phone: 704-933-7405
Web: www.prosperitycdc.org
1660 Garnet St
Kannapolis, North Carolina 28083
– English
CCCS-FC, The Shepherd�s Center of Kernersville Phone: 336-896-1191
Web: www.financialpaths.org
431 West Bodenhamer Street
Kernersville, North Carolina 27284
– English
Davidson County Community Action, Incorporated Phone: 336-249-0234
Web: www.dccommunityaction.org
15 E. Second Street
Lexington, North Carolina 27292
– English
Family Service of the Piedmont Inc. Phone: 336-373-8882
Web: www.thedebtdoc.com
21 w. 2nd Street
Lexington, North Carolina 27292
– English
CCCS of Gaston County Phone: 704-240-4446
Web: www.greatergaston.org
105 West Court Square
Lincolnton, North Carolina 28092
– English
FAMILY GUIDANCE CENTER, Inc Phone: 828-322-1400
Web: www.fgcservices.com
720 EAST UNION ST
MORGANTON, North Carolina 28655
– English
CCCS-FC, Davie County Office Phone: 336-896-1191
Web: www.financialpaths.org
773 Sanford Ave.
Mocksville, North Carolina 27028
– English
Monroe-Union County Community Development Corporation Phone: 704-283-8804
Web: www.muccdc.com
349 East Franklin Street
Monroe, North Carolina 28111
– English
SafeGuard Housing Counseling Services, Inc. Phone: 800-673-6993
Web: www.safeguardcredit.org
132 Joe Knox Avenue Suite 104
Mooresville, North Carolina 28117
– English
Twin Rivers Opportunities, Inc Phone: 252-637-3599
Web: www.twinrivershousing.org
318 Craven Street PO Box 1482
New Bern, North Carolina 28563
– English
Robeson County Community Development Corporation Inc. Phone: 9103749245
Web: www.serve.uncp.edu
205 West Third Street
Pembroke, North Carolina 28372
– English
Blue Springs-Hoke County Community Development Corporation Phone: 910-904-0312
Web: www.bluespringscdc.org
114 North Main Street, Suite C (Mailing: P.O. Box 157)
Raeford, North Carolina 28376
– English
CCCS of Greater Atlanta Phone: 877-877-1995
Web: www.clearpointccs.org
6060-B Six Forks Road
Raleigh, North Carolina 27609
– English
Consumer Education Services, Incorporated Phone: 919-785-0725
Web: www.housing-counseling.org
3700 Barrett Drive
Raleigh, North Carolina 27609
– English
Garden State Consumer Credit Counseling, Inc. Phone: 800-772-4557
Web: www.novadebt.org
4917 Waters Edge Drive, Suite 240
Raleigh, North Carolina 27606
– English
Neighborhood Assistance Corporation of America (NACA) Phone: 919-855-8484
Web: www.naca.com
3109 Poplarwood Court, Suite 110
Raleigh, North Carolina 27604
– English
Raleigh Area Development Authority Phone: 919-208-2380
Web: www.rada-nc.org
4030 Wake Forest Road, #205
Raleigh, North Carolina 27609
– English
Telamon Corporation Phone: 919-239-8157
Web: www.telamon.org
5560 Munford Road, #201
Raleigh, North Carolina 27612
– English
Triangle Family Services Phone: 919-821-1770
Web: www.tfsnc.org
3937 Western Blvd.
Raleigh, North Carolina 27606
– English
Choanoke Area Development Association of North Carolina Phone: 252-539-4155
Web: www.nc-cada.org
120 Sessoms Drive (PO Box 530)
Rich Square, North Carolina 27869
– English
Salisbury Community Development Corp Phone: 704-638-4474
Web: www.salisburycdc.org
1440 W. Bank Street (PO Box 4408)
Salisbury, North Carolina 28144
– English
Foothills Credit Counseling Phone: 828-286-7062
Web: www.fhccinc.org
128 Ohio Street
Spindale, North Carolina 28160
– English
Kingdom Community Development Corporation Phone: 910-484-2722
Web: www.kingdomcdc.org
129 N. Main Street
Spring Lake, North Carolina 28390
– English
Olive Hill Community Economic Development Corporation Phone: 828-522-4051
Web: www.ohcedc.org
309 Colombo Street SW
Valdese, North Carolina 28690
– English
Family Service of the Piedmont Inc. Phone: 336-373-8882
Web: www.thedebtdoc.com
525 NC-65
Wentworth, North Carolina 27375
– English
AMEZ Housing Community Development Corporation Phone: 910-815-3826
Web: www.amezhousing.org
619 Nixon Street
Wilmington, North Carolina 28401
– English
Cape Fear Regional Community Development Corporation Phone: 910-762-7555
Web: www.cfrcdc.org
500 Compton Street
Wilmington, North Carolina 28401
– English
Wilson Community Improvement Association, Inc. Phone: 252-243-4855
Web: www.wciainc.org
504 East Green Street
Wilson, North Carolina 27893
– English
CCCS-FC, Prosperity Center Office North Phone: 336-896-1191
Web: www.financialpaths.org
1253 North Liberty Street
Winston Salem, North Carolina 27105
– English
CCCS-FC, Prosperity Center Office South Phone: 336-896-1191
Web: www.financialpaths.org
585 Waughtown Street
Winston-Salem, North Carolina 27107
– English
Consumer Credit Counseling Service of Forsyth County/ Financial Pathways of the Piedmont Phone: 336-896-1191
Web: www.financialpaths.org
8064 North Point Blvd., Suite # 204
Winston-Salem, North Carolina 27106
– English
Family Service of the Piedmont Inc. Phone: 336-373-8882
Web: www.thedebtdoc.com
331 Piedmont Drive
Yanceyville, North Carolina 27379
– English

HUD Approved Housing Counseling Agencies

HUD Approved Foreclosure Avoidance Counseling Agencies in North Carolina

This list includes only HUD Approved Housing Counseling Agencies offering “Mortgage Delinquency and Default Resolution Counseling” services, and are considered “Foreclosure Avoidance Counseling” agencies. Organizations are listed in alphabetical order, by city.

HUD
Agency Name
Phone
Toll-Free
Fax Number
Email
Website
Address Languages
WHITE OAK FOUNDATION, INC. P: 919-362-6768
T:
F: 919-362-0769
E: bjbrown_pk@yahoo.com
W: www.whiteoakfoundationnc.org
1621 White Oak Church Road
APEX, North Carolina 27523-6066
– English
– Spanish
CCCS OF GREATER GREENSBORO P: 336-373-8882
T: 888-755-2227
F: 336-387-9167
E: debtdoc@familyservice-piedmont.org
W: www.familyservice-piedmont.org
513-C White Oak St.
ASHEBORO, North Carolina 27203-4709
– English
CONSUMER CREDIT COUNSELING SERVICE OF WNC, INC. – DBA – ONTRACK FINANCIAL EDUCATION & COUNSELING P: 828-255-5166
T: 800-737-5485
F: 828-255-5129
E: celestec@ontrackwnc.org
W: www.ontrackwnc.org
50 S French Broad Ave
Ste 227
Asheville, North Carolina 28801-3271
– ASL
– English
– Russian
– Spanish
– Ukrainian
PISGAH LEGAL SERVICES, INC. P: 828-253-0406
T: 800-489-6144
F: 828-252-8927
E: robin@pisgahlegal.org
W: www.pisgahlegal.org
62 A Charlotte Street
ASHEVILLE, North Carolina 28801-2434
– English
– French
– Italian
– Russian
– Spanish
BRUNSWICK HOUSING OPPORTUNITIES P: 910-253-0699
T:
F: 910-253-4299
E: rwillis@bho2020.org
W: www.bho2020.org/
3470 Old Ocean Hwy
BOLIVIA, North Carolina 28422-8922
– English
NORTHWESTERN REGIONAL HOUSING AUTHORITY P: 828-264-6683
T:
F: 828-264-0272
E: efowler@nwrha.com
W: www.nwrha.com
869 Hwy 105 Ext., Ste 10 & 11
BOONE, North Carolina 28607-4958
– English
– Spanish
CCCS OF GREENSBORO P: 336-373-8882
T: 888-755-2227
F: 336-387-9167
E: debtdoc@familyservice-piedmont.org
W: www.familyservice-piedmont.org
236 N. Mebane St.
BURLINGTON, North Carolina 27217-3966
– English
EMPOWERMENT INCORPORATED P: 919-967-8779
T:
F: 919-967-0710
E: amandastancil3@gmail.com
W: www.empowermentinc-nc.org
109 North Graham Street Suite 200
CHAPEL HILL, North Carolina 27516-2328
– English
ALLIANCE CREDIT COUNSELING, INC. P: 704-943-2044
T: 866-303-3328
F: 866-812-9027
E: homeownership@knowdebt.org
W: www.knowdebt.org
15720 Brixham Hill Ave
Suite 575
CHARLOTTE, North Carolina 28277-4651
– English
– Spanish
CHARLOTTE-MECKLENBURG HOUSING PARTNERSHIP, INC. P: 704-342-0933
T:
F: 704-342-2745
E: info@cmhp.org
W: www.cmhp.org
4601 Charlotte Park Dr Ste 350
Charlotte, North Carolina 28217-1920
– English
– Spanish
CLEARPOINT CREDIT COUNSELING SOLUTIONS – CHARLOTTE BRANCH P: 704-525-2157
T: 704-525-2157
F: 855-480-1568
E: hud-inquiries@clearpointfs.org
W: www.clearpointccs.org
8604 Cliff Cameron Dr Ste 154
Charlotte, North Carolina 28269-5913
– ASL
– English
– Other
– Spanish
COMMUNITY LINK P: 704-943-9490
T: 800-977-1969
F:
E: intake@communitylink-nc.org
W: www.communitylink-nc.org
601 E 5th St Ste 220
Charlotte, North Carolina 28202-3093
– English
– Spanish
LEGAL SERVICES OF SOUTHERN PIEDMONT, INC. P: 704-376-1600
T: 800-438-1254
F: 704-376-8627
E: kathys@lssp.org
W: www.lssp.org
1431 Elizabeth Avenue
CHARLOTTE, North Carolina 28204-2506
– English
– Spanish
NACA (NEIGHBORHOOD ASSISTANCE CORPORATION OF AMERICA) P: 888-404-6222
T: 617-250-6222
F: 877-329-6222
E: N/A
W: www.naca.com
5855 Executive Center Dr Fl 4
Charlotte, North Carolina 28212-8883
– English
– Spanish
NACA (NEIGHBORHOOD ASSISTANCE CORPORATION OF AMERICA) CHARLOTTE, NC P: 704-536-7676
T: 617-250-6222
F: 877-329-6222
E: N/A
W: www.naca.com
5500 Executive Center Dr Ste 105
Charlotte, North Carolina 28212-8821
– English
– Spanish
SAMPSON COUNTY COMMUNITY DEVELOPMENT CORP. P: 910-594-1277
T:
F: 910-594-2660
E: hmarshal@intrstar.net
W: N/A
9936 Hobbton Highway
CLINTON, North Carolina 28328-8090
– English
– Spanish
DURHAM REGIONAL FINANCIAL CENTER DBA DURHAM REGIONAL COMMUNITY DEVELOPMENT GROUP P: 919-688-3381
T:
F: 919-287-2457
E: glyndola@drfcenter.org
W: www.drfcenter.org
2634 Durham Chapel Hill Blvd Ste 212
Durham, North Carolina 27707-2831
– English
– Spanish
HOUSING AUTHORITY OF THE CITY OF DURHAM P: 919-683-8596
T:
F: 919-680-4280
E: bstephens@dha-nc.org
W: www.durhamhousingauthority.org
330 E Main St
Durham, North Carolina 27701-3718
– English
REINVESTMENT PARTNERS.ORG P: 919-667-1000
T:
F: 919-688-0082
E: Lorisa@ReinvestmentPartners.org
W: reinvestmentpartners.org
110 E Geer St
Durham, North Carolina 27701-2261
– English
– Spanish
ELIZABETH CITY STATE UNIVERSITY COMMUNITY DEVELOPMENT PROGRAM P: 252-335-3702
T:
F: 252-335-3735
E: maautry@mail.ecsu.edu
W: www.ecsu.edu
1704 Weeksville Rd.
ELIZABETH CITY, North Carolina 27909-7977
– English
RIVER CITY COMMUNITY DEVELOPMENT CORPORATION P: 252-331-2925
T:
F: 252-331-1425
E: ljarvismackey@rivercitycdc.org
W: www.rivercitycdc.org
501 East Main St
ELIZABETH CITY, North Carolina 27909-4429
– English
– Spanish
ACTION PATHWAYS – (FORMERLY CCCS OF FAYETTEVILLE – CUMBERLAND COUNTY BRANCH ‘CCAP’) P: 910-487-0056
T: 888-381-3720
F:
E: meena.ahuja@actionpathways.ngo
W: www.actionpathways.ngo
1800 Skibo Road, Suite 320
FAYETTEVILLE, North Carolina 28303-3280
– English
CUMBERLAND COMMUNITY ACTION PROGRAM, INC P: 910-323-3192
T: 888-381-3720
F: 910-323-4990
E: loleta.wilkerson@ccap-inc.org
W: www.ccap-inc.org
PO Box 2009
PO Box 2009
Fayetteville, North Carolina 28302-2009
– English
– Spanish
FOOTHILLS CREDIT COUNSELING, INC. P: 828-286-7062
T: 800-567-7062
F: 828-286-7064
E: nikki@fhccinc.org
W: www.fhccinc.org
709 W Main St
SUITE A
Forest City, North Carolina 28043-2820
– English
CCCS OF GASTON COUNTY DBA FINANCIAL SOLUTIONS OF THE CAROLINA P: 704-862-0702-2013
T: 888-213-8853
F: 704-862-0239
E: kristina.f@fsitricounty.org
W: www.greatergaston.org
214 E. Franklin Blvd.
GASTONIA, North Carolina 28052-4106
– English
– Other
– Spanish
CUMBERLAND COMMUNITY ACTION PROGRAM, INC.- GOLDSBORO BRANCH P: 919-751-3868
T:
F: 919-751-0382
E: P.Tyson@mindspring.com
W: cccsfayetteville.org
678 North Spence Avenue
GOLDSBORO, North Carolina 27534-4234
– English
CCCS OF GREATER GREENSBORO P: 336-373-8882
T: 888-755-2227
F: 336-387-9167
E: egillespie@fspcares.org
W: www.familyservice-piedmont.org
315 E Washington St
Greensboro, NC 27401
Greensboro, North Carolina 27401-2911
– English
– Spanish
CLEARPOINT CREDIT COUNSELING SOLUTIONS – GREENSBORO BRANCH P: 877-877-1995
T: 877-877-1995
F: 855-455-9998
E: hud-inquiries@clearpointfs.org
W: www.clearpointccs.org
5509B W Friendly Ave Ste 104
Greensboro, North Carolina 27410-4249
– ASL
– English
– Other
– Spanish
GREENSBORO HOUSING COALITION P: 336-691-9521
T:
F:
E: greensborohousingcoalition@gmail.com
W: www.greensborohousingcoalition.com
122 N Elm St Ste M4
Greensboro, North Carolina 27401-2835
– English
– French
– Other
– Portuguese
– Spanish
– Swahili
GUILFORD COUNTY HOMEOWNERSHIP CENTER P: 336-553-0946
T:
F: 336-553-0948
E: sofia.crisp@gchcnc.org
W: www.gchcnc.org
122 North Elm Street ,Suite 500
GREENSBORO, North Carolina 27401-2844
– English
GREENVILLE HOUSING DEVELOPMENT CORPORATION P: 252-329-4123
T:
F: 252-329-4026
E: bestmo@ghanc.net
W: www.ghanc.net
1103 Broad Street
GREENVILLE, North Carolina 27834-3952
– English
– Spanish
FRANKLIN-VANCE-WARREN OPPORTUNITY, INC. P: 252-492-0161-8809
T: 800-682-1163
F: 252-492-6250
E: feliciacoleman@fvwopp.com
W: www.fvwopp.com
180 South Beckford Drive
HENDERSON, North Carolina 27536-2584
– English
– Spanish
CCCS OF CATAWBA VALLEY P: 828-322-7161
T: 828-322-1400
F: 828-322-8958
E: familyguidance@fgcservices.com
W: www.fgcservices.com
17 US Highway 70 SE
Hickory, NC 28602
Hickory, North Carolina 28602-5225
– English
WESTERN PIEDMONT COUNCIL OF GOVERNMENTS P: 828-322-9191
T:
F: 828-322-5991
E: sherry.long@wpcog.org
W: wpcog.org
1880 2nd Ave NW
HICKORY, North Carolina 28601-5766
– English
– Hmong
– Spanish
CCCS OF GREATER GREENSBORO P: 336-889-6108
T: 888-755-2227
F: 336-387-9167
E: debtdoc@familyservice-piedmont.org
W: www.familyservice-piedmont.org
1401 Long Street
HIGH POINT, North Carolina 27262-2541
– English
HOUSING AUTHORITY OF THE CITY OF HIGH POINT P: 336-887-2661
T: 000-000-0000
F: 336-887-2414
E: poliver@hpha.net
W: hpha.net
500 E Russell Ave
High Point, North Carolina 27260-6746
– English
– Spanish
CENTRE FOR HOME OWNERSHIP & ECONOMIC DEVELOPMENT CORPORATION P: 919-241-4718
T:
F: 919-241-4720
E: jstroud@choedc.org
W: www.homeownershipcentre-ed.org
980 Corporate Drive
Suite 100
HILLSBOROUGH, North Carolina 27278-8654
– English
PROSPERITY UNLIMITED, INC P: 704-933-7405
T:
F: 704-938-7431
E: lmack@prosperitycdc.org
W: www.prosperitycdc.org
1660 Garnet St
Kannapolis, North Carolina 28083-6667
– English
– Spanish
CCCS OF FORSYTH COUNTY, INC.- KERNERSVILLE – SATELLITE OFFICE P: 336-837-0648
T: 888-474-8015
F:
E: kathy.banks@cccsforsyth.org
W: www.shelterpress.com
431 Bodenhamer Street
KERNERSVILLE, North Carolina 27284-2502
– English
ACTION PATHWAYS (FORMERLY CCCS OF FAYETTEVILLE – KINSTON BRANCH ‘CCAP’) P: 252-522-8004
T: 866-522-6792
F:
E: meena.ahuja@actionpathways.ngo
W: WWW.actionpathways.ngo
327 N. Queen St., Suite 107
KINSTON, North Carolina 28501-4985
– English
CCCS OF GREATER GREENSBORO P: 336-373-8882
T: 888-755-2227
F: 336-387-9167
E: debtdoc@familyservice-piedmont.org
W: www.familyservice-piedmont.org
1303 Greensboro St. Ext.
LEXINGTON, North Carolina 27295-1924
– English
DAVIDSON COUNTY COMMUNITY ACTION INCORPORATED P: 336-249-0234
T:
F: 336-249-2078
E: dcca@lexcominc.net
W: N/A
15 East Second Avenue
LEXINGTON, North Carolina 27292-3305
– English
LEXINGTON HOUSING COMMUNITY DEVELOPMENT CORPORATION P: 336-236-1675
T:
F: 336-236-9408
E: olivia@lexingtoncdc.com
W: www.lexingtoncdc.com
PO Box 933
Lexington, North Carolina 27293-0933
– English
– Spanish
CCCS OF GASTON COUNTY- LINCOLNTON BRANCH P: 704-864-7704
T: 888-213-8853
F: 704-864-7704
E: ccgaston@quik.com
W: www.shelterpress.com
211 West Waters Street
LINCOLNTON, North Carolina 28092-2639
– English
CCCS OF FORSYTH COUNTY, INC – DAVIE COUNTY SATELLITE P: 336-896-1191
T: 888-474-8015
F:
E: kathy.banks@cccsforsyth.org
W: www.shelterpress.com
773 Sanford Avenue
MOCKSVILLE, North Carolina 27028-9700
– English
MONROE-UNION COUNTY COMMUNITY DEVELOPMENT CORPORATION P: 704-283-8804
T:
F: 704-292-1037
E: gmuccdc@carolina.rr.com
W: www.muccdc.com
349 East Franklin Street
MONROE, North Carolina 28112-4823
– English
– Spanish
SAFEGUARD CREDIT COUNSELING P: 800-673-6993-154
T:
F: 866-383-7181
E: counselor@safeguardcredit.org
W: www.safeguardcredit.org
132 Joe Knox avenue
Suite 104
MOORESVILLE, North Carolina 28117-9202
– English
– Spanish
CCCS OF CATAWBA VALLEY P: 828-438-3880
T:
F:
E: familyguidance@embarqmail.com
W: www.fgcservices.com
720 East Union Street
MORGANTON, North Carolina 28655-2846
– English
TWIN RIVERS OPPORTUNITIES, INC. P: 252-638-8291
T:
F: 252-638-8291
E: cmd_section8@earthlink.net
W: www.twinrivershousing.com
318 Craven St.
NEW BERN, North Carolina 28560-4909
– English
ROBESON COUNTY COMMUNITY DEVELOPMENT CORPORATION, INC P: 910-775-9550
T:
F: 910-775-9444
E: gayle.rccdc@gmail.com
W: www.serve.uncp.edu
205 West Third Street
PEMBROKE, North Carolina 28372-8768
– English
– Spanish
BLUE SPRINGS-HOKE COUNTY COMMUNITY DEVELOPMENT CORPORATION P: 910-904-0312
T:
F: 910-904-5948
E: cdavis-mccoy@msn.com
W: www.bluespringscdc.org
114 North Main Street, Suite C
RAEFORD, North Carolina 28376-2863
– English
CCCS, A DIVISION OF TRIANGLE FAMILY SERVICES, INC. P: 919-821-0790
T: 800-283-6904
F: 919-233-6738
E: hreynolds@tfsnc.org
W: www.tfsnc.org
3937 Western Blvd
Raleigh, North Carolina 27606-1936
– English
– Spanish
CLEARPOINT CREDIT COUNSELING SOLUTIONS – RALEIGH BRANCH P: 919-875-0900
T: 919-875-0900
F: 855-518-9621
E: hud-inquiries@clearpointfs.org
W: www.clearpointccs.org
6070 Six Forks Rd Ste D
Raleigh, North Carolina 27609-8602
– ASL
– English
– Other
– Spanish
CONSUMER EDUCATION SERVICES, INC P: 866-635-6414
T: 866-635-6414
F: 919-861-5331
E: housing@mycesi.org
W: www.housing-counseling.org
3700 Barrett Dr
Raleigh, North Carolina 27609-7213
– English
– Spanish
DHIC, INC. P: 919-832-4345-5
T:
F: 919-322-2146
E: sheila@dhic.org
W: www.dhic.org
113 S Wilmington St
Raleigh, North Carolina 27601-1443
– English
– Spanish
NACA (NEIGHBORHOOD ASSISTANCE CORPORATION OF AMERICA) RALEIGH, NC P: 919-855-8484
T: 617-250-6222
F: 877-329-6222
E: N/A
W: www.naca.com
3109 Poplarwood Ct Ste 110
Raleigh, North Carolina 27604-1043
– English
– Spanish
NAVICORE SOLUTIONS- RALEIGH, NC P: 919-233-9044
T: 866-472-4557
F: 732-863-5052
E: novadebthousing@novadebt.org
W: www.novadebt.org
4917 Waters Edge Dr
Suite 240
Raleigh, North Carolina 27606-2459
– English
– Spanish
RALEIGH AREA DEVELOPMENT AUTHORITY, INC. P: 919-208-2381
T:
F: 919-664-5274
E: lekesha.shaw@rada-nc.com
W: www.rada-nc.com
4030 Wake Forest Road
Suite 205
RALEIGH, North Carolina 27609-6800
– English
TELAMON CORPORATION P: 919-899-9911
T: 919-239-5157
F: 919-239-9044
E: bbell@telamon.org
W: www.telamon.org
5560 Munford Road
Suite 201
RALEIGH, North Carolina 27612-2635
– English
– Spanish
TELAMON CORPORATION- RALEIGH BRANCH P: 919-899-9911
T:
F: 919-851-9044
E: housing@telamon.org
W: www.telamon.org
5560 Munford Rd Ste 201
Raleigh, North Carolina 27612-2731
– ASL
– English
– Spanish
CCCS OF GREENSBORO P: 336-373-8882
T: 888-755-2227
F: 336-387-9167
E: debtdoc@familyservice-piedmont.org
W: www.familyservice-piedmont.org
525 NC-65
REIDSVILLE, North Carolina 27320-9621
– English
CHOANOKE AREA DEVELOPMENT ASSOCIATION OF NC, INC. P: 252-539-4155
T: 800-774-4155
F: 252-539-2048
E: ssurface@nc-cada.org
W: nc-cada.org
120 Sessoms Drive
RICH SQUARE, North Carolina 27869-9603
– English
– Spanish
SANDHILLS COMMUNITY ACTION PROGRAM, INC. P: 910-410-0207
T:
F: 910-947-5514
E: ninawalker@nc.rr.com
W: www.sandhillscap.org
302 Leak Street
ROCKINGHAM, North Carolina 28379-3765
– English
HOUSING AUTHORITY OF THE CITY OF ROCKY MOUNT, NC P: 252-977-3141-108
T:
F: 252-977-2587
E: Russell4000@rm-ha.org
W: www.rm-ha.org
1065 Pinehurst Drive
ROCKY MOUNT, North Carolina 27801-3844
– English
ROCKY MOUNT/EDGECOMBE CDC P: 252-442-5178
T:
F: 252-442-1675
E: rmecdc@embarqmail.com
W: www.rmecdc.org
148 S. Washington Street, Suite 103
Harambe Square
ROCKY MOUNT, North Carolina 27801-5594
– English
– Spanish
SALISBURY COMMUNITY DEVELOPMENT CORPORATION P: 704-638-5383
T:
F: 704-797-4041
E: rstev@salisburync.gov
W: www.salisburycdc.org
1400 West Bank Street
SALISBURY, North Carolina 28144-3912
– English
BRICK CAPITAL COMMUNITY DEVELOPMENT CORPORATION P: 919-775-2300
T:
F: 919-774-6808
E: krumely@bc-cdc.org
W: www.brickcapitalcdc.com
403 West Makepeace Street
SANFORD, North Carolina 27330-5223
– English
– Spanish
CLEVELAND COUNTY COMMUNITY DEVELOPMENT CORPORATION P: 704-480-7701
T:
F: 704-480-0744
E: bee.drill@att.net
W: www.clevelandcountycdc.org
823 West Warren Street
SHELBY, North Carolina 28150-5063
– English
CHATHAM COUNTY HOUSING AUTHORITY P: 919-742-1236-21
T:
F: 919-742-1099
E: jdccha@embarqmail.com
W: chathamcountyhousingauthority-nc.org
13450 US Hwy 64 West
SILER CITY, North Carolina 27344-6443
– English
CCCS OF FAYETTEVILLE – SMITHFIELD BRANCH (CCAP) P: 919-998-8111
T: 877-870-4877
F:
E: meena.ahuja@actionpathways.ngo
W: www.actionpathways.ngo
245 College Road
SMITHFIELD, North Carolina 27577-6055
– English
JOHNSTON-LEE-HARNETT COMMUNITY ACTION, INC P: 919-934-2145
T:
F:
E: info@jlhcommunityaction.org
W: jlhcommunityaction.org
PO Box 711
Smithfield, North Carolina 27577-0711
– English
– Spanish
KINGDOM COMMUNITY DEVELOPMENT CORPORATION P: 910-484-2722-306
T:
F: 910-484-5630
E: elgilmore@att.net
W: www.kingdomcdc.org
129 N. Main Street
SPRING LAKE, North Carolina 28390-3912
– English
STATESVILLE HOUSING AUTHORITY P: 704-761-4759
T:
F: 704-878-8780
E: dskaf@iscecinc.org
W: statesvillehousing.org
110 W Allison St
Statesville, North Carolina 28677-6616
– English
– Other
– Spanish
SANDHILLS COMMUNITY ACTION PROGRAM, INC. P: 910-975-9536
T:
F: 910-947-5514
E: ninawalker@nc.rr.com
W: www.sandhillscap.org
217 S Main St Ste B
TROY, North Carolina 27371-3250
– English
OLIVE HILL COMMUNITY ECOMONIC DEVELOPMENT CORPORATION P: 828-522-4051-307
T:
F: 828-522-4070
E: ohcedc@directus.net
W: www.ohcedc.org
309 COLOMBO STREET, SW
VALDESE, NC 28690
VALDESE, North Carolina 28690-2751
– English
– Russian
– Spanish
SANDHILLS COMMUNITY ACTION PROGRAM, INC. P: 704-994-2306
T:
F: 704-694-4787
E: ninawalker@nc.rr.com
W: www.sandhillscap.org
126 Wade Street
Wadesboro, North Carolina 28170-0065
– English
WASHINGTON HOUSING NONPROFIT, INC P: 252-974-1810
T:
F: 252-946-8700
E: housingcounsel@yahoo.com
W: N/A
1385 John Small Avenue
WASHINGTON, North Carolina 27889-3842
– English
MOUNTAIN PROJECTS, INC. P: 828-452-1447-118
T:
F: 828-452-9454
E: cwilkins@mountainprojects.org
W: mountainprojects.org
2251 Old Balsam Road
WAYNESVILLE, North Carolina 28786-7759
– English
– Spanish
AMEZ HOUSING COMMUNITY DEVELOPMENT CORPORATION P: 910-815-3826
T:
F: 910-763-5141
E: linda@amezhousing.org
W: www.amezhousing.org
619 Nixon Street
WILMINGTON, North Carolina 28401-2959
– English
– Spanish
CAPE FEAR REGIONAL CDC P: 910-762-7555
T:
F: 910-762-7565
E: stanturner@cfrcdc.org
W: www.cfrcdc.org
500 Compton Street
WILMINGTON, North Carolina 28401-2820
– English
– Spanish
CCCS OF JACKSONVILLE – NEW HANOVER COUNTY BRANCH (CCAP) P: 910-332-8957
T: 866-202-6792
F:
E: meena.ahuja@actionpathways.ngo
W: www.actionpathways.ngo
206 N. Fourth St., Unit 7
WILMINGTON, North Carolina 28401-4028
– English
WILSON COMMUNITY IMPROVEMENT ASSOCIATION, INC. P: 252-243-4855
T:
F: 252-243-2945
E: blackstonwcia@earthlink.net
W: www.wciainc.org
504 E Green St
WILSON, North Carolina 27893-4176
– English
CCCS OF FORSYTH COUNTY, INC. – MAIN OFFICE P: 336-896-1191
T:
F: 336-896-0481
E: pcaldwell@centerforhomeownership.org
W: www.financialpaths.org
8064 North Point Boulevard, Suite 204
WINSTON SALEM, North Carolina 27106-3116
– English
– Spanish

For the most current list of HUD Approved Foreclosure Avoidance Counseling Agencies in North Carolina, please visit the HUD website.