Washington, District of Columbia

Washington, D.C.

Washington, D.C. Foreclosure Process

Foreclosure NoticeSecurity Instrument(s): Trust Deed.

Foreclosure Type(s): Non-judicial.

Non-judicial Foreclosure: A foreclosure process where a third party Trustee has the power to foreclosure and initiate a sale based on a Trust Deed instrument.

Initial Public Notice: Notice of Default.

Estimated Foreclosure Process Period: 47+ days.

First Notice to Sale Time Period: 18+ days.

Redemption Period?: No. (Judicial foreclosures only)

Deficiency Balance?: Yes.

* * * This information represents MRP’s current understanding of the Washington, D.C. foreclosure process. For the most detailed and up to date information, your should contact your local county government.* * *

Stop Foreclosure!Once you have received a Notice of Default (NOD), Notice of Filed Foreclosure or Notice of Foreclosure Sale/Auction, you need a foreclosure defense attorney or foreclosure litigation attorney to effectively represent your interests. If you have received one of these notices, contact us today regarding appropriate legal options!

Foreclosure Defense Attorneys

foreclosure defense attorneysForeclosure defense attorneys can answer complaints, file counter-claims and motions, and represent you at hearings, mediation, and during the entire negotiation process. A foreclosure defense attorney will fight to defend your rights, and achieve the best possible outcome in loan modification, reinstatement, forbearance, principal reduction, and other foreclosure alternatives.

► ► Find A Foreclosure Defense Attorney In Washington D.C.! ◄ ◄

► ► Complete the Foreclosure Defense Attorney Evaluation! ◄ ◄

Litigation Attorneys

Should You Sue Your Lender?

foreclosure litigation attorneysIn recent years, legislators have passed new laws which give consumer protection rights to homeowners, and provide statutory damages for violations. Accordingly, many homeowners are now hiring foreclosure litigation attorneys to sue their lenders, and use other aggressive legal tactics to stop the foreclosure process, resolve their mortgages, and obtain corrective and monetary relief.

► ► Schedule A Litigation Attorney Consultation! ◄ ◄

► ► Take The Lender Litigation Test! ◄ ◄

IMPORTANT, PLEASE READ: If you no longer occupy or legally control a property, but seek monetary and corrective damages for wrongful foreclosure and related legal issues, please visit the Wrongful Foreclosure Damages page to learn about available legal services.

Hardest Hit Fund Washington DCWashington, District of Columbia is a “Hardest Hit Fund” State

($20,697,198)

Eligibility Info and Fact Sheet

Most Recent Quarterly Report

For eligibility requirements and application information, please visit:

HUD SealHUD Approved Foreclosure
Avoidance Counseling Agencies
Located in Washington, D.C.

Foreclosure prevention counseling services are provided free of charge by nonprofit housing counseling agencies working in partnership with the Federal Government. These agencies are funded, in part, by HUD and NeighborWorks® America. There is no need to pay a private company for these services. Organizations are listed in alphabetical order, by city.

Foreclose Defense Attorney ConsultationIn many cases, these organizations will end up recommending that you retain an attorney. The fact is that an experienced attorney is in the best position to represent you in mortgage negotiations and foreclosure proceedings. In fact, THE FEDERAL TRADE COMMISSION (FTC) PROHIBITS ANY “NON-ATTORNEY” FROM NEGOTIATING MORTGAGE DEBT ON BEHALF OF A DISTRESSED HOMEOWNER. Negotiating yourself or through a non-attorney third party can even be detrimental. Before you do anything else, we recommend a NO COST ATTORNEY CONSULTATION or completing our FORECLOSURE DEFENSE ATTORNEY EVALUATION.

National Foreclosure Mitigation Counseling (NFMC) grantees through NeighborWorks® America,
located in Washington, D.C.

Agency Name Phone
Website
Address Languages
CARECEN-Central American Resource Center Phone: (202) 328-9799
Web: www.carecendc.org/
1460 Columbia Road, NW Suite C
Washington, District of Columbia 20009
– English
Greater Washington Urban League Phone: (202) 265-8200
Web: www.gwul.org
2901 14th Street Northwest
Washington, District of Columbia 20009
– English
Latino Economic Development Corporation Phone: (866) 977-5332
Web: www.ledcmetro.org
2318 18th St NW
Washington, District of Columbia 20009
– English
Latino Economic Development Corporation Phone: 301-949-2173
Web: www.ledcmetro.org
2316 18th Street NW
Washington, District of Columbia 20009
– English
National Community Reinvestment Coalition Phone: 2026288866
Web: www.ncrc.org
727 15th Street NW, Suite 900
Washington, District of Columbia 20005
– English
Neighborhood Assistance Corporation of America (NACA) Phone: 202-328-6333
Web: www.naca.com
1716 14th St., N.W.
Washington, District of Columbia 20009
– English
United Planning Organization Phone: (202)238-4695
Web: www.upo.org
301 Rhode Island Avenue, NW
Washington, District of Columbia 20001
– English

HUD Approved Housing Counseling Agencies

HUD Approved Foreclosure Avoidance Counseling Agencies in Washington, D.C.

This list includes only HUD Approved Housing Counseling Agencies offering “Mortgage Delinquency and Default Resolution Counseling” services, and are considered “Foreclosure Avoidance Counseling” agencies. Organizations are listed in alphabetical order, by city.

HUD
Agency Name
Phone
Toll-Free
Fax Number
Email
Website
Address Languages
ASIAN AMERICAN HOMEOWNERSHIP COUNSELING P: 301-760-7636
T:
F:
E: song@aa-hc.org
W: www.aa-hc.org
1200 G St. NW
Suite 800
WASHINGTON, District of Columbia 20005-3814
– Chinese Mandarin
– English
– Korean
– Other
– Vietnamese
CARECEN-CENTRAL AMERICAN RESOURCE CENTER P: 202-230-6319
T:
F: 202-328-7894
E: mrjimenez@carecendc.org
W: www.carecendc.org
1460 COLUMBIA ROAD NW
Suite C1
WASHINGTON, District of Columbia 20009-4764
– English
– Spanish
GREATER WASHINGTON URBAN LEAGUE P: 202-265-8200
T:
F:
E: jwardrichardson@gwul.org
W: www.gwul.org
2901 14th St NW
Washington, District of Columbia 20009-6839
– English
– Spanish
HOUSING COUNSELING SERVICES, INCORPORATED P: 202-667-7006
T: 202-667-7006
F:
E: theresahill@housingetc.org
W: www.housingetc.org
2410 17th St NW Ste 100
Washington, District of Columbia 20009-2724
– Chinese Mandarin
– English
– French
– Portuguese
– Spanish
LATINO ECONOMIC DEVELOPMENT CORPORATION P: 202-540-7417
T:
F: 202-540-7342
E: ffosse@ledcmetro.org
W: www.ledcmetro.org
641 S St. NW
WASHINGTON, District of Columbia 20001-5131
– English
– Spanish
LYDIA’S HOUSE P: 202-373-1050
T:
F: 202-373-5270
E: spsheppard.lhndc.org
W: www.lydiashousendc.org
4101 Martin Luther King Jr. Ave., SW
WASHINGTON, District of Columbia 20032-1326
– English
MARSHALL HEIGHTS COMMUNITY DEVELOPMENT ORGANIZATION P: 202-396-1201-658
T:
F: 202-396-4106
E: rcraig@mhcdo.org
W: www.mhcdo.org
3939 Benning Road, NE
WASHINGTON, District of Columbia 20019-3402
– English
NACA (NEIGHBORHOOD ASSISTANCE CORPORATION OF AMERICA) WASHINGTON, DC P: 202-328-6333
T: 617-250-6222
F: 877-329-6222
E: N/A
W: www.naca.com
1716 14th St NW
Washington, District of Columbia 20009-4309
– English
– Other
– Spanish
NATIONAL CAPACD P: 510-452-4800
T:
F: 510-981-3840
E: jane@nationalcapacd.org
W: nationalcapacd.org
1628 16th Street, NW
4th Floor
WASHINGTON, District of Columbia 20009-3064
– Cambodian
– Cantonese
– Chinese Mandarin
– Creole
– English
– Hindi
– Hmong
– Korean
– Other
– Vietnamese
NATIONAL COMMUNITY REINVESTMENT COALITION P: 202-383-7702
T:
F: 866-373-6605
E: ccassell@ncrc.org
W: www.ncrc.org
727 15th Street, N.W., Suite 900
WASHINGTON, District of Columbia 20005-6027
– Creole
– English
– French
– Spanish
NATIONAL COMMUNITY REINVESTMENT COALITION, INC. P: 202-393-8306
T: 800-475-6272
F: 866-373-6605
E: scook@ncrc.org
W: www.ncrc.org
727 15th Street, N.W., Suite 900
WASHINGTON, District of Columbia 20005-6027
– Creole
– English
– French
– Other
– Spanish
NATIONAL COUNCIL OF LA RAZA P: 202-776-1573
T:
F: 202-776-1796
E: ldiaz@nclr.org
W: www.nclr.org
1126 16th Street, NW, Suite 600
Raul Yzaguirre Building
WASHINGTON, District of Columbia 20036-4845
– English
– Spanish
NATIONAL FOUNDATION FOR CREDIT COUNSELING, INC. P: 202-677-4300
T: 866-388-2227
F: 202-677-4333
E: rparks@nfcc.org
W: www.nfcc.org
2000 M St. NW
Suite 505
WASHINGTON, District of Columbia 20036-3307
– English
– Spanish
NEIGHBORHOOD REINVESTMENT CORP. DBA NEIGHBORWORKS AMERICA P: 202-760-4000
T:
F:
E: editor@www.nw.org
W: www.nw.org
999 North Capitol Street, NE
Suite 900
WASHINGTON, District of Columbia 20002-4684
– Arabic
– Cambodian
– Chinese Mandarin
– Korean
– Spanish
– Vietnamese
NID-HCA WILLIAMS P: 202-399-9136
T:
F:
E: nidnational@nidonline.org
W: www.nidonline.org
3211 Pennsylvania Ave SE
Washington, District of Columbia 20020-3711
– English
OPERATION HOPE, INC – DC BRANCH P: 202-582-2212
T:
F:
E: tyrisa.stafford@operationhope.org
W: www.operationhope.org
2509 Good Hope Rd SE
Washington, District of Columbia 20020-3011
– English
UNITED PLANNING ORGANIZATION P: 202-238-4625-625
T:
F: 202-319-3279
E: whodges@upo.org
W: www.UPO.org
301 Rhode Island Avenue, NW
WASHINGTON, District of Columbia 20001-1826
– English
UNITED PLANNING ORGANIZATION – ANACOSTIA CENTER P: 202-610-5861
T:
F: 202-889-1312
E: dpayne@upo.org
W: www.upo.org
1649 Good Hope Road SE
WASHINGTON, District of Columbia 20020-4705
– English
UNITED PLANNING ORGANIZATION – PETEY GREENE COMMUNITY SVC. CENTER P: 202-610-5861
T:
F: 202-889-1312
E: dpayne@upo.org
W: www.upo.org
2907 Martin Luther King Jr. Ave., SE
WASHINGTON, District of Columbia 20032-2523
– English
UNITED PLANNING ORGANIZATION – SHAW COMMUNITY SVC. CENTER P: 202-610-5861
T:
F: 202-234-3216
E: dpayne@upo.org
W: www.upo.org
1718 Seventh St. NW
WASHINGTON, District of Columbia 20001-3106
– English
UNIVERSITY LEGAL SERVICES P: 202-650-5633
T:
F: 202-396-4106
E: swallace@uls-dc.org
W: www.uls-dc.org
220 I St NE Ste 130
WASHINGTON, District of Columbia 20002-4364
– English
– Spanish
UNIVERSITY LEGAL SERVICES P: 202-547-4747
T:
F: 202-547-2083
E: jbrown@uls-dc.com
W: www.uls-dc.org
3220 Pennsylvania Avenue SE, Suite 4
WASHINGTON, District of Columbia 20020-3712
– English

For the most current list of HUD Approved Foreclosure Avoidance Counseling Agencies in Washington, D.C., please visit the HUD website.