Indiana

Indiana

Indiana Foreclosure Process

Foreclosure NoticeSecurity Instrument(s): Mortgage.

Foreclosure Type(s): Judicial.

Judicial Foreclosure: A foreclosure process in which the lender must file a lawsuit against the borrower to obtain a court order to foreclose on a Mortgage document.

Initial Public Notice: Complaint.

Estimated Foreclosure Process Period: 261+ days.

First Notice to Sale Time Period: 120+ days.

Redemption Period?: None.

Deficiency Balance?: Yes.

* * * This information represents MRP’s current understanding of the Indiana foreclosure process. For the most detailed and up to date information, your should contact your local county government.* * *

Stop Foreclosure!Once you have received a Notice of Default (NOD), Notice of Filed Foreclosure or Notice of Foreclosure Sale/Auction, you need a foreclosure defense attorney or foreclosure litigation attorney to effectively represent your interests. If you have received one of these notices, contact us today regarding appropriate legal options!

Foreclosure Defense Attorneys

foreclosure defense attorneysForeclosure defense attorneys can answer complaints, file counter-claims and motions, and represent you at hearings, mediation, and during the entire negotiation process. A foreclosure defense attorney will fight to defend your rights, and achieve the best possible outcome in loan modification, reinstatement, forbearance, principal reduction, and other foreclosure alternatives.

► ► Find A Foreclosure Defense Attorney In Indiana! ◄ ◄

► ► Complete the Foreclosure Defense Attorney Evaluation! ◄ ◄

Litigation Attorneys

Should You Sue Your Lender?

foreclosure litigation attorneysIn recent years, legislators have passed new laws which give consumer protection rights to homeowners, and provide statutory damages for violations. Accordingly, many homeowners are now hiring foreclosure litigation attorneys to sue their lenders, and use other aggressive legal tactics to stop the foreclosure process, resolve their mortgages, and obtain corrective and monetary relief.

► ► Schedule A Litigation Attorney Consultation! ◄ ◄

► ► Take The Lender Litigation Test! ◄ ◄

IMPORTANT, PLEASE READ: If you no longer occupy or legally control a property, but seek monetary and corrective damages for wrongful foreclosure and related legal issues, please visit the Wrongful Foreclosure Damages page to learn about available legal services.

Indiana Hardest Hit FundIndiana is a “Hardest Hit Fund” State

($221,694,139)

Eligibility Info and Fact Sheet

Most Recent Quarterly Report

For eligibility requirements and application information, please visit:

http://www.877gethope.org/

HUD SealHUD Approved Foreclosure
Avoidance Counseling Agencies
Located in Indiana

Foreclosure prevention counseling services are provided free of charge by nonprofit housing counseling agencies working in partnership with the Federal Government. These agencies are funded, in part, by HUD and NeighborWorks® America. There is no need to pay a private company for these services. Organizations are listed in alphabetical order, by city.

Foreclose Defense Attorney ConsultationIn many cases, these organizations will end up recommending that you retain an attorney. The fact is that an experienced attorney is in the best position to represent you in mortgage negotiations and foreclosure proceedings. In fact, THE FEDERAL TRADE COMMISSION (FTC) PROHIBITS ANY “NON-ATTORNEY” FROM NEGOTIATING MORTGAGE DEBT ON BEHALF OF A DISTRESSED HOMEOWNER. Negotiating yourself or through a non-attorney third party can even be detrimental. Before you do anything else, we recommend a NO COST ATTORNEY CONSULTATION or completing our FORECLOSURE DEFENSE ATTORNEY EVALUATION.

National Foreclosure Mitigation Counseling (NFMC) grantees through NeighborWorks® America,
located in Indiana

Agency Name Phone
Website
Address Languages
Eastside Community Center Phone: 812-376-7840
Web: www.eastcc.org
421 McClure Road
Columbus, Indiana 47201
– English
Human Services, Inc. Phone: 812-372-8407
Web: www.hsi-indiana.com
1585 Indianapolis Road
Columbus, Indiana 47201
– English
Community Action Program of Western Indiana Phone: 765-793-4881
Web: www.capwi.org
PO Box 188
Covington, Indiana 47932
– English
GreenPath Debt Solutions Phone: 888-860-4167
Web: www.greenpath.org
500 North Nappanee, Suite 7A
Elkhart, Indiana 46514
– English
Community Action Program of Evansville Phone: 812-425-4241
Web: www.capeevansville.org
27 Pasco Ave
Evansville, Indiana 47713
– English
Consumer Credit Counseling Service of Central Ohio Phone: 800-355-2227
Web: www.apprisen.com
5401 Vogel Rd, Suite 230
Evansville, Indiana 47715
– English
HOPE of Evansville Phone: 812-423-3169
Web: www.hopein.com
608 Cherry St
Evansville, Indiana 47713
– English
Fort Wayne Urban League Phone: 260-424-6326
Web: www.fwurbanleague.org
2135 South Hanna Street
Fort Wayne, Indiana 46803
– English
Fort Wayne Urban League Phone: 260-745-3100
Web: www.ul-fw.iamempowered.com
2135 S. Hanna Street
Fort Wayne, Indiana 46803
– English
MMI – Fort Wayne Phone: 800-308-2227
Web: www.moneymanagement.org
4105 West Jefferson Blvd.
Fort Wayne, Indiana 46804
– English
City of Gary Phone: 219-881-5075
Web: www.gary.in.us
839 Broadway Suite 302N
Gary, Indiana 46402
– English
LaCasa, Inc Phone: 574-533-4450
Web: www.lacasainc.net
202 N Cottage Ave
Goshen, Indiana 46528
– English
Northwest Indiana Reinvestment Alliance Phone: 2199319300
Web: www.nwireinvestmentalliance.org
5948 Hohman Street
Hammond, Indiana 46320
– English
Pathfinder Services Phone: 260-356-0521
Web: www.pathfinderservices.org
PO Box 1001
Huntington, Indiana 46750
– English
Community Action of Greater indianapolis Phone: 317-396-1786
Web: www.cagi-in.org
2445 N. Meridian Street
Indianapolis, Indiana 46208
– English
Consumer Credit Counseling Service of Central Ohio Phone: 800-355-2227
Web: www.apprisen.com
6345 S. East Street
Indianapolis, Indiana 46227
– English
Martindale Brightwood Community Development Corporation Phone: 317-924-8042
Web: www.mbcdc.org
2855 N. Keystone Ave., Suite 130
Indianapolis, Indiana 46218
– English
Neighborhood Christian Legal Clinic Phone: 317-429-4131
Web: www.nclegalclinic.org
3333 North Meridian Street, Suite 201
Indianapolis, Indiana 46208
– English
Transition Resources Corporation Phone: 317-547-1924
Web: www.telamon.org
5809 N. Post Road
Indianapolis, Indiana 46216
– English
Dubois Pike Warrick Economic Opportunity Committee, Inc. Phone: 812-482-2233
Web: www.tri-cap.net
607 3rd Ave
Jasper, Indiana 47547
– English
Lafayette Neighborhood Housing Services, Inc. Phone: 765-423-1284
Web: www.homesteadcs.org
20 N 6th St PO Box 256
Lafayette, Indiana 47902
– English
Affordable Housing Corporation Phone: 765-662-1574
Web: www.ahcgrantcounty.com
812 W Washington St
Marion, Indiana 46953
– English
Consumer Credit Counseling Service of Northwest Indiana, Inc. Phone: 219-980-4800
Web: www.cccsnwi.org
800 E. 86th Ave., Suite B
Merrillville, Indiana 46410
– English
GreenPath Debt Solutions Phone: 888-860-4167
Web: www.greenpath.org
245 Edison Rd., Suite 230
Mishawaka, Indiana 46545
– English
Hoosier Uplands Economic and Development Corp Phone: 812-849-4447
Web: www.hoosieruplands.org
1500 W Main St
Mitchell, Indiana 47446
– English
PathStone Housing Corporation of Indiana Phone: 765-286-2162
Web: www.pathstone.org
1917 W. Royale
Muncie, Indiana 47304
– English
Consumer Credit Counseling Service of Central Ohio Phone: 800-355-2227
Web: www.apprisen.com
3602 Northgate Ct., Suite 37a
New Albany, Indiana 47150
– English
City of South Bend Phone: 574-235-9449
Web: www.southbendin.gov
227 West Jefferson Boulevard
South Bend, Indiana 46601
– English
South Bend Heritage Foundation Phone: 574-289-1066
Web: www.sbheritage.org
803 Lincolnway West
South Bend, Indiana 46616
– English
Lincoln Hills Development Corporation Phone: 812-547-3435
Web: www.lhdc.org
302 Main St
Tell City, Indiana 47586
– English
Housing Opportunities, Inc Phone: 219-462-3726
Web: www.housing-opportunities.com
2801 Evans Ave
Valparaiso, Indiana 46304
– English
MMI – Warsaw Phone: 800-308-2227
Web: www.moneymanagement.org
850 North Harrison St.
Warsaw, Indiana 46580
– English

HUD Approved Housing Counseling Agencies

HUD Approved Foreclosure Avoidance Counseling Agencies in Indiana

This list includes only HUD Approved Housing Counseling Agencies offering “Mortgage Delinquency and Default Resolution Counseling” services, and are considered “Foreclosure Avoidance Counseling” agencies. Organizations are listed in alphabetical order, by city.

HUD
Agency Name
Phone
Toll-Free
Fax Number
Email
Website
Address Languages
CITY OF BLOOMINGTON – HOUSING AND NEIGHBORHOOD DEVELOPMENT (HAND) P: 812-349-3401
T:
F: 812-349-3582
E: pattersm@bloomington.in.gov
W: www.bloomington.in.gov/hand
401 N Morton Street
BLOOMINGTON, Indiana 47404-3729
– English
LAKE COUNTY COMMUNITY ECONOMIC DEVELOPMENT DEPT. P: 219-755-3225
T:
F: 219-736-5925
E: hooks@lakecountyin.com
W: www.lakecountyin.com
2293 N Main Street, 3rd Floor
CROWN POINT, Indiana 46307-1854
– English
– Other
– Spanish
GREENPATH DEBT SOLUTIONS P: 888-860-4167
T:
F:
E: housingdepartment@greenpath.com
W: www.greenpath.com
500 N Nappanee St
Ste. 7A
Elkhart, Indiana 46514-1503
– English
– Spanish
COMMUNITY ACTION PROGRAM OF EVANSVILLE & VANDERBURGH COUNTY, INC P: 812-425-4241
T:
F: 812-425-4255
E: weathers@capeevansville.org
W: www.capeevansville.org
401 SE 6th St Ste 1
Evansville, Indiana 47713-1249
– English
– Spanish
HOPE OF EVANSVILLE, INC P: 812-423-3169
T:
F: 812-424-2848
E: office@hopein.com
W: www.hopein.com
401 SE 6th St Ste 206
Evansville, Indiana 47713-1216
– English
FORT WAYNE URBAN LEAGUE, INC. P: 260-745-3100
T:
F: 260-745-0405
E: fwurbanleague@fwurbanleague.org
W: www.fwurbanleague.org
2135 S Hanna St
Fort Wayne, Indiana 46803-2401
– English
– Spanish
MONEY MANAGEMENT INTERNATIONAL, INC FORT WAYNE, IN P: 866-232-9080
T: 866-232-9080
F: 866-921-5129
E: counselinginfo@moneymanagement.org
W: www.moneymanagement.org
2720 Dupont Commerce Ct Ste 150
Fort Wayne, Indiana 46825-0001
– English
– Spanish
CATHOLIC CHARITIES, ARCHDIOCESE OF GARY P: 219-879-9312
T:
F: 219-879-9073
E: emerrion@catholic-charities.org
W: www.catholic-charities.org
940 Broadway
GARY, Indiana 46402-2906
– English
– Spanish
LACASA OF GOSHEN, INC. P: 574-533-4450
T:
F:
E: info@lacasainc.net
W: www.lacasainc.net
202 N Cottage Ave
Goshen, Indiana 46528-3346
– English
– Spanish
NORTHWEST INDIANA REINVESTMENT ALLIANCE P: 219-931-9300
T:
F: 219-933-0499
E: jeanish@aol.com
W: www.nwireinvestmentalliance.org
5948 Hohman Ave
HAMMOND, Indiana 46320-2424
– English
– Spanish
PATHFINDER SERVICES INC. P: 260-356-0521
T: 800-310-9510
F: 260-356-1369
E: jbarker@pathfinderservices.org
W: www.cchomes.org
2824 Theater Ave
HUNTINGTON, Indiana 46750-7978
– English
– Other
CONSUMER CREDIT COUNSELING SERVICE OF CENTRAL OHIO – INDIANAPOLIS OFFICE P: 800-355-2227
T: 800-355-2227
F:
E: info@apprisen.com
W: www.apprisen.com
6345 S East Street
INDIANAPOLIS, Indiana 46227-7107
– English
INDIANA LEGAL SERVICES P: 812-339-7668-4228
T: 800-822-4774
F: 812-339-2081
E: marcy.wenzler@ilsi.net
W: www.indianalegalservices.org/
151 N. Delaware, Suite 1850
Market Square Center
INDIANAPOLIS, Indiana 46204-2566
– Arabic
– Cambodian
– Cantonese
– Chinese Mandarin
– Creole
– Czech
– English
– Farsi
– French
– German
– Hindi
– Hmong
– Indonesian
– Italian
– Korean
– Other
– Polish
– Portuguese
– Russian
– Spanish
– Swahili
– Turkish
– Ukrainian
– Vietnamese
NEIGHBORHOOD CHRISTIAN LEGAL CLINIC P: 317-429-4160
T:
F: 317-429-4130
E: rrayburn@nclegaclinic.org
W: www.nclegalclinic.org
3333 N. Meridian Street, Suite 201
INDIANAPOLIS, Indiana 46208-4647
– English
– Spanish
LAFAYETTE NEIGHBORHOOD HOUSING SERVICES, INC. DBA HOMESTEAD CS P: 765-423-1284
T:
F: 765-637-7949
E: joe@homesteadcs.org
W: homesteadcs.org
671 N 36th St
Lafayette, Indiana 47905-4475
– English
– Spanish
THE AFFORDABLE HOUSING CORPORATION OF MARION, INDIANA P: 765-662-1574
T:
F: 765-662-1578
E: allison@ahcgrantcounty.com
W: www.ahcgrantcounty.com
812 S Washington St
Marion, Indiana 46953-1967
– English
– French
CONSUMER CREDIT COUNSELING SERVICE OF NORTHWEST INDIANA, INC. P: 219-980-4800
T:
F: 219-769-0454
E: kciminillo@cccsnwi.org
W: www.cccsnwi.org
800 E 86th Ave Ste B
Merrillville, IN 46410
Merrillville, Indiana 46410-6270
– English
GREENPATH DEBT SOLUTIONS P: 888-860-4167
T:
F:
E: housingdepartment@greenpath.com
W: www.greenpath.com
245 W Edison Rd
Suite 130
Mishawaka, Indiana 46545-8305
– English
– Spanish
HOOSIER UPLANDS ECONOMIC DEVELOPMENT CORPORATION P: 812-849-4447
T: 800-827-2219
F: 812-849-0627
E: ahopper@hoosieruplands.org
W: www.hoosieruplands.org
500 W Main St
MITCHELL, Indiana 47446-1411
– English
MUNCIE HOME OWNERSHIP AND DEVELOPMENT CENTER P: 765-282-6656
T:
F: 765-282-8391
E: munciehomecenter@aol.com
W: www.munciehomecenter.com
120 West Charles Street
MUNCIE, Indiana 47305-2419
– ASL
– English
PATHSTONE (FORMERLY RURAL OPPORTUNITIES, INC.) P: 765-286-2162
T:
F:
E: aphillips@pathstone.org
W: www.pathstone.org
1917 W Royale Dr
Muncie, Indiana 47304-2265
– English
– Spanish
TRANSITION RESOURCES- TELAMON P: 317-547-1924-7112
T:
F: 765-221-7538
E: ajherrera@transitionresources.org
W: www.telamon.org
600 Corporation Drive
PENDLETON, Indiana 46064-8608
– English
– Spanish
CITY OF SOUTH BEND P: 574-235-9475
T:
F: 574-235-9011
E: PMEYER@SouthBendIN.Gov
W: www.southbendin.gov
227 W Jefferson Blvd Fl 14
South Bend, Indiana 46601-1830
– English
– Other
LINCOLN HILLS DEVELOPMENT CORPORATION P: 812-547-3435
T: 800-467-1435
F: 812-547-3466
E: larry@lhdc.org
W: www.lhdc.org
302 Main St
TELL CITY, Indiana 47586-2207
– English
HOUSING OPPORTUNITIES, INC P: 219-548-2800
T:
F: 219-548-2807
E: cshook@housing-opportunities.com
W: www.housing-opportunities.com
2001 Calumet Ave
Valparaiso, Indiana 46383-2781
– English

For the most current list of HUD Approved Foreclosure Avoidance Counseling Agencies in Indiana, please visit the HUD website.